304 Cross Timbers Dr, Nashville, TN 37221
304 Cross Timbers Dr, Nashville, TN 37221, Active at $489,000 ($282/sq ft). 3 bd · 1.5 ba (1 full, 1 half) · 1,734 sqft · $282/sqft · 0.74 ac.
304 Cross Timbers Dr, Nashville, TN 37221, Active at $489,000 ($282/sq ft). 3 bd · 1.5 ba (1 full, 1 half) · 1,734 sqft · $282/sqft · 0.74 ac.
Active · $489,000
MLS #3526427 · listed March 2, 2026 · 220 days on market · updated September 23, 2026
3-bed, 1.5-bath home at 304 Cross Timbers Dr in Harpeth Park, Nashville, 1,734 sqft, $489,000 ($282/sqft), by Pilkerton Realtors.
304 Cross Timbers Dr is a 3-bedroom, 1.5-bath home in Nashville, TN 37221, offered at $489,000, about $282/sq ft across 1,734 sq ft.
At $282/sq ft, this home is about 11% above the Nashville 37221 median list price per square foot of $253.
Market read: the Nashville 37221 homes market is balanced, at about 3.8 months of inventory.
All-in, about $3,337/mo at 20% down (7.50% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $602/mo, roughly 18% of the all-in monthly payment.
At the current 7.50% 30-year rate, principal and interest on this home runs about $2,735/mo; at the 6.64% rate of about three months ago it would be roughly $2,509/mo, so monthly P&I is about $226 higher now.
School zone: assigned to Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 304 Cross Timbers Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 23, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
Charming move-in ready brick ranch on a secluded ? acre lot in the heart of Bellevue. Amazing sunset views! Very walkable half-mile to One Bellevue Place w/popular restaurants, shopping and entertainment options. Enjoy nearby Warner Parks, greenways, Red Caboose Park and easy access to I-40. The property includes a partially fenced backyard plus a larger invisible fenced area for pets. The large lot is very private with mature trees and wooded area in the back. 3rd bedroom currently used as an office. Newer windows in addition to Hardwood flooring & LVP throughout. Among the many improvements: New Roof, gutters, and downspouts in July ?25, Furnace in Jan ?25, Dishwasher in Dec ?24, Retaining wall in March ?24, Bonus Room and utility/workroom in April ?23, Water Heater in April ?23, Refrigerator in July ?22, Microwave in July ?22, invisible Dog Fence in December ?21.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 304 Cross Timbers Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $489,000 | -$10,000 (-2.0%) | |
| Listed | $499,000 | ||
| Deed recorded | $370,000 | ||
| Deed recorded | $212,500 | ||
| Deed recorded | $152,000 | ||
| Deed recorded | $155,686 | ||
| Deed recorded | $128,000 | ||
| Trustee's deed | $127,500 | ||
| Deed recorded | $116,000 | ||
| Deed recorded | $69,000 | ||
| Deed recorded | $58,000 | ||
| Deed recorded | $52,900 |
Listed March 2, 2026, this listing has been on the market 220 days as of October 8, 2026. The price has been reduced once, from $499,000 to $489,000 (-2.0%), most recently on September 24, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 304 Cross Timbers Dr at $489,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $489,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 304 Cross Timbers Dr is about $3,337/mo, 20% down on a 30-year fixed at 7.50% (a conforming loan), including principal & interest $2,735, estimated property tax $283, homeowners insurance $319. Estimate only; not a loan offer.
| Principal & interest | $2,735/mo |
|---|---|
| Property tax (est.) | $283/mo |
| Homeowners insurance (est.) | $319/mo |
| Estimated total | $3,337/mo |
Assumes 20% down, 30-year fixed at 7.50% (Mortgage News Daily, as of October 8, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.50% | $2,473/mo | $3,075/mo | -$262/mo |
| 7.00% | $2,603/mo | $3,205/mo | -$132/mo |
| 7.50% | $2,735/mo | $3,337/mo | current |
| 8.00% | $2,870/mo | $3,472/mo | +$135/mo |
| 8.50% | $3,008/mo | $3,610/mo | +$273/mo |
Principal & interest on a 30-year fixed at 20% down ($391,200 loan), with property tax, insurance held constant at $602/mo. Current 30-year fixed 7.50% (Mortgage News Daily, as of October 8, 2026). Estimate only; not a loan offer.
Owning 304 Cross Timbers Dr runs about $3,337/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Davidson County appraised value of $427,800 trails the $489,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $2,975 now to roughly $3,401 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Nashville 37221 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $282 | $253 median | - |
| Price position | 69th pctile | +11% vs median | - |
| Nashville 37221 vs greater Nashville | - | -24% | - |
This listing beside the active Nashville 37221 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 9, 2026.
Among the 321 active homes in Nashville 37221, this home at $282/sq ft falls in the 69th percentile on price per square foot.
Nashville 37221 trades about 24% below greater Nashville on a price-per-square-foot basis.
Taken together, this home reads toward the higher end per square foot for Nashville 37221.
Computed by Grant Hammond from 321 Nashville 37221 comparables (Realtracs via IDX), as of October 9, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 155 in Nashville 37221 homes |
|---|---|
| Recent absorption | about 40.8 sales / mo |
| Months of inventory | 3.8 months, a balanced market |
Supply-side and recent-sale context for Nashville 37221 homes. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37221 homes closings. Source Realtracs via IDX, as of September 17, 2026.
304 Cross Timbers Dr sits in Harpeth Park, Nashville, Davidson County.
In Nashville 37221, homes there are priced around $253 per square foot; inventory in Nashville 37221 homes is running at about 3.8 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of September 26, 2026.
Approximately 10 miles from downtown Nashville (straight-line distance).
304 Cross Timbers Dr is zoned for Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 304 Cross Timbers Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 304 Cross Timbers Dr, by price and size.
Listed by John Calton, Pilkerton Realtors. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (September 23, 2026), 304 Cross Timbers Dr, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
304 Cross Timbers Dr was listed on March 2, 2026 and has been on the market 220 days as of October 8, 2026, per Realtracs.
Yes. It was first listed at $499,000. The price has been reduced once, most recently to $489,000 on September 24, 2026, a total change of -2.0%.
304 Cross Timbers Dr, Nashville is listed at $489,000, about $282 per square foot across 1,734 square feet.
3 bedrooms and 1.5 bathrooms (1 full, 1 half).
About $282 per square foot ($489,000 across 1,734 sqft).
304 Cross Timbers Dr, Nashville was built in 1968.
No garage is reported in the listing.
No HOA dues are reported for this home.
304 Cross Timbers Dr, Nashville is in the Harpeth Park subdivision of Nashville.
About $3,337 a month with 20% down on a 30-year fixed at 7.50%, principal and interest $2,735, estimated property tax $283, insurance $319. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
304 Cross Timbers Dr, Nashville is zoned for Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 304 Cross Timbers Dr, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $282 per square foot, 304 Cross Timbers Dr, Nashville ranks in the 68th percentile of active Nashville 37221 listings by price per square foot, roughly 11% above the Nashville 37221 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37221 homes market is currently balanced, at about 3.8 months of inventory, per Realtracs as of September 17, 2026.
Thinking of selling in Harpeth Park?
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