428 Chelsey Cv, Franklin, TN 37064
428 Chelsey Cv, Franklin, TN 37064, Pending at $939,900 ($343/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,739 sqft · $343/sqft · 0.37 ac.
428 Chelsey Cv, Franklin, TN 37064, Pending at $939,900 ($343/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,739 sqft · $343/sqft · 0.37 ac.
Pending · $939,900
MLS #3541076 · listed July 9, 2026 · 103 days on market · updated October 19, 2026
4-bed, 2.5-bath home at 428 Chelsey Cv in Forrest Crossing Sec 5, Franklin, 2,739 sqft, $939,900 ($343/sqft), by Compass RE.
Status: this home is currently under contract, per Realtracs as of October 19, 2026.
428 Chelsey Cv is a 4-bedroom, 2.5-bath home in Franklin, TN 37064, offered at $939,900, about $343/sq ft across 2,739 sq ft.
At $343/sq ft, this home is about 12% below the Franklin 37064 median list price per square foot of $390.
Recently sold in Franklin 37064: 597 comparable homes from $615,000 to $1,265,650, a median of $323/sq ft; this listing at $343/sq ft is about 6% above recent sold prices.
Market read: the Franklin 37064 homes market is balanced as of October 15, 2026, at about 3.9 months of inventory; recent sales have closed near 98.9% of list in the 12 months to October 21, 2026.
All-in, about $6,044/mo at 20% down (7.40% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $838/mo, roughly 14% of the all-in monthly payment.
At the current 7.40% 30-year rate, principal and interest on this home runs about $5,206/mo; at the 6.77% rate of about three months ago it would be roughly $4,887/mo, so monthly P&I is about $319 higher now.
School zone: assigned to Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 428 Chelsey Cv (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 19, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
A Storied Home on a Quiet Cul-de-Sac in Forrest Crossing Tucked along one of Forrest Crossing's most coveted cul-de-sac streets, this white-painted brick home captures everything that makes this Franklin neighborhood special, mature tree canopies, gracious setbacks, and the kind of quiet, low-traffic streetscape that's rare so close to town. Grand columns + manicured landscaping set the tone before you reach the door, hinting at the timeless Middle TN craftsmanship inside. Step through the columned entry to real hardwood floors, and freshly painted walls, all bathed in natural light from oversized windows. The formal dining room commands attention with a coffered ceiling + refined trim work, while the fully renovated kitchen anchors the home with full-height cabinetry, glass display uppers, granite counters, a mosaic tile backsplash, + natural gas cooking. A sun-filled breakfast nook, wrapped in bay windows, makes the space feel as livable as it is beautiful. The main living area centers on a gas fireplace framed in custom tile + color-drenched built-ins, a warm gathering space. A 2nd staircase off the kitchen leads to a vaulted flex room offering rare versatility as a bonus room, home office, studio, or 4th bedroom. The primary suite offers a peaceful retreat with a recessed tray ceiling, dual closets, and an en-suite bath w/ dual vanities, a separate shower, and a soaking tub. Outside, a covered patio beneath a custom pergola overlooks an expansive, fully fenced backyard, a private setting well-suited to entertaining, made more desirable by its cul-de-sac position. Turnkey infrastructure upgrades, including an encapsulated crawlspace, new gas line, + expansive attic storage, round out the home's move-in-ready appeal. Forrest Crossing itself is part of the draw: a well-established, amenity-rich community w/ a pool, sports courts, + clubhouse, all just mins from Franklin Bridge Golf Club, Historic Downtown Franklin, I-65, + Williamson County's top-rated school
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 428 Chelsey Cv (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Pending | |||
| Under contract | |||
| Listed | $939,900 | ||
| Deed recorded | $245,000 |
Listed July 9, 2026, this listing was on the market 103 days before it went under contract. It has been under contract since October 20, 2026.
