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395 Monroe St, Nashville, TN 37208

395 Monroe St, Nashville, TN 37208, Active at $824,900 ($431/sq ft). 3 bd · 3 ba · 1,916 sqft · $431/sqft · 0.02 ac.

Active · $824,900

3 beds3 baths1,916 sq ft$431 /sq ft0.02 acres

MLS #3302530 · listed July 2, 2026 · 124 days on market · updated September 25, 2026

3-bed, 3-bath condo at 395 Monroe St in 4th & Monroe, Nashville, 1,916 sqft, $824,900 ($431/sqft), by Compass RE.

The quick read

395 Monroe St is a 3-bedroom, 3-bath condo in Nashville, TN 37208, offered at $824,900, about $431/sq ft across 1,916 sq ft.

At $431/sq ft, this condo is about 32% above the Nashville 37208 median list price per square foot of $327.

Recently sold in Nashville 37208: 77 comparable condos from $540,000 to $1,090,000, a median of $359/sq ft; this listing at $431/sq ft is about 20% above recent sold prices.

Market read: the Nashville 37208 condos market is buyer-favored as of October 25, 2026, at about 10.9 months of inventory; recent sales have closed near 98.8% of list in the 12 months to October 26, 2026.

All-in, about $5,849/mo at 20% down (7.33% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,311/mo, roughly 22% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this condo runs about $4,538/mo; at the 6.81% rate of about three months ago it would be roughly $4,307/mo, so monthly P&I is about $231 higher now.

Next step: ask Grant Hammond anything about 395 Monroe St (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 25, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 395 Monroe St

Rare Germantown end-unit carriage home with three private bedroom suites, a two-car garage, renovated kitchen, and spectacular sunset and downtown skyline views. Tucked along a quiet residential lane in Historic Germantown, this beautifully maintained home offers an exceptional combination of privacy, flexibility, natural light, and walkability. Designed across three thoughtfully separated levels, each floor features its own bedroom suite and full private bath, ideal for guests, a home office, roommates, or multigenerational living.The sun-filled main level is ideal for everyday living and entertaining, featuring a newly updated designer kitchen with custom cabinetry, an oversized island, stainless steel appliances, and a Juliet deck overlooking the surrounding neighborhood. Upstairs, the entire top level is dedicated to the primary suite, a private retreat with customized walk-in closet systems, an en-suite bath, and a private balcony overlooking the city. A retractable Sunsetter awning extends the living space and provides a comfortable spot for morning coffee or evening gatherings. Enjoy breathtaking sunsets and sweeping downtown skyline views right from home. Additional highlights include a rare two-car garage, replacement HVAC condenser, newer water heater, upgraded appliances, durable Karndean flooring, Nest climate controls, and Yale smart entry. With its flexible floor plan, exceptional outdoor spaces, and unbeatable Germantown setting, this is a distinctive opportunity to enjoy low-maintenance city living with the space and privacy of a home.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 2013

Full property details

Complete reported fields for 395 Monroe St (reference).

MLS #3302530
StatusActive
Price$824,900
Price / sqft$431
Bedrooms3
Bathrooms3
Living area1,916 sqft
Lot size0.02 acres
Year built2013
All 31 property fields
Garage spaces2
Stories3
HeatingCentral
CoolingYes
BasementNone
ConstructionFiber Cement
ParkingGarage Door Opener, Attached, Alley Access, Parking Lot
Annual taxes$5,931
AppliancesBuilt-In Electric Range, Dishwasher, Disposal, Dryer, Electric Oven, Microwave, Refrigerator, Washer
Interior featuresBuilt-in Features, Ceiling Fan(s), Entrance Foyer, High Ceilings, Open Floorplan, Pantry, Walk-In Closet(s)
Exterior featuresBalcony
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
HOA dues$402 / mo
Subdivision4th & Monroe
CountyDavidson
AmenitiesMaintenance Grounds, Maintenance Structure, Trash
ListedJuly 2, 2026
Days on market124
UpdatedSeptember 25, 2026

Listing activity

DateEventPriceChange
Price change$824,900-$25,100 (-3.0%)
Listed$850,000
Quitclaim deed$0
Quitclaim deed$0
Deed recorded$588,000
Deed recorded$372,000
Quitclaim deed$0

Listed July 2, 2026, this listing has been on the market 124 days as of November 3, 2026. The price has been reduced once, from $850,000 to $824,900 (-3.0%), most recently on September 25, 2026.

  • Listed at $824,900, about 40% above the last recorded sale ($588,000, March 19, 2021).
  • County assessment: $843,100 total appraised value (land $101,000 + improvements $742,100).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

395 Monroe St has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
Price change$824,900Realtracs MLS #3302530
Listed for sale$850,000Realtracs MLS #3302530
Listing removedn/aRealtracs MLS #3180209
by Price change$855,000Realtracs MLS #3180209
Under contractn/aRealtracs MLS #3180209
Listed for sale$865,000Realtracs MLS #3180209
Sold (public record)$588,000Public record
Sold (public record)$372,000Public record

Realtracs listing activity before June 19, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Assessment history

The Davidson County Assessor's appraised value of 395 Monroe St by year: $369,500 in 2013 to $843,100 in 2025, a change of +128%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$101,000$742,100$0$843,100ROLL
2021$95,000$480,700$0$575,700ROLL
2017$90,000$359,500$0$449,500ROLL
2013$40,000$329,500$0$369,500PR

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 395 Monroe St at $824,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$824,900
HOA dues$402 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 395 Monroe St, Nashville

Estimated total monthly payment for 395 Monroe St is about $5,849/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $4,538, estimated property tax $484, homeowners insurance $425, and HOA dues $402. Estimate only; not a loan offer.

