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304 Stewart St, Franklin, TN 37064

304 Stewart St, Franklin, TN 37064, Active at $2,375,000 ($729/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 3,257 sqft · $729/sqft · 0.41 ac.

Active · $2,375,000

4 beds3.5 baths3,257 sq ft$729 /sq ft0.41 acres

MLS #3626667 · listed October 21, 2026 · 23 days on market · updated October 26, 2026

4-bed, 3.5-bath home at 304 Stewart St in Historic Downtown Franklin, Franklin, 3,257 sqft, $2,375,000 ($729/sqft), by Onward Real Estate.

The quick read

304 Stewart St is a 4-bedroom, 3.5-bath home in Franklin, TN 37064, offered at $2,375,000, about $729/sq ft across 3,257 sq ft.

Recently sold in Franklin 37064: 275 comparable homes from $1,545,000 to $3,065,000, a median of $488/sq ft.

Market read: the Franklin 37064 homes market is balanced as of October 26, 2026, at about 3.8 months of inventory; recent sales have closed near 98.9% of list in the 12 months to October 27, 2026.

All-in, about $14,841/mo at 20% down (7.46% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $1,608/mo, roughly 11% of the all-in monthly payment.

At the current 7.46% 30-year jumbo rate, principal and interest on this home runs about $13,233/mo; at the 6.85% rate of about three months ago it would be roughly $12,450/mo, so monthly P&I is about $783 higher now.

School zone: assigned to Franklin Elementary, Fred J Page Middle School, Centennial High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 304 Stewart St (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of November 13, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 304 Stewart St

Beautifully blending historic charm with modern luxury, this exceptional home was originally built in 1900 and thoughtfully renovated in 2020 by Garden Gate Homes. Featuring a wonderful open floor plan, timeless character, and stunning finishes, this home offers the perfect balance of elegance, comfort, and functionality. The main-level primary suite is a true retreat, featuring a gorgeous bath with double vanities, a soaking tub, and a spacious shower with multiple showerheads and beautiful tumbled tile. A massive custom closet by Tailored Living completes this impressive space. Throughout the home, three fireplaces, two indoors and one outdoors, create inviting spaces to relax and entertain. The open kitchen is designed to impress, featuring an oversized quartzite island with abundant storage, a six-burner gas range, an ice machine, and a large walk-in pantry. Upstairs, three additional bedrooms provide plenty of room for family and guests, including one with a private en-suite bath. Enjoy peaceful evenings on the covered outdoor porch beside the cozy fireplace, creating the perfect setting for year-round relaxation and entertaining. A fantastic four-car drive-through garage offers exceptional functionality, complete with painted and sealed floors and adjustable storage racks along two walls, ideal for tools, equipment, and additional storage. The side yard offers endless possibilities, whether you prefer additional privacy, envision building a charming cottage, or dream of adding a pool to create your own private outdoor oasis. And the location? Simply unbeatable! Enjoy being just minutes from the restaurants, boutiques, and shopping along Main Street, with all the charm and convenience of Historic Downtown Franklin right outside your door. This remarkable home is a rare opportunity to enjoy historic character, thoughtful modern updates, and exceptional amenities in one of Franklin's most desirable locations. A true downtown gem!

Listing remarks via the Realtracs Internet Data Exchange.

What the listing photos show

The listing photos show a two-story home with blue-gray siding, a metal roof over a front porch with white columns, and a brick chimney. The rear covered patio has ceiling fans, a brick fireplace and a grass yard, and the entry hall has wood floors, wainscoting and a brass lantern light. The home sits on a level lot with a paved drive in Franklin.

Seen in the photos: covered front porch, metal roof, white porch columns, covered back patio, brick chimney, wood floors, wainscoted entry hall, brass lantern pendant.

Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.

Highlights

4-car garageBuilt 1900Pool

Full property details

Complete reported fields for 304 Stewart St (reference).

MLS #3626667
StatusActive
Price$2,375,000
Price / sqft$729
Bedrooms4
Bathrooms3.5 (3 full, 1 half)
Living area3,257 sqft
Lot size0.41 acres
Year built1900
All 27 property fields
Garage spaces4
Stories2
HeatingCentral, Natural Gas
CoolingYes
BasementCrawl Space
ParkingAttached
Annual taxes$6,951
AppliancesDishwasher, Gas Range, Ice Maker, Microwave
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Water Available
Garage typeAttached Garage, Yes
SubdivisionHistoric Downtown Franklin
CountyWilliamson
ListedOctober 21, 2026
Days on market23
UpdatedOctober 26, 2026

Listing activity

DateEventPrice
Listed$2,375,000
Deed recorded$700,000

Listed October 21, 2026, this listing has been on the market 23 days as of November 13, 2026. The asking price has not changed since it was listed.

  • Listed at $2,375,000, about 239% above the last recorded sale ($700,000, July 19, 2019).
  • County assessment: $876,600 total appraised value (land $468,800 + improvements $407,800).

County assessment from county public records; listing-cycle history tracked by the GH Market Engine.

History at this address

304 Stewart St has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
List price$2,375,000Realtracs MLS #3626667
Listed for salen/aRealtracs MLS #3626667
Listing removedn/aRealtracs MLS #3181080
by Price change$2,390,000Realtracs MLS #3181080
by Price change$2,450,000Realtracs MLS #3181080
by Price change$2,475,000Realtracs MLS #3181080
Listed for sale$2,500,000Realtracs MLS #3181080
Sold (public record)$700,000Public record

Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Williamson County public records. "by" marks a date the archive learned after the fact.

