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720 Ortega Rd, Nashville, TN 37214

720 Ortega Rd, Nashville, TN 37214, Active at $299,500 ($207/sq ft). 3 bd · 2 ba · 1,447 sqft · $207/sqft · 0.16 ac.

Active · $299,500

3 beds2 baths1,447 sq ft$207 /sq ft0.16 acres

MLS #3546279 · listed September 8, 2026 · 46 days on market · updated September 10, 2026

3-bed, 2-bath home at 720 Ortega Rd in Larchwood, Nashville, 1,447 sqft, $299,500 ($207/sqft), by Onward Real Estate.

The quick read

720 Ortega Rd is a 3-bedroom, 2-bath home in Nashville, TN 37214, offered at $299,500, about $207/sq ft across 1,447 sq ft.

Bedroom count: this home is listed in the MLS structured data as 3 bedrooms, while the listing remarks describe a 2-bedroom layout. We report the structured MLS count (3); confirm the configuration that matters to you.

At $207/sq ft, this home is about 16% below the Nashville 37214 median list price per square foot of $246.

Recently sold in Larchwood: 10 comparable homes from $275,000 to $383,000, a median of $248/sq ft; this listing at $207/sq ft is about 17% below recent sold prices.

Market read: the Larchwood market is balanced as of October 18, 2026, at about 4.4 months of inventory; recent sales have closed near 98.7% of list in the 12 months to October 22, 2026.

All-in, about $2,083/mo at 20% down (7.40% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $424/mo, roughly 20% of the all-in monthly payment.

At the current 7.40% 30-year rate, principal and interest on this home runs about $1,659/mo; at the 6.77% rate of about three months ago it would be roughly $1,557/mo, so monthly P&I is about $102 higher now.

School zone: assigned to Ruby Major Elementary, Donelson Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 720 Ortega Rd (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 10, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 720 Ortega Rd

Excellent Location and Opportunity! $$ Preferred Lender Incentives for Qualified Buyers see details in media section $$ Tucked away on quiet cul de sac this zero lot line home has been recently updated with New HVAC 2026, Freshly Painted, Updated and Upgraded Fixtures, Primary on the Main Level! 2 Bedrooms up and Hall Bath w added exercise/bonus rm, A back Deck overlooks Private Wooded Backyard Oversized 1 Car Garage plus workshop/storage and attic pull down storage. Closing Cost and rate buy downs are available to qualified Buyers using our preferred Lender call for details!

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

1-car garageBuilt 1985Primary on main

Full property details

Complete reported fields for 720 Ortega Rd (reference).

MLS #3546279
StatusActive
Price$299,500
Price / sqft$207
Bedrooms3
Bathrooms2
Living area1,447 sqft
Lot size0.16 acres
Year built1985
All 30 property fields
Garage spaces1
Stories2
HeatingCentral
CoolingYes
BasementCrawl Space
ConstructionBrick, Frame
ParkingGarage Faces Front, Attached
Annual taxes$1,889
AppliancesBuilt-In Electric Range, Dishwasher, Electric Oven, Refrigerator
Interior featuresCeiling Fan(s), Walk-In Closet(s)
FireplaceYes
Architectural styleCape Cod
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available, Cable Connected
Garage typeAttached Garage, Yes
SubdivisionLarchwood
CountyDavidson
ListedSeptember 8, 2026
Days on market46
UpdatedSeptember 10, 2026

Listing activity

DateEventPriceChange
Listed$299,500
Quitclaim deed$0
Deed recorded$71,000
Quitclaim deed$0
Deed recorded$66,700
Quitclaim deed$0

Listed September 8, 2026, this listing has been on the market 46 days as of October 24, 2026. The asking price has not changed since it was listed.

  • Listed at $299,500, about 322% above the last recorded sale ($71,000, September 9, 1998).
  • County assessment: $268,500 total appraised value (land $54,000 + improvements $214,500).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Assessment history

The Davidson County Assessor's appraised value of 720 Ortega Rd by year: $72,700 in 1999 to $268,500 in 2025, a change of +269%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$54,000$214,500$0$268,500ROLL
2023$31,900$140,200$0$172,100ROLL
2021$31,900$140,200$0$172,100ROLL
2017$21,300$128,000$0$149,300ROLL
2013$15,600$97,600$0$113,200ROLL
2009$17,000$81,600$0$98,600ROLL
2005$22,200$66,600$0$88,800ROLL
2001$17,000$67,700$0$84,700ROLL
2000$15,100$57,600$0$72,700ROLL
1999$15,100$57,600$0$72,700ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 720 Ortega Rd at $299,500: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$299,500
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 720 Ortega Rd, Nashville

Estimated total monthly payment for 720 Ortega Rd is about $2,083/mo, 20% down on a 30-year fixed at 7.40% (a conforming loan), including principal & interest $1,659, estimated property tax $174, homeowners insurance $250. Estimate only; not a loan offer.

Principal & interest$1,659/mo
Property tax (est.)$174/mo
Homeowners insurance (est.)$250/mo
Estimated total$2,083/mo
7.61%6.13%7.4%February 19, 2025October 20, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.40% (Mortgage News Daily, as of October 20, 2026).

