345 Saint Andrews Dr, Franklin, TN 37069
345 Saint Andrews Dr, Franklin, TN 37069, Active at $1,095,000 ($207/sq ft). 4 bd · 4.5 ba (4 full, 1 half) · 5,285 sqft · $207/sqft · 0.42 ac.
345 Saint Andrews Dr, Franklin, TN 37069, Active at $1,095,000 ($207/sq ft). 4 bd · 4.5 ba (4 full, 1 half) · 5,285 sqft · $207/sqft · 0.42 ac.
Active · $1,095,000
MLS #3270487 · listed April 16, 2026 · 206 days on market · updated September 24, 2026
4-bed, 4.5-bath home at 345 Saint Andrews Dr in Temple Hills Sec 12, Franklin, 5,285 sqft, $1,095,000 ($207/sqft), by Parks Compass.
345 Saint Andrews Dr is a 4-bedroom, 4.5-bath home in Franklin, TN 37069, offered at $1,095,000, about $207/sq ft across 5,285 sq ft.
At $207/sq ft, this home is about 34% below the Temple Hills median list price per square foot of $316.
Recently sold in Franklin 37069: 142 comparable homes from $714,200 to $1,475,000, a median of $321/sq ft; this listing at $207/sq ft is about 36% below recent sold prices.
Market read: the Franklin 37069 homes market is balanced as of October 15, 2026, at about 3.3 months of inventory; recent sales have closed near 98% of list in the 12 months to October 22, 2026.
All-in, about $7,128/mo at 20% down (7.65% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $913/mo, roughly 13% of the all-in monthly payment.
At the current 7.40% 30-year rate, principal and interest on this home runs about $6,065/mo; at the 6.77% rate of about three months ago it would be roughly $5,693/mo, so monthly P&I is about $372 higher now.
School zone: assigned to Grassland Elementary, Grassland Middle School, Franklin High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 345 Saint Andrews Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of November 7, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
$105,000 PRICE REDUCTION! SELLERS ARE READY TO M0VE! BEST PRICE ON THE MARKET FOR THIS LARGE FAMILY HOME. Many upgrades and this is a solid well built home. This all brick traditional home sitting on an almost half acre corner lot in the beautiful Temple Hills golf community is the perfect family home. Winding through the golf course and past the lakes, it offers a feel of country living with a suburban atmosphere and amenities. Featuring four bedrooms plus two other flex rooms with closets, open concept kitchen/living area with dining space and wood burning fireplace, this home has room for comfortable living. Enter into a foyer separating a formal living room (currently music room), dining room and staircase to upstairs. The entire main floor has newly refinished hardwood flooring. A large room off of the kitchen is currently used for a bar area & office space which has French doors opening to the deck. Kitchen opens onto the spacious screened porch leading to an expansive outdoor deck for grilling. Upstairs has 4 bedrooms with updated ensuite baths plus California closets upgrades. The large primary bedroom suite is impressive & includes 2 huge closets, updated bath with soaking tub and large walk in shower. There is an attached room currently used as a craft room which would be perfect for a nursery or office. The full basement could be used as a separate apartment suite with a full bath, bedroom, huge living area, fireplace & kitchenette & it opens to the patio, back yard, and garage. Large yard has wood privacy fence and is divided into 2 areas. The home was built with a space for an elevator to be installed if desired and has tons of storage. New skylights upstairs. The location is fabulous being 15 minutes to Green Hills, Franklin and I40W. Golf and swim club memberships may be purchased separately.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 345 Saint Andrews Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $1,095,000 | -$54,900 (-4.8%) | |
| Price change | $1,149,900 | -$50,000 (-4.2%) | |
| Listed | $1,199,900 |
Listed April 16, 2026, this listing has been on the market 206 days as of November 8, 2026. It was originally listed at $1,199,900; the asking price is now $1,095,000 (-8.7%).
