1004b Clay St, Nashville, TN 37208
1004b Clay St, Nashville, TN 37208, Active at $399,000 ($266/sq ft). 3 bd · 2 ba · 1,500 sqft · $266/sqft · 0.13 ac.
1004b Clay St, Nashville, TN 37208, Active at $399,000 ($266/sq ft). 3 bd · 2 ba · 1,500 sqft · $266/sqft · 0.13 ac.
Exterior of the property with a grass yard and a concrete walkway to the front entrance.
Active · $399,000
MLS #3601860 · listed September 27, 2026 · 39 days on market · updated September 29, 2026
3-bed, 2-bath home at 1004b Clay St in Owens Buena Vista, Nashville, 1,500 sqft, $399,000 ($266/sqft), by eXp Realty.
1004b Clay St is a 3-bedroom, 2-bath home in Nashville, TN 37208, offered at $399,000, about $266/sq ft across 1,500 sq ft.
At $266/sq ft, this home is about 19% below the Nashville 37208 median list price per square foot of $330.
Recently sold in Nashville 37208: 93 comparable homes from $259,600 to $535,000, a median of $279/sq ft; this listing at $266/sq ft is about 5% below recent sold prices.
Market read: the Owens Buena Vista market is balanced as of September 18, 2026, at about 4.8 months of inventory; recent sales have closed near 98.2% of list in the 12 months to October 29, 2026.
All-in, about $2,719/mo at 20% down (7.35% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $520/mo, roughly 19% of the all-in monthly payment.
At the current 7.35% 30-year rate, principal and interest on this home runs about $2,199/mo; at the 6.77% rate of about three months ago it would be roughly $2,075/mo, so monthly P&I is about $124 higher now.
School zone: assigned to Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 1004b Clay St (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of November 5, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
Located in the heart of Nashville's Buchanan Arts District is this cozy 3 bed, 2 bathroom, one-level living home. The property boosts an attached garage, fenced front and backyards, a screened in front porch and an enclosed parking pad. Minutes from coffee shops, restaurants, gyms and other businesses, the neighborhood is a vibrant mix of new construction and existing homes. Although this home is move-in ready it's also zoned R6 giving buyers more options for a future build.
Listing remarks via the Realtracs Internet Data Exchange.
The listing photos show a single-story home with blue lap siding and a fenced grass yard in Nashville. Inside, dark wood floors run through the living room and bedrooms, and the kitchen has white cabinets with a breakfast bar. Windows with blinds bring daylight into the living room, dining area and bedrooms.
Seen in the photos: dark wood floors, white kitchen cabinets, breakfast bar, ceiling fans, fenced grass yard, front porch, dining area, stone countertops.
Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.
Complete reported fields for 1004b Clay St (reference).
| Date | Event | Price |
|---|---|---|
| Listed | $399,000 |
Listed September 27, 2026, this listing has been on the market 39 days as of November 5, 2026. The asking price has not changed since it was listed.
County assessment from county public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 1004b Clay St at $399,000: principal & interest, property tax, insurance. Estimate only; not a loan offer.
| List price | $399,000 |
|---|---|
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 1004b Clay St is about $2,719/mo, 20% down on a 30-year fixed at 7.35% (a conforming loan), including principal & interest $2,199, estimated property tax $234, homeowners insurance $286. Estimate only; not a loan offer.
| Principal & interest | $2,199/mo |
|---|---|
| Property tax (est.) | $234/mo |
| Homeowners insurance (est.) | $286/mo |
| Estimated total | $2,719/mo |
Assumes 20% down, 30-year fixed at 7.35% (Mortgage News Daily, as of October 28, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.35% | $1,986/mo | $2,506/mo | -$213/mo |
| 6.85% | $2,092/mo | $2,612/mo | -$107/mo |
| 7.35% | $2,199/mo | $2,719/mo | current |
| 7.85% | $2,309/mo | $2,829/mo | +$110/mo |
| 8.35% | $2,421/mo | $2,941/mo | +$222/mo |
Principal & interest on a 30-year fixed at 20% down ($319,200 loan), with property tax, insurance held constant at $520/mo. Current 30-year fixed 7.35% (Mortgage News Daily, as of October 28, 2026). Estimate only; not a loan offer.
Owning 1004b Clay St runs about $2,719/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Nashville 37208 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $266 | $329 median | $279 median |
| Price position | 24th pctile | -19% vs median | ~98.2% of list |
| Recent closings | - | - | 93 sales |
This listing beside the active Nashville 37208 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 5, 2026.
At $266/sq ft, this home ranks in the 24th percentile of the 296 active homes in Nashville 37208 by price per square foot.
Computed by Grant Hammond from 296 Nashville 37208 comparables (Realtracs via IDX), as of November 5, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 4 in Owens Buena Vista |
|---|---|
| Recent absorption | about 0.8 sales / mo |
| Months of inventory | 4.8 months, a balanced market |
Over the past 12 months, homes in Owens Buena Vista sold at about 98.2% of list price.
Recorded sales in Owens Buena Vista: 185 in the past 12 months.
Supply-side and recent-sale context for Owens Buena Vista. Sale figures are trailing 6/12/24-month medians of recorded Owens Buena Vista closings. Source Realtracs via IDX, as of September 18, 2026.
1004b Clay St sits in Owens Buena Vista, Nashville, Davidson County.
In Nashville 37208, homes there are priced around $330 per square foot; inventory in Owens Buena Vista is running at about 4.8 months, a balanced market; recent sales closed near 98.2% of list price; 93 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 29, 2026.
Approximately 2.0 miles from downtown Nashville (straight-line distance).
1004b Clay St is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 1004b Clay St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 1004b Clay St, by price and size.
Listed with eXp Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.
September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (November 5, 2026), 1004b Clay St, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
1004b Clay St was listed on September 27, 2026 and has been on the market 39 days as of November 5, 2026.
No. The asking price has been $399,000 since it was listed on September 27, 2026.
The listing photos show a single-story home with blue lap siding and a fenced grass yard in Nashville. Features seen in the photos include dark wood floors, white kitchen cabinets, breakfast bar, ceiling fans, fenced grass yard and front porch. Described from the Realtracs listing photos.
1004b Clay St, Nashville is listed at $399,000, about $266 per square foot across 1,500 square feet.
3 bedrooms and 2 bathrooms.
About $266 per square foot ($399,000 across 1,500 sqft).
1004b Clay St, Nashville was built in 1998.
Yes, 1 garage spaces, per the listing.
No HOA dues are reported for this home.
1004b Clay St, Nashville is in the Owens Buena Vista subdivision of Nashville.
About $2,719 a month with 20% down on a 30-year fixed at 7.35%, principal and interest $2,199, estimated property tax $234, insurance $286. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
1004b Clay St, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 1004b Clay St, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $266 per square foot, 1004b Clay St, Nashville ranks in the 24th percentile of active Nashville 37208 listings by price per square foot, roughly 19% below the Nashville 37208 median; recent comparable sales in Nashville 37208 closed near $279 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Owens Buena Vista market is currently balanced, at about 4.8 months of inventory; recent sales have closed near 98.2% of list price over the past year, per Realtracs as of September 18, 2026.
Thinking of selling in Owens Buena Vista?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.
