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120 Stella Dr, Nashville, TN 37209

120 Stella Dr, Nashville, TN 37209, Active at $525,000 ($288/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,821 sqft · $288/sqft · 0.03 ac.

Active · $525,000

3 beds2.5 baths1,821 sq ft$288 /sq ft0.03 acres

MLS #3619608 · listed October 12, 2026 · 1 day on market · updated October 12, 2026

3-bed, 2.5-bath condo at 120 Stella Dr in Sage Run Townhomes, Nashville, 1,821 sqft, $525,000 ($288/sqft), by Scout Realty.

The quick read

120 Stella Dr is a 3-bedroom, 2.5-bath condo in Nashville, TN 37209, offered at $525,000, about $288/sq ft across 1,821 sq ft.

At $288/sq ft, this condo is about 12% below the Nashville 37209 median list price per square foot of $328.

Recently sold in Nashville 37209: 279 comparable condos from $344,000 to $707,000, a median of $295/sq ft; this listing at $288/sq ft is about 2% below recent sold prices.

Market read: the Nashville 37209 condos market is balanced as of September 26, 2026, at about 5.9 months of inventory; recent sales have closed near 99% of list in the 12 months to October 13, 2026.

All-in, about $3,740/mo at 20% down (7.48% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $809/mo, roughly 22% of the all-in monthly payment.

At the current 7.48% 30-year rate, principal and interest on this condo runs about $2,931/mo; at the 6.64% rate of about three months ago it would be roughly $2,693/mo, so monthly P&I is about $238 higher now.

Next step: ask Grant Hammond anything about 120 Stella Dr (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 12, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 120 Stella Dr

Discover low-maintenance living in the scenic rolling hills of West Nashville! Located in the desirable Sage Run community, just off River Road near the Cumberland River, this beautifully designed 3-bedroom townhome offers the perfect combination of modern finishes, comfort, and convenience. Step inside to an inviting open-concept layout featuring LVP flooring throughout, quartz countertops, stainless steel appliances, and recessed lighting. Unwind on your welcoming front porch while enjoying the peaceful neighborhood setting. Conveniently located just minutes from downtown Nashville, The Nations, and West Nashville's popular dining, shopping, and entertainment, this meticulously maintained home offers the perfect balance of quiet living and easy access to everything Music City has to offer.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 2023

Full property details

Complete reported fields for 120 Stella Dr (reference).

MLS #3619608
StatusActive
Price$525,000
Price / sqft$288
Bedrooms3
Bathrooms2.5 (2 full, 1 half)
Living area1,821 sqft
Lot size0.03 acres
Year built2023
All 30 property fields
Garage spaces2
Stories2
HeatingCentral
CoolingYes
BasementNone
ConstructionFiber Cement
ParkingGarage Faces Rear, Attached
Annual taxes$3,739
AppliancesElectric Oven, Electric Range, Stainless Steel Appliance(s)
Interior featuresWalk-In Closet(s)
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
HOA dues$170 / mo
SubdivisionSage Run Townhomes
CountyDavidson
AmenitiesMaintenance Grounds, Trash
ListedOctober 12, 2026
Days on market1
UpdatedOctober 12, 2026

Listing activity

DateEventPriceChange
Listed$525,000
Deed recorded$535,000

Listed October 12, 2026, this listing has been on the market 1 day as of October 13, 2026. The asking price has not changed since it was listed.

  • Listed at $525,000, about 2% below the last recorded sale ($535,000, February 14, 2024).
  • County assessment: $537,600 total appraised value (land $105,000 + improvements $432,600).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Assessment history

The Davidson County Assessor's appraised value of 120 Stella Dr by year: $100,000 in 2022 to $537,600 in 2025, a change of +438%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$105,000$432,600$0$537,600ROLL
2023$100,000$285,000$0$385,000PR
2022$100,000$0$0$100,000ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 120 Stella Dr at $525,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$525,000
HOA dues$170 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 120 Stella Dr, Nashville

Estimated total monthly payment for 120 Stella Dr is about $3,740/mo, 20% down on a 30-year fixed at 7.48% (a conforming loan), including principal & interest $2,931, estimated property tax $308, homeowners insurance $331, and HOA dues $170. Estimate only; not a loan offer.

