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345 Saint Andrews Dr, Franklin, TN 37069

345 Saint Andrews Dr, Franklin, TN 37069, Active at $1,149,900 ($218/sq ft). 4 bd · 4.5 ba (4 full, 1 half) · 5,285 sqft · $218/sqft · 0.42 ac.

Active · $1,149,900

4 beds4.5 baths5,285 sq ft$218 /sq ft0.42 acres

MLS #3270487 · listed April 16, 2026 · 137 days on market · updated August 17, 2026

4-bed, 4.5-bath home at 345 Saint Andrews Dr in Temple Hills Sec 12, Franklin, 5,285 sqft, $1,149,900 ($218/sqft), by Parks Compass.

The quick read

345 Saint Andrews Dr is a 4-bedroom, 4.5-bath home in Franklin, TN 37069, offered at $1,149,900, about $218/sq ft across 5,285 sq ft.

At $218/sq ft, this home is about 31% below the Temple Hills median list price per square foot of $317.

Market read: the Franklin 37069 homes market is balanced, at about 3.9 months of inventory.

All-in, about $6,998/mo at 20% down (6.9% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $939/mo, roughly 13% of the all-in monthly payment.

At the current 6.81% 30-year rate, principal and interest on this home runs about $6,003/mo; at the 6.56% rate of about three months ago it would be roughly $5,851/mo, so monthly P&I is about $152 higher now.

School zone: assigned to Grassland Elementary, Grassland Middle School, Franklin High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 345 Saint Andrews Dr (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of August 17, 2026. RealTracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 345 Saint Andrews Dr

$50,000 PRICE REDUCTION! SELLERS ARE READY TO M0VE! BEST PRICE ON THE MARKET FOR THIS LARGE FAMILY HOME. This all brick traditional home sitting on an almost half acre corner lot in the beautiful Temple Hills golf community is the perfect family home. Winding through the golf course and past the lakes, it offers a feel of country living with a suburban atmosphere and amenities. Featuring four bedrooms plus two other flex rooms with closets, open concept kitchen/living area with dining space and wood burning fireplace, this home has room for comfortable living. Enter into a foyer separating a formal living room (currently music room), dining room and staircase to upstairs. The entire main floor has newly refinished hardwood flooring. A large room off of the kitchen is currently used for a bar area & office space which has French doors opening to the deck. Kitchen opens onto the spacious screened porch leading to an expansive outdoor deck for grilling. Upstairs has 4 bedrooms with updated ensuite baths plus California closets upgrades. The large primary bedroom suite is impressive & includes 2 huge closets, updated bath with soaking tub and large walk in shower. There is an attached room currently used as a craft room which would be perfect for a nursery or office. The full basement could be used as a separate apartment suite with a full bath, bedroom, huge living area, fireplace & kitchenette & it opens to the patio, back yard, and garage. Large yard has wood privacy fence and is divided into 2 areas. The home was built with a space for an elevator to be installed if desired and has tons of storage. Skylights in upstairs baths are being replaced. The location is fabulous being 15 minutes to Green Hills, Franklin and I40W. Golf and swim club memberships may be purchased separately. Sellers will consider a painting credit depending on offer amount.

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

2-car garageBuilt 1993

Full property details

Complete reported fields for 345 Saint Andrews Dr (reference).

MLS #3270487
StatusActive
Price$1,149,900
Price / sqft$218
Bedrooms4
Bathrooms4.5 (4 full, 1 half)
Living area5,285 sqft
Lot size0.42 acres
Year built1993
All 31 property fields
Garage spaces2
Stories3
HeatingCentral
CoolingYes
BasementFull, Yes
ConstructionBrick
ParkingGarage Door Opener, Garage Faces Front, Paved, Attached
Annual taxes$3,750
AppliancesBuilt-In Electric Oven, Double Oven, Electric Oven
Interior featuresBookcases, Ceiling Fan(s), Entrance Foyer, High Speed Internet, Open Floorplan, Walk-In Closet(s)
FireplaceYes
Architectural styleTraditional
Water sourcePublic
SewerPrivate Sewer
UtilitiesWater Available, Cable Connected, Underground Utilities
Garage typeAttached Garage, Yes
HOA dues$110 / mo
SubdivisionTemple Hills Sec 12
CountyWilliamson
ListedApril 16, 2026
Days on market137
UpdatedAugust 17, 2026

Listing activity

DateEventPriceChange
Listed$1,149,900

Cost of ownership

Estimated monthly ownership for 345 Saint Andrews Dr at $1,149,900: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$1,149,900
HOA dues$110 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 345 Saint Andrews Dr, Franklin

Estimated total monthly payment for 345 Saint Andrews Dr is about $6,998/mo, 20% down on a 30-year fixed at 6.90% (a jumbo loan), including principal & interest $6,059, estimated property tax $311, homeowners insurance $518, and HOA dues $110. Estimate only; not a loan offer.

