(615) 945-7123

3188 Vera Valley Rd, Franklin, TN 37064

3188 Vera Valley Rd, Franklin, TN 37064, Active at $749,999 ($303/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,473 sqft · $303/sqft · 0.16 ac.

Active · $749,999

4 beds2.5 baths2,473 sq ft$303 /sq ft0.16 acres

MLS #3613285 · listed August 20, 2026 · 72 days on market · updated October 8, 2026

4-bed, 2.5-bath home at 3188 Vera Valley Rd in Spencer Hall Sec 6, Franklin, 2,473 sqft, $749,999 ($303/sqft), by Parks Compass.

The quick read

3188 Vera Valley Rd is a 4-bedroom, 2.5-bath home in Franklin, TN 37064, offered at $749,999, about $303/sq ft across 2,473 sq ft.

At $303/sq ft, this home is about 23% below the Franklin 37064 median list price per square foot of $392.

Recently sold in Franklin 37064: 464 comparable homes from $489,000 to $1,010,000, a median of $315/sq ft; this listing at $303/sq ft is about 4% below recent sold prices.

Market read: the Franklin 37064 homes market is balanced, at about 3.7 months of inventory; recent sales have closed near 99% of list over the past year.

All-in, about $4,826/mo at 20% down (7.27% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $725/mo, roughly 15% of the all-in monthly payment.

At the current 7.27% 30-year rate, principal and interest on this home runs about $4,101/mo; at the 6.83% rate of about three months ago it would be roughly $3,924/mo, so monthly P&I is about $177 higher now.

School zone: assigned to Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 3188 Vera Valley Rd (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 8, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 3188 Vera Valley Rd

Just over a mile from the charm, culture and energy of Franklin's Historic Downtown, this beautifully designed all-brick home offers more than a place to live, it offers a lifestyle you'll fall in love with the moment you arrive. Imagine evening walks along sidewalk-lined streets leading home after a dinner downtown, neighborhood gatherings with friends, and quite mornings filled with natural light pouring through oversized windows beneath soaring 14-foot vaulted ceilings. Positioned on a spacious corner lot, this 4 bedroom/2.5 Bath home provides the elbow room and privacy today's buyers crave, complete with a fenced backyard designed for both relaxation and entertaining. The expansive 16'x26' stamped and stained concrete patio creates the perfect backdrop for holiday celebrations, summer cookouts, or slow evenings spent with the people who matter most. Inside, warmth and elegance blend effortlessly throughout the open floor plan. Thoughtful design details and elevated finishes create a space that feels both refined and inviting, including a charming wine/bourbon nook just off the kitchen, a perfect touch for entertaining or unwinding at the end of the day. The kitchen itself features granite countertops, stainless steel appliances, a farmhouse sink and a spacious pantry with plenty of room. Hardwood floors flow throughout the main level, complemented by tile in wet areas and newer carpet upstairs for added comfort. Updated hardware, modern light fixtures and recessed lighting add a fresh and polished feel to the home. The versatile 4th bedroom can easily serve as a bonus room, media room or private office depending on your needs. Practicality meets beauty with abundant storage closets and generous garage shelving, ensuring there's a place for everything. Every inch of this home has been thoughtfully cared for and designed to make everyday living feel extraordinary. Community pool, ponds and playground are an added bonus! (Owner/Agent Listing)

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 1999Pool

Full property details

Complete reported fields for 3188 Vera Valley Rd (reference).

MLS #3613285
StatusActive
Price$749,999
Price / sqft$303
Bedrooms4
Bathrooms2.5 (2 full, 1 half)
Living area2,473 sqft
Lot size0.16 acres
Year built1999
All 31 property fields
Garage spaces2
Stories2
HeatingCentral, Natural Gas
CoolingYes
BasementCrawl Space
ConstructionBrick
ParkingGarage Door Opener, Garage Faces Front, Attached
Annual taxes$2,845
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
Interior featuresCeiling Fan(s), Entrance Foyer, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Walk-In Closet(s)
FireplaceYes
Architectural styleContemporary
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Water Available, Cable Connected, Underground Utilities
Garage typeAttached Garage, Yes
HOA dues$80 / mo
SubdivisionSpencer Hall Sec 6
CountyWilliamson
ListedAugust 20, 2026
Days on market72
UpdatedOctober 8, 2026

Listing activity

DateEventPriceChange
Listed$749,999

Listed August 20, 2026, this listing has been on the market 72 days as of October 31, 2026. The asking price has not changed since it was listed.

  • County assessment: $446,100 total appraised value (land $105,000 + improvements $341,100).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

3188 Vera Valley Rd has 3 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
List price$749,999Realtracs MLS #3613285
by Price change$749,999Realtracs MLS #3277673
by Price change$759,999Realtracs MLS #3277673
Listed for sale—Realtracs MLS #3613285
Listed for sale$770,000Realtracs MLS #3277673
Listing removed—Realtracs MLS #3224579
by Listed for sale$775,000Realtracs MLS #3224579

Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Williamson County public records. "by" marks a date the archive learned after the fact.

Cost of ownership

Estimated monthly ownership for 3188 Vera Valley Rd at $749,999: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$749,999
HOA dues$80 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 3188 Vera Valley Rd, Franklin

Estimated total monthly payment for 3188 Vera Valley Rd is about $4,826/mo, 20% down on a 30-year fixed at 7.27% (a conforming loan), including principal & interest $4,101, estimated property tax $245, homeowners insurance $400, and HOA dues $80. Estimate only; not a loan offer.

