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5302 Elkins Ave, Nashville, TN 37209

5302 Elkins Ave, Nashville, TN 37209, Conditional at $499,900 ($420/sq ft). 2 bd · 1 ba · 1,190 sqft · $420/sqft · 0.17 ac.

Conditional · $499,900

2 beds1 bath1,190 sq ft$420 /sq ft0.17 acres

MLS #3280766 · listed July 13, 2026 · 108 days on market · updated October 29, 2026

2-bed, 1-bath home at 5302 Elkins Ave in Realty Savings Bank & Trust, Nashville, 1,190 sqft, $499,900 ($420/sqft), by The Realty Association.

The quick read

5302 Elkins Ave is a 2-bedroom, 1-bath home in Nashville, TN 37209, offered at $499,900, about $420/sq ft across 1,190 sq ft.

At $420/sq ft, this home is about 28% above the Nashville 37209 median list price per square foot of $328.

Recently sold in Nashville 37209: 159 comparable homes from $325,000 to $670,000, a median of $330/sq ft; this listing at $420/sq ft is about 27% above recent sold prices.

Market read: the Nashville 37209 homes market is balanced as of October 28, 2026, at about 4.6 months of inventory; recent sales have closed near 98.2% of list in the 12 months to October 30, 2026.

All-in, about $3,355/mo at 20% down (7.29% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $616/mo, roughly 18% of the all-in monthly payment.

At the current 7.29% 30-year rate, principal and interest on this home runs about $2,739/mo; at the 6.83% rate of about three months ago it would be roughly $2,615/mo, so monthly P&I is about $124 higher now.

School zone: assigned to Sylvan Park Paideia Design Center, West End Middle School, Hillsboro Comp High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 5302 Elkins Ave (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of November 5, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 5302 Elkins Ave

NEW PRICE. Charming cottage with endless potential! Nestled in the heart of Nashville's highly sought after Sylvan Park neighborhood, An incredible opportunity to make it your own. The upstairs loft (not included in the home's square footage is not heated or cooled but can easily be added) offers the perfect space for additional storage, with 11x13 square feet on one side of the stairs and 11x16 square feet on the other side. There is an a/c window unit in the window and It is fully floored and drywalled. The unfinished concrete floor basement provides excellent storage and offers exciting potential for future improvements or expansion.You'll enjoy the charm of Sylvan Park while being just minutes from local restaurants, shops, parks and downtown Nashville. Whether you're looking for your first home, an investment opportunity, or a place to customize over time, this home is full of possibilities.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

Built 1945

Full property details

Complete reported fields for 5302 Elkins Ave (reference).

MLS #3280766
StatusConditional
Price$499,900
Price / sqft$420
Bedrooms2
Bathrooms1
Living area1,190 sqft
Lot size0.17 acres
Year built1945
All 25 property fields
Stories1
HeatingNatural Gas
CoolingYes
BasementPartial, Yes
ConstructionAluminum Siding
Annual taxes$3,453
AppliancesMicrowave, OVEN, Refrigerator
Architectural styleCottage
Water sourcePublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Water Available
SubdivisionRealty Savings Bank & Trust
CountyDavidson
ListedJuly 13, 2026
Days on market108
UpdatedOctober 29, 2026

Listing activity

DateEventPriceChange
Under contract
Price change$499,900-$59,100 (-10.6%)
Price change$559,000-$50,900 (-8.3%)
Price change$609,900-$50,000 (-7.6%)
Listed$659,900

Listed July 13, 2026, this listing was on the market 108 days before it went under contract. It was originally listed at $659,900; the last asking price was $499,900 (-24.2%). It has been under contract since October 29, 2026.

  • County assessment: $490,800 total appraised value (land $304,000 + improvements $186,800).
  • Land accounts for about 62% of the county appraised value, a land-weighted parcel (renovation or rebuild potential; verify zoning and utilities before relying on it).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Assessment history

The Davidson County Assessor's appraised value of 5302 Elkins Ave by year: $86,000 in 1999 to $490,800 in 2025, a change of +471%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$304,000$186,800$0$490,800ROLL
2021$216,000$121,100$0$337,100ROLL
2017$200,000$100,000$0$300,000ROLL
2013$120,000$93,900$0$213,900ROLL
2009$100,000$98,200$0$198,200ROLL
2005$50,000$101,800$0$151,800ROLL
2001$33,000$87,300$0$120,300ROLL
2000$24,000$62,000$0$86,000ROLL
1999$24,000$62,000$0$86,000ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 5302 Elkins Ave at $499,900: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$499,900
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 5302 Elkins Ave, Nashville

Estimated total monthly payment for 5302 Elkins Ave is about $3,355/mo, 20% down on a 30-year fixed at 7.29% (a conforming loan), including principal & interest $2,739, estimated property tax $293, homeowners insurance $323. Estimate only; not a loan offer.

Principal & interest$2,739/mo
Property tax (est.)$293/mo
Homeowners insurance (est.)$323/mo
Estimated total$3,355/mo
7.61%6.13%7.29%February 19, 2025October 29, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.29% (Mortgage News Daily, as of October 29, 2026).

