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103 Pepper Ridge Cir, Antioch, TN 37013

103 Pepper Ridge Cir, Antioch, TN 37013, Pending at $279,900 ($167/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,681 sqft · $167/sqft · 0.02 ac.

Pending · $279,900

3 beds2.5 baths1,681 sq ft$167 /sq ft0.02 acres

MLS #3520313 · listed August 21, 2026 · 25 days on market · updated October 12, 2026

3-bed, 2.5-bath condo at 103 Pepper Ridge Cir in Pepper Ridge, Antioch, 1,681 sqft, $279,900 ($167/sqft), by Compass.

The quick read

Status: this condo is currently under contract, per Realtracs as of October 12, 2026.

103 Pepper Ridge Cir is a 3-bedroom, 2.5-bath condo in Antioch, TN 37013, offered at $279,900, about $167/sq ft across 1,681 sq ft.

At $167/sq ft, this condo is about 20% below the Antioch 37013 median list price per square foot of $209.

Recently sold in Pepper Ridge: 8 comparable condos from $230,000 to $310,000, a median of $183/sq ft; this listing at $167/sq ft is about 9% below recent sold prices.

Market read: the Antioch condos market is balanced as of October 19, 2026, at about 3.1 months of inventory; recent sales have closed near 99.3% of list in the 12 months to October 19, 2026.

All-in, about $2,179/mo at 20% down (7.37% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $633/mo, roughly 29% of the all-in monthly payment.

At the current 7.37% 30-year rate, principal and interest on this condo runs about $1,546/mo; at the 6.63% rate of about three months ago it would be roughly $1,435/mo, so monthly P&I is about $111 higher now.

Next step: ask Grant Hammond anything about 103 Pepper Ridge Cir (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 12, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 103 Pepper Ridge Cir

Fresh paint throughout and new carpet on main level. Inviting townhome with three bedrooms and two baths. Fireplace in large living room. Primary bedroom downstairs with its own bath and large walk-in closet. Hardwood floors in the entry and the kitchen. Granite countertops all appliances remain. Two bedrooms with bath upstairs and walk-in closet. Two-car garage in the basement with plenty of storage. Gas water heater and gas heat. Community pool nice deck with shade cover. Priced under $300,000.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 1987Pool

Full property details

Complete reported fields for 103 Pepper Ridge Cir (reference).

MLS #3520313
StatusPending
Price$279,900
Price / sqft$167
Bedrooms3
Bathrooms2.5 (2 full, 1 half)
Living area1,681 sqft
Lot size0.02 acres
Year built1987
All 32 property fields
Garage spaces2
Stories2
HeatingCentral
CoolingYes
BasementUnfinished, Yes
ConstructionBrick, Vinyl Siding
ParkingGarage Door Opener, Garage Faces Rear, Attached
Annual taxes$2,051
AppliancesDishwasher, Electric Range, Microwave, Refrigerator
Interior featuresCeiling Fan(s), Entrance Foyer, High Speed Internet, Walk-In Closet(s)
FireplaceYes
Architectural styleContemporary
PoolIn Ground, Private
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
HOA dues$240 / mo
SubdivisionPepper Ridge
CountyDavidson
ListedAugust 21, 2026
Days on market25
UpdatedOctober 12, 2026

Listing activity

DateEventPriceChange
Pending
Under contract
Listed$279,900
Quitclaim deed$0
Deed recorded$112,000
Deed recorded$82,900
Quitclaim deed$0

Listed August 21, 2026, this listing was on the market 25 days before it went under contract. It went under contract on September 15, 2026 and has been pending, no longer showing, since October 12, 2026.

  • Listed at $279,900, about 150% above the last recorded sale ($112,000, December 15, 1999).
  • County assessment: $291,500 total appraised value (land $58,000 + improvements $233,500).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

103 Pepper Ridge Cir has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
Pendingn/aRealtracs MLS #3520313
Under contractn/aRealtracs MLS #3520313
Listed for sale$279,900Realtracs MLS #3520313
Listing removedn/aRealtracs MLS #3248813
by Price change$274,900Realtracs MLS #3248813
by Listed for sale$279,900Realtracs MLS #3248813
Sold (public record)$112,000Public record
Sold (public record)$82,900Public record

Realtracs listing activity before June 25, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Assessment history

The Davidson County Assessor's appraised value of 103 Pepper Ridge Cir by year: $95,400 in 1999 to $291,500 in 2025, a change of +206%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$58,000$233,500$0$291,500ROLL
2021$35,000$165,700$0$200,700ROLL
2017$24,000$102,800$0$126,800ROLL
2013$20,000$77,700$0$97,700ROLL
2009$27,000$87,500$0$114,500ROLL
2005$22,000$110,100$0$132,100INF
2001$21,000$94,700$0$115,700ROLL
2000$24,000$71,400$0$95,400ROLL
1999$24,000$71,400$0$95,400ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 103 Pepper Ridge Cir at $279,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$279,900
HOA dues$240 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 103 Pepper Ridge Cir, Antioch

Estimated total monthly payment for 103 Pepper Ridge Cir is about $2,179/mo, 20% down on a 30-year fixed at 7.37% (a conforming loan), including principal & interest $1,546, estimated property tax $162, homeowners insurance $231, and HOA dues $240. Estimate only; not a loan offer.

Principal & interest$1,546/mo
Property tax (est.)$162/mo
Homeowners insurance (est.)$231/mo
HOA dues$240/mo
Estimated total$2,179/mo
7.61%6.13%7.37%February 19, 2025October 16, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.37% (Mortgage News Daily, as of October 16, 2026).