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 428 Chelsey Cv at $939,900: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $939,900 |
|---|---|
| HOA dues | $68 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 428 Chelsey Cv is about $6,044/mo, 20% down on a 30-year fixed at 7.40% (a conforming loan), including principal & interest $5,206, estimated property tax $307, homeowners insurance $463, and HOA dues $68. Estimate only; not a loan offer.
| Principal & interest | $5,206/mo |
|---|---|
| Property tax (est.) | $307/mo |
| Homeowners insurance (est.) | $463/mo |
| HOA dues | $68/mo |
| Estimated total | $6,044/mo |
Assumes 20% down, 30-year fixed at 7.40% (Mortgage News Daily, as of October 20, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.40% | $4,703/mo | $5,541/mo | -$503/mo |
| 6.90% | $4,952/mo | $5,790/mo | -$254/mo |
| 7.40% | $5,206/mo | $6,044/mo | current |
| 7.90% | $5,465/mo | $6,303/mo | +$259/mo |
| 8.40% | $5,728/mo | $6,566/mo | +$522/mo |
Principal & interest on a 30-year fixed at 20% down ($751,920 loan), with property tax, insurance, and HOA held constant at $838/mo. Current 30-year fixed 7.40% (Mortgage News Daily, as of October 20, 2026). Estimate only; not a loan offer.
Owning 428 Chelsey Cv runs about $6,044/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Williamson County appraised value of $446,800 trails the $939,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,749 now to roughly $3,680 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Franklin 37064 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $343 | $383 median | - |
| Price position | 35th pctile | -10% vs median | - |
This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.
This listing beside the active Franklin 37064 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 21, 2026.
At $343/sq ft, this home ranks in the 35th percentile of the active homes in Franklin 37064 by price per square foot.
Computed by Grant Hammond from the active Franklin 37064 comparables (Realtracs via IDX), as of October 25, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).
| Active listings | 401 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 102.8 sales / mo |
| Months of inventory | 3.9 months, a balanced market |
Over the past 12 months, homes in Franklin 37064 homes sold at about 98.9% of list price.
Recorded sales in Franklin 37064 homes: 1169 in the past 12 months.
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of October 15, 2026.
428 Chelsey Cv sits in Forrest Crossing Sec 5, Franklin, Williamson County.
In Franklin 37064, homes there are priced around $390 per square foot; inventory in Franklin 37064 homes is running at about 3.9 months, a balanced market; recent sales closed near 98.9% of list price; 597 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 21, 2026.
Approximately 18 miles from downtown Nashville (straight-line distance).
428 Chelsey Cv is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 428 Chelsey Cv - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 428 Chelsey Cv, by price and size.
Listed by Megan Baker Jernigan, Compass RE. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (October 19, 2026), 428 Chelsey Cv, Franklin is under contract and no longer being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
428 Chelsey Cv was listed on July 9, 2026 and went under contract on October 20, 2026, after 103 days on the market, per Realtracs.
No. The asking price has been $939,900 since it was listed on July 9, 2026.
428 Chelsey Cv, Franklin is listed at $939,900, about $343 per square foot across 2,739 square feet.
4 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $343 per square foot ($939,900 across 2,739 sqft).
428 Chelsey Cv, Franklin was built in 1988.
Yes, 2 garage spaces, per the listing.
HOA dues are $68 per month, as listed.
428 Chelsey Cv, Franklin is in the Forrest Crossing Sec 5 subdivision of Franklin.
About $6,044 a month with 20% down on a 30-year fixed at 7.40%, principal and interest $5,206, estimated property tax $307, insurance $463, and HOA $68. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
428 Chelsey Cv, Franklin is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 428 Chelsey Cv, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $343 per square foot, 428 Chelsey Cv, Franklin ranks in the 34th percentile of active Franklin 37064 listings by price per square foot, roughly 12% below the Franklin 37064 median; recent comparable sales in Franklin 37064 closed near $323 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently balanced, at about 3.9 months of inventory; recent sales have closed near 98.9% of list price over the past year, per Realtracs as of October 15, 2026.
Thinking of selling in Forrest Crossing Sec 5?
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