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609 Sugartree Ln, Franklin, TN 37064

609 Sugartree Ln, Franklin, TN 37064, Conditional at $649,999 ($293/sq ft). 4 bd · 3 ba · 2,217 sqft · $293/sqft · 0.2 ac.

Conditional · $649,999

4 beds3 baths2,217 sq ft$293 /sq ft0.2 acres

MLS #3519154 · updated October 20, 2026

4-bed, 3-bath home at 609 Sugartree Ln in Maplewood Sec 2, Franklin, 2,217 sqft, $649,999 ($293/sqft), by Zach Taylor Real Estate.

The quick read

609 Sugartree Ln is a 4-bedroom, 3-bath home in Franklin, TN 37064, offered at $649,999, about $293/sq ft across 2,217 sq ft.

At $293/sq ft, this home is about 24% below the Franklin 37064 median list price per square foot of $388.

Recently sold in Franklin 37064: 362 comparable homes from $435,000 to $875,000, a median of $316/sq ft; this listing at $293/sq ft is about 7% below recent sold prices.

Market read: the Franklin 37064 homes market is balanced as of October 15, 2026, at about 3.9 months of inventory; recent sales have closed near 98.9% of list in the 12 months to October 22, 2026.

All-in, about $4,227/mo at 20% down (7.40% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $627/mo, roughly 15% of the all-in monthly payment.

At the current 7.40% 30-year rate, principal and interest on this home runs about $3,600/mo; at the 6.77% rate of about three months ago it would be roughly $3,380/mo, so monthly P&I is about $220 higher now.

School zone: assigned to Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 609 Sugartree Ln (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 20, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 609 Sugartree Ln

ON HOLD WHILE BEING UPDATED - NEW PAINT!!! SO IT WILL BE MOVE-IN READY!!!! LOCATION, LOCATION, LOCATION! TWO MASTER SUITES and an Amazing backyard! Welcome home to this beautiful two-story residence in one of Franklin's most sought-after neighborhoods MAPLEWOOD & BEST SCHOOLS !!! 1 Mile from I-65 yet close to downtown Franklin! Walking distance from shopping and dining - The PERFECT LOCATION This spacious 2,217 sq ft home offers a versatile and highly desirable layout featuring two primary suites, one conveniently located on the main floor and another upstairs, perfect for multi-generational living or added guest privacy. With 2 full bathrooms and 2 half baths, there's plenty of room for both everyday living and entertaining. Large closets with lots of storage! Step inside to find a warm and inviting living space complete with a wood-burning fireplace, ideal for cozy evenings. The home sits on a generous 0.20-acre lot, boasting a gorgeous, spacious PATIO and backyard, perfect for relaxing, gardening, or hosting gatherings. Fresh new landscaping adds to the home's curb appeal and charm. Located in a vibrant community, residents enjoy access to exceptional amenities including a large pond, swimming pool, tennis courts, and playground, offering something for everyone. **Google Fiber, ATT Fiber ✨ Don't miss your chance to own this incredible home in a prime Franklin location. COME AND SEE! ***1% lender credit of the financed amount with use of preferred lender Joe DeFatta

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 1984Move-in readyPool

Full property details

Complete reported fields for 609 Sugartree Ln (reference).

MLS #3519154
StatusConditional
Price$649,999
Price / sqft$293
Bedrooms4
Bathrooms3
Living area2,217 sqft
Lot size0.2 acres
Year built1984
All 30 property fields
Garage spaces2
Stories2
HeatingCentral
CoolingYes
BasementNone
ConstructionBrick
ParkingGarage Door Opener, Garage Faces Front, Attached
Annual taxes$3,361
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Refrigerator
Interior featuresCeiling Fan(s), Entrance Foyer, High Speed Internet, Walk-In Closet(s)
FireplaceYes
Architectural styleTraditional
WaterfrontYes
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available, Underground Utilities
Garage typeAttached Garage, Yes
HOA dues$46 / mo
SubdivisionMaplewood Sec 2
CountyWilliamson
UpdatedOctober 20, 2026

Listing activity

  • County assessment: $431,000 total appraised value (land $90,000 + improvements $341,000).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 609 Sugartree Ln at $649,999: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$649,999
HOA dues$46 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 609 Sugartree Ln, Franklin

Estimated total monthly payment for 609 Sugartree Ln is about $4,227/mo, 20% down on a 30-year fixed at 7.40% (a conforming loan), including principal & interest $3,600, estimated property tax $212, homeowners insurance $369, and HOA dues $46. Estimate only; not a loan offer.

Principal & interest$3,600/mo
Property tax (est.)$212/mo
Homeowners insurance (est.)$369/mo
HOA dues$46/mo
Estimated total$4,227/mo
7.61%6.13%7.4%February 19, 2025October 20, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.40% (Mortgage News Daily, as of October 20, 2026).

