85 Factory St, Nashville, TN 37210
85 Factory St, Nashville, TN 37210, Active at $350,000 ($318/sq ft). 3 bd · 1 ba · 1,100 sqft · $318/sqft · 0.17 ac.
85 Factory St, Nashville, TN 37210, Active at $350,000 ($318/sq ft). 3 bd · 1 ba · 1,100 sqft · $318/sqft · 0.17 ac.
Active · $350,000
MLS #3014547 · listed October 10, 2025 · 380 days on market · updated February 23, 2026
3-bed, 1-bath home at 85 Factory St in Lumsden, Nashville, 1,100 sqft, $350,000 ($318/sqft), by Green Revitalization Initiative of Nashville.
85 Factory St is a 3-bedroom, 1-bath home in Nashville, TN 37210, offered at $350,000, about $318/sq ft across 1,100 sq ft.
At $318/sq ft, this home is about 10% below the Nashville 37210 median list price per square foot of $353.
Recently sold in Nashville 37210: 52 comparable homes from $235,000 to $458,000, a median of $298/sq ft; this listing at $318/sq ft is about 7% above recent sold prices.
Market read: the Nashville 37210 homes market is seller-favored, at about 2.5 months of inventory; recent sales have closed near 98.5% of list over the past year.
All-in, about $2,398/mo at 20% down (7.33% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $473/mo, roughly 20% of the all-in monthly payment.
At the current 7.33% 30-year rate, principal and interest on this home runs about $1,925/mo; at the 6.81% rate of about three months ago it would be roughly $1,827/mo, so monthly P&I is about $98 higher now.
School zone: assigned to John B. Whitsitt Elementary, Cameron College Preparatory, Glencliff High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 85 Factory St (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of February 23, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
Back On the Market - Prime Location for investment property to build multiple homes on lot. Plus, back paved alley street for real garage or entrance. Metro Planning has confirmed the current zoning at 85 Factory St is appropriate for current home demo and rebuild of (2) Homes on the current lot. Steps from the university campus and less than 10 minutes from Downtown Nashville and all the attractions of Nashville. The property is being sold as-is
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 85 Factory St (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $350,000 | ||
| Affidavit recorded | $0 |
Listed October 10, 2025, this listing has been on the market 380 days as of October 25, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 85 Factory St by year: $21,000 in 1999 to $282,400 in 2025, a change of +1245%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $185,100 | $97,300 | $0 | $282,400 | ROLL |
| 2021 | $59,200 | $115,600 | $0 | $174,800 | ROLL |
| 2017 | $14,800 | $52,300 | $0 | $67,100 | ROLL |
| 2013 | $11,100 | $29,200 | $0 | $40,300 | ROLL |
| 2009 | $11,100 | $26,200 | $0 | $37,300 | ROLL |
| 2005 | $7,800 | $16,700 | $0 | $24,500 | ROLL |
| 2001 | $7,400 | $20,700 | $0 | $28,100 | ROLL |
| 2000 | $7,400 | $13,600 | $0 | $21,000 | ROLL |
| 1999 | $7,400 | $13,600 | $0 | $21,000 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 85 Factory St at $350,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $350,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 85 Factory St is about $2,398/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $1,925, estimated property tax $205, homeowners insurance $268. Estimate only; not a loan offer.
| Principal & interest | $1,925/mo |
|---|---|
| Property tax (est.) | $205/mo |
| Homeowners insurance (est.) | $268/mo |
| Estimated total | $2,398/mo |
Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.33% | $1,739/mo | $2,212/mo | -$186/mo |
| 6.83% | $1,831/mo | $2,304/mo | -$94/mo |
| 7.33% | $1,925/mo | $2,398/mo | current |
| 7.83% | $2,021/mo | $2,494/mo | +$96/mo |
| 8.33% | $2,119/mo | $2,592/mo | +$194/mo |
Principal & interest on a 30-year fixed at 20% down ($280,000 loan), with property tax, insurance held constant at $473/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.
Owning 85 Factory St runs about $2,398/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Davidson County appraised value of $282,400 trails the $350,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,987 now to roughly $2,462 (appraised value times the 25% Tennessee residential ratio times the Davidson County Urban Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Nashville 37210 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $318 | $356 median | - |
| Price position | 37th pctile | -11% vs median | - |
This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.
At $318/sq ft, this home ranks in the 37th percentile of the 164 active homes in Nashville 37210 by price per square foot.
Computed by Grant Hammond from 164 Nashville 37210 comparables (Realtracs via IDX), as of October 25, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 43 in Nashville 37210 homes |
|---|---|
| Recent absorption | about 17.2 sales / mo |
| Months of inventory | 2.5 months, a seller-favored market (tight supply) |
Over the past 12 months, homes in Nashville 37210 homes sold at about 98.5% of list price.
Recorded sales in Nashville 37210 homes: 124 in the past 12 months.
Supply-side and recent-sale context for Nashville 37210 homes. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37210 homes closings. Source Realtracs via IDX, as of September 26, 2026.
85 Factory St sits in Lumsden, Nashville, Davidson County.
In Nashville 37210, homes there are priced around $353 per square foot; inventory in Nashville 37210 homes is running at about 2.5 months, a seller-favored market; recent sales closed near 98.5% of list price; 52 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 11, 2026.
Approximately 2.1 miles from downtown Nashville (straight-line distance).
85 Factory St is zoned for John B. Whitsitt Elementary, Cameron College Preparatory, Glencliff High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 85 Factory St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 85 Factory St, by price and size.
Listed by Bruce S. Robinson, Green Revitalization Initiative of Nashville. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (February 23, 2026), 85 Factory St, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
85 Factory St was listed on October 10, 2025 and has been on the market 380 days as of October 25, 2026, per Realtracs.
No. The asking price has been $350,000 since it was listed on October 10, 2025.
85 Factory St, Nashville is listed at $350,000, about $318 per square foot across 1,100 square feet.
3 bedrooms and 1 bathroom.
About $318 per square foot ($350,000 across 1,100 sqft).
85 Factory St, Nashville was built in 1930.
No garage is reported in the listing.
No HOA dues are reported for this home.
85 Factory St, Nashville is in the Lumsden subdivision of Nashville.
About $2,398 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $1,925, estimated property tax $205, insurance $268. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
85 Factory St, Nashville is zoned for John B. Whitsitt Elementary, Cameron College Preparatory, Glencliff High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 85 Factory St, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $318 per square foot, 85 Factory St, Nashville ranks in the 39th percentile of active Nashville 37210 listings by price per square foot, roughly 10% below the Nashville 37210 median; recent comparable sales in Nashville 37210 closed near $298 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37210 homes market is currently seller-favored (tight supply), at about 2.5 months of inventory; recent sales have closed near 98.5% of list price over the past year, per Realtracs as of September 26, 2026.
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