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811 S 12th St, Nashville, TN 37206

811 S 12th St, Nashville, TN 37206, Conditional at $675,000 ($357/sq ft). 3 bd · 3 ba · 1,893 sqft · $357/sqft · 0.08 ac.

Conditional · $675,000

3 beds3 baths1,893 sq ft$357 /sq ft0.08 acres

MLS #3627037 · listed October 26, 2026 · 3 days on market · updated October 29, 2026

3-bed, 3-bath home at 811 S 12th St in Payne Blakemore & Cummings, Nashville, 1,893 sqft, $675,000 ($357/sqft), by Compass RE.

The quick read

811 S 12th St is a 3-bedroom, 3-bath home in Nashville, TN 37206, offered at $675,000, about $357/sq ft across 1,893 sq ft.

At $357/sq ft, this home is priced in line with the Nashville 37206 list-price median of $356/sq ft.

Recently sold in Nashville 37206: 171 comparable homes from $439,900 to $900,000, a median of $365/sq ft; this listing at $357/sq ft is about 2% below recent sold prices.

Market read: the Nashville 37206 homes market is balanced as of October 28, 2026, at about 4 months of inventory; recent sales have closed near 99.7% of list in the 12 months to October 30, 2026.

All-in, about $4,471/mo at 20% down (7.29% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $773/mo, roughly 17% of the all-in monthly payment.

At the current 7.29% 30-year rate, principal and interest on this home runs about $3,698/mo; at the 6.83% rate of about three months ago it would be roughly $3,531/mo, so monthly P&I is about $167 higher now.

School zone: assigned to Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 811 S 12th St (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 29, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 811 S 12th St

Some homes are simply impossible to forget, and this one is certainly among them! Once a neighborhood storefront, this extraordinary East Nashville home was completely reimagined in 2024 by Archinerd, with an appreciation for its history and an incredible attention to detail. From the extra-thick brick walls and deep window ledges to custom built-ins, beautiful woodwork, and Schumacher wallpaper, every corner has something worth noticing. Even the cats were considered, with a custom-designed network of tunnels, an elevated loft, and an outdoor catio! The extensive renovation also included a standing-seam metal roof, new HVAC, and major electrical and plumbing updates. Perched on a hill between Five Points and Shelby Park, with some of East Nashville's favorite restaurants, shops, and parks just a walk or bike ride away. A truly one-of-a-kind home with a story all its own!

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

Built 1962

Full property details

Complete reported fields for 811 S 12th St (reference).

MLS #3627037
StatusConditional
Price$675,000
Price / sqft$357
Bedrooms3
Bathrooms3
Living area1,893 sqft
Lot size0.08 acres
Year built1962
All 27 property fields
Stories2
HeatingCentral
CoolingYes
BasementNone
ConstructionBrick
ParkingOn Street
Annual taxes$3,827
AppliancesBuilt-In Electric Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, OVEN, Refrigerator, Stainless Steel Appliance(s), Washer
Interior featuresBookcases, Built-in Features, High Speed Internet, Open Floorplan, Pantry, Walk-In Closet(s)
Architectural styleCottage
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
SubdivisionPayne Blakemore & Cummings
CountyDavidson
ListedOctober 26, 2026
Days on market3
UpdatedOctober 29, 2026

Listing activity

DateEventPriceChange
Under contract
Listed$675,000
Deed recorded$252,900

Listed October 26, 2026, this listing was on the market 3 days before it went under contract. It has been under contract since October 29, 2026.

  • Listed at $675,000, about 167% above the last recorded sale ($252,900, September 9, 2019).
  • County assessment: $544,000 total appraised value (land $342,000 + improvements $202,000).
  • Land accounts for about 63% of the county appraised value, a land-weighted parcel (renovation or rebuild potential; verify zoning and utilities before relying on it).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 811 S 12th St at $675,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$675,000
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 811 S 12th St, Nashville

Estimated total monthly payment for 811 S 12th St is about $4,471/mo, 20% down on a 30-year fixed at 7.29% (a conforming loan), including principal & interest $3,698, estimated property tax $396, homeowners insurance $377. Estimate only; not a loan offer.

Principal & interest$3,698/mo
Property tax (est.)$396/mo
Homeowners insurance (est.)$377/mo
Estimated total$4,471/mo
7.61%6.13%7.29%February 19, 2025October 29, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.29% (Mortgage News Daily, as of October 29, 2026).

