103 Cottage Pl, Nashville, TN 37214
103 Cottage Pl, Nashville, TN 37214, Active at $320,000 ($224/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,426 sqft · $224/sqft · 0.02 ac.
103 Cottage Pl, Nashville, TN 37214, Active at $320,000 ($224/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,426 sqft · $224/sqft · 0.02 ac.
Exterior of the two-story brick townhouse with a shared parking area in front.
Active · $320,000
MLS #3620140 · listed October 12, 2026 · 20 days on market · updated October 29, 2026
3-bed, 2.5-bath condo at 103 Cottage Pl in Cottage Place, Nashville, 1,426 sqft, $320,000 ($224/sqft), by Elevate Realty.
103 Cottage Pl is a 3-bedroom, 2.5-bath condo in Nashville, TN 37214, offered at $320,000, about $224/sq ft across 1,426 sq ft.
At $224/sq ft, this condo is about 9% below the Nashville 37214 median list price per square foot of $245.
Recently sold in Nashville 37214: 94 comparable condos from $211,000 to $432,000, a median of $205/sq ft; this listing at $224/sq ft is about 9% above recent sold prices.
Market read: the Nashville 37214 condos market is balanced as of October 28, 2026, at about 3.4 months of inventory; recent sales have closed near 98.6% of list in the 12 months to October 30, 2026.
All-in, about $2,469/mo at 20% down (7.29% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $716/mo, roughly 29% of the all-in monthly payment.
At the current 7.29% 30-year rate, principal and interest on this condo runs about $1,753/mo; at the 6.83% rate of about three months ago it would be roughly $1,674/mo, so monthly P&I is about $79 higher now.
Next step: ask Grant Hammond anything about 103 Cottage Pl (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 29, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Welcome home to this inviting townhouse featuring new modern updates, such as flooring, kitchen and bathroom upgrades, fresh paint. This townhouse also features neutral finishes and a bright, open feel throughout! The spacious living room offers beautiful durable flooring, a cozy fireplace, and plenty of room to relax or entertain. The adjoining dining area features a stylish statement light fixture and French doors that bring in natural light and provide access to a private patio, perfect for enjoying your morning coffee, relaxing outdoors, or entertaining guests. The kitchen offers crisp white cabinetry, subway tile backsplash, stainless steel appliances, and ample counter and cabinet space for everyday convenience. Additional highlights include updated lighting, contemporary fixtures, a convenient half bath, and a dedicated laundry area with washer and dryer included. Additional storage space provides extra convenience for keeping belongings organized. With its versatile living spaces, private outdoor retreat, additional storage, and low-maintenance appeal, this townhouse offers a wonderful combination of comfort, style, and functionality. Whether you're looking for a place to call home or an investment opportunity, this property is ready for its next chapter!
Listing remarks via the Realtracs Internet Data Exchange.
The listing photos show a two-story brick townhouse with dark shutters, white front porch columns and a covered entry. Inside, the living room has wood-look flooring, a fireplace with a white mantel and a ceiling fan with track lighting. The adjoining dining area has a pendant light and French doors that open to the outdoor space. The setting is a residential street in Nashville with mature trees and shrubs along the front walk.
Seen in the photos: brick exterior, covered front porch, wood-look flooring, fireplace with mantel, ceiling fan, pendant light, French doors, mature shade trees.
Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.
Complete reported fields for 103 Cottage Pl (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $320,000 | -$10,000 (-3.0%) | |
| Listed | $330,000 | ||
| Deed recorded | $250,000 |
Listed October 12, 2026, this listing has been on the market 20 days as of November 1, 2026. The price has been reduced once, from $330,000 to $320,000 (-3.0%), most recently on October 29, 2026.
County assessment from county public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 103 Cottage Pl at $320,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $320,000 |
|---|---|
| HOA dues | $274 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 103 Cottage Pl is about $2,469/mo, 20% down on a 30-year fixed at 7.29% (a conforming loan), including principal & interest $1,753, estimated property tax $185, homeowners insurance $257, and HOA dues $274. Estimate only; not a loan offer.
| Principal & interest | $1,753/mo |
|---|---|
| Property tax (est.) | $185/mo |
| Homeowners insurance (est.) | $257/mo |
| HOA dues | $274/mo |
| Estimated total | $2,469/mo |
Assumes 20% down, 30-year fixed at 7.29% (Mortgage News Daily, as of October 29, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.29% | $1,583/mo | $2,299/mo | -$170/mo |
| 6.79% | $1,667/mo | $2,383/mo | -$86/mo |
| 7.29% | $1,753/mo | $2,469/mo | current |
| 7.79% | $1,841/mo | $2,557/mo | +$88/mo |
| 8.29% | $1,930/mo | $2,646/mo | +$177/mo |
Principal & interest on a 30-year fixed at 20% down ($256,000 loan), with property tax, insurance, and HOA held constant at $716/mo. Current 30-year fixed 7.29% (Mortgage News Daily, as of October 29, 2026). Estimate only; not a loan offer.
