640 Streamside Ln, Franklin, TN 37064
640 Streamside Ln, Franklin, TN 37064, Active at $815,000 ($308/sq ft). 4 bd · 3 ba · 2,646 sqft · $308/sqft · 0.19 ac.
640 Streamside Ln, Franklin, TN 37064, Active at $815,000 ($308/sq ft). 4 bd · 3 ba · 2,646 sqft · $308/sqft · 0.19 ac.
Active · $815,000
MLS #3546048 · listed September 9, 2026 · 30 days on market · updated September 23, 2026
4-bed, 3-bath home at 640 Streamside Ln in Stream Valley Section 03, Franklin, 2,646 sqft, $815,000 ($308/sqft), by eXp Realty.
640 Streamside Ln is a 4-bedroom, 3-bath home in Franklin, TN 37064, offered at $815,000, about $308/sq ft across 2,646 sq ft.
At $308/sq ft, this home is priced in line with the Stream Valley list-price median of $311/sq ft.
Market read: the Franklin 37064 homes market is balanced, at about 3.9 months of inventory.
All-in, about $5,337/mo at 20% down (7.50% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $778/mo, roughly 15% of the all-in monthly payment.
At the current 7.50% 30-year rate, principal and interest on this home runs about $4,559/mo; at the 6.64% rate of about three months ago it would be roughly $4,181/mo, so monthly P&I is about $378 higher now.
School zone: assigned to Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 640 Streamside Ln (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 23, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
This one shows like brand new. 4 bedrooms, 3 full baths, zoned for Independence schools, tucked in a sought-after Franklin community with a community pool ? just minutes off I-65. The updates here are extensive: all bathrooms renovated, new kitchen counters and backsplash, brand-new, never-used fridge, new lighting throughout, new paint, updated HVAC, tankless water heater, and a new garbage disposal. The gas fireplace got a stone upgrade, the garage frame opening was expanded for easier parking, and there's overhead garage storage with a bike pulley system. Poured concrete was added along the side and rear of the home too. Inside, storage is everywhere, and the flex space up front works as an office, sitting room, library, or formal dining. Out back is a true retreat ? fenced yard, deck, patio, and fire pit, built for entertaining or unwinding. Bright, updated, move-in ready, and close to everything Franklin has to offer.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 640 Streamside Ln (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $815,000 | -$10,000 (-1.2%) | |
| Listed | $825,000 | ||
| Deed recorded | $499,888 |
Listed September 9, 2026, this listing has been on the market 30 days as of October 9, 2026. The price has been reduced once, from $825,000 to $815,000 (-1.2%), most recently on September 24, 2026.
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 640 Streamside Ln at $815,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $815,000 |
|---|---|
| HOA dues | $90 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 640 Streamside Ln is about $5,337/mo, 20% down on a 30-year fixed at 7.50% (a conforming loan), including principal & interest $4,559, estimated property tax $266, homeowners insurance $422, and HOA dues $90. Estimate only; not a loan offer.
| Principal & interest | $4,559/mo |
|---|---|
| Property tax (est.) | $266/mo |
| Homeowners insurance (est.) | $422/mo |
| HOA dues | $90/mo |
| Estimated total | $5,337/mo |
Assumes 20% down, 30-year fixed at 7.50% (Mortgage News Daily, as of October 8, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.50% | $4,121/mo | $4,899/mo | -$438/mo |
| 7.00% | $4,338/mo | $5,116/mo | -$221/mo |
| 7.50% | $4,559/mo | $5,337/mo | current |
| 8.00% | $4,784/mo | $5,562/mo | +$225/mo |
| 8.50% | $5,013/mo | $5,791/mo | +$454/mo |
Principal & interest on a 30-year fixed at 20% down ($652,000 loan), with property tax, insurance, and HOA held constant at $778/mo. Current 30-year fixed 7.50% (Mortgage News Daily, as of October 8, 2026). Estimate only; not a loan offer.
Owning 640 Streamside Ln runs about $5,337/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Williamson County appraised value of $494,600 trails the $815,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,936 now to roughly $3,191 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Stream Valley active | Recently sold |
|---|---|---|---|
| Price / sq ft | $308 | $293 median | - |
| Price position | 69th pctile | +5% vs median | - |
| Stream Valley vs Franklin 37064 area | - | -25% | - |
This listing beside the active Stream Valley market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 9, 2026.
At $308/sq ft, this home ranks in the 69th percentile of the 10 active homes in Stream Valley by price per square foot.
Stream Valley trades about 25% below Franklin 37064 area on a price-per-square-foot basis.
Taken together, this home reads toward the higher end per square foot for Stream Valley.
Computed by Grant Hammond from 10 Stream Valley comparables (Realtracs via IDX), as of October 9, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).
| Active listings | 400 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 102.6 sales / mo |
| Months of inventory | 3.9 months, a balanced market |
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source Realtracs via IDX, as of September 23, 2026.
640 Streamside Ln sits in Stream Valley Section 03, Franklin, Williamson County.
In Stream Valley, homes there are priced around $311 per square foot; inventory in Franklin 37064 homes is running at about 3.9 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of September 25, 2026.
Approximately 22 miles from downtown Nashville (straight-line distance).
640 Streamside Ln is zoned for Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 640 Streamside Ln - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 640 Streamside Ln, by price and size.
Listed by Matt Feathers, eXp Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (September 23, 2026), 640 Streamside Ln, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
640 Streamside Ln was listed on September 9, 2026 and has been on the market 30 days as of October 9, 2026, per Realtracs.
Yes. It was first listed at $825,000. The price has been reduced once, most recently to $815,000 on September 24, 2026, a total change of -1.2%.
640 Streamside Ln, Franklin is listed at $815,000, about $308 per square foot across 2,646 square feet.
4 bedrooms and 3 bathrooms.
About $308 per square foot ($815,000 across 2,646 sqft).
640 Streamside Ln, Franklin was built in 2014.
Yes, 2 garage spaces, per the listing.
HOA dues are $90 per month, as listed.
640 Streamside Ln, Franklin is in the Stream Valley Section 03 subdivision of Franklin.
About $5,337 a month with 20% down on a 30-year fixed at 7.50%, principal and interest $4,559, estimated property tax $266, insurance $422, and HOA $90. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
640 Streamside Ln, Franklin is zoned for Oak View Elementary School, Legacy Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
No, 640 Streamside Ln, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $308 per square foot, 640 Streamside Ln, Franklin ranks in the 47th percentile of active Stream Valley listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently balanced, at about 3.9 months of inventory, per Realtracs as of September 23, 2026.
Thinking of selling in Stream Valley Section 03?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.