1150 Culpepper Cir, Franklin, TN 37064
1150 Culpepper Cir, Franklin, TN 37064, Conditional at $549,900 ($262/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 2,097 sqft · $262/sqft.
1150 Culpepper Cir, Franklin, TN 37064, Conditional at $549,900 ($262/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 2,097 sqft · $262/sqft.
Conditional · $549,900
MLS #3295028 · listed July 10, 2026 · 83 days on market · updated September 30, 2026
3-bed, 2.5-bath condo at 1150 Culpepper Cir in Forrest Crossing Sec 12, Franklin, 2,097 sqft, $549,900 ($262/sqft), by Keller Williams Realty Nashville/Franklin.
1150 Culpepper Cir is a 3-bedroom, 2.5-bath condo in Franklin, TN 37064, offered at $549,900, about $262/sq ft across 2,097 sq ft.
At $262/sq ft, this condo is about 11% below the Forrest Crossing median list price per square foot of $295.
Recently sold in Franklin 37064: 169 comparable condos from $359,000 to $740,000, a median of $301/sq ft; this listing at $262/sq ft is about 13% below recent sold prices.
Market read: the Franklin 37064 condos market is balanced, at about 4.6 months of inventory; recent sales have closed near 98.9% of list over the past year.
All-in, about $3,835/mo at 20% down (7.30% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $819/mo, roughly 21% of the all-in monthly payment.
At the current 7.30% 30-year rate, principal and interest on this condo runs about $3,016/mo; at the 6.81% rate of about three months ago it would be roughly $2,871/mo, so monthly P&I is about $145 higher now.
Next step: ask Grant Hammond anything about 1150 Culpepper Cir (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 30, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
OPEN SUN 9/27 2-4 An end-unit townhome in Franklin, water views, a two-car garage, and nearly 2,100 square feet set this Forrest Crossing home apart. Approximately $115,000 in renovations and improvements have transformed the interior, creating a move-in-ready home with generous living space and a low-maintenance, lock-and-leave lifestyle. Large windows overlook the community pond and bring natural light into the open living room, breakfast area, and kitchen. A separate main-level flex room adds versatility as an office, dining room, library, or music room. The kitchen was taken down to the studs and completely rebuilt with modern cabinetry, quartz countertops, herringbone tile backsplash, and new KitchenAid appliances. Refinished hardwood floors, updated lighting, and interior paint continue the updates throughout the main level. Upstairs, the spacious primary suite features a vaulted ceiling, walk-in closet with built-in shelving and pull-out basket storage, and a completely redesigned bath. The original tub, shower, and cabinetry were removed to create a large tiled walk-in shower with a built-in bench, double vanity, separate makeup vanity, open storage, new flooring, and a private water closet. The secondary bath has also been updated with new flooring and a modern vanity. Premium stain-resistant carpet with upgraded padding runs throughout the upper level. Additional improvements include a water heater, storm door, and $5,000 whole-home water filtration system that remains with the property. Outside, the deck overlooks the community pond, walking path and picnic pavilion. Forrest Crossing offers convenient access to historic downtown Franklin, Cool Springs, I-65, shopping, dining, and Franklin Bridge Golf Club. For buyers searching for a renovated Franklin townhome with a two-car garage, water views, flexible living space, and less exterior upkeep, 1150 Culpepper Circle offers a combination that is difficult to duplicate. Ask about a 1% lender credit.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 1150 Culpepper Cir (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Under contract | |||
| Price change | $549,900 | -$35,000 (-6.0%) | |
| Listed | $584,900 |
Listed July 10, 2026, this listing was on the market 83 days before it went under contract. The price has been reduced once, from $584,900 to $549,900 (-6.0%). The most recent change was first seen on our daily record August 17, 2026. It has been under contract since October 1, 2026.
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
1150 Culpepper Cir has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.
| Date | Event | Price | Source |
|---|---|---|---|
| Under contract | — | Realtracs MLS #3295028 | |
| by | Price change | $549,900 | Realtracs MLS #3295028 |
| Listed for sale | $584,900 | Realtracs MLS #3295028 | |
| Listing removed | — | Realtracs MLS #3189763 | |
| by | Listed for sale | $584,900 | Realtracs MLS #3189763 |
Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Williamson County public records. "by" marks a date the archive learned after the fact.