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 345 Saint Andrews Dr at $1,095,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $1,095,000 |
|---|---|
| HOA dues | $110 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 345 Saint Andrews Dr is about $7,128/mo, 20% down on a 30-year fixed at 7.65% (a jumbo loan), including principal & interest $6,215, estimated property tax $297, homeowners insurance $506, and HOA dues $110. Estimate only; not a loan offer.
| Principal & interest | $6,215/mo |
|---|---|
| Property tax (est.) | $297/mo |
| Homeowners insurance (est.) | $506/mo |
| HOA dues | $110/mo |
| Estimated total | $7,128/mo |
Assumes 20% down, 30-year fixed at 7.65% (Mortgage News Daily, as of October 20, 2026). Property tax uses the Williamson County (unincorporated) rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.65% | $5,624/mo | $6,537/mo | -$591/mo |
| 7.15% | $5,917/mo | $6,830/mo | -$298/mo |
| 7.65% | $6,215/mo | $7,128/mo | current |
| 8.15% | $6,520/mo | $7,433/mo | +$305/mo |
| 8.65% | $6,829/mo | $7,742/mo | +$614/mo |
Principal & interest on a 30-year fixed at 20% down ($876,000 loan), with property tax, insurance, and HOA held constant at $913/mo. Current 30-year fixed 7.65% (Mortgage News Daily, as of October 20, 2026). Estimate only; not a loan offer.
Owning 345 Saint Andrews Dr runs about $7,128/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Williamson County appraised value of $737,000 trails the $1,095,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $2,395 now to roughly $3,559 (appraised value times the 25% Tennessee residential ratio times the Williamson County (unincorporated) rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Temple Hills active | Recently sold |
|---|---|---|---|
| Price / sq ft | $207 | $314 median | $321 median |
| Price position | 0th pctile | -34% vs median | ~98% of list |
| Temple Hills vs Franklin 37069 area | - | -14% | - |
| Recent closings | - | - | 142 sales |
This listing beside the active Temple Hills market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 8, 2026.
At $207/sq ft, this home is among the lowest-priced of the 12 active homes in Temple Hills by price per square foot (0th percentile).
Prices per square foot in Temple Hills run about 14% below Franklin 37069 area.
Taken together, this home is priced toward the lower end per square foot for Temple Hills.
Computed by Grant Hammond from 12 Temple Hills comparables (Realtracs via IDX), as of November 8, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).
| Active listings | 98 in Franklin 37069 homes |
|---|---|
| Recent absorption | about 29.7 sales / mo |
| Months of inventory | 3.3 months, a balanced market |
Over the past 12 months, homes in Franklin 37069 homes sold at about 98% of list price.
Recorded sales in Franklin 37069 homes: 301 in the past 12 months.
Supply-side and recent-sale context for Franklin 37069 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37069 homes closings. Source Realtracs via IDX, as of October 15, 2026.
345 Saint Andrews Dr sits in Temple Hills Sec 12, Franklin, Williamson County.
In Temple Hills, homes there are priced around $316 per square foot; inventory in Franklin 37069 homes is running at about 3.3 months, a balanced market; recent sales in Franklin 37069 closed near 98% of list price; 142 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 22, 2026.
Approximately 14 miles from downtown Nashville (straight-line distance).
345 Saint Andrews Dr is zoned for Grassland Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 345 Saint Andrews Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 345 Saint Andrews Dr, by price and size.
Listed by Deborah Layman, Parks Compass. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (November 7, 2026), 345 Saint Andrews Dr, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
345 Saint Andrews Dr was listed on April 16, 2026 and has been on the market 206 days as of November 8, 2026, per Realtracs.
Yes. It was originally listed at $1,199,900; the asking price is now $1,095,000 (-8.7%).
345 Saint Andrews Dr, Franklin is listed at $1,095,000, about $207 per square foot across 5,285 square feet.
4 bedrooms and 4.5 bathrooms (4 full, 1 half).
About $207 per square foot ($1,095,000 across 5,285 sqft).
345 Saint Andrews Dr, Franklin was built in 1993.
Yes, 2 garage spaces, per the listing.
HOA dues are $110 per month, as listed.
345 Saint Andrews Dr, Franklin is in the Temple Hills Sec 12 subdivision of Franklin.
About $7,128 a month with 20% down on a 30-year fixed at 7.65%, principal and interest $6,215, estimated property tax $297, insurance $506, and HOA $110. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
345 Saint Andrews Dr, Franklin is zoned for Grassland Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 345 Saint Andrews Dr, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and hundreds of millions in luxury closings. Use the tour or question form on this page.
At about $207 per square foot, 345 Saint Andrews Dr, Franklin ranks in the 0th percentile of active Temple Hills listings by price per square foot, roughly 34% below the Temple Hills median; recent comparable sales in Temple Hills closed near $321 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37069 homes market is currently balanced, at about 3.3 months of inventory; recent sales have closed near 98% of list price over the past year, per Realtracs as of October 15, 2026.
Thinking of selling in Temple Hills Sec 12?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.