618 Melville Avenue Chattanooga, Whites-creek, TN 37412
618 Melville Avenue Chattanooga, Whites-creek, TN 37412, Active at $500,000 ($216/sq ft). 3 bd · 3 ba · 2,317 sqft · $216/sqft · 0.5 ac.
618 Melville Avenue Chattanooga, Whites-creek, TN 37412, Active at $500,000 ($216/sq ft). 3 bd · 3 ba · 2,317 sqft · $216/sqft · 0.5 ac.
Active · $500,000
MLS #3246325 · listed June 24, 2026 · 31 days on market · updated June 24, 2026
3-bed, 3-bath home at 618 Melville Avenue Chattanooga in Brookfield Place, Whites-creek, 2,317 sqft, $500,000 ($216/sqft), by Greater Downtown Realty dba Keller Williams Realty.
618 Melville Avenue Chattanooga is a 3-bedroom, 3-bath home in Whites-creek, TN 37412, offered at $500,000, about $216/sq ft across 2,317 sq ft.
At $216/sq ft, this home is about 18% below the Whites-creek median list price per square foot of $263.
All-in, about $2,899/mo at 20% down (6.68% 30-year fixed).
At the current 6.68% 30-year rate, principal and interest on this home runs about $2,576/mo; at the 6.277% rate of about three months ago it would be roughly $2,470/mo, so monthly P&I is about $106 higher now.
School zone: assigned to East Ridge Middle School, East Ridge High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 618 Melville Avenue Chattanooga (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of June 24, 2026. RealTracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Whites-creek.
Timeless brick charm meets incredible space, flexibility, and future potential in this well-built 1964 home on a spacious corner lot in sought-after Brookfield Place with no HOA. Offering 2,317 square feet of finished living space plus an additional 2,420 square feet of unfinished basement space, this property provides nearly 4,700 square feet of total potential under one roof. Designed for comfortable main-level living, all 3 bedrooms and 2 full bathrooms are located on the primary floor, including the spacious owner's suite. Beautiful hardwood floors, abundant natural light, and multiple living areas create a warm and inviting atmosphere throughout. The main living room offers plenty of space to gather, while a separate family room featuring a wood-burning fireplace provides the perfect setting for relaxing evenings and entertaining guests. The eat-in kitchen features rich wood cabinetry, dark granite countertops, a farmhouse sink, and views overlooking the front yard. Just beyond, a bright sunroom surrounded by windows offers the ideal spot for morning coffee or unwinding at the end of the day. A dedicated projector/media room setup adds another unique living space, while storage is abundant throughout the home. Downstairs, the possibilities are endless. The expansive 2,420-square-foot unfinished basement already includes a bathroom, plumbing, and rough-ins, making it ideal for future bedrooms, recreation space, a home gym, workshop, office, multi-generational living, or rental income potential. A rare built-in bomb shelter adds a unique feature seldom found in today's homes. Additional highlights include a heated driveway, attached two-car garage, mature landscaping, public utilities, and solid all-brick construction. Conveniently located just minutes from I-75, shopping, dining, and downtown Chattanooga, this East Ridge gem offers a rare blend of space, flexibility, and future potential.
Listing remarks via the RealTracs Internet Data Exchange.
Complete reported fields for 618 Melville Avenue Chattanooga (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $500,000 | — |
Estimated monthly ownership for 618 Melville Avenue Chattanooga at $500,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $500,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Hamilton County rate |
Estimated total monthly payment for 618 Melville Avenue Chattanooga is about $2,899/mo, 20% down on a 30-year fixed at 6.68% (a conforming loan), including principal & interest $2,576, homeowners insurance $323. Estimate only; not a loan offer.
