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5128 Rambler Loop, Franklin, TN 37064

5128 Rambler Loop, Franklin, TN 37064, Pending at $1,168,131 ($324/sq ft). 5 bd · 4.5 ba (4 full, 1 half) · 3,604 sqft · $324/sqft.

Pending · $1,168,131

5 beds4.5 baths3,604 sq ft$324 /sq ft

MLS #3318934 · listed August 1, 2026 · 38 days on market · updated August 28, 2026

5-bed, 4.5-bath home at 5128 Rambler Loop in Garrett Farms, Franklin, 3,604 sqft, $1,168,131 ($324/sqft), by Dream Finders Holdings, LLC.

The quick read

Status: this home is currently under contract, per RealTracs as of August 28, 2026.

5128 Rambler Loop is a 5-bedroom, 4.5-bath home in Franklin, TN 37064, offered at $1,168,131, about $324/sq ft across 3,604 sq ft.

At $324/sq ft, this home is about 5% above the Garrett Farms median list price per square foot of $308.

Market read: the Franklin 37064 homes market is balanced, at about 4.6 months of inventory.

All-in, about $7,314/mo at 20% down (7.06% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $1,059/mo, roughly 14% of the all-in monthly payment.

At the current 6.89% 30-year rate, principal and interest on this home runs about $6,148/mo; at the 6.66% rate of about three months ago it would be roughly $6,005/mo, so monthly P&I is about $143 higher now.

School zone: assigned to Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 5128 Rambler Loop (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of August 28, 2026. RealTracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 5128 Rambler Loop

The stunning Cedarbrook - 5-bedroom home offers both luxury and convenience. The thoughtfully designed open floor plan features a spacious primary suite on the first floor, along with an optional guest suite or private home office. The gourmet kitchen is the heart of the home, complete with a large island, casual dining area, and an expansive walk-in pantry. The family room is perfect for gathering, showcasing a cozy fireplace and a large sliding door that opens to a covered patio with its own outdoor gas fireplace, ideal for year-round entertaining. Upstairs, you'll find a generous bonus loft area and four additional bedrooms. Two bedrooms feature private en-suite baths, while the other two share a well-appointed bathroom. Experience elevated living in this luxury community, Garrett Farms is now selling! **All Photos shown are not of this home, for reference only.

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

Internet2-car garageBuilt 2026

Full property details

Complete reported fields for 5128 Rambler Loop (reference).

MLS #3318934
StatusPending
Price$1,168,131
Price / sqft$324
Bedrooms5
Bathrooms4.5 (4 full, 1 half)
Living area3,604 sqft
Year built2026
Garage spaces2
All 30 property fields
Stories2
HeatingFloor Furnace
CoolingYes
BasementNone
ConstructionBrick, Fiber Cement
ParkingGarage Door Opener, Garage Faces Front, Attached
Annual taxes$5,000
AppliancesBuilt-In Electric Oven, Cooktop, Dishwasher, Disposal, Microwave
Interior featuresCeiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available, Underground Utilities
Garage typeAttached Garage, Yes
HOA dues$155 / mo
SubdivisionGarrett Farms
CountyWilliamson
AmenitiesInternet, Maintenance Grounds
ListedAugust 1, 2026
Days on market38
UpdatedAugust 28, 2026

Listing activity

DateEventPriceChange
Listed$1,168,131

Cost of ownership

Estimated monthly ownership for 5128 Rambler Loop at $1,168,131: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$1,168,131
HOA dues$155 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 5128 Rambler Loop, Franklin

Estimated total monthly payment for 5128 Rambler Loop is about $7,314/mo, 20% down on a 30-year fixed at 7.06% (a jumbo loan), including principal & interest $6,255, estimated property tax $381, homeowners insurance $523, and HOA dues $155. Estimate only; not a loan offer.

Principal & interest$6,255/mo
Property tax (est.)$381/mo
Homeowners insurance (est.)$523/mo
HOA dues$155/mo
Estimated total$7,314/mo
7.25%6.13%6.89%January 14, 2025September 4, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.89% (Mortgage News Daily, as of September 4, 2026).

