307 Sophia Rain Dr, Nashville, TN 37218
307 Sophia Rain Dr, Nashville, TN 37218, Active at $545,000 ($299/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,824 sqft · $299/sqft · 0.03 ac.
307 Sophia Rain Dr, Nashville, TN 37218, Active at $545,000 ($299/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,824 sqft · $299/sqft · 0.03 ac.
The front of the home shows a dark brick ground floor with a gray board-and-batten upper level.
Active · $545,000
MLS #3609820 · listed September 14, 2026 · 51 days on market · updated October 1, 2026
3-bed, 2.5-bath condo at 307 Sophia Rain Dr in Cato Cottages, Nashville, 1,824 sqft, $545,000 ($299/sqft), by KKI Ventures, INC dba Marshall Reddick Real Estate.
307 Sophia Rain Dr is a 3-bedroom, 2.5-bath condo in Nashville, TN 37218, offered at $545,000, about $299/sq ft across 1,824 sq ft.
At $299/sq ft, this condo is about 7% above the Nashville 37218 median list price per square foot of $279.
Recently sold in Nashville 37218: 51 comparable condos from $367,990 to $695,000, a median of $265/sq ft; this listing at $299/sq ft is about 13% above recent sold prices.
Market read: the Nashville 37218 condos market is buyer-favored as of October 28, 2026, at about 6.8 months of inventory; recent sales have closed near 100% of list in the 12 months to October 30, 2026.
All-in, about $3,779/mo at 20% down (7.29% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $793/mo, roughly 21% of the all-in monthly payment.
At the current 7.29% 30-year rate, principal and interest on this condo runs about $2,986/mo; at the 6.83% rate of about three months ago it would be roughly $2,851/mo, so monthly P&I is about $135 higher now.
Next step: ask Grant Hammond anything about 307 Sophia Rain Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 1, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
EXCLUSIVE 3.75% INTEREST RATE WITH USE OF PREFERRED LENDER! A community pool is COMING SOON to Phase 2. Minutes from downtown Nashville and The Nations, with easy interstate access - this address puts you close to everything without feeling like it. Now step inside. The layout just works. Everything you need day-to-day lives on the main floor - open kitchen, living, dining, a real dedicated office, and garage access. Head upstairs and that's where all three bedrooms are, including a primary suite that gives you the space and quiet you actually want at the end of the day.
Listing remarks via the Realtracs Internet Data Exchange.
The listing photos show a gray and dark brick two-story cottage with a board-and-batten upper level and a balcony. The main floor has an open living area with wood floors, a kitchen with a white island and dark cabinets, and a dining area set off from the living room. Tall windows bring light into the living room, and the kitchen has a tile backsplash and stainless appliances in Nashville.
Seen in the photos: board-and-batten siding, upstairs balcony, open floor plan, kitchen island, wood floors, tile backsplash, pendant lighting, ceiling fans.
Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.
Complete reported fields for 307 Sophia Rain Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $545,000 |
Listed September 14, 2026, this listing has been on the market 51 days as of November 4, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
307 Sophia Rain Dr has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.
| Date | Event | Price | Source |
|---|---|---|---|
| Listing removed | n/a | Realtracs MLS #3609820 | |
| List price | $545,000 | Realtracs MLS #3609820 | |
| Listed for sale | n/a | Realtracs MLS #3609820 | |
| Listing removed | n/a | Realtracs MLS #3230986 | |
| Listed for sale | $545,000 | Realtracs MLS #3230986 |
Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.
The Davidson County Assessor's appraised value of 307 Sophia Rain Dr by year: $60,000 in 2022 to $566,300 in 2025, a change of +844%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $107,000 | $459,300 | $0 | $566,300 | ROLL |
| 2023 | $60,000 | $324,700 | $0 | $384,700 | PR |
| 2022 | $60,000 | $0 | $0 | $60,000 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 307 Sophia Rain Dr at $545,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $545,000 |
|---|---|
| HOA dues | $140 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 307 Sophia Rain Dr is about $3,779/mo, 20% down on a 30-year fixed at 7.29% (a conforming loan), including principal & interest $2,986, estimated property tax $316, homeowners insurance $337, and HOA dues $140. Estimate only; not a loan offer.
| Principal & interest | $2,986/mo |
|---|---|
| Property tax (est.) | $316/mo |
| Homeowners insurance (est.) | $337/mo |
| HOA dues | $140/mo |
| Estimated total | $3,779/mo |
Assumes 20% down, 30-year fixed at 7.29% (Mortgage News Daily, as of October 29, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.29% | $2,696/mo | $3,489/mo | -$290/mo |
| 6.79% | $2,839/mo | $3,632/mo | -$147/mo |
| 7.29% | $2,986/mo | $3,779/mo | current |
| 7.79% | $3,136/mo | $3,929/mo | +$150/mo |
| 8.29% | $3,288/mo | $4,081/mo | +$302/mo |
Principal & interest on a 30-year fixed at 20% down ($436,000 loan), with property tax, insurance, and HOA held constant at $793/mo. Current 30-year fixed 7.29% (Mortgage News Daily, as of October 29, 2026). Estimate only; not a loan offer.
