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130 Pepper Ridge Cir, Antioch, TN 37013

130 Pepper Ridge Cir, Antioch, TN 37013, Active at $275,000 ($176/sq ft). 2 bd · 2.5 ba (2 full, 1 half) · 1,564 sqft · $176/sqft.

Active · $275,000

2 beds2.5 baths1,564 sq ft$176 /sq ft

MLS #3543023 · listed September 7, 2026 · 48 days on market · updated September 8, 2026

2-bed, 2.5-bath condo at 130 Pepper Ridge Cir in Pepper Ridge, Antioch, 1,564 sqft, $275,000 ($176/sqft), by Reliant Realty ERA Powered.

The quick read

130 Pepper Ridge Cir is a 2-bedroom, 2.5-bath condo in Antioch, TN 37013, offered at $275,000, about $176/sq ft across 1,564 sq ft.

At $176/sq ft, this condo is about 16% below the Antioch 37013 median list price per square foot of $209.

Recently sold in Pepper Ridge: 8 comparable condos from $230,000 to $310,000, a median of $183/sq ft; this listing at $176/sq ft is about 4% below recent sold prices.

Market read: the Antioch condos market is balanced as of October 20, 2026, at about 3.1 months of inventory; recent sales have closed near 99.3% of list in the 12 months to October 20, 2026.

All-in, about $2,154/mo at 20% down (7.43% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $626/mo, roughly 29% of the all-in monthly payment.

At the current 7.43% 30-year rate, principal and interest on this condo runs about $1,528/mo; at the 6.75% rate of about three months ago it would be roughly $1,427/mo, so monthly P&I is about $101 higher now.

Next step: ask Grant Hammond anything about 130 Pepper Ridge Cir (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 8, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 130 Pepper Ridge Cir

Welcome home to this updated and well maintained 2-bedroom, 2.5-bath townhouse with a 2 car garage in the desirable Pepper Ridge community! This stunning home features an open floor plan that seamlessly connects the living, dining, and kitchen areas, making it perfect for both everyday living and entertaining. The spacious living room is highlighted by a cozy gas fireplace, while the kitchen offers high-end appliances, a pantry, and ample storage. Upstairs, you'll find two generously sized bedrooms, each with access to a full bath. The primary suite features double vanities and a tub/shower combination, while the secondary bedroom includes an extra-large closet. Additional features include laminate and tile flooring, ceiling fans, extra storage, a covered front porch, and a rear-entry 2 car attached garage. Enjoy low-maintenance living with HOA-covered exterior maintenance, grounds maintenance, landscaping, pest control, and access to community amenities including the community swimming pool and sidewalks. Conveniently located near shopping, dining, major interstates, and Nashville amenities, this home offers both comfort and convenience. Qualified buyers may receive a $2,500 Chase Homebuyer Grant towards closing costs/rate buy down when using them as the mortgage lender, ask for details!

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 1991Pool

Full property details

Complete reported fields for 130 Pepper Ridge Cir (reference).

MLS #3543023
StatusActive
Price$275,000
Price / sqft$176
Bedrooms2
Bathrooms2.5 (2 full, 1 half)
Living area1,564 sqft
Year built1991
Garage spaces2
All 30 property fields
Stories2
HeatingCentral, Natural Gas
CoolingYes
BasementCrawl Space
ConstructionBrick, Vinyl Siding
ParkingGarage Faces Rear, Alley Access, On Street, Parking Lot, Paved, Unassigned, Attached
Annual taxes$1,904
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
Interior featuresCeiling Fan(s), High Speed Internet, Open Floorplan, Pantry
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Water Available, Cable Connected, Underground Utilities
Garage typeAttached Garage, Yes
HOA dues$240 / mo
SubdivisionPepper Ridge
CountyDavidson
AmenitiesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control
ListedSeptember 7, 2026
Days on market48
UpdatedSeptember 8, 2026

Listing activity

DateEventPriceChange
Listed$275,000
Deed recorded$47,500
Deed recorded$108,255
Deed recorded$114,900
Deed recorded$104,900
Deed recorded$88,755
Deed recorded$80,000
Deed recorded$69,000
Quitclaim deed$0

Listed September 7, 2026, this listing has been on the market 48 days as of October 25, 2026. The asking price has not changed since it was listed.