Assumes 20% down, 30-year fixed at 7.06% (Mortgage News Daily, as of September 4, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.06%$5,639/mo$6,698/mo-$616/mo
6.56%$5,944/mo$7,003/mo-$311/mo
7.06%$6,255/mo$7,314/mocurrent
7.56%$6,573/mo$7,632/mo+$318/mo
8.06%$6,896/mo$7,955/mo+$641/mo

Principal & interest on a 30-year fixed at 20% down ($934,505 loan), with property tax, insurance, and HOA held constant at $1,059/mo. Current 30-year fixed 7.06% (Mortgage News Daily, as of September 4, 2026). Estimate only; not a loan offer.

Buy versus rent, 5128 Rambler Loop

Owning 5128 Rambler Loop runs about $7,314/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 5128 Rambler Loop compares in Garrett Farms

MetricThis homeGarrett Farms activeRecently sold
Price / sq ft$324$308 median-
Price position75th pctile+5% vs median-
Garrett Farms vs Franklin 37064 area--23%-

This listing beside the active Garrett Farms market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 7, 2026.

How this home compares in Garrett Farms

Among the 33 active homes in Garrett Farms, this home at $324/sq ft falls in the 75th percentile on price per square foot.

Garrett Farms trades about 23% below Franklin 37064 area on a price-per-square-foot basis.

Taken together, this home reads toward the higher end per square foot for Garrett Farms.

Computed by Grant Hammond from 33 Garrett Farms comparables (RealTracs via IDX), as of September 7, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).

Competition & market pace

Active listings438 in Franklin 37064 homes
Recent absorptionabout 95.2 sales / mo
Months of inventory4.6 months, a balanced market

Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source RealTracs via IDX, as of September 6, 2026.

Location & neighborhood

5128 Rambler Loop sits in Garrett Farms, Franklin, Williamson County.

Garrett Farms market snapshot

In Garrett Farms, homes there are priced around $308 per square foot; inventory in Franklin 37064 homes is running at about 4.6 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 7, 2026.

Approximately 23 miles from downtown Nashville (straight-line distance).

Assigned schools

5128 Rambler Loop is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Ask Grant about 5128 Rambler Loop

Get the full details, recent comparable sales, and any off-market options for 5128 Rambler Loop - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar active listings

Comparable active listings near 5128 Rambler Loop, by price and size.

Listed with Dream Finders Holdings, LLC. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices over the trailing six months: 978 closings, a $949,995 median, and the new-construction supply that keeps Williamson County near double the Davidson County median. A broker's data read, with live market stats, current MLS listings, and how Franklin compares to Brentwood.

Jimmy Franks Sells Franklin Mansion to Kenny Chesney

Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 5128 Rambler Loop

Is 5128 Rambler Loop, Franklin still for sale?

As of the latest update (August 28, 2026), 5128 Rambler Loop, Franklin is pending, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 5128 Rambler Loop, Franklin cost?

5128 Rambler Loop, Franklin is listed at $1,168,131, about $324 per square foot across 3,604 square feet.

How many bedrooms and bathrooms does 5128 Rambler Loop, Franklin have?

5 bedrooms and 4.5 bathrooms (4 full, 1 half).

What is the price per square foot?

About $324 per square foot ($1,168,131 across 3,604 sqft).

When was 5128 Rambler Loop, Franklin built?

5128 Rambler Loop, Franklin was built in 2026.

Does 5128 Rambler Loop, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $155 per month, as listed.

What subdivision is 5128 Rambler Loop, Franklin in?

5128 Rambler Loop, Franklin is in the Garrett Farms subdivision of Franklin.

What is the estimated monthly payment for 5128 Rambler Loop, Franklin?

About $7,314 a month with 20% down on a 30-year fixed at 7.06%, principal and interest $6,255, estimated property tax $381, insurance $523, and HOA $155. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 5128 Rambler Loop, Franklin zoned for?

5128 Rambler Loop, Franklin is zoned for Winstead Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 5128 Rambler Loop, Franklin a short-term-rental property?

No, 5128 Rambler Loop, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 5128 Rambler Loop, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 5128 Rambler Loop, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 5128 Rambler Loop, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 5128 Rambler Loop, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 5128 Rambler Loop, Franklin priced compared to the market?

At about $324 per square foot, 5128 Rambler Loop, Franklin ranks in the 75th percentile of active Garrett Farms listings by price per square foot, roughly 5% above the Garrett Farms median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 homes market favoring buyers or sellers?

The Franklin 37064 homes market is currently balanced, at about 4.6 months of inventory, per RealTracs as of September 6, 2026.

Thinking of selling in Garrett Farms?

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