Principal & interest$2,931/mo
Property tax (est.)$308/mo
Homeowners insurance (est.)$331/mo
HOA dues$170/mo
Estimated total$3,740/mo

Assumes 20% down, 30-year fixed at 7.48% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.48%$2,649/mo$3,458/mo-$282/mo
6.98%$2,789/mo$3,598/mo-$142/mo
7.48%$2,931/mo$3,740/mocurrent
7.98%$3,076/mo$3,885/mo+$145/mo
8.48%$3,223/mo$4,032/mo+$292/mo

Principal & interest on a 30-year fixed at 20% down ($420,000 loan), with property tax, insurance, and HOA held constant at $809/mo. Current 30-year fixed 7.48% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.

Buy versus rent, 120 Stella Dr

Owning 120 Stella Dr runs about $3,740/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$170 / mo (about 5% of the estimated total payment)
HOA per year$2,040
HOA over 5 years$10,200 (at current dues)
Effective carrying cost$2.054 / sq ft / mo (estimated total over 1,821 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 120 Stella Dr compares in Nashville 37209

MetricThis condoNashville 37209 activeRecently sold
Price / sq ft$288$327 median-
Price position29th pctile-12% vs median-

This listing beside the active Nashville 37209 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 13, 2026.

How this condo compares in Nashville 37209

Among the active condos in Nashville 37209, this condo at $288/sq ft falls in the 29th percentile on price per square foot.

Computed by Grant Hammond from the active Nashville 37209 comparables (Realtracs via IDX), as of October 13, 2026, refreshed weekly.

Competition & market pace

Active listings239 in Nashville 37209 condos
Recent absorptionabout 40.5 sales / mo
Months of inventory5.9 months, a balanced market

Over the past 12 months, homes in Nashville 37209 condos sold at about 99% of list price.

Recorded sales in Nashville 37209 condos: 567 in the past 12 months.

Supply-side and recent-sale context for Nashville 37209 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37209 condos closings. Source Realtracs via IDX, as of September 26, 2026.

Location & neighborhood

120 Stella Dr sits in Sage Run Townhomes, Nashville, Davidson County.

Nashville 37209 market snapshot

In Nashville 37209, homes there are priced around $328 per square foot; inventory in Nashville 37209 condos is running at about 5.9 months, a balanced market; recent sales closed near 99% of list price; 279 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 13, 2026.

Approximately 7.5 miles from downtown Nashville (straight-line distance).

Assigned schools

120 Stella Dr is zoned for Gower Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Ask Grant about 120 Stella Dr

Get the full details, recent comparable sales, and any off-market options for 120 Stella Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 120 Stella Dr, by price and size.

Listed with Scout Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 120 Stella Dr

Is 120 Stella Dr, Nashville still for sale?

As of the latest update (October 12, 2026), 120 Stella Dr, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 120 Stella Dr been on the market?

120 Stella Dr was listed on October 12, 2026 and has been on the market 1 day as of October 13, 2026.

Has the price of 120 Stella Dr changed?

No. The asking price has been $525,000 since it was listed on October 12, 2026.

How much does 120 Stella Dr, Nashville cost?

120 Stella Dr, Nashville is listed at $525,000, about $288 per square foot across 1,821 square feet.

How many bedrooms and bathrooms does 120 Stella Dr, Nashville have?

3 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $288 per square foot ($525,000 across 1,821 sqft).

When was 120 Stella Dr, Nashville built?

120 Stella Dr, Nashville was built in 2023.

Does 120 Stella Dr, Nashville have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $170 per month, as listed.

What subdivision is 120 Stella Dr, Nashville in?

120 Stella Dr, Nashville is in the Sage Run Townhomes subdivision of Nashville.

What is the estimated monthly payment for 120 Stella Dr, Nashville?

About $3,740 a month with 20% down on a 30-year fixed at 7.48%, principal and interest $2,931, estimated property tax $308, insurance $331, and HOA $170. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 120 Stella Dr, Nashville zoned for?

120 Stella Dr, Nashville is zoned for Gower Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 120 Stella Dr, Nashville?

HOA dues are $170 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 120 Stella Dr, Nashville priced versus the building?

At $288 per square foot, 120 Stella Dr, Nashville is in the 29th percentile of active listings in the Nashville 37209, about 12% below the $328 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 120 Stella Dr, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 120 Stella Dr, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 120 Stella Dr, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 120 Stella Dr, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 120 Stella Dr, Nashville priced compared to the market?

At about $288 per square foot, 120 Stella Dr, Nashville ranks in the 29th percentile of active Nashville 37209 listings by price per square foot, roughly 12% below the Nashville 37209 median; recent comparable sales in Nashville 37209 closed near $295 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37209 condos market favoring buyers or sellers?

The Nashville 37209 condos market is currently balanced, at about 5.9 months of inventory; recent sales have closed near 99% of list price over the past year, per Realtracs as of September 26, 2026.

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