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6411 Charlotte Road Cir 105, Nashville, TN 37209

6411 Charlotte Road Cir 105, Nashville, TN 37209, Active at $295,000 ($321/sq ft). 2 bd · 2 ba · 918 sqft · $321/sqft · 0.03 ac.

Active · $295,000

2 beds2 baths918 sq ft$321 /sq ft0.03 acres

MLS #3250353 · listed June 25, 2026 · 132 days on market · updated September 17, 2026

2-bed, 2-bath condo at 6411 Charlotte Road Cir 105 in Flats At West Meade, Nashville, 918 sqft, $295,000 ($321/sqft), by Compass RE.

The quick read

6411 Charlotte Road Cir 105 is a 2-bedroom, 2-bath condo in Nashville, TN 37209, offered at $295,000, about $321/sq ft across 918 sq ft.

At $321/sq ft, this condo is priced in line with the Nashville 37209 list-price median of $327/sq ft.

Recently sold in Nashville 37209: 84 comparable condos from $195,000 to $397,750, a median of $363/sq ft; this listing at $321/sq ft is about 12% below recent sold prices.

Market read: the Nashville 37209 condos market is buyer-favored as of October 25, 2026, at about 6.1 months of inventory; recent sales have closed near 99% of list in the 12 months to October 26, 2026.

All-in, about $2,241/mo at 20% down (7.33% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $618/mo, roughly 28% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this condo runs about $1,623/mo; at the 6.81% rate of about three months ago it would be roughly $1,540/mo, so monthly P&I is about $83 higher now.

Next step: ask Grant Hammond anything about 6411 Charlotte Road Cir 105 (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 17, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 6411 Charlotte Road Cir 105

Rental permit available with NO wait! A rare opportunity in West Nashville, this tucked-away first floor condo community offers the best of both worlds: unbeatable convenience and serene privacy. Just minutes from Costco, Target, dining, and shopping., yet quietly set back among mature trees. Inside, enjoy stainless steel appliances, granite countertops, and an easy-living ground-floor layout. Step outside to a covered patio, appreciate plentiful parking, and settle into a space that feels both connected and calm.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

Built 2020

Full property details

Complete reported fields for 6411 Charlotte Road Cir 105 (reference).

MLS #3250353
StatusActive
Price$295,000
Price / sqft$321
Bedrooms2
Bathrooms2
Living area918 sqft
Lot size0.03 acres
Year built2020
All 28 property fields
Stories1
HeatingCentral, Electric
CoolingYes
BasementNone
ConstructionBrick, Fiber Cement
ParkingAsphalt, Parking Lot, Unassigned
Annual taxes$1,985
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Freezer, Ice Maker, Microwave, Refrigerator, Washer
Architectural styleContemporary
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available
HOA dues$200 / mo
SubdivisionFlats At West Meade
CountyDavidson
AmenitiesInsurance, Maintenance Grounds, Maintenance Structure, Trash
ListedJune 25, 2026
Days on market132
UpdatedSeptember 17, 2026

Listing activity

DateEventPriceChange
Price change$295,000-$5,000 (-1.7%)
Listed$300,000
Deed recorded$244,900

Listed June 25, 2026, this listing has been on the market 132 days as of November 4, 2026. The price has been reduced once, from $300,000 to $295,000 (-1.7%), most recently on September 24, 2026.

  • Listed at $295,000, about 20% above the last recorded sale ($244,900, March 31, 2021).
  • County assessment: $313,200 total appraised value (land $57,000 + improvements $256,200).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

6411 Charlotte Road Cir 105 has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
Price change$295,000Realtracs MLS #3250353
by Listed for salen/aRealtracs MLS #3149385
Listed for sale$300,000Realtracs MLS #3250353
Listing removedn/aRealtracs MLS #3149385
Sold (public record)$244,900Public record

Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Assessment history

The Davidson County Assessor's appraised value of 6411 Charlotte Road Cir 105 by year: $57,000 in 2020 to $313,200 in 2025, a change of +449%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$57,000$256,200$0$313,200ROLL
2021$57,000$187,000$0$244,000ROLL
2020$57,000$0$0$57,000ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 6411 Charlotte Road Cir 105 at $295,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$295,000
HOA dues$200 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 6411 Charlotte Road Cir 105, Nashville

Estimated total monthly payment for 6411 Charlotte Road Cir 105 is about $2,241/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $1,623, estimated property tax $173, homeowners insurance $245, and HOA dues $200. Estimate only; not a loan offer.

Principal & interest$1,623/mo
Property tax (est.)$173/mo
Homeowners insurance (est.)$245/mo
HOA dues$200/mo
Estimated total$2,241/mo
7.61%6.13%7.33%February 19, 2025October 23, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.33% (Mortgage News Daily, as of October 23, 2026).

Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.33%$1,465/mo$2,083/mo-$158/mo
6.83%$1,543/mo$2,161/mo-$80/mo
7.33%$1,623/mo$2,241/mocurrent
7.83%$1,704/mo$2,322/mo+$81/mo
8.33%$1,786/mo$2,404/mo+$163/mo

Principal & interest on a 30-year fixed at 20% down ($236,000 loan), with property tax, insurance, and HOA held constant at $618/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.

