4905 Trail Ridge Ct, Nashville, TN 37207
4905 Trail Ridge Ct, Nashville, TN 37207, Conditional at $449,990 ($223/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,018 sqft · $223/sqft · 0.15 ac.
4905 Trail Ridge Ct, Nashville, TN 37207, Conditional at $449,990 ($223/sq ft). 4 bd · 2.5 ba (2 full, 1 half) · 2,018 sqft · $223/sqft · 0.15 ac.
Conditional · $449,990
MLS #3601943 · listed September 23, 2026 · 10 days on market · updated October 3, 2026
4-bed, 2.5-bath home at 4905 Trail Ridge Ct in Skyridge, Nashville, 2,018 sqft, $449,990 ($223/sqft), by Compass Tennessee, LLC.
4905 Trail Ridge Ct is a 4-bedroom, 2.5-bath home in Nashville, TN 37207, offered at $449,990, about $223/sq ft across 2,018 sq ft.
At $223/sq ft, this home is about 3% below the Skyridge median list price per square foot of $231.
Market read: the Skyridge market is buyer-favored, at about 8 months of inventory.
All-in, about $3,086/mo at 20% down (7.33% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $611/mo, roughly 20% of the all-in monthly payment.
At the current 7.33% 30-year rate, principal and interest on this home runs about $2,475/mo; at the 6.63% rate of about three months ago it would be roughly $2,306/mo, so monthly P&I is about $169 higher now.
School zone: assigned to Bellshire Elementary Design Center, Madison Middle, Hunters Lane Comp High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 4905 Trail Ridge Ct (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 3, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
Better than new and incredibly well maintained, this 4-bedroom, 2/1-bath home offers 2,030 sq ft of thoughtfully designed living space with a 2-car garage. Built in 2024, the home has been elevated with new light fixtures, updated kitchen hardware, built-in shelving, and fresh paint. The open-concept kitchen and living area make everyday living and entertaining easy, while an upstairs loft and bonus space offer flexible additional space. The spacious first floor primary suite features an ensuite bath and walk-in closet. Enjoy newer construction with the finishing touches already done, plus located in Skyridge neighborhood with easy access to East Nashville, Downtown Nashville, shopping, dining, and more.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 4905 Trail Ridge Ct (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Under contract | |||
| Listed | $449,990 |
Listed September 23, 2026, this listing was on the market 10 days before it went under contract. It has been under contract since October 3, 2026.
Estimated monthly ownership for 4905 Trail Ridge Ct at $449,990: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $449,990 |
|---|---|
| HOA dues | $42 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 4905 Trail Ridge Ct is about $3,086/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $2,475, estimated property tax $264, homeowners insurance $305, and HOA dues $42. Estimate only; not a loan offer.
| Principal & interest | $2,475/mo |
|---|---|
| Property tax (est.) | $264/mo |
| Homeowners insurance (est.) | $305/mo |
| HOA dues | $42/mo |
| Estimated total | $3,086/mo |
Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 15, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.33% | $2,235/mo | $2,846/mo | -$240/mo |
| 6.83% | $2,354/mo | $2,965/mo | -$121/mo |
| 7.33% | $2,475/mo | $3,086/mo | current |
| 7.83% | $2,599/mo | $3,210/mo | +$124/mo |
| 8.33% | $2,725/mo | $3,336/mo | +$250/mo |
Principal & interest on a 30-year fixed at 20% down ($359,992 loan), with property tax, insurance, and HOA held constant at $611/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 15, 2026). Estimate only; not a loan offer.
Owning 4905 Trail Ridge Ct runs about $3,086/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Skyridge active | Recently sold |
|---|---|---|---|
| Price / sq ft | $223 | $231 median | - |
| Price position | 30th pctile | -3% vs median | - |
| Skyridge vs Nashville 37207 area | - | -19% | - |
This listing beside the active Skyridge market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 16, 2026.
At $223/sq ft, this home ranks in the 30th percentile of the 8 active homes in Skyridge by price per square foot.
Skyridge trades about 19% below Nashville 37207 area on a price-per-square-foot basis.
Taken together, this home reads toward the lower end per square foot for Skyridge.
Computed by Grant Hammond from 8 Skyridge comparables (Realtracs via IDX), as of October 16, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 8 in Skyridge |
|---|---|
| Recent absorption | about 1 sales / mo |
| Months of inventory | 8 months, a buyer-favored market (ample supply) |
Supply-side and recent-sale context for Skyridge. Sale figures are trailing 6/12/24-month medians of recorded Skyridge closings. Source Realtracs via IDX, as of September 24, 2026.
4905 Trail Ridge Ct sits in Skyridge, Nashville, Davidson County.
In Skyridge, homes there are priced around $231 per square foot; inventory is running at about 8 months, a buyer-favored market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 4, 2026.
Approximately 6.0 miles from downtown Nashville (straight-line distance).
4905 Trail Ridge Ct is zoned for Bellshire Elementary Design Center, Madison Middle, Hunters Lane Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 4905 Trail Ridge Ct - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
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Listed with Compass Tennessee, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (October 3, 2026), 4905 Trail Ridge Ct, Nashville is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
4905 Trail Ridge Ct was listed on September 23, 2026 and went under contract on October 3, 2026, after 10 days on the market, per Realtracs.
No. The asking price has been $449,990 since it was listed on September 23, 2026.
4905 Trail Ridge Ct, Nashville is listed at $449,990, about $223 per square foot across 2,018 square feet.
4 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $223 per square foot ($449,990 across 2,018 sqft).
4905 Trail Ridge Ct, Nashville was built in 2024.
Yes, 2 garage spaces, per the listing.
HOA dues are $42 per month, as listed.
4905 Trail Ridge Ct, Nashville is in the Skyridge subdivision of Nashville.
About $3,086 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $2,475, estimated property tax $264, insurance $305, and HOA $42. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
4905 Trail Ridge Ct, Nashville is zoned for Bellshire Elementary Design Center, Madison Middle, Hunters Lane Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 4905 Trail Ridge Ct, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $223 per square foot, 4905 Trail Ridge Ct, Nashville ranks in the 30th percentile of active Skyridge listings by price per square foot, roughly 3% below the Skyridge median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Skyridge market is currently buyer-favored (ample supply), at about 8 months of inventory, per Realtracs as of September 24, 2026.
Thinking of selling in Skyridge?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.