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2804 Harbor Lights Dr, Nashville, TN 37217

2804 Harbor Lights Dr, Nashville, TN 37217, Pending at $300,000 ($209/sq ft). 3 bd · 2 ba · 1,434 sqft · $209/sqft · 0.26 ac.

Pending · $300,000

3 beds2 baths1,434 sq ft$209 /sq ft0.26 acres

MLS #3601927 · listed September 25, 2026 · 3 days on market · updated October 19, 2026

3-bed, 2-bath home at 2804 Harbor Lights Dr in Bayview, Nashville, 1,434 sqft, $300,000 ($209/sqft), by Armor Realty LLC.

The quick read

Status: this home is currently under contract, per Realtracs as of October 19, 2026.

2804 Harbor Lights Dr is a 3-bedroom, 2-bath home in Nashville, TN 37217, offered at $300,000, about $209/sq ft across 1,434 sq ft.

At $209/sq ft, this home is priced in line with the Nashville 37217 list-price median of $211/sq ft.

Recently sold in Nashville 37217: 122 comparable homes from $207,500 to $405,000, a median of $206/sq ft; this listing at $209/sq ft is about 1% above recent sold prices.

Market read: the Nashville 37217 homes market is seller-favored as of October 14, 2026, at about 2.6 months of inventory; recent sales have closed near 99.6% of list in the 12 months to October 21, 2026.

All-in, about $2,151/mo at 20% down (7.40% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $489/mo, roughly 23% of the all-in monthly payment.

At the current 7.40% 30-year rate, principal and interest on this home runs about $1,662/mo; at the 6.77% rate of about three months ago it would be roughly $1,560/mo, so monthly P&I is about $102 higher now.

School zone: assigned to Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 2804 Harbor Lights Dr (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 19, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

What the listing photos show

The listing photos show a single-story brick home with green shutters, a shingled gable roof and a white-trimmed front gable with an arched vent. A paved drive leads to an attached two-car garage on the left, and a low brick planter bed with a shrub runs along the front of the house. The home sits on a grassy lot in the Bayview subdivision of Nashville.

Seen in the photos: brick exterior, green shutters, attached two-car garage, front lawn, brick planter bed, gable roof, paved drive.

Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.

Highlights

2-car garageBuilt 1997

Full property details

Complete reported fields for 2804 Harbor Lights Dr (reference).

MLS #3601927
StatusPending
Price$300,000
Price / sqft$209
Bedrooms3
Bathrooms2
Living area1,434 sqft
Lot size0.26 acres
Year built1997
All 29 property fields
Garage spaces2
Stories1
HeatingCentral
CoolingYes
BasementCrawl Space
ConstructionBrick
ParkingAttached
Annual taxes$2,540
AppliancesBuilt-In Electric Oven, Built-In Electric Range
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
HOA dues$65 / mo
SubdivisionBayview
CountyDavidson
ListedSeptember 25, 2026
Days on market3
UpdatedOctober 19, 2026

Listing activity

DateEventPriceChange
Pending
Under contract
Listed$300,000

Listed September 25, 2026, this listing was on the market 3 days before it went under contract. It went under contract on September 28, 2026 and has been pending, no longer showing, since October 19, 2026.

History at this address

2804 Harbor Lights Dr has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
Pendingn/aRealtracs MLS #3601927
List price$300,000Realtracs MLS #3601927
Under contractn/aRealtracs MLS #3601927
Listed for salen/aRealtracs MLS #3601927
Listing removedn/aRealtracs MLS #3182815
by Listed for sale$339,000Realtracs MLS #3182815
Sold (public record)$110,000Public record

Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Cost of ownership

Estimated monthly ownership for 2804 Harbor Lights Dr at $300,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$300,000
HOA dues$65 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 2804 Harbor Lights Dr, Nashville

Estimated total monthly payment for 2804 Harbor Lights Dr is about $2,151/mo, 20% down on a 30-year fixed at 7.40% (a conforming loan), including principal & interest $1,662, estimated property tax $174, homeowners insurance $250, and HOA dues $65. Estimate only; not a loan offer.

Principal & interest$1,662/mo
Property tax (est.)$174/mo
Homeowners insurance (est.)$250/mo
HOA dues$65/mo
Estimated total$2,151/mo
7.61%6.13%7.4%February 19, 2025October 20, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.40% (Mortgage News Daily, as of October 20, 2026).

Assumes 20% down, 30-year fixed at 7.40% (Mortgage News Daily, as of October 20, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.40%$1,501/mo$1,990/mo-$161/mo
6.90%$1,581/mo$2,070/mo-$81/mo
7.40%$1,662/mo$2,151/mocurrent
7.90%$1,744/mo$2,233/mo+$82/mo
8.40%$1,828/mo$2,317/mo+$166/mo

Principal & interest on a 30-year fixed at 20% down ($240,000 loan), with property tax, insurance, and HOA held constant at $489/mo. Current 30-year fixed 7.40% (Mortgage News Daily, as of October 20, 2026). Estimate only; not a loan offer.