Principal & interest$4,101/mo
Property tax (est.)$245/mo
Homeowners insurance (est.)$400/mo
HOA dues$80/mo
Estimated total$4,826/mo

Assumes 20% down, 30-year fixed at 7.27% (Mortgage News Daily, as of October 30, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.27%$3,702/mo$4,427/mo-$399/mo
6.77%$3,900/mo$4,625/mo-$201/mo
7.27%$4,101/mo$4,826/mocurrent
7.77%$4,307/mo$5,032/mo+$206/mo
8.27%$4,516/mo$5,241/mo+$415/mo

Principal & interest on a 30-year fixed at 20% down ($599,999 loan), with property tax, insurance, and HOA held constant at $725/mo. Current 30-year fixed 7.27% (Mortgage News Daily, as of October 30, 2026). Estimate only; not a loan offer.

Buy versus rent, 3188 Vera Valley Rd

Owning 3188 Vera Valley Rd runs about $4,826/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 3188 Vera Valley Rd compares in Franklin 37064

MetricThis homeFranklin 37064 activeRecently sold
Price / sq ft$303$381 median-
Price position21st pctile-20% vs median-

This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 31, 2026.

How this home compares in Franklin 37064

At $303/sq ft, this home ranks in the 21st percentile of the active homes in Franklin 37064 by price per square foot.

Computed by Grant Hammond from the active Franklin 37064 comparables (Realtracs via IDX), as of October 31, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).

Competition & market pace

Active listings383 in Franklin 37064 homes
Recent absorptionabout 103.5 sales / mo
Months of inventory3.7 months, a balanced market

Over the past 12 months, homes in Franklin 37064 homes sold at about 99% of list price.

Recorded sales in Franklin 37064 homes: 1150 in the past 12 months.

Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of September 27, 2026.

Location & neighborhood

3188 Vera Valley Rd sits in Spencer Hall Sec 6, Franklin, Williamson County.

Franklin 37064 market snapshot

In Franklin 37064, homes there are priced around $392 per square foot; inventory in Franklin 37064 homes is running at about 3.7 months, a balanced market; recent sales closed near 99% of list price; 464 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 9, 2026.

Approximately 18 miles from downtown Nashville (straight-line distance).

Assigned schools

3188 Vera Valley Rd is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Middle
Hillsboro Elementary/ Middle School

Ask Grant about 3188 Vera Valley Rd

Get the full details, recent comparable sales, and any off-market options for 3188 Vera Valley Rd - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

Sent straight to Grant Hammond, Compass RE. Used only to respond to your inquiry, never sold or spammed. By submitting, you agree to be contacted about this property.

Similar & nearby

Similar listings nearby

Comparable listings near 3188 Vera Valley Rd, by price and size.

Listed with Parks Compass. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 3188 Vera Valley Rd

Is 3188 Vera Valley Rd, Franklin still for sale?

As of the latest update (October 8, 2026), 3188 Vera Valley Rd, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 3188 Vera Valley Rd been on the market?

3188 Vera Valley Rd was listed on August 20, 2026 and has been on the market 72 days as of October 31, 2026, per Realtracs.

Has the price of 3188 Vera Valley Rd changed?

No. The asking price has been $749,999 since it was listed on August 20, 2026.

How much does 3188 Vera Valley Rd, Franklin cost?

3188 Vera Valley Rd, Franklin is listed at $749,999, about $303 per square foot across 2,473 square feet.

How many bedrooms and bathrooms does 3188 Vera Valley Rd, Franklin have?

4 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $303 per square foot ($749,999 across 2,473 sqft).

When was 3188 Vera Valley Rd, Franklin built?

3188 Vera Valley Rd, Franklin was built in 1999.

Does 3188 Vera Valley Rd, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $80 per month, as listed.

What subdivision is 3188 Vera Valley Rd, Franklin in?

3188 Vera Valley Rd, Franklin is in the Spencer Hall Sec 6 subdivision of Franklin.

What is the estimated monthly payment for 3188 Vera Valley Rd, Franklin?

About $4,826 a month with 20% down on a 30-year fixed at 7.27%, principal and interest $4,101, estimated property tax $245, insurance $400, and HOA $80. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 3188 Vera Valley Rd, Franklin zoned for?

3188 Vera Valley Rd, Franklin is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 3188 Vera Valley Rd, Franklin a short-term-rental property?

No, 3188 Vera Valley Rd, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 3188 Vera Valley Rd, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 3188 Vera Valley Rd, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 3188 Vera Valley Rd, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 3188 Vera Valley Rd, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 3188 Vera Valley Rd, Franklin priced compared to the market?

At about $303 per square foot, 3188 Vera Valley Rd, Franklin ranks in the 20th percentile of active Franklin 37064 listings by price per square foot, roughly 23% below the Franklin 37064 median; recent comparable sales in Franklin 37064 closed near $315 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 homes market favoring buyers or sellers?

The Franklin 37064 homes market is currently balanced, at about 3.7 months of inventory; recent sales have closed near 99% of list price over the past year, per Realtracs as of September 27, 2026.

Thinking of selling in Spencer Hall Sec 6?

Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.

Get your home's value

Ask GrantCallTourPayment