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3021 Smith Ln, Franklin, TN 37069

3021 Smith Ln, Franklin, TN 37069, for sale at $3,499,000 ($495/sq ft). 4 bd · 5.5 ba (5 full, 1 half) · 7,064 sqft · $495/sqft · 5.08 ac.

For sale · $3,499,000

4 beds5.5 baths7,064 sq ft$495 /sq ft5.08 acres

MLS #3632604 · listed November 3, 2026 · 8 days on market · updated November 5, 2026

4-bed, 5.5-bath home at 3021 Smith Ln in Lynnwood Downs, Franklin, 7,064 sqft, $3,499,000 ($495/sqft), by ATLAS GLOBAL REAL ESTATE.

The quick read

3021 Smith Ln is a 4-bedroom, 5.5-bath home in Franklin, TN 37069, offered at $3,499,000, about $495/sq ft across 7,064 sq ft.

At $495/sq ft, this home is about 36% above the Franklin 37069 median list price per square foot of $364.

Recently sold in Franklin 37069: 44 comparable homes from $2,300,000 to $4,675,000, a median of $456/sq ft; this listing at $495/sq ft is about 9% above recent sold prices.

Market read: the Franklin 37069 homes market is balanced as of November 4, 2026, at about 3 months of inventory; recent sales have closed near 98% of list in the 12 months to November 6, 2026.

All-in, about $21,879/mo at 20% down (7.40% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $2,498/mo, roughly 11% of the all-in monthly payment.

At the current 7.40% 30-year jumbo rate, principal and interest on this home runs about $19,381/mo; at the 6.85% rate of about three months ago it would be roughly $18,342/mo, so monthly P&I is about $1,039 higher now.

School zone: assigned to Walnut Grove Elementary, Grassland Middle School, Franklin High School. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 3021 Smith Ln (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of November 11, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Also listed

3021 Smith Ln is on the market under more than one Realtracs listing. This page follows MLS #3632604. Also at this address:

  • Also listed as a home at $3,795,000 (Realtracs MLS #3190672, listed June 18, 2026). See that listing.

Description of 3021 Smith Ln

Experience exceptional privacy, luxury, and breathtaking views in this remarkable 7,000+ sq ft estate set on 5 secluded acres in Franklin's gated equestrian community of Lynnwood Downs. Positioned in a peaceful, elevated setting and surrounded by natural beauty, yet just minutes from Franklin, Cool Springs, Brentwood, Nashville, and the airport, this property offers a lifestyle that is truly hard to replicate. Thoughtfully designed with 4 bedroom suites, 5 full baths, 2 half