Buy versus rent, 2804 Harbor Lights Dr

Owning 2804 Harbor Lights Dr runs about $2,151/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 2804 Harbor Lights Dr compares in Nashville 37217

MetricThis homeNashville 37217 activeRecently sold
Price / sq ft$209$210 median-
Price position49th pctile0% vs median-
Nashville 37217 vs greater Nashville--37%-

This listing beside the active Nashville 37217 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 26, 2026.

This listing beside the active Nashville 37217 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 21, 2026.

How this home compares in Nashville 37217

At $209/sq ft, this home ranks in the 49th percentile of the 113 active homes in Nashville 37217 by price per square foot.

Nashville 37217 trades about 37% below greater Nashville on a price-per-square-foot basis.

Taken together, this home reads in line with Nashville 37217 on a per-square-foot basis.

Computed by Grant Hammond from 113 Nashville 37217 comparables (Realtracs via IDX), as of October 26, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings34 in Nashville 37217 homes
Recent absorptionabout 13.1 sales / mo
Months of inventory2.6 months, a seller-favored market (tight supply)

Over the past 12 months, homes in Nashville 37217 homes sold at about 99.6% of list price.

Recorded sales in Nashville 37217 homes: 238 in the past 12 months.

Supply-side and recent-sale context for Nashville 37217 homes. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37217 homes closings. Source Realtracs via IDX, as of October 14, 2026.

Location & neighborhood

2804 Harbor Lights Dr sits in Bayview, Nashville, Davidson County.

Nashville 37217 market snapshot

In Nashville 37217, homes there are priced around $211 per square foot; inventory in Nashville 37217 homes is running at about 2.6 months, a seller-favored market; recent sales closed near 99.6% of list price; 122 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 21, 2026.

Approximately 9.9 miles from downtown Nashville (straight-line distance).

Assigned schools

2804 Harbor Lights Dr is zoned for Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Ask Grant about 2804 Harbor Lights Dr

Get the full details, recent comparable sales, and any off-market options for 2804 Harbor Lights Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 2804 Harbor Lights Dr, by price and size.

Listed with Armor Realty LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Nashville Housing Market 2026 Outlook and Forecast
Nashville Housing Market 2026 Outlook and Forecast

Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Nashville

Frequently asked questions about 2804 Harbor Lights Dr

Is 2804 Harbor Lights Dr, Nashville still for sale?

As of the latest update (October 19, 2026), 2804 Harbor Lights Dr, Nashville is under contract and no longer being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 2804 Harbor Lights Dr been on the market?

2804 Harbor Lights Dr was listed on September 25, 2026 and went under contract on September 28, 2026, after 3 days on the market, per Realtracs.

Has the price of 2804 Harbor Lights Dr changed?

No. The asking price has been $300,000 since it was listed on September 25, 2026.

What do the photos of 2804 Harbor Lights Dr, Nashville show?

The listing photos show a single-story brick home with green shutters, a shingled gable roof and a white-trimmed front gable with an arched vent. Features seen in the photos include brick exterior, green shutters, attached two-car garage, front lawn, brick planter bed and gable roof. Described from the Realtracs listing photos.

How much does 2804 Harbor Lights Dr, Nashville cost?

2804 Harbor Lights Dr, Nashville is listed at $300,000, about $209 per square foot across 1,434 square feet.

How many bedrooms and bathrooms does 2804 Harbor Lights Dr, Nashville have?

3 bedrooms and 2 bathrooms.

What is the price per square foot?

About $209 per square foot ($300,000 across 1,434 sqft).

When was 2804 Harbor Lights Dr, Nashville built?

2804 Harbor Lights Dr, Nashville was built in 1997.

Does 2804 Harbor Lights Dr, Nashville have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $65 per month, as listed.

What subdivision is 2804 Harbor Lights Dr, Nashville in?

2804 Harbor Lights Dr, Nashville is in the Bayview subdivision of Nashville.

What is the estimated monthly payment for 2804 Harbor Lights Dr, Nashville?

About $2,151 a month with 20% down on a 30-year fixed at 7.40%, principal and interest $1,662, estimated property tax $174, insurance $250, and HOA $65. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 2804 Harbor Lights Dr, Nashville zoned for?

2804 Harbor Lights Dr, Nashville is zoned for Lakeview Elementary School, Apollo Middle, Antioch High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 2804 Harbor Lights Dr, Nashville a short-term-rental property?

No, 2804 Harbor Lights Dr, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 2804 Harbor Lights Dr, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 2804 Harbor Lights Dr, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 2804 Harbor Lights Dr, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 2804 Harbor Lights Dr, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 2804 Harbor Lights Dr, Nashville priced compared to the market?

At about $209 per square foot, 2804 Harbor Lights Dr, Nashville ranks in the 49th percentile of active Nashville 37217 listings by price per square foot; recent comparable sales in Nashville 37217 closed near $206 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37217 homes market favoring buyers or sellers?

The Nashville 37217 homes market is currently seller-favored (tight supply), at about 2.6 months of inventory; recent sales have closed near 99.6% of list price over the past year, per Realtracs as of October 14, 2026.

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