Cost of ownership

Estimated monthly ownership for 304 Stewart St at $2,375,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$2,375,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 304 Stewart St, Franklin

Estimated total monthly payment for 304 Stewart St is about $14,841/mo, 20% down on a 30-year fixed at 7.46% (a jumbo loan), including principal & interest $13,233, estimated property tax $775, homeowners insurance $833. Estimate only; not a loan offer.

Principal & interest$13,233/mo
Property tax (est.)$775/mo
Homeowners insurance (est.)$833/mo
Estimated total$14,841/mo

Assumes 20% down, 30-year fixed at 7.46% (Mortgage News Daily, as of November 12, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.46%$11,959/mo$13,567/mo-$1,274/mo
6.96%$12,590/mo$14,198/mo-$643/mo
7.46%$13,233/mo$14,841/mocurrent
7.96%$13,889/mo$15,497/mo+$656/mo
8.46%$14,556/mo$16,164/mo+$1,323/mo

Principal & interest on a 30-year fixed at 20% down ($1,900,000 loan), with property tax, insurance held constant at $1,608/mo. Current 30-year fixed 7.46% (Mortgage News Daily, as of November 12, 2026). Estimate only; not a loan offer.

Buy versus rent, 304 Stewart St

Owning 304 Stewart St runs about $14,841/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 304 Stewart St compares in Franklin 37064

MetricThis homeFranklin 37064 activeRecently sold
Price / sq ft$729$377 median$488 median
Price position87th pctile+93% vs median~98.9% of list
Recent closings--275 sales

This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 13, 2026.

How this home compares in Franklin 37064

At $729/sq ft, this home ranks in the 87th percentile of the active homes in Franklin 37064 by price per square foot.

Computed by Grant Hammond from the active Franklin 37064 comparables (Realtracs via IDX), as of November 13, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).

Competition & market pace

Active listings396 in Franklin 37064 homes
Recent absorptionabout 104.2 sales / mo
Months of inventory3.8 months, a balanced market

Over the past 12 months, homes in Franklin 37064 homes sold at about 98.9% of list price.

Recorded sales in Franklin 37064 homes: 1167 in the past 12 months.

Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of October 26, 2026.

Location & neighborhood

304 Stewart St sits in Historic Downtown Franklin, Franklin, Williamson County.

Franklin 37064 market snapshot

In Franklin 37064, homes there are priced around $383 per square foot; inventory in Franklin 37064 homes is running at about 3.8 months, a balanced market; recent sales closed near 98.9% of list price; 275 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 27, 2026.

Approximately 18 miles from downtown Nashville (straight-line distance).

Assigned schools

304 Stewart St is zoned for Franklin Elementary, Fred J Page Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Elementary
Franklin Elementary
Middle
Fred J Page Middle School

Ask Grant about 304 Stewart St

Get the full details, recent comparable sales, and any off-market options for 304 Stewart St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 304 Stewart St, by price and size.

Listed with Onward Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 304 Stewart St

Is 304 Stewart St, Franklin still for sale?

As of the latest update (November 13, 2026), 304 Stewart St, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 304 Stewart St been on the market?

304 Stewart St was listed on October 21, 2026 and has been on the market 23 days as of November 13, 2026, per Realtracs.

Has the price of 304 Stewart St changed?

No. The asking price has been $2,375,000 since it was listed on October 21, 2026.

What do the photos of 304 Stewart St, Franklin show?

The listing photos show a two-story home with blue-gray siding, a metal roof over a front porch with white columns, and a brick chimney. Features seen in the photos include covered front porch, metal roof, white porch columns, covered back patio, brick chimney and wood floors. Described from the Realtracs listing photos.

How much does 304 Stewart St, Franklin cost?

304 Stewart St, Franklin is listed at $2,375,000, about $729 per square foot across 3,257 square feet.

How many bedrooms and bathrooms does 304 Stewart St, Franklin have?

4 bedrooms and 3.5 bathrooms (3 full, 1 half).

What is the price per square foot?

About $729 per square foot ($2,375,000 across 3,257 sqft).

When was 304 Stewart St, Franklin built?

304 Stewart St, Franklin was built in 1900.

Does 304 Stewart St, Franklin have a garage?

Yes, 4 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 304 Stewart St, Franklin in?

304 Stewart St, Franklin is in the Historic Downtown Franklin subdivision of Franklin.

What is the estimated monthly payment for 304 Stewart St, Franklin?

About $14,841 a month with 20% down on a 30-year fixed at 7.46%, principal and interest $13,233, estimated property tax $775, insurance $833. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 304 Stewart St, Franklin zoned for?

304 Stewart St, Franklin is zoned for Franklin Elementary, Fred J Page Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 304 Stewart St, Franklin a short-term-rental property?

No, 304 Stewart St, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 304 Stewart St, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 304 Stewart St, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 304 Stewart St, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 304 Stewart St, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and hundreds of millions in luxury closings. Use the tour or question form on this page.

How is 304 Stewart St, Franklin priced compared to the market?

At about $729 per square foot, 304 Stewart St, Franklin ranks in the 85th percentile of active Franklin 37064 listings by price per square foot, roughly 90% above the Franklin 37064 median; recent comparable sales in Franklin 37064 closed near $488 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 homes market favoring buyers or sellers?

The Franklin 37064 homes market is currently balanced, at about 3.8 months of inventory; recent sales have closed near 98.9% of list price over the past year, per Realtracs as of October 26, 2026.

Thinking of selling in Historic Downtown Franklin?

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