Assumes 20% down, 30-year fixed at 7.29% (Mortgage News Daily, as of October 29, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.29%$2,473/mo$3,089/mo-$266/mo
6.79%$2,605/mo$3,221/mo-$134/mo
7.29%$2,739/mo$3,355/mocurrent
7.79%$2,876/mo$3,492/mo+$137/mo
8.29%$3,016/mo$3,632/mo+$277/mo

Principal & interest on a 30-year fixed at 20% down ($399,920 loan), with property tax, insurance held constant at $616/mo. Current 30-year fixed 7.29% (Mortgage News Daily, as of October 29, 2026). Estimate only; not a loan offer.

Buy versus rent, 5302 Elkins Ave

Owning 5302 Elkins Ave runs about $3,355/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 5302 Elkins Ave compares in Nashville 37209

MetricThis homeNashville 37209 activeRecently sold
Price / sq ft$420$327 median$330 median
Price position77th pctile+28% vs median~98.2% of list
Recent closings--159 sales

This listing beside the active Nashville 37209 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 5, 2026.

How this home compares in Nashville 37209

At $420/sq ft, this home ranks in the 77th percentile of the active homes in Nashville 37209 by price per square foot.

Computed by Grant Hammond from the active Nashville 37209 comparables (Realtracs via IDX), as of November 5, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings165 in Nashville 37209 homes
Recent absorptionabout 35.9 sales / mo
Months of inventory4.6 months, a balanced market

Over the past 12 months, homes in Nashville 37209 homes sold at about 98.2% of list price.

Recorded sales in Nashville 37209 homes: 602 in the past 12 months.

Supply-side and recent-sale context for Nashville 37209 homes. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37209 homes closings. Source Realtracs via IDX, as of October 28, 2026.

Location & neighborhood

5302 Elkins Ave sits in Realty Savings Bank & Trust, Nashville, Davidson County.

Nashville 37209 market snapshot

In Nashville 37209, homes there are priced around $328 per square foot; inventory in Nashville 37209 homes is running at about 4.6 months, a balanced market; recent sales closed near 98.2% of list price; 159 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.

Approximately 4.0 miles from downtown Nashville (straight-line distance).

Assigned schools

5302 Elkins Ave is zoned for Sylvan Park Paideia Design Center, West End Middle School, Hillsboro Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Sylvan Park Paideia Design Center
High
Hillsboro Comp High School

Ask Grant about 5302 Elkins Ave

Get the full details, recent comparable sales, and any off-market options for 5302 Elkins Ave - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 5302 Elkins Ave, by price and size.

Listed by Jami Whitworth, The Realty Association. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Nashville Housing Market 2026 Outlook and Forecast
Nashville Housing Market 2026 Outlook and Forecast

Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Nashville

Frequently asked questions about 5302 Elkins Ave

Is 5302 Elkins Ave, Nashville still for sale?

As of the latest update (November 5, 2026), 5302 Elkins Ave, Nashville is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 5302 Elkins Ave been on the market?

5302 Elkins Ave was listed on July 13, 2026 and went under contract on October 29, 2026, after 108 days on the market, per Realtracs.

Has the price of 5302 Elkins Ave changed?

Yes. It was originally listed at $659,900; the asking price is now $499,900 (-24.2%).

How much does 5302 Elkins Ave, Nashville cost?

5302 Elkins Ave, Nashville is listed at $499,900, about $420 per square foot across 1,190 square feet.

How many bedrooms and bathrooms does 5302 Elkins Ave, Nashville have?

2 bedrooms and 1 bathroom.

What is the price per square foot?

About $420 per square foot ($499,900 across 1,190 sqft).

When was 5302 Elkins Ave, Nashville built?

5302 Elkins Ave, Nashville was built in 1945.

Does 5302 Elkins Ave, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 5302 Elkins Ave, Nashville in?

5302 Elkins Ave, Nashville is in the Realty Savings Bank & Trust subdivision of Nashville.

What is the estimated monthly payment for 5302 Elkins Ave, Nashville?

About $3,355 a month with 20% down on a 30-year fixed at 7.29%, principal and interest $2,739, estimated property tax $293, insurance $323. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 5302 Elkins Ave, Nashville zoned for?

5302 Elkins Ave, Nashville is zoned for Sylvan Park Paideia Design Center, West End Middle School, Hillsboro Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 5302 Elkins Ave, Nashville a short-term-rental property?

No, 5302 Elkins Ave, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 5302 Elkins Ave, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 5302 Elkins Ave, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 5302 Elkins Ave, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 5302 Elkins Ave, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 5302 Elkins Ave, Nashville priced compared to the market?

At about $420 per square foot, 5302 Elkins Ave, Nashville ranks in the 78th percentile of active Nashville 37209 listings by price per square foot, roughly 28% above the Nashville 37209 median; recent comparable sales in Nashville 37209 closed near $330 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37209 homes market favoring buyers or sellers?

The Nashville 37209 homes market is currently balanced, at about 4.6 months of inventory; recent sales have closed near 98.2% of list price over the past year, per Realtracs as of October 28, 2026.

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