1900 12th Ave S 408, Nashville, TN 37203
1900 12th Ave S 408, Nashville, TN 37203, Active at $239,900 ($419/sq ft). 1 bd · 1 ba · 573 sqft · $419/sqft · 0.01 ac.
1900 12th Ave S 408, Nashville, TN 37203, Active at $239,900 ($419/sq ft). 1 bd · 1 ba · 573 sqft · $419/sqft · 0.01 ac.
Active · $239,900
MLS #3184720 · listed April 16, 2026 · 188 days on market · updated September 23, 2026
1-bed, 1-bath condo at 1900 12th Ave S 408 in Chelsea, Nashville, 573 sqft, $239,900 ($419/sqft), by Onward Real Estate.
1900 12th Ave S 408 is a 1-bedroom, 1-bath condo in Nashville, TN 37203, offered at $239,900, about $419/sq ft across 573 sq ft.
At $419/sq ft, this condo is about 30% below the Nashville 37203 median list price per square foot of $598.
Recently sold in Nashville 37203: 34 comparable condos from $204,500 to $320,000, a median of $395/sq ft; this listing at $419/sq ft is about 6% above recent sold prices.
Market read: the Chelsea market is balanced as of September 28, 2026, at about 6 months of inventory; recent sales have closed near 97.3% of list in the 12 months to October 19, 2026.
All-in, about $1,869/mo at 20% down (7.37% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $544/mo, roughly 29% of the all-in monthly payment.
At the current 7.37% 30-year rate, principal and interest on this condo runs about $1,325/mo; at the 6.63% rate of about three months ago it would be roughly $1,230/mo, so monthly P&I is about $95 higher now.
Next step: ask Grant Hammond anything about 1900 12th Ave S 408 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 23, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Unit 408 -Studio Condo in The Chelsea - convenience is everything! Right across the street from Belmont University and a short distance to Vanderbilt University! Perfect for your student or someone who likes to be close to everything at a great price. The amenities alone are worth a double take here at the Chelsea on 12 Ave. S. This unit is a studio condo with plenty of room. Spacious bathroom, kitchen, living area and bedroom in a unit that has great windows with all the natural light. The unit is furnished (or negotiable). Refrigerator, dishwasher, microwave, stove, and washer/ dryer combo unit, couch, bed, bookshelf, desk, breakfast table w/ chairs, kitchenware and TV all remain. The Chelsea offers award winning architectural design , visitor parking, street parking along with a covered, secure parking spot for the resident and storage area available from HOA. The lobby is very attractive and offers a package room, mailboxes, and entrance to the secure parking area. Outside the building offers a picnic area, fire pit and garage door right by the street for easy access for move in and move out. On the top floor there is a Gathering room that offers a full kitchen, TV area, balcony with beautiful area to see the Nashville Skyline - Perfect for your gatherings! Also included with the Chelsea building you have access to a full GYM with natural light right off the secured parking area and a MUSIC ROOM! Perfect for the musician that wants a practice space! All of this has access as a resident! Schedule your showing today - it's worth a look at this price point to see The Chelsea **renting permitted with HOA approval. Rental permits increased from 20-39 this year. 1 year minimum lease required.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 1900 12th Ave S 408 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $239,900 | -$15,098 (-5.9%) | |
| Under contract | |||
| Price change | $254,998 | -$14,902 (-5.5%) | |
| Price change | $269,900 | -$59,100 (-18.0%) | |
| Listed | $329,000 | ||
| Deed recorded | $225,000 | ||
| Quitclaim deed | $0 |
Listed April 16, 2026, this listing has been on the market 188 days as of October 21, 2026. The price has been reduced 3 times, from $329,000 to $239,900 (-27.1%), most recently on September 24, 2026. It has been under contract since August 22, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 1900 12th Ave S 408 by year: $215,800 in 2019 to $348,900 in 2025, a change of +62%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $86,000 | $262,900 | $0 | $348,900 | ROLL |
| 2021 | $55,000 | $175,000 | $0 | $230,000 | ROLL |
| 2019 | $55,000 | $160,800 | $0 | $215,800 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 1900 12th Ave S 408 at $239,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $239,900 |
|---|---|
| HOA dues | $209 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 1900 12th Ave S 408 is about $1,869/mo, 20% down on a 30-year fixed at 7.37% (a conforming loan), including principal & interest $1,325, estimated property tax $141, homeowners insurance $194, and HOA dues $209. Estimate only; not a loan offer.
| Principal & interest | $1,325/mo |
|---|---|
| Property tax (est.) | $141/mo |
| Homeowners insurance (est.) | $194/mo |
| HOA dues | $209/mo |
| Estimated total | $1,869/mo |
Assumes 20% down, 30-year fixed at 7.37% (Mortgage News Daily, as of October 16, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.37% | $1,197/mo | $1,741/mo | -$128/mo |
| 6.87% | $1,260/mo | $1,804/mo | -$65/mo |
| 7.37% | $1,325/mo | $1,869/mo | current |
| 7.87% | $1,391/mo | $1,935/mo | +$66/mo |
| 8.37% | $1,458/mo | $2,002/mo | +$133/mo |
Principal & interest on a 30-year fixed at 20% down ($191,920 loan), with property tax, insurance, and HOA held constant at $544/mo. Current 30-year fixed 7.37% (Mortgage News Daily, as of October 16, 2026). Estimate only; not a loan offer.