Estimated monthly ownership for 1150 Culpepper Cir at $549,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $549,900 |
|---|---|
| HOA dues | $301 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 1150 Culpepper Cir is about $3,835/mo, 20% down on a 30-year fixed at 7.30% (a conforming loan), including principal & interest $3,016, estimated property tax $179, homeowners insurance $339, and HOA dues $301. Estimate only; not a loan offer.
| Principal & interest | $3,016/mo |
|---|---|
| Property tax (est.) | $179/mo |
| Homeowners insurance (est.) | $339/mo |
| HOA dues | $301/mo |
| Estimated total | $3,835/mo |
Assumes 20% down, 30-year fixed at 7.30% (Mortgage News Daily, as of October 22, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.30% | $2,723/mo | $3,542/mo | -$293/mo |
| 6.80% | $2,868/mo | $3,687/mo | -$148/mo |
| 7.30% | $3,016/mo | $3,835/mo | current |
| 7.80% | $3,167/mo | $3,986/mo | +$151/mo |
| 8.30% | $3,320/mo | $4,139/mo | +$304/mo |
Principal & interest on a 30-year fixed at 20% down ($439,920 loan), with property tax, insurance, and HOA held constant at $819/mo. Current 30-year fixed 7.30% (Mortgage News Daily, as of October 22, 2026). Estimate only; not a loan offer.
Owning 1150 Culpepper Cir runs about $3,835/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $301 / mo (about 8% of the estimated total payment) |
|---|---|
| HOA per year | $3,612 |
| HOA over 5 years | $18,060 (at current dues) |
| Effective carrying cost | $1.855 / sq ft / mo (estimated total over 2,097 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
The Williamson County appraised value of $388,400 trails the $549,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,521 now to roughly $2,153 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This condo | Franklin 37064 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $262 | $388 median | - |
| Price position | 9th pctile | -32% vs median | - |
This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 23, 2026.
Among the active condos in Franklin 37064, this condo at $262/sq ft falls in the 9th percentile on price per square foot.
Computed by Grant Hammond from the active Franklin 37064 comparables (Realtracs via IDX), as of October 23, 2026, refreshed weekly.
| Active listings | 116 in Franklin 37064 condos |
|---|---|
| Recent absorption | about 25.2 sales / mo |
| Months of inventory | 4.6 months, a balanced market |
Over the past 12 months, homes in Franklin 37064 condos sold at about 98.9% of list price.
Recorded sales in Franklin 37064 condos: 297 in the past 12 months.
Supply-side and recent-sale context for Franklin 37064 condos. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 condos closings. Source Realtracs via IDX, as of September 27, 2026.
1150 Culpepper Cir sits in Forrest Crossing Sec 12, Franklin, Williamson County.
In Forrest Crossing, homes there are priced around $295 per square foot; inventory in Franklin 37064 condos is running at about 4.6 months, a balanced market; recent sales in Franklin 37064 closed near 98.9% of list price; 169 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 12, 2026.
Approximately 18 miles from downtown Nashville (straight-line distance).
1150 Culpepper Cir is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 1150 Culpepper Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 1150 Culpepper Cir, by price and size.
Listed by Beth Torrence, Keller Williams Realty Nashville/Franklin. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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Nashville mortgage rates fell to 7.48% for the week ending October 9, 2026, down 9 basis points after Monday set a 52-week high.
As of the latest update (September 30, 2026), 1150 Culpepper Cir, Franklin is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
1150 Culpepper Cir was listed on July 10, 2026 and went under contract on October 1, 2026, after 83 days on the market, per Realtracs.
Yes. It was first listed at $584,900. The price has been reduced once, most recently to $549,900 by August 17, 2026, a total change of -6.0%.
1150 Culpepper Cir, Franklin is listed at $549,900, about $262 per square foot across 2,097 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $262 per square foot ($549,900 across 2,097 sqft).
1150 Culpepper Cir, Franklin was built in 2003.
Yes, 2 garage spaces, per the listing.
HOA dues are $301 per month, as listed.
1150 Culpepper Cir, Franklin is in the Forrest Crossing Sec 12 subdivision of Franklin.
About $3,835 a month with 20% down on a 30-year fixed at 7.30%, principal and interest $3,016, estimated property tax $179, insurance $339, and HOA $301. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
1150 Culpepper Cir, Franklin is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
HOA dues are $301 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $262 per square foot, 1150 Culpepper Cir, Franklin is in the 31st percentile of active listings in the Forrest Crossing, about 11% below the $295 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $262 per square foot, 1150 Culpepper Cir, Franklin ranks in the 31st percentile of active Forrest Crossing listings by price per square foot, roughly 11% below the Forrest Crossing median; recent comparable sales in Forrest Crossing closed near $301 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 condos market is currently balanced, at about 4.6 months of inventory; recent sales have closed near 98.9% of list price over the past year, per Realtracs as of September 27, 2026.
Thinking of selling in Forrest Crossing Sec 12?
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