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428 Chelsey Cv, Franklin, TN 37064

428 Chelsey Cv, Franklin, TN 37064, Active at $939,900 ($343/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,739 sqft · $343/sqft · 0.37 ac.

Active · $939,900

4 beds2.5 baths2,739 sq ft$343 /sq ft0.37 acres

MLS #3541076 · listed July 9, 2026 · 99 days on market · updated September 8, 2026

4-bed, 2.5-bath home at 428 Chelsey Cv in Forrest Crossing Sec 5, Franklin, 2,739 sqft, $939,900 ($343/sqft), by Compass RE.

The quick read

428 Chelsey Cv is a 4-bedroom, 2.5-bath home in Franklin, TN 37064, offered at $939,900, about $343/sq ft across 2,739 sq ft.

At $343/sq ft, this home is about 17% above the Forrest Crossing median list price per square foot of $294.

Market read: the Franklin 37064 homes market is balanced, at about 3.7 months of inventory.

All-in, about $6,008/mo at 20% down (7.33% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $838/mo, roughly 14% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this home runs about $5,170/mo; at the 6.63% rate of about three months ago it would be roughly $4,817/mo, so monthly P&I is about $353 higher now.

School zone: assigned to Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 428 Chelsey Cv (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 8, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 428 Chelsey Cv

A Storied Home on a Quiet Cul-de-Sac in Forrest Crossing Tucked along one of Forrest Crossing's most coveted cul-de-sac streets, this white-painted brick home captures everything that makes this Franklin neighborhood special, mature tree canopies, gracious setbacks, and the kind of quiet, low-traffic streetscape that's rare so close to town. Grand columns + manicured landscaping set the tone before you reach the door, hinting at the timeless Middle TN craftsmanship inside. Step through the columned entry to real hardwood floors, and freshly painted walls, all bathed in natural light from oversized windows. The formal dining room commands attention with a coffered ceiling + refined trim work, while the fully renovated kitchen anchors the home with full-height cabinetry, glass display uppers, granite counters, a mosaic tile backsplash, + natural gas cooking. A sun-filled breakfast nook, wrapped in bay windows, makes the space feel as livable as it is beautiful. The main living area centers on a gas fireplace framed in custom tile + color-drenched built-ins, a warm gathering space. A 2nd staircase off the kitchen leads to a vaulted flex room offering rare versatility as a bonus room, home office, studio, or 4th bedroom. The primary suite offers a peaceful retreat with a recessed tray ceiling, dual closets, and an en-suite bath w/ dual vanities, a separate shower, and a soaking tub. Outside, a covered patio beneath a custom pergola overlooks an expansive, fully fenced backyard, a private setting well-suited to entertaining, made more desirable by its cul-de-sac position. Turnkey infrastructure upgrades, including an encapsulated crawlspace, new gas line, + expansive attic storage, round out the home's move-in-ready appeal. Forrest Crossing itself is part of the draw: a well-established, amenity-rich community w/ a pool, sports courts, + clubhouse, all just mins from Franklin Bridge Golf Club, Historic Downtown Franklin, I-65, + Williamson County's top-rated school

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 1988TurnkeyPool

Full property details

Complete reported fields for 428 Chelsey Cv (reference).

MLS #3541076
StatusActive
Price$939,900
Price / sqft$343
Bedrooms4
Bathrooms2.5 (2 full, 1 half)
Living area2,739 sqft
Lot size0.37 acres
Year built1988
All 31 property fields
Garage spaces2
Stories2
HeatingCentral, Natural Gas
CoolingYes
BasementCrawl Space
ConstructionBrick
ParkingAttached, Driveway
Annual taxes$3,482
AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
Interior featuresBuilt-in Features, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Smart Thermostat, Walk-In Closet(s)
FireplaceYes
Water sourcePublic
SewerPublic Sewer
UtilitiesNatural Gas Available, Water Available, Cable Connected
Garage typeAttached Garage, Yes
HOA dues$68 / mo
SubdivisionForrest Crossing Sec 5
CountyWilliamson
AmenitiesMaintenance Grounds
ListedJuly 9, 2026
Days on market99
UpdatedSeptember 8, 2026

Listing activity

DateEventPriceChange
Listed$939,900
Deed recorded$245,000

Listed July 9, 2026, this listing has been on the market 99 days as of October 16, 2026. The asking price has not changed since it was listed.

  • Listed at $939,900, about 284% above the last recorded sale ($245,000, March 31, 2003).
  • County assessment: $446,800 total appraised value (land $90,000 + improvements $356,800).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

Cost of ownership

Estimated monthly ownership for 428 Chelsey Cv at $939,900: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$939,900
HOA dues$68 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 428 Chelsey Cv, Franklin

Estimated total monthly payment for 428 Chelsey Cv is about $6,008/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $5,170, estimated property tax $307, homeowners insurance $463, and HOA dues $68. Estimate only; not a loan offer.