Owning 1900 12th Ave S 408 runs about $1,869/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $209 / mo (about 11% of the estimated total payment) |
|---|---|
| HOA per year | $2,508 |
| HOA over 5 years | $12,540 (at current dues) |
| Effective carrying cost | $3.262 / sq ft / mo (estimated total over 573 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37203 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $419 | $598 median | - |
| Price position | 22nd pctile | -30% vs median | - |
| Nashville 37203 vs greater Nashville | - | +79% | - |
This listing beside the active Nashville 37203 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 21, 2026.
This listing beside the active Nashville 37203 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.
Among the active condos in Nashville 37203, this condo at $419/sq ft falls in the 22nd percentile on price per square foot.
Nashville 37203 trades about 79% above greater Nashville on a price-per-square-foot basis.
Taken together, this condo reads toward the lower end per square foot for Nashville 37203.
Computed by Grant Hammond from the active Nashville 37203 comparables (Realtracs via IDX), as of October 21, 2026, refreshed weekly.
Median closed price and price per square foot by unit size in Chelsea, from the last 24 months of recorded sales:
| Unit size | Median sold | Median $/sq ft | Closings |
|---|---|---|---|
| 1 BR | $340,000 | $479 | 5 |
| 2 BR | $470,000 | $504 | 5 |
Computed by Grant Hammond from recorded Chelsea closings, grouped by unit size (Realtracs via IDX).
| Active listings | 5 in Chelsea |
|---|---|
| Recent absorption | about 0.8 sales / mo |
| Months of inventory | 6 months, a balanced market |
Over the past 12 months, homes in Chelsea sold at about 97.3% of list price.
Recorded sales in Chelsea: 328 in the past 12 months.
Supply-side and recent-sale context for Chelsea. Sale figures are trailing 6/12/24-month medians of recorded Chelsea closings. Source Realtracs via IDX, as of September 28, 2026.
1900 12th Ave S 408 sits in Chelsea, Nashville, Davidson County.
In Nashville 37203, homes there are priced around $598 per square foot; inventory in Chelsea is running at about 6 months, a balanced market; recent sales closed near 97.3% of list price; 34 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.
Approximately 2.0 miles from downtown Nashville (straight-line distance).
1900 12th Ave S 408 is zoned for Waverly-Belmont Elementary School, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 1900 12th Ave S 408 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 1900 12th Ave S 408, by price and size.
Listed by Darci Ann Caesar, Onward Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (September 23, 2026), 1900 12th Ave S 408, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
1900 12th Ave S 408 was listed on April 16, 2026 and has been on the market 188 days as of October 21, 2026, per Realtracs.
Yes. It was first listed at $329,000. The price has been reduced 3 times, most recently to $239,900 on September 24, 2026, a total change of -27.1%.
1900 12th Ave S 408, Nashville is listed at $239,900, about $419 per square foot across 573 square feet.
1 bedroom and 1 bathroom.
About $419 per square foot ($239,900 across 573 sqft).
1900 12th Ave S 408, Nashville was built in 2016.
Yes, 1 garage spaces, per the listing.
HOA dues are $209 per month, as listed.
1900 12th Ave S 408, Nashville is in the Chelsea subdivision of Nashville.
About $1,869 a month with 20% down on a 30-year fixed at 7.37%, principal and interest $1,325, estimated property tax $141, insurance $194, and HOA $209. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
1900 12th Ave S 408, Nashville is zoned for Waverly-Belmont Elementary School, John Trotwood Moore Middle, Hillsboro Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $209 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $419 per square foot, 1900 12th Ave S 408, Nashville is in the 21st percentile of active listings in the Nashville 37203, about 30% below the $598 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $419 per square foot, 1900 12th Ave S 408, Nashville ranks in the 21st percentile of active Nashville 37203 listings by price per square foot, roughly 30% below the Nashville 37203 median; recent comparable sales in Nashville 37203 closed near $395 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Chelsea market is currently balanced, at about 6 months of inventory; recent sales have closed near 97.3% of list price over the past year, per Realtracs as of September 28, 2026.
Thinking of selling in Chelsea?
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