Owning 103 Cottage Pl runs about $2,469/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $274 / mo (about 11% of the estimated total payment) |
|---|---|
| HOA per year | $3,288 |
| HOA over 5 years | $16,440 (at current dues) |
| Effective carrying cost | $1.731 / sq ft / mo (estimated total over 1,426 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37214 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $224 | $243 median | - |
| Price position | 35th pctile | -8% vs median | - |
| Nashville 37214 vs greater Nashville | - | -27% | - |
This listing beside the active Nashville 37214 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 1, 2026.
This listing beside the active Nashville 37214 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.
At $224/sq ft, this condo ranks in the 35th percentile of the 216 active condos in Nashville 37214 by price per square foot.
Nashville 37214 trades about 27% below greater Nashville on a price-per-square-foot basis.
Taken together, this condo reads in line with Nashville 37214 on a per-square-foot basis.
Computed by Grant Hammond from 216 Nashville 37214 comparables (Realtracs via IDX), as of November 1, 2026, refreshed weekly.
| Active listings | 47 in Nashville 37214 condos |
|---|---|
| Recent absorption | about 13.8 sales / mo |
| Months of inventory | 3.4 months, a balanced market |
Over the past 12 months, homes in Nashville 37214 condos sold at about 98.6% of list price.
Recorded sales in Nashville 37214 condos: 206 in the past 12 months.
Supply-side and recent-sale context for Nashville 37214 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37214 condos closings. Source Realtracs via IDX, as of October 28, 2026.
103 Cottage Pl sits in Cottage Place, Nashville, Davidson County.
In Nashville 37214, homes there are priced around $245 per square foot; inventory in Nashville 37214 condos is running at about 3.4 months, a balanced market; recent sales closed near 98.6% of list price; 94 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.
Approximately 5.0 miles from downtown Nashville (straight-line distance).
103 Cottage Pl is zoned for Pennington Elementary, Two Rivers Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 103 Cottage Pl - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 103 Cottage Pl, by price and size.
Listed with Elevate Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (October 29, 2026), 103 Cottage Pl, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
103 Cottage Pl was listed on October 12, 2026 and has been on the market 20 days as of November 1, 2026, per Realtracs.
Yes. It was listed at $330,000 when our daily record began on October 13, 2026. The price has been reduced once, most recently to $320,000 on October 29, 2026, a total change of -3.0%.
The listing photos show a two-story brick townhouse with dark shutters, white front porch columns and a covered entry. Features seen in the photos include brick exterior, covered front porch, wood-look flooring, fireplace with mantel, ceiling fan and pendant light. Described from the Realtracs listing photos.
103 Cottage Pl, Nashville is listed at $320,000, about $224 per square foot across 1,426 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $224 per square foot ($320,000 across 1,426 sqft).
103 Cottage Pl, Nashville was built in 1985.
No garage is reported in the listing.
HOA dues are $274 per month, as listed.
103 Cottage Pl, Nashville is in the Cottage Place subdivision of Nashville.
About $2,469 a month with 20% down on a 30-year fixed at 7.29%, principal and interest $1,753, estimated property tax $185, insurance $257, and HOA $274. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
103 Cottage Pl, Nashville is zoned for Pennington Elementary, Two Rivers Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $274 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $224 per square foot, 103 Cottage Pl, Nashville is in the 34th percentile of active listings in the Nashville 37214, about 9% below the $245 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $224 per square foot, 103 Cottage Pl, Nashville ranks in the 34th percentile of active Nashville 37214 listings by price per square foot, roughly 9% below the Nashville 37214 median; recent comparable sales in Nashville 37214 closed near $205 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37214 condos market is currently balanced, at about 3.4 months of inventory; recent sales have closed near 98.6% of list price over the past year, per Realtracs as of October 28, 2026.
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