Assumes 20% down, 30-year fixed at 7.40% (Mortgage News Daily, as of October 20, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.40%$3,253/mo$3,880/mo-$347/mo
6.90%$3,425/mo$4,052/mo-$175/mo
7.40%$3,600/mo$4,227/mocurrent
7.90%$3,779/mo$4,406/mo+$179/mo
8.40%$3,962/mo$4,589/mo+$362/mo

Principal & interest on a 30-year fixed at 20% down ($519,999 loan), with property tax, insurance, and HOA held constant at $627/mo. Current 30-year fixed 7.40% (Mortgage News Daily, as of October 20, 2026). Estimate only; not a loan offer.

Buy versus rent, 609 Sugartree Ln

Owning 609 Sugartree Ln runs about $4,227/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Williamson County appraised value of $431,000 trails the $649,999 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,687 now to roughly $2,545 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 609 Sugartree Ln compares in Franklin 37064

MetricThis homeFranklin 37064 activeRecently sold
Price / sq ft$293$383 median-
Price position17th pctile-23% vs median-

This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.

This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 22, 2026.

How this home compares in Franklin 37064

At $293/sq ft, this home ranks in the 17th percentile of the active homes in Franklin 37064 by price per square foot.

Computed by Grant Hammond from the active Franklin 37064 comparables (Realtracs via IDX), as of October 24, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).

Competition & market pace

Active listings401 in Franklin 37064 homes
Recent absorptionabout 102.8 sales / mo
Months of inventory3.9 months, a balanced market

Over the past 12 months, homes in Franklin 37064 homes sold at about 98.9% of list price.

Recorded sales in Franklin 37064 homes: 1165 in the past 12 months.

Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of October 15, 2026.

Location & neighborhood

609 Sugartree Ln sits in Maplewood Sec 2, Franklin, Williamson County.

Franklin 37064 market snapshot

In Franklin 37064, homes there are priced around $388 per square foot; inventory in Franklin 37064 homes is running at about 3.9 months, a balanced market; recent sales closed near 98.9% of list price; 362 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 22, 2026.

Approximately 18 miles from downtown Nashville (straight-line distance).

Assigned schools

609 Sugartree Ln is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Elementary
Moore Elementary
Middle
Freedom Middle School

Ask Grant about 609 Sugartree Ln

Get the full details, recent comparable sales, and any off-market options for 609 Sugartree Ln - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

Sent straight to Grant Hammond, Compass RE. Used only to respond to your inquiry, never sold or spammed. By submitting, you agree to be contacted about this property.

Similar & nearby

Similar listings nearby

Comparable listings near 609 Sugartree Ln, by price and size.

Listed with Zach Taylor Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 609 Sugartree Ln

Is 609 Sugartree Ln, Franklin still for sale?

As of the latest update (October 20, 2026), 609 Sugartree Ln, Franklin is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 609 Sugartree Ln, Franklin cost?

609 Sugartree Ln, Franklin is listed at $649,999, about $293 per square foot across 2,217 square feet.

How many bedrooms and bathrooms does 609 Sugartree Ln, Franklin have?

4 bedrooms and 3 bathrooms.

What is the price per square foot?

About $293 per square foot ($649,999 across 2,217 sqft).

When was 609 Sugartree Ln, Franklin built?

609 Sugartree Ln, Franklin was built in 1984.

Does 609 Sugartree Ln, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $46 per month, as listed.

What subdivision is 609 Sugartree Ln, Franklin in?

609 Sugartree Ln, Franklin is in the Maplewood Sec 2 subdivision of Franklin.

What is the estimated monthly payment for 609 Sugartree Ln, Franklin?

About $4,227 a month with 20% down on a 30-year fixed at 7.40%, principal and interest $3,600, estimated property tax $212, insurance $369, and HOA $46. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 609 Sugartree Ln, Franklin zoned for?

609 Sugartree Ln, Franklin is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 609 Sugartree Ln, Franklin a short-term-rental property?

No, 609 Sugartree Ln, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 609 Sugartree Ln, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 609 Sugartree Ln, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 609 Sugartree Ln, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 609 Sugartree Ln, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 609 Sugartree Ln, Franklin priced compared to the market?

At about $293 per square foot, 609 Sugartree Ln, Franklin ranks in the 15th percentile of active Franklin 37064 listings by price per square foot, roughly 24% below the Franklin 37064 median; recent comparable sales in Franklin 37064 closed near $316 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 homes market favoring buyers or sellers?

The Franklin 37064 homes market is currently balanced, at about 3.9 months of inventory; recent sales have closed near 98.9% of list price over the past year, per Realtracs as of October 15, 2026.

Thinking of selling in Maplewood Sec 2?

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