90 Pearl St, Franklin, TN 37064
90 Pearl St, Franklin, TN 37064, Active at $679,000 ($335/sq ft). 2 bd · 2.5 ba (2 full, 1 half) · 2,028 sqft · $335/sqft · 0.054 ac.
90 Pearl St, Franklin, TN 37064, Active at $679,000 ($335/sq ft). 2 bd · 2.5 ba (2 full, 1 half) · 2,028 sqft · $335/sqft · 0.054 ac.
Active · $679,000
MLS #3298457 · listed July 21, 2026 · 95 days on market · updated October 16, 2026
2-bed, 2.5-bath condo at 90 Pearl St in Westhaven Sec 3, Franklin, 2,028 sqft, $679,000 ($335/sqft), by Sell Your Home Services, LLC.
90 Pearl St is a 2-bedroom, 2.5-bath condo in Franklin, TN 37064, offered at $679,000, about $335/sq ft across 2,028 sq ft.
At $335/sq ft, this condo is about 33% below the Westhaven median list price per square foot of $500.
Recently sold in Franklin 37064: 191 comparable condos from $444,000 to $907,953, a median of $326/sq ft; this listing at $335/sq ft is about 3% above recent sold prices.
Market read: the Franklin 37064 condos market is balanced as of October 15, 2026, at about 4.2 months of inventory; recent sales have closed near 98.9% of list in the 12 months to October 17, 2026.
All-in, about $4,935/mo at 20% down (7.37% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,185/mo, roughly 24% of the all-in monthly payment.
At the current 7.37% 30-year rate, principal and interest on this condo runs about $3,750/mo; at the 6.63% rate of about three months ago it would be roughly $3,480/mo, so monthly P&I is about $270 higher now.
Next step: ask Grant Hammond anything about 90 Pearl St (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 16, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Fabulous Westhaven opportunity! Now $699,000, just $362/SF! This excellently maintained townhome awaits your modern refresh. Offering 1,931 SF, 2 bedrooms, 2.5 baths, hardwood floors, fireplace, jacuzzi, versatile bonus room and private courtyard. Enjoy Westhaven's exceptional amenities, including pools, fitness, tennis, trails and parks, minutes from shopping, dining and downtown Franklin.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 90 Pearl St (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $679,000 | -$10,000 (-1.5%) | |
| Price change | $689,000 | -$10,000 (-1.4%) | |
| Price change | $699,000 | -$15,000 (-2.1%) | |
| Price change | $714,000 | -$5,900 (-0.8%) | |
| Price change | $719,900 | -$30,000 (-4.0%) | |
| Price change | $749,900 | -$10,000 (-1.3%) | |
| Listed | $759,900 | ||
| Deed recorded | $260,000 |
Listed July 21, 2026, this listing has been on the market 95 days as of October 24, 2026. The price has been reduced 6 times, from $759,900 to $679,000 (-10.6%), most recently on October 16, 2026.
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 90 Pearl St at $679,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $679,000 |
|---|---|
| HOA dues | $585 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 90 Pearl St is about $4,935/mo, 20% down on a 30-year fixed at 7.37% (a conforming loan), including principal & interest $3,750, estimated property tax $222, homeowners insurance $378, and HOA dues $585. Estimate only; not a loan offer.
| Principal & interest | $3,750/mo |
|---|---|
| Property tax (est.) | $222/mo |
| Homeowners insurance (est.) | $378/mo |
| HOA dues | $585/mo |
| Estimated total | $4,935/mo |
Assumes 20% down, 30-year fixed at 7.37% (Mortgage News Daily, as of October 16, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.37% | $3,387/mo | $4,572/mo | -$363/mo |
| 6.87% | $3,567/mo | $4,752/mo | -$183/mo |
| 7.37% | $3,750/mo | $4,935/mo | current |
| 7.87% | $3,937/mo | $5,122/mo | +$187/mo |
| 8.37% | $4,127/mo | $5,312/mo | +$377/mo |
Principal & interest on a 30-year fixed at 20% down ($543,200 loan), with property tax, insurance, and HOA held constant at $1,185/mo. Current 30-year fixed 7.37% (Mortgage News Daily, as of October 16, 2026). Estimate only; not a loan offer.