Principal & interest$5,170/mo
Property tax (est.)$307/mo
Homeowners insurance (est.)$463/mo
HOA dues$68/mo
Estimated total$6,008/mo

Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 15, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.33%$4,669/mo$5,507/mo-$501/mo
6.83%$4,917/mo$5,755/mo-$253/mo
7.33%$5,170/mo$6,008/mocurrent
7.83%$5,428/mo$6,266/mo+$258/mo
8.33%$5,691/mo$6,529/mo+$521/mo

Principal & interest on a 30-year fixed at 20% down ($751,920 loan), with property tax, insurance, and HOA held constant at $838/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 15, 2026). Estimate only; not a loan offer.

Buy versus rent, 428 Chelsey Cv

Owning 428 Chelsey Cv runs about $6,008/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Williamson County appraised value of $446,800 trails the $939,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,749 now to roughly $3,680 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 428 Chelsey Cv compares in Forrest Crossing

MetricThis homeForrest Crossing activeRecently sold
Price / sq ft$343$320 median-
Price position65th pctile+7% vs median-
Forrest Crossing vs Franklin 37064 area--19%-

This listing beside the active Forrest Crossing market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 16, 2026.

How this home compares in Forrest Crossing

At $343/sq ft, this home ranks in the 65th percentile of the 8 active homes in Forrest Crossing by price per square foot.

Forrest Crossing trades about 19% below Franklin 37064 area on a price-per-square-foot basis.

Taken together, this home reads in line with Forrest Crossing on a per-square-foot basis.

Computed by Grant Hammond from 8 Forrest Crossing comparables (Realtracs via IDX), as of October 16, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).

Competition & market pace

Active listings383 in Franklin 37064 homes
Recent absorptionabout 103.5 sales / mo
Months of inventory3.7 months, a balanced market

Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of September 27, 2026.

Location & neighborhood

428 Chelsey Cv sits in Forrest Crossing Sec 5, Franklin, Williamson County.

Forrest Crossing market snapshot

In Forrest Crossing, homes there are priced around $294 per square foot; inventory in Franklin 37064 homes is running at about 3.7 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 4, 2026.

Approximately 18 miles from downtown Nashville (straight-line distance).

Assigned schools

428 Chelsey Cv is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Elementary
Moore Elementary
Middle
Freedom Middle School

Ask Grant about 428 Chelsey Cv

Get the full details, recent comparable sales, and any off-market options for 428 Chelsey Cv - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Similar & nearby

Similar listings nearby

Comparable listings near 428 Chelsey Cv, by price and size.

Listed by Megan Baker Jernigan, Compass RE. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Jimmy Franks Sells Franklin Mansion to Kenny Chesney

Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 428 Chelsey Cv

Is 428 Chelsey Cv, Franklin still for sale?

As of the latest update (September 8, 2026), 428 Chelsey Cv, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 428 Chelsey Cv been on the market?

428 Chelsey Cv was listed on July 9, 2026 and has been on the market 99 days as of October 16, 2026, per Realtracs.

Has the price of 428 Chelsey Cv changed?

No. The asking price has been $939,900 since it was listed on July 9, 2026.

How much does 428 Chelsey Cv, Franklin cost?

428 Chelsey Cv, Franklin is listed at $939,900, about $343 per square foot across 2,739 square feet.

How many bedrooms and bathrooms does 428 Chelsey Cv, Franklin have?

4 bedrooms and 2.5 bathrooms (2 full, 1 half).

What is the price per square foot?

About $343 per square foot ($939,900 across 2,739 sqft).

When was 428 Chelsey Cv, Franklin built?

428 Chelsey Cv, Franklin was built in 1988.

Does 428 Chelsey Cv, Franklin have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $68 per month, as listed.

What subdivision is 428 Chelsey Cv, Franklin in?

428 Chelsey Cv, Franklin is in the Forrest Crossing Sec 5 subdivision of Franklin.

What is the estimated monthly payment for 428 Chelsey Cv, Franklin?

About $6,008 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $5,170, estimated property tax $307, insurance $463, and HOA $68. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 428 Chelsey Cv, Franklin zoned for?

428 Chelsey Cv, Franklin is zoned for Moore Elementary, Freedom Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 428 Chelsey Cv, Franklin a short-term-rental property?

No, 428 Chelsey Cv, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 428 Chelsey Cv, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 428 Chelsey Cv, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 428 Chelsey Cv, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 428 Chelsey Cv, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 428 Chelsey Cv, Franklin priced compared to the market?

At about $343 per square foot, 428 Chelsey Cv, Franklin ranks in the 70th percentile of active Forrest Crossing listings by price per square foot, roughly 17% above the Forrest Crossing median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37064 homes market favoring buyers or sellers?

The Franklin 37064 homes market is currently balanced, at about 3.7 months of inventory, per Realtracs as of September 27, 2026.

Thinking of selling in Forrest Crossing Sec 5?

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