  • Listed at $275,000, about 479% above the last recorded sale ($47,500, June 28, 2012).
  • County assessment: $270,700 total appraised value (land $58,000 + improvements $212,700).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

130 Pepper Ridge Cir has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
Listing removedn/aRealtracs MLS #3262063
Listed for sale$275,000Realtracs MLS #3543023
Listed for sale$279,000Realtracs MLS #3262063
Sold (public record)$47,500Public record
Sold (public record)$108,255Public record
Sold (public record)$114,900Public record
Sold (public record)$104,900Public record
Sold (public record)$88,755Public record
Sold (public record)$80,000Public record
Sold (public record)$69,000Public record

Realtracs listing activity before July 7, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Assessment history

The Davidson County Assessor's appraised value of 130 Pepper Ridge Cir by year: $84,400 in 1999 to $270,700 in 2025, a change of +221%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$58,000$212,700$0$270,700ROLL
2021$35,000$162,700$0$197,700ROLL
2017$24,000$91,400$0$115,400ROLL
2013$20,000$67,400$0$87,400ROLL
2009$27,000$79,100$0$106,100ROLL
2005$22,000$84,000$0$106,000ROLL
2001$21,000$68,400$0$89,400ROLL
2000$24,000$60,400$0$84,400ROLL
1999$24,000$60,400$0$84,400ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 130 Pepper Ridge Cir at $275,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$275,000
HOA dues$240 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 130 Pepper Ridge Cir, Antioch

Estimated total monthly payment for 130 Pepper Ridge Cir is about $2,154/mo, 20% down on a 30-year fixed at 7.43% (a conforming loan), including principal & interest $1,528, estimated property tax $159, homeowners insurance $227, and HOA dues $240. Estimate only; not a loan offer.

Principal & interest$1,528/mo
Property tax (est.)$159/mo
Homeowners insurance (est.)$227/mo
HOA dues$240/mo
Estimated total$2,154/mo
7.61%6.13%7.43%February 19, 2025October 19, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.43% (Mortgage News Daily, as of October 19, 2026).

Assumes 20% down, 30-year fixed at 7.43% (Mortgage News Daily, as of October 19, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.43%$1,380/mo$2,006/mo-$148/mo
6.93%$1,453/mo$2,079/mo-$75/mo
7.43%$1,528/mo$2,154/mocurrent
7.93%$1,604/mo$2,230/mo+$76/mo
8.43%$1,681/mo$2,307/mo+$153/mo

Principal & interest on a 30-year fixed at 20% down ($220,000 loan), with property tax, insurance, and HOA held constant at $626/mo. Current 30-year fixed 7.43% (Mortgage News Daily, as of October 19, 2026). Estimate only; not a loan offer.

Buy versus rent, 130 Pepper Ridge Cir

Owning 130 Pepper Ridge Cir runs about $2,154/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$240 / mo (about 11% of the estimated total payment)
HOA per year$2,880
HOA over 5 years$14,400 (at current dues)
Effective carrying cost$1.377 / sq ft / mo (estimated total over 1,564 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 130 Pepper Ridge Cir compares in Antioch 37013

MetricThis condoAntioch 37013 activeRecently sold
Price / sq ft$176$208 median-
Price position14th pctile-15% vs median-

This listing beside the active Antioch 37013 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.

This listing beside the active Antioch 37013 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 20, 2026.

How this condo compares in Antioch 37013

At $176/sq ft, this condo ranks in the 14th percentile of the 392 active condos in Antioch 37013 by price per square foot.

Computed by Grant Hammond from 392 Antioch 37013 comparables (Realtracs via IDX), as of October 25, 2026, refreshed weekly.

