4446 Pratt Ln, Franklin, TN 37064
4446 Pratt Ln, Franklin, TN 37064, Pending at $685,000 ($263/sq ft). 3 bd · 3 ba · 2,609 sqft · $263/sqft · 1.01 ac.
4446 Pratt Ln, Franklin, TN 37064, Pending at $685,000 ($263/sq ft). 3 bd · 3 ba · 2,609 sqft · $263/sqft · 1.01 ac.
Pending · $685,000
MLS #3216158 · listed May 19, 2026 · 65 days on market · updated October 16, 2026
3-bed, 3-bath home at 4446 Pratt Ln in Rural Franklin, Franklin, 2,609 sqft, $685,000 ($263/sqft), by Gemstone Solutions Property Management and Realty.
Status: this home is currently under contract, per Realtracs as of October 16, 2026.
4446 Pratt Ln is a 3-bedroom, 3-bath home in Franklin, TN 37064, offered at $685,000, about $263/sq ft across 2,609 sq ft.
At $263/sq ft, this home is about 33% below the Franklin 37064 median list price per square foot of $391.
Recently sold in Franklin 37064: 398 comparable homes from $450,000 to $921,000, a median of $315/sq ft; this listing at $263/sq ft is about 17% below recent sold prices.
Market read: the Franklin 37064 homes market is balanced as of October 15, 2026, at about 3.9 months of inventory; recent sales have closed near 99% of list in the 12 months to October 17, 2026.
All-in, about $4,386/mo at 20% down (7.37% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $603/mo, roughly 14% of the all-in monthly payment.
At the current 7.37% 30-year rate, principal and interest on this home runs about $3,783/mo; at the 6.63% rate of about three months ago it would be roughly $3,511/mo, so monthly P&I is about $272 higher now.
School zone: assigned to Creekside Elementary School, Fred J Page Middle School, Fred J Page High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 4446 Pratt Ln (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 16, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
Living the best of both worlds! Welcome to 4446 Pratt Ln, a beautifully situated home offering a relaxed retreat feel while remaining just minutes from the interstate and everything Franklin has to offer. As you approach via the sweeping driveway, you're met with an impressive view of the home nestled on just over an acre of land. Enjoy the outdoors from the spacious back deck or either of the two front porches, perfect for unwinding. Inside, the home shines with a large two-car garage, an entertainment-ready basement with extra utility rooms, and an upper level that is open, cozy, and flooded with natural light. The primary suite even features its own front-facing patio. If you're looking for a spacious, versatile home with incredible convenience, this is the one. If you're ready for a little more peace and quiet without leaving the city behind, this is the one. Photos are virtually staged. Seller has accepted an offer with a 48-hour First Right of Refusal contingency. The property remains actively on the market for showings and backup offers! Go tour!
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 4446 Pratt Ln (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Pending | |||
| Price change | $685,000 | -$64,000 (-8.5%) | |
| Price change | $749,000 | -$26,000 (-3.4%) | |
| Under contract | |||
| Price change | $775,000 | -$24,000 (-3.0%) | |
| Price change | $799,000 | -$21,000 (-2.6%) | |
| Listed | $820,000 | ||
| Deed recorded | $280,000 |
Listed May 19, 2026, this listing was on the market 65 days before it went under contract. The price has been reduced 4 times, from $820,000 to $685,000 (-16.5%). The most recent change was first seen on our daily record September 10, 2026. It went under contract on July 23, 2026 and has been pending, no longer showing, since October 16, 2026.
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 4446 Pratt Ln at $685,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $685,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 4446 Pratt Ln is about $4,386/mo, 20% down on a 30-year fixed at 7.37% (a conforming loan), including principal & interest $3,783, estimated property tax $223, homeowners insurance $380. Estimate only; not a loan offer.
| Principal & interest | $3,783/mo |
|---|---|
| Property tax (est.) | $223/mo |
| Homeowners insurance (est.) | $380/mo |
| Estimated total | $4,386/mo |
Assumes 20% down, 30-year fixed at 7.37% (Mortgage News Daily, as of October 16, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.37% | $3,417/mo | $4,020/mo | -$366/mo |
| 6.87% | $3,598/mo | $4,201/mo | -$185/mo |
| 7.37% | $3,783/mo | $4,386/mo | current |
| 7.87% | $3,971/mo | $4,574/mo | +$188/mo |
| 8.37% | $4,163/mo | $4,766/mo | +$380/mo |
Principal & interest on a 30-year fixed at 20% down ($548,000 loan), with property tax, insurance held constant at $603/mo. Current 30-year fixed 7.37% (Mortgage News Daily, as of October 16, 2026). Estimate only; not a loan offer.
Owning 4446 Pratt Ln runs about $4,386/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Williamson County appraised value of $317,400 trails the $685,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,243 now to roughly $2,682 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Franklin 37064 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $263 | $383 median | - |
| Price position | 10th pctile | -31% vs median | - |
This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.
This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 17, 2026.
At $263/sq ft, this home ranks in the 10th percentile of the active homes in Franklin 37064 by price per square foot.
Computed by Grant Hammond from the active Franklin 37064 comparables (Realtracs via IDX), as of October 24, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).
| Active listings | 401 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 102.8 sales / mo |
| Months of inventory | 3.9 months, a balanced market |
Over the past 12 months, homes in Franklin 37064 homes sold at about 99% of list price.
Recorded sales in Franklin 37064 homes: 1164 in the past 12 months.
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of October 15, 2026.
4446 Pratt Ln sits in Rural Franklin, Franklin, Williamson County.
In Franklin 37064, homes there are priced around $391 per square foot; inventory in Franklin 37064 homes is running at about 3.9 months, a balanced market; recent sales closed near 99% of list price; 398 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 17, 2026.
Approximately 22 miles from downtown Nashville (straight-line distance).
4446 Pratt Ln is zoned for Creekside Elementary School, Fred J Page Middle School, Fred J Page High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 4446 Pratt Ln - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 4446 Pratt Ln, by price and size.
Listed by Madeline Gladden, Gemstone Solutions Property Management and Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (October 16, 2026), 4446 Pratt Ln, Franklin is under contract and no longer being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
4446 Pratt Ln was listed on May 19, 2026 and went under contract on July 23, 2026, after 65 days on the market, per Realtracs.
Yes. It was first listed at $820,000. The price has been reduced 4 times, most recently to $685,000 by September 10, 2026, a total change of -16.5%.
4446 Pratt Ln, Franklin is listed at $685,000, about $263 per square foot across 2,609 square feet.
3 bedrooms and 3 bathrooms.
About $263 per square foot ($685,000 across 2,609 sqft).
4446 Pratt Ln, Franklin was built in 1992.
Yes, 2 garage spaces, per the listing.
No HOA dues are reported for this home.
4446 Pratt Ln, Franklin is in the Rural Franklin subdivision of Franklin.
About $4,386 a month with 20% down on a 30-year fixed at 7.37%, principal and interest $3,783, estimated property tax $223, insurance $380. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
4446 Pratt Ln, Franklin is zoned for Creekside Elementary School, Fred J Page Middle School, Fred J Page High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 4446 Pratt Ln, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $263 per square foot, 4446 Pratt Ln, Franklin ranks in the 9th percentile of active Franklin 37064 listings by price per square foot, roughly 33% below the Franklin 37064 median; recent comparable sales in Franklin 37064 closed near $315 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently balanced, at about 3.9 months of inventory; recent sales have closed near 99% of list price over the past year, per Realtracs as of October 15, 2026.
Thinking of selling in Rural Franklin?
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