| Principal & interest | $2,576/mo |
|---|---|
| Homeowners insurance (est.) | $323/mo |
| Estimated total | $2,899/mo |
Assumes 20% down, 30-year fixed at 6.68% (Freddie Mac PMMS, as of 2026-07-23). Property tax uses the local rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 5.68% | $2,317/mo | $2,640/mo | -$259/mo |
| 6.18% | $2,445/mo | $2,768/mo | -$131/mo |
| 6.68% | $2,576/mo | $2,899/mo | current |
| 7.18% | $2,710/mo | $3,033/mo | +$134/mo |
| 7.68% | $2,846/mo | $3,169/mo | +$270/mo |
Principal & interest on a 30-year fixed at 20% down ($400,000 loan), with property tax, insurance held constant at $323/mo. Current 30-year fixed 6.68% (Freddie Mac PMMS, as of 2026-07-23). Estimate only; not a loan offer.
Owning 618 Melville Avenue Chattanooga runs about $2,899/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Whites-creek active | Recently sold |
|---|---|---|---|
| Price / sq ft | $216 | $263 median | - |
| Price position | 8th pctile | -18% vs median | - |
This listing beside the active Whites-creek market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.
Among the 25 active homes in Whites-creek, this home at $216/sq ft falls in the 8th percentile on price per square foot.
Computed by Grant Hammond from 25 Whites-creek comparables (RealTracs via IDX), as of 2026-07-24, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Hamilton County listings (RealTracs via IDX).
| Active listings | 46 in Whites-creek farms |
|---|
Supply-side and recent-sale context for Whites-creek farms; populates as absorption data accrues. Sale figures are trailing 6/12/24-month medians of recorded Whites-creek farms closings. Source RealTracs via IDX, as of 2026-07-22.
618 Melville Avenue Chattanooga sits in Brookfield Place, Whites-creek, Hamilton County.
618 Melville Avenue Chattanooga is zoned for East Ridge Middle School, East Ridge High School. Attendance zones and enrollment change, confirm current zoning with the Hamilton County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 618 Melville Avenue Chattanooga - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 618 Melville Avenue Chattanooga, by price and size.
Listed with Greater Downtown Realty dba Keller Williams Realty. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
June 2026 Middle Tennessee real estate data shows the average sale price up 7% year over year to $682,835, active inventory up 8%, and new contracts up 12% even as closings fell 4% and new listings dropped 16%. Months of supply rose to 4.8. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood TN home prices over the trailing six months: 461 closings, a $1,320,000 median, and a build-era split from $373K established resales to $4.32M new construction. A broker's data read, with live market stats, current MLS listings, and how Brentwood compares to Franklin.
Franklin TN home prices over the trailing six months: 978 closings, a $949,995 median, and the new-construction supply that keeps Williamson County near double the Davidson County median. A broker's data read, with live market stats, current MLS listings, and how Franklin compares to Brentwood.
As of the latest update (June 24, 2026), 618 Melville Avenue Chattanooga, Whites-creek is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
618 Melville Avenue Chattanooga, Whites-creek is listed at $500,000, about $216 per square foot across 2,317 square feet.
3 bedrooms and 3 bathrooms.
About $216 per square foot ($500,000 across 2,317 sqft).
618 Melville Avenue Chattanooga, Whites-creek was built in 1964.
Yes, 2 garage spaces, per the listing.
No HOA dues are reported for this home.
618 Melville Avenue Chattanooga, Whites-creek is in the Brookfield Place subdivision of Whites-creek.
About $2,899 a month with 20% down on a 30-year fixed at 6.68%, principal and interest $2,576, insurance $323. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
618 Melville Avenue Chattanooga, Whites-creek is zoned for East Ridge Middle School, East Ridge High School. Attendance zones and enrollment change, verify current zoning with the Hamilton County Schools district.
No, 618 Melville Avenue Chattanooga, Whites-creek is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $216 per square foot, 618 Melville Avenue Chattanooga, Whites-creek ranks in the 8th percentile of active Whites-creek listings by price per square foot, roughly 18% below the Whites-creek median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
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