Competition & market pace

Active listings82 in Antioch condos
Recent absorptionabout 26.5 sales / mo
Months of inventory3.1 months, a balanced market

Over the past 12 months, homes in Antioch condos sold at about 99.3% of list price.

Recorded sales in Antioch condos: 8 in the past 12 months.

Supply-side and recent-sale context for Antioch condos. Sale figures are trailing 6/12/24-month medians of recorded Antioch condos closings. Source Realtracs via IDX, as of October 20, 2026.

Location & neighborhood

130 Pepper Ridge Cir sits in Pepper Ridge, Antioch, Davidson County.

Antioch 37013 market snapshot

In Antioch 37013, homes there are priced around $209 per square foot; inventory in Antioch condos is running at about 3.1 months, a balanced market; recent sales in Pepper Ridge closed near 99.3% of list price; 8 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 20, 2026.

Approximately 8.9 miles from downtown Nashville (straight-line distance).

Assigned schools

130 Pepper Ridge Cir is zoned for Una Elementary, Margaret Allen Middle School, Antioch High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Una Elementary

Ask Grant about 130 Pepper Ridge Cir

Get the full details, recent comparable sales, and any off-market options for 130 Pepper Ridge Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

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Listed by Sean Shariati, Reliant Realty ERA Powered. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches

Frequently asked questions about 130 Pepper Ridge Cir

Is 130 Pepper Ridge Cir, Antioch still for sale?

As of the latest update (September 8, 2026), 130 Pepper Ridge Cir, Antioch is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 130 Pepper Ridge Cir been on the market?

130 Pepper Ridge Cir was listed on September 7, 2026 and has been on the market 48 days as of October 25, 2026, per Realtracs.

Has the price of 130 Pepper Ridge Cir changed?

No. The asking price has been $275,000 since it was listed on September 7, 2026.

How much does 130 Pepper Ridge Cir, Antioch cost?

130 Pepper Ridge Cir, Antioch is listed at $275,000, about $176 per square foot across 1,564 square feet.

How many bedrooms and bathrooms does 130 Pepper Ridge Cir, Antioch have?

2 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $176 per square foot ($275,000 across 1,564 sqft).

When was 130 Pepper Ridge Cir, Antioch built?

130 Pepper Ridge Cir, Antioch was built in 1991.

Does 130 Pepper Ridge Cir, Antioch have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $240 per month, as listed.

What subdivision is 130 Pepper Ridge Cir, Antioch in?

130 Pepper Ridge Cir, Antioch is in the Pepper Ridge subdivision of Antioch.

What is the estimated monthly payment for 130 Pepper Ridge Cir, Antioch?

About $2,154 a month with 20% down on a 30-year fixed at 7.43%, principal and interest $1,528, estimated property tax $159, insurance $227, and HOA $240. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 130 Pepper Ridge Cir, Antioch zoned for?

130 Pepper Ridge Cir, Antioch is zoned for Una Elementary, Margaret Allen Middle School, Antioch High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 130 Pepper Ridge Cir, Antioch?

HOA dues are $240 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 130 Pepper Ridge Cir, Antioch priced versus the building?

At $176 per square foot, 130 Pepper Ridge Cir, Antioch is in the 14th percentile of active listings in the Antioch 37013, about 16% below the $209 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 130 Pepper Ridge Cir, Antioch?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 130 Pepper Ridge Cir, Antioch?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 130 Pepper Ridge Cir, Antioch?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 130 Pepper Ridge Cir, Antioch?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 130 Pepper Ridge Cir, Antioch priced compared to the market?

At about $176 per square foot, 130 Pepper Ridge Cir, Antioch ranks in the 14th percentile of active Antioch 37013 listings by price per square foot, roughly 16% below the Antioch 37013 median; recent comparable sales in Antioch 37013 closed near $183 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Antioch condos market favoring buyers or sellers?

The Antioch condos market is currently balanced, at about 3.1 months of inventory; recent sales have closed near 99.3% of list price over the past year, per Realtracs as of October 20, 2026.

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