Owning 307 Sophia Rain Dr runs about $3,779/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $140 / mo (about 4% of the estimated total payment) |
|---|---|
| HOA per year | $1,680 |
| HOA over 5 years | $8,400 (at current dues) |
| Effective carrying cost | $2.072 / sq ft / mo (estimated total over 1,824 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37218 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $299 | $272 median | $265 median |
| Price position | 63rd pctile | +10% vs median | ~100% of list |
| Nashville 37218 vs greater Nashville | - | -18% | - |
| Recent closings | - | - | 51 sales |
This listing beside the active Nashville 37218 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 4, 2026.
At $299/sq ft, this condo ranks in the 63rd percentile of the 155 active condos in Nashville 37218 by price per square foot.
Prices per square foot in Nashville 37218 run about 18% below greater Nashville.
Taken together, this condo is priced in line with Nashville 37218 on a per-square-foot basis.
Computed by Grant Hammond from 155 Nashville 37218 comparables (Realtracs via IDX), as of November 4, 2026, refreshed weekly.
| Active listings | 52 in Nashville 37218 condos |
|---|---|
| Recent absorption | about 7.6 sales / mo |
| Months of inventory | 6.8 months, a buyer-favored market (ample supply) |
Over the past 12 months, homes in Nashville 37218 condos sold at about 100% of list price.
Recorded sales in Nashville 37218 condos: 72 in the past 12 months.
Supply-side and recent-sale context for Nashville 37218 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37218 condos closings. Source Realtracs via IDX, as of October 28, 2026.
307 Sophia Rain Dr sits in Cato Cottages, Nashville, Davidson County.
In Nashville 37218, homes there are priced around $279 per square foot; inventory in Nashville 37218 condos is running at about 6.8 months, a buyer-favored market; recent sales closed near 100% of list price; 51 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.
Approximately 5.7 miles from downtown Nashville (straight-line distance).
307 Sophia Rain Dr is zoned for Cumberland Elementary, Haynes Middle, Whites Creek High. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 307 Sophia Rain Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 307 Sophia Rain Dr, by price and size.
Listed with KKI Ventures, INC dba Marshall Reddick Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (October 1, 2026), 307 Sophia Rain Dr, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
307 Sophia Rain Dr was listed on September 14, 2026 and has been on the market 51 days as of November 4, 2026, per Realtracs.
No. The asking price has been $545,000 since it was listed on September 14, 2026.
The listing photos show a gray and dark brick two-story cottage with a board-and-batten upper level and a balcony. Features seen in the photos include board-and-batten siding, upstairs balcony, open floor plan, kitchen island, wood floors and tile backsplash. Described from the Realtracs listing photos.
307 Sophia Rain Dr, Nashville is listed at $545,000, about $299 per square foot across 1,824 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $299 per square foot ($545,000 across 1,824 sqft).
307 Sophia Rain Dr, Nashville was built in 2023.
Yes, 2 garage spaces, per the listing.
HOA dues are $140 per month, as listed.
307 Sophia Rain Dr, Nashville is in the Cato Cottages subdivision of Nashville.
About $3,779 a month with 20% down on a 30-year fixed at 7.29%, principal and interest $2,986, estimated property tax $316, insurance $337, and HOA $140. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
307 Sophia Rain Dr, Nashville is zoned for Cumberland Elementary, Haynes Middle, Whites Creek High. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $140 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $299 per square foot, 307 Sophia Rain Dr, Nashville is in the 60th percentile of active listings in the Nashville 37218, about 7% above the $279 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $299 per square foot, 307 Sophia Rain Dr, Nashville ranks in the 60th percentile of active Nashville 37218 listings by price per square foot, roughly 7% above the Nashville 37218 median; recent comparable sales in Nashville 37218 closed near $265 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37218 condos market is currently buyer-favored (ample supply), at about 6.8 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 28, 2026.
Thinking of selling in Cato Cottages?
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