Assumes 20% down, 30-year fixed at 7.40% (Mortgage News Daily, as of October 20, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.40%$1,499/mo$1,923/mo-$160/mo
6.90%$1,578/mo$2,002/mo-$81/mo
7.40%$1,659/mo$2,083/mocurrent
7.90%$1,741/mo$2,165/mo+$82/mo
8.40%$1,825/mo$2,249/mo+$166/mo

Principal & interest on a 30-year fixed at 20% down ($239,600 loan), with property tax, insurance held constant at $424/mo. Current 30-year fixed 7.40% (Mortgage News Daily, as of October 20, 2026). Estimate only; not a loan offer.

Buy versus rent, 720 Ortega Rd

Owning 720 Ortega Rd runs about $2,083/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Davidson County appraised value of $268,500 trails the $299,500 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,867 now to roughly $2,083 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 720 Ortega Rd compares in Nashville 37214

MetricThis homeNashville 37214 activeRecently sold
Price / sq ft$207$246 median-
Price position20th pctile-16% vs median-
Nashville 37214 vs greater Nashville--26%-

This listing beside the active Nashville 37214 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.

This listing beside the active Nashville 37214 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 22, 2026.

How this home compares in Nashville 37214

At $207/sq ft, this home ranks in the 20th percentile of the 207 active homes in Nashville 37214 by price per square foot.

Nashville 37214 trades about 26% below greater Nashville on a price-per-square-foot basis.

Taken together, this home reads toward the lower end per square foot for Nashville 37214.

Computed by Grant Hammond from 207 Nashville 37214 comparables (Realtracs via IDX), as of October 24, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings8 in Larchwood
Recent absorptionabout 1.8 sales / mo
Months of inventory4.4 months, a balanced market

Over the past 12 months, homes in Larchwood sold at about 98.7% of list price.

Recorded sales in Larchwood: 17 in the past 12 months.

Supply-side and recent-sale context for Larchwood. Sale figures are trailing 6/12/24-month medians of recorded Larchwood closings. Source Realtracs via IDX, as of October 18, 2026.

Location & neighborhood

720 Ortega Rd sits in Larchwood, Nashville, Davidson County.

Nashville 37214 market snapshot

In Nashville 37214, homes there are priced around $246 per square foot; inventory in Larchwood is running at about 4.4 months, a balanced market; recent sales in Larchwood closed near 98.7% of list price; 10 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 22, 2026.

Approximately 8.3 miles from downtown Nashville (straight-line distance).

Assigned schools

720 Ortega Rd is zoned for Ruby Major Elementary, Donelson Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

High
McGavock Comp High School

Ask Grant about 720 Ortega Rd

Get the full details, recent comparable sales, and any off-market options for 720 Ortega Rd - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 720 Ortega Rd, by price and size.

Listed by Allen DeCuyper, Onward Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Nashville Housing Market 2026 Outlook and Forecast
Nashville Housing Market 2026 Outlook and Forecast

Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Nashville

Frequently asked questions about 720 Ortega Rd

Is 720 Ortega Rd, Nashville still for sale?

As of the latest update (September 10, 2026), 720 Ortega Rd, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 720 Ortega Rd been on the market?

720 Ortega Rd was listed on September 8, 2026 and has been on the market 46 days as of October 24, 2026, per Realtracs.

Has the price of 720 Ortega Rd changed?

No. The asking price has been $299,500 since it was listed on September 8, 2026.

How much does 720 Ortega Rd, Nashville cost?

720 Ortega Rd, Nashville is listed at $299,500, about $207 per square foot across 1,447 square feet.

How many bedrooms and bathrooms does 720 Ortega Rd, Nashville have?

3 bedrooms and 2 bathrooms.

What is the price per square foot?

About $207 per square foot ($299,500 across 1,447 sqft).

When was 720 Ortega Rd, Nashville built?

720 Ortega Rd, Nashville was built in 1985.

Does 720 Ortega Rd, Nashville have a garage?

Yes, 1 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 720 Ortega Rd, Nashville in?

720 Ortega Rd, Nashville is in the Larchwood subdivision of Nashville.

What is the estimated monthly payment for 720 Ortega Rd, Nashville?

About $2,083 a month with 20% down on a 30-year fixed at 7.40%, principal and interest $1,659, estimated property tax $174, insurance $250. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 720 Ortega Rd, Nashville zoned for?

720 Ortega Rd, Nashville is zoned for Ruby Major Elementary, Donelson Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 720 Ortega Rd, Nashville a short-term-rental property?

No, 720 Ortega Rd, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 720 Ortega Rd, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 720 Ortega Rd, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 720 Ortega Rd, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 720 Ortega Rd, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 720 Ortega Rd, Nashville priced compared to the market?

At about $207 per square foot, 720 Ortega Rd, Nashville ranks in the 19th percentile of active Nashville 37214 listings by price per square foot, roughly 16% below the Nashville 37214 median; recent comparable sales in Nashville 37214 closed near $248 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Larchwood market favoring buyers or sellers?

The Larchwood market is currently balanced, at about 4.4 months of inventory; recent sales have closed near 98.7% of list price over the past year, per Realtracs as of October 18, 2026.

Thinking of selling in Larchwood?

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