Assumes 20% down, 30-year fixed at 7.29% (Mortgage News Daily, as of October 29, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.29%$3,339/mo$4,112/mo-$359/mo
6.79%$3,517/mo$4,290/mo-$181/mo
7.29%$3,698/mo$4,471/mocurrent
7.79%$3,884/mo$4,657/mo+$186/mo
8.29%$4,072/mo$4,845/mo+$374/mo

Principal & interest on a 30-year fixed at 20% down ($540,000 loan), with property tax, insurance held constant at $773/mo. Current 30-year fixed 7.29% (Mortgage News Daily, as of October 29, 2026). Estimate only; not a loan offer.

Buy versus rent, 811 S 12th St

Owning 811 S 12th St runs about $4,471/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Davidson County appraised value of $544,000 trails the $675,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $3,827 now to roughly $4,749 (appraised value times the 25% Tennessee residential ratio times the Davidson County Urban Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 811 S 12th St compares in Nashville 37206

MetricThis homeNashville 37206 activeRecently sold
Price / sq ft$357$353 median$365 median
Price position51st pctile+1% vs median~99.7% of list
Recent closings--171 sales

This listing beside the active Nashville 37206 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 4, 2026.

How this home compares in Nashville 37206

At $357/sq ft, this home ranks in the 51st percentile of the 276 active homes in Nashville 37206 by price per square foot.

Computed by Grant Hammond from 276 Nashville 37206 comparables (Realtracs via IDX), as of November 4, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings108 in Nashville 37206 homes
Recent absorptionabout 27 sales / mo
Months of inventory4 months, a balanced market

Over the past 12 months, homes in Nashville 37206 homes sold at about 99.7% of list price.

Recorded sales in Nashville 37206 homes: 510 in the past 12 months.

Supply-side and recent-sale context for Nashville 37206 homes. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37206 homes closings. Source Realtracs via IDX, as of October 28, 2026.

Location & neighborhood

811 S 12th St sits in Payne Blakemore & Cummings, Nashville, Davidson County.

Nashville 37206 market snapshot

In Nashville 37206, homes there are priced around $356 per square foot; inventory in Nashville 37206 homes is running at about 4 months, a balanced market; recent sales closed near 99.7% of list price; 171 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.

Approximately 1.8 miles from downtown Nashville (straight-line distance).

Assigned schools

811 S 12th St is zoned for Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Warner Elementary Enhanced Option

Ask Grant about 811 S 12th St

Get the full details, recent comparable sales, and any off-market options for 811 S 12th St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 811 S 12th St, by price and size.

Listed with Compass RE. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Nashville Housing Market 2026 Outlook and Forecast
Nashville Housing Market 2026 Outlook and Forecast

Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Nashville

Frequently asked questions about 811 S 12th St

Is 811 S 12th St, Nashville still for sale?

As of the latest update (October 29, 2026), 811 S 12th St, Nashville is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 811 S 12th St been on the market?

811 S 12th St was listed on October 26, 2026 and went under contract on October 29, 2026, after 3 days on the market.

Has the price of 811 S 12th St changed?

No. The asking price has been $675,000 since it was listed on October 26, 2026.

How much does 811 S 12th St, Nashville cost?

811 S 12th St, Nashville is listed at $675,000, about $357 per square foot across 1,893 square feet.

How many bedrooms and bathrooms does 811 S 12th St, Nashville have?

3 bedrooms and 3 bathrooms.

What is the price per square foot?

About $357 per square foot ($675,000 across 1,893 sqft).

When was 811 S 12th St, Nashville built?

811 S 12th St, Nashville was built in 1962.

Does 811 S 12th St, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 811 S 12th St, Nashville in?

811 S 12th St, Nashville is in the Payne Blakemore & Cummings subdivision of Nashville.

What is the estimated monthly payment for 811 S 12th St, Nashville?

About $4,471 a month with 20% down on a 30-year fixed at 7.29%, principal and interest $3,698, estimated property tax $396, insurance $377. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 811 S 12th St, Nashville zoned for?

811 S 12th St, Nashville is zoned for Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 811 S 12th St, Nashville a short-term-rental property?

No, 811 S 12th St, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 811 S 12th St, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 811 S 12th St, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 811 S 12th St, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 811 S 12th St, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 811 S 12th St, Nashville priced compared to the market?

At about $357 per square foot, 811 S 12th St, Nashville ranks in the 50th percentile of active Nashville 37206 listings by price per square foot; recent comparable sales in Nashville 37206 closed near $365 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37206 homes market favoring buyers or sellers?

The Nashville 37206 homes market is currently balanced, at about 4 months of inventory; recent sales have closed near 99.7% of list price over the past year, per Realtracs as of October 28, 2026.

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