Assumes 20% down, 30-year fixed at 7.37% (Mortgage News Daily, as of October 16, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.37%$1,396/mo$2,029/mo-$150/mo
6.87%$1,470/mo$2,103/mo-$76/mo
7.37%$1,546/mo$2,179/mocurrent
7.87%$1,623/mo$2,256/mo+$77/mo
8.37%$1,701/mo$2,334/mo+$155/mo

Principal & interest on a 30-year fixed at 20% down ($223,920 loan), with property tax, insurance, and HOA held constant at $633/mo. Current 30-year fixed 7.37% (Mortgage News Daily, as of October 16, 2026). Estimate only; not a loan offer.

Buy versus rent, 103 Pepper Ridge Cir

Owning 103 Pepper Ridge Cir runs about $2,179/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$240 / mo (about 11% of the estimated total payment)
HOA per year$2,880
HOA over 5 years$14,400 (at current dues)
Effective carrying cost$1.296 / sq ft / mo (estimated total over 1,681 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 103 Pepper Ridge Cir compares in Antioch 37013

MetricThis condoAntioch 37013 activeRecently sold
Price / sq ft$167$208 median-
Price position10th pctile-20% vs median-

This listing beside the active Antioch 37013 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.

This listing beside the active Antioch 37013 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.

How this condo compares in Antioch 37013

Among the 392 active condos in Antioch 37013, this condo at $167/sq ft falls in the 10th percentile on price per square foot.

Computed by Grant Hammond from 392 Antioch 37013 comparables (Realtracs via IDX), as of October 25, 2026, refreshed weekly.

Competition & market pace

Active listings82 in Antioch condos
Recent absorptionabout 26.5 sales / mo
Months of inventory3.1 months, a balanced market

Over the past 12 months, homes in Antioch condos sold at about 99.3% of list price.

Recorded sales in Antioch condos: 8 in the past 12 months.

Supply-side and recent-sale context for Antioch condos. Sale figures are trailing 6/12/24-month medians of recorded Antioch condos closings. Source Realtracs via IDX, as of October 19, 2026.

Location & neighborhood

103 Pepper Ridge Cir sits in Pepper Ridge, Antioch, Davidson County.

Antioch 37013 market snapshot

In Antioch 37013, homes there are priced around $209 per square foot; inventory in Antioch condos is running at about 3.1 months, a balanced market; recent sales in Pepper Ridge closed near 99.3% of list price; 8 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.

Approximately 8.9 miles from downtown Nashville (straight-line distance).

Assigned schools

103 Pepper Ridge Cir is zoned for Una Elementary, Margaret Allen Middle School, Antioch High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Una Elementary

Ask Grant about 103 Pepper Ridge Cir

Get the full details, recent comparable sales, and any off-market options for 103 Pepper Ridge Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 103 Pepper Ridge Cir, by price and size.

Listed by Chuck Curran, Compass. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches

Frequently asked questions about 103 Pepper Ridge Cir

Is 103 Pepper Ridge Cir, Antioch still for sale?

As of the latest update (October 12, 2026), 103 Pepper Ridge Cir, Antioch is under contract and no longer being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 103 Pepper Ridge Cir been on the market?

103 Pepper Ridge Cir was listed on August 21, 2026 and went under contract on September 15, 2026, after 25 days on the market, per Realtracs.

Has the price of 103 Pepper Ridge Cir changed?

No. The asking price has been $279,900 since it was listed on August 21, 2026.

How much does 103 Pepper Ridge Cir, Antioch cost?

103 Pepper Ridge Cir, Antioch is listed at $279,900, about $167 per square foot across 1,681 square feet.

How many bedrooms and bathrooms does 103 Pepper Ridge Cir, Antioch have?

3 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $167 per square foot ($279,900 across 1,681 sqft).

When was 103 Pepper Ridge Cir, Antioch built?

103 Pepper Ridge Cir, Antioch was built in 1987.

Does 103 Pepper Ridge Cir, Antioch have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $240 per month, as listed.

What subdivision is 103 Pepper Ridge Cir, Antioch in?

103 Pepper Ridge Cir, Antioch is in the Pepper Ridge subdivision of Antioch.

What is the estimated monthly payment for 103 Pepper Ridge Cir, Antioch?

About $2,179 a month with 20% down on a 30-year fixed at 7.37%, principal and interest $1,546, estimated property tax $162, insurance $231, and HOA $240. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 103 Pepper Ridge Cir, Antioch zoned for?

103 Pepper Ridge Cir, Antioch is zoned for Una Elementary, Margaret Allen Middle School, Antioch High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 103 Pepper Ridge Cir, Antioch?

HOA dues are $240 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 103 Pepper Ridge Cir, Antioch priced versus the building?

At $167 per square foot, 103 Pepper Ridge Cir, Antioch is in the 10th percentile of active listings in the Antioch 37013, about 20% below the $209 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 103 Pepper Ridge Cir, Antioch?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 103 Pepper Ridge Cir, Antioch?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 103 Pepper Ridge Cir, Antioch?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 103 Pepper Ridge Cir, Antioch?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 103 Pepper Ridge Cir, Antioch priced compared to the market?

At about $167 per square foot, 103 Pepper Ridge Cir, Antioch ranks in the 10th percentile of active Antioch 37013 listings by price per square foot, roughly 20% below the Antioch 37013 median; recent comparable sales in Antioch 37013 closed near $183 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Antioch condos market favoring buyers or sellers?

The Antioch condos market is currently balanced, at about 3.1 months of inventory; recent sales have closed near 99.3% of list price over the past year, per Realtracs as of October 19, 2026.

Thinking of selling in Pepper Ridge?

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