Principal & interest$4,538/mo
Property tax (est.)$484/mo
Homeowners insurance (est.)$425/mo
HOA dues$402/mo
Estimated total$5,849/mo
7.61%6.13%7.33%February 19, 2025October 23, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.33% (Mortgage News Daily, as of October 23, 2026).

Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.33%$4,098/mo$5,409/mo-$440/mo
6.83%$4,315/mo$5,626/mo-$223/mo
7.33%$4,538/mo$5,849/mocurrent
7.83%$4,764/mo$6,075/mo+$226/mo
8.33%$4,995/mo$6,306/mo+$457/mo

Principal & interest on a 30-year fixed at 20% down ($659,920 loan), with property tax, insurance, and HOA held constant at $1,311/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.

Buy versus rent, 395 Monroe St

Owning 395 Monroe St runs about $5,849/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$402 / mo (about 7% of the estimated total payment)
HOA per year$4,824
HOA over 5 years$24,120 (at current dues)
Effective carrying cost$3.053 / sq ft / mo (estimated total over 1,916 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 395 Monroe St compares in Nashville 37208

MetricThis condoNashville 37208 activeRecently sold
Price / sq ft$431$328 median$359 median
Price position68th pctile+31% vs median~98.8% of list
Recent closings--77 sales

This listing beside the active Nashville 37208 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 3, 2026.

How this condo compares in Nashville 37208

At $431/sq ft, this condo ranks in the 68th percentile of the 298 active condos in Nashville 37208 by price per square foot.

Computed by Grant Hammond from 298 Nashville 37208 comparables (Realtracs via IDX), as of November 3, 2026, refreshed weekly.

Competition & market pace

Active listings134 in Nashville 37208 condos
Recent absorptionabout 12.3 sales / mo
Months of inventory10.9 months, a buyer-favored market (ample supply)

Over the past 12 months, homes in Nashville 37208 condos sold at about 98.8% of list price.

Recorded sales in Nashville 37208 condos: 217 in the past 12 months.

Supply-side and recent-sale context for Nashville 37208 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37208 condos closings. Source Realtracs via IDX, as of October 25, 2026.

Location & neighborhood

395 Monroe St sits in 4th & Monroe, Nashville, Davidson County.

Nashville 37208 market snapshot

In Nashville 37208, homes there are priced around $327 per square foot; inventory in Nashville 37208 condos is running at about 10.9 months, a buyer-favored market; recent sales closed near 98.8% of list price; 77 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 26, 2026.

Approximately 1.0 mile from downtown Nashville (straight-line distance).

Assigned schools

395 Monroe St is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Jones Paideia Magnet
Middle
John Early Paideia Magnet

Ask Grant about 395 Monroe St

Get the full details, recent comparable sales, and any off-market options for 395 Monroe St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

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Listed by Lisa Gaston, Compass RE. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 395 Monroe St

Is 395 Monroe St, Nashville still for sale?

As of the latest update (September 25, 2026), 395 Monroe St, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 395 Monroe St been on the market?

395 Monroe St was listed on July 2, 2026 and has been on the market 124 days as of November 3, 2026, per Realtracs.

Has the price of 395 Monroe St changed?

Yes. It was first listed at $850,000. The price has been reduced once, most recently to $824,900 on September 25, 2026, a total change of -3.0%.

How much does 395 Monroe St, Nashville cost?

395 Monroe St, Nashville is listed at $824,900, about $431 per square foot across 1,916 square feet.

How many bedrooms and bathrooms does 395 Monroe St, Nashville have?

3 bedrooms and 3 bathrooms.

What is the price per square foot?

About $431 per square foot ($824,900 across 1,916 sqft).

When was 395 Monroe St, Nashville built?

395 Monroe St, Nashville was built in 2013.

Does 395 Monroe St, Nashville have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $402 per month, as listed.

What subdivision is 395 Monroe St, Nashville in?

395 Monroe St, Nashville is in the 4th & Monroe subdivision of Nashville.

What is the estimated monthly payment for 395 Monroe St, Nashville?

About $5,849 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $4,538, estimated property tax $484, insurance $425, and HOA $402. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 395 Monroe St, Nashville zoned for?

395 Monroe St, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 395 Monroe St, Nashville?

HOA dues are $402 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 395 Monroe St, Nashville priced versus the building?

At $431 per square foot, 395 Monroe St, Nashville is in the 68th percentile of active listings in the Nashville 37208, about 32% above the $327 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 395 Monroe St, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 395 Monroe St, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 395 Monroe St, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 395 Monroe St, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 395 Monroe St, Nashville priced compared to the market?

At about $431 per square foot, 395 Monroe St, Nashville ranks in the 68th percentile of active Nashville 37208 listings by price per square foot, roughly 32% above the Nashville 37208 median; recent comparable sales in Nashville 37208 closed near $359 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37208 condos market favoring buyers or sellers?

The Nashville 37208 condos market is currently buyer-favored (ample supply), at about 10.9 months of inventory; recent sales have closed near 98.8% of list price over the past year, per Realtracs as of October 25, 2026.

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