Owning 90 Pearl St runs about $4,935/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $585 / mo (about 12% of the estimated total payment) |
|---|---|
| HOA per year | $7,020 |
| HOA over 5 years | $35,100 (at current dues) |
| Effective carrying cost | $2.433 / sq ft / mo (estimated total over 2,028 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
The Williamson County appraised value of $407,000 trails the $679,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,593 now to roughly $2,658 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This condo | Westhaven active | Recently sold |
|---|---|---|---|
| Price / sq ft | $352 | $499 median | - |
| Price position | 0th pctile | -29% vs median | - |
| Westhaven vs Franklin 37064 area | - | +30% | - |
This listing beside the active Westhaven market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.
This listing beside the active Westhaven market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 17, 2026.
At $352/sq ft, this condo is among the lowest-priced of the 102 active condos in Westhaven by price per square foot (0th percentile).
Westhaven trades about 30% above Franklin 37064 area on a price-per-square-foot basis.
Taken together, this condo reads toward the lower end per square foot for Westhaven.
Computed by Grant Hammond from 102 Westhaven comparables (Realtracs via IDX), as of October 25, 2026, refreshed weekly.
Median closed price and price per square foot by unit size in Westhaven Sec 3, from the last 24 months of recorded sales:
| Unit size | Median sold | Median $/sq ft | Closings |
|---|---|---|---|
| 2 BR | $725,000 | $477 | 17 |
| 3 BR | $860,000 | $392 | 54 |
| 4+ BR | $975,000 | $374 | 11 |
Computed by Grant Hammond from recorded Westhaven Sec 3 closings, grouped by unit size (Realtracs via IDX).
In Westhaven Sec 3, the median sale price per square foot has moved from about $436 (2025-10) to about $396 (2026-10), roughly 9% down across the last 12 months of recorded sales.
Computed by Grant Hammond from the monthly price-per-square-foot of recorded Westhaven Sec 3 closings (Realtracs via IDX).
| Active listings | 103 in Franklin 37064 condos |
|---|---|
| Recent absorption | about 24.5 sales / mo |
| Months of inventory | 4.2 months, a balanced market |
Over the past 12 months, homes in Franklin 37064 condos sold at about 98.9% of list price.
Recorded sales in Franklin 37064 condos: 293 in the past 12 months.
Supply-side and recent-sale context for Franklin 37064 condos. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 condos closings. Source Realtracs via IDX, as of October 15, 2026.
90 Pearl St sits in Westhaven Sec 3, Franklin, Williamson County.
In Westhaven, homes there are priced around $500 per square foot; inventory in Franklin 37064 condos is running at about 4.2 months, a balanced market; recent sales in Franklin 37064 closed near 98.9% of list price; 191 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 17, 2026.
Approximately 18 miles from downtown Nashville (straight-line distance).
90 Pearl St is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 90 Pearl St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 90 Pearl St, by price and size.
Listed by Daniel Demers, Sell Your Home Services, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (October 16, 2026), 90 Pearl St, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
90 Pearl St was listed on July 21, 2026 and has been on the market 95 days as of October 24, 2026, per Realtracs.
Yes. It was first listed at $759,900. The price has been reduced 6 times, most recently to $679,000 on October 16, 2026, a total change of -10.6%.
90 Pearl St, Franklin is listed at $679,000, about $335 per square foot across 2,028 square feet.
2 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $335 per square foot ($679,000 across 2,028 sqft).
90 Pearl St, Franklin was built in 2004.
Yes, 1 garage spaces, per the listing.
HOA dues are $585 per month, as listed.
90 Pearl St, Franklin is in the Westhaven Sec 3 subdivision of Franklin.
About $4,935 a month with 20% down on a 30-year fixed at 7.37%, principal and interest $3,750, estimated property tax $222, insurance $378, and HOA $585. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
90 Pearl St, Franklin is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
HOA dues are $585 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $335 per square foot, 90 Pearl St, Franklin is in the 0th percentile of active listings in the Westhaven, about 33% below the $500 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $335 per square foot, 90 Pearl St, Franklin ranks in the 0th percentile of active Westhaven listings by price per square foot, roughly 33% below the Westhaven median; recent comparable sales in Westhaven closed near $326 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 condos market is currently balanced, at about 4.2 months of inventory; recent sales have closed near 98.9% of list price over the past year, per Realtracs as of October 15, 2026.
Thinking of selling in Westhaven Sec 3?
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