Buy versus rent, 6411 Charlotte Road Cir 105

Owning 6411 Charlotte Road Cir 105 runs about $2,241/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$200 / mo (about 9% of the estimated total payment)
HOA per year$2,400
HOA over 5 years$12,000 (at current dues)
Effective carrying cost$2.441 / sq ft / mo (estimated total over 918 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 6411 Charlotte Road Cir 105 compares in Nashville 37209

MetricThis condoNashville 37209 activeRecently sold
Price / sq ft$321$327 median$363 median
Price position47th pctile-2% vs median~99% of list
Recent closings--84 sales

This listing beside the active Nashville 37209 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 4, 2026.

How this condo compares in Nashville 37209

Among the active condos in Nashville 37209, this condo at $321/sq ft falls in the 47th percentile on price per square foot.

Computed by Grant Hammond from the active Nashville 37209 comparables (Realtracs via IDX), as of November 4, 2026, refreshed weekly.

Competition & market pace

Active listings215 in Nashville 37209 condos
Recent absorptionabout 35.2 sales / mo
Months of inventory6.1 months, a buyer-favored market (ample supply)

Over the past 12 months, homes in Nashville 37209 condos sold at about 99% of list price.

Recorded sales in Nashville 37209 condos: 712 in the past 12 months.

Supply-side and recent-sale context for Nashville 37209 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37209 condos closings. Source Realtracs via IDX, as of October 25, 2026.

Location & neighborhood

6411 Charlotte Road Cir 105 sits in Flats At West Meade, Nashville, Davidson County.

Nashville 37209 market snapshot

In Nashville 37209, homes there are priced around $327 per square foot; inventory in Nashville 37209 condos is running at about 6.1 months, a buyer-favored market; recent sales closed near 99% of list price; 84 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 26, 2026.

Approximately 5.3 miles from downtown Nashville (straight-line distance).

Assigned schools

6411 Charlotte Road Cir 105 is zoned for Charlotte Park Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Ask Grant about 6411 Charlotte Road Cir 105

Get the full details, recent comparable sales, and any off-market options for 6411 Charlotte Road Cir 105 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 6411 Charlotte Road Cir 105, by price and size.

Listed by FranWolfe, Compass RE. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 6411 Charlotte Road Cir 105

Is 6411 Charlotte Road Cir 105, Nashville still for sale?

As of the latest update (September 17, 2026), 6411 Charlotte Road Cir 105, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 6411 Charlotte Road Cir 105 been on the market?

6411 Charlotte Road Cir 105 was listed on June 25, 2026 and has been on the market 132 days as of November 4, 2026, per Realtracs.

Has the price of 6411 Charlotte Road Cir 105 changed?

Yes. It was first listed at $300,000. The price has been reduced once, most recently to $295,000 on September 24, 2026, a total change of -1.7%.

How much does 6411 Charlotte Road Cir 105, Nashville cost?

6411 Charlotte Road Cir 105, Nashville is listed at $295,000, about $321 per square foot across 918 square feet.

How many bedrooms and bathrooms does 6411 Charlotte Road Cir 105, Nashville have?

2 bedrooms and 2 bathrooms.

What is the price per square foot?

About $321 per square foot ($295,000 across 918 sqft).

When was 6411 Charlotte Road Cir 105, Nashville built?

6411 Charlotte Road Cir 105, Nashville was built in 2020.

Does 6411 Charlotte Road Cir 105, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

HOA dues are $200 per month, as listed.

What subdivision is 6411 Charlotte Road Cir 105, Nashville in?

6411 Charlotte Road Cir 105, Nashville is in the Flats At West Meade subdivision of Nashville.

What is the estimated monthly payment for 6411 Charlotte Road Cir 105, Nashville?

About $2,241 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $1,623, estimated property tax $173, insurance $245, and HOA $200. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 6411 Charlotte Road Cir 105, Nashville zoned for?

6411 Charlotte Road Cir 105, Nashville is zoned for Charlotte Park Elementary, H. G. Hill Middle, James Lawson High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 6411 Charlotte Road Cir 105, Nashville?

HOA dues are $200 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 6411 Charlotte Road Cir 105, Nashville priced versus the building?

At $321 per square foot, 6411 Charlotte Road Cir 105, Nashville is in the 47th percentile of active listings in the Nashville 37209, about 2% below the $327 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 6411 Charlotte Road Cir 105, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 6411 Charlotte Road Cir 105, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 6411 Charlotte Road Cir 105, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 6411 Charlotte Road Cir 105, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 6411 Charlotte Road Cir 105, Nashville priced compared to the market?

At about $321 per square foot, 6411 Charlotte Road Cir 105, Nashville ranks in the 47th percentile of active Nashville 37209 listings by price per square foot; recent comparable sales in Nashville 37209 closed near $363 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37209 condos market favoring buyers or sellers?

The Nashville 37209 condos market is currently buyer-favored (ample supply), at about 6.1 months of inventory; recent sales have closed near 99% of list price over the past year, per Realtracs as of October 25, 2026.

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