Principal & interest$6,059/mo
Property tax (est.)$311/mo
Homeowners insurance (est.)$518/mo
HOA dues$110/mo
Estimated total$6,998/mo
7.25%6.13%6.81%January 14, 2025August 28, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.81% (Mortgage News Daily, as of August 28, 2026).

Assumes 20% down, 30-year fixed at 6.90% (Mortgage News Daily, as of August 28, 2026). Property tax uses the Williamson County (unincorporated) rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.9%$5,456/mo$6,395/mo-$603/mo
6.4%$5,754/mo$6,693/mo-$305/mo
6.9%$6,059/mo$6,998/mocurrent
7.4%$6,369/mo$7,308/mo+$310/mo
7.9%$6,686/mo$7,625/mo+$627/mo

Principal & interest on a 30-year fixed at 20% down ($919,920 loan), with property tax, insurance, and HOA held constant at $939/mo. Current 30-year fixed 6.90% (Mortgage News Daily, as of August 28, 2026). Estimate only; not a loan offer.

Buy versus rent, 345 Saint Andrews Dr

Owning 345 Saint Andrews Dr runs about $6,998/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 345 Saint Andrews Dr compares in Temple Hills

MetricThis homeTemple Hills activeRecently sold
Price / sq ft$218$317 median-
Price position0th pctile-31% vs median-
Temple Hills vs Franklin 37069 area--12%-

This listing beside the active Temple Hills market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of August 30, 2026.

How this home compares in Temple Hills

At $218/sq ft, this home is among the lowest-priced of the 11 active homes in Temple Hills by price per square foot (0th percentile).

Temple Hills trades about 12% below Franklin 37069 area on a price-per-square-foot basis.

Taken together, this home reads toward the lower end per square foot for Temple Hills.

Computed by Grant Hammond from 11 Temple Hills comparables (RealTracs via IDX), as of August 30, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).

Competition & market pace

Active listings115 in Franklin 37069 homes
Recent absorptionabout 29.5 sales / mo
Months of inventory3.9 months, a balanced market

Supply-side and recent-sale context for Franklin 37069 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37069 homes closings. Source RealTracs via IDX, as of August 29, 2026.

Location & neighborhood

345 Saint Andrews Dr sits in Temple Hills Sec 12, Franklin, Williamson County.

Temple Hills market snapshot

In Temple Hills, homes there are priced around $317 per square foot; inventory in Franklin 37069 homes is running at about 3.9 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-08-30.

Approximately 14 miles from downtown Nashville (straight-line distance).

Assigned schools

345 Saint Andrews Dr is zoned for Grassland Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Ask Grant about 345 Saint Andrews Dr

Get the full details, recent comparable sales, and any off-market options for 345 Saint Andrews Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar active listings

Comparable active listings near 345 Saint Andrews Dr, by price and size.

Listed with Parks Compass. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Jimmy Franks Sells Franklin Mansion to Kenny Chesney

Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer
Brentwood, TN New Construction: 3 Subdivisions to Watch This Summer

Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.

Popular searches in Franklin

Frequently asked questions about 345 Saint Andrews Dr

Is 345 Saint Andrews Dr, Franklin still for sale?

As of the latest update (August 17, 2026), 345 Saint Andrews Dr, Franklin is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 345 Saint Andrews Dr, Franklin cost?

345 Saint Andrews Dr, Franklin is listed at $1,149,900, about $218 per square foot across 5,285 square feet.

How many bedrooms and bathrooms does 345 Saint Andrews Dr, Franklin have?

4 bedrooms and 4.5 bathrooms (4 full, 1 half).

What is the price per square foot?

About $218 per square foot ($1,149,900 across 5,285 sqft).

When was 345 Saint Andrews Dr, Franklin built?

345 Saint Andrews Dr, Franklin was built in 1993.

Does 345 Saint Andrews Dr, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $110 per month, as listed.

What subdivision is 345 Saint Andrews Dr, Franklin in?

345 Saint Andrews Dr, Franklin is in the Temple Hills Sec 12 subdivision of Franklin.

What is the estimated monthly payment for 345 Saint Andrews Dr, Franklin?

About $6,998 a month with 20% down on a 30-year fixed at 6.9%, principal and interest $6,059, estimated property tax $311, insurance $518, and HOA $110. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 345 Saint Andrews Dr, Franklin zoned for?

345 Saint Andrews Dr, Franklin is zoned for Grassland Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 345 Saint Andrews Dr, Franklin a short-term-rental property?

No, 345 Saint Andrews Dr, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 345 Saint Andrews Dr, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 345 Saint Andrews Dr, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 345 Saint Andrews Dr, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 345 Saint Andrews Dr, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 345 Saint Andrews Dr, Franklin priced compared to the market?

At about $218 per square foot, 345 Saint Andrews Dr, Franklin ranks in the 0th percentile of active Temple Hills listings by price per square foot, roughly 31% below the Temple Hills median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37069 homes market favoring buyers or sellers?

The Franklin 37069 homes market is currently balanced, at about 3.9 months of inventory, per RealTracs as of 2026-08-29.

Thinking of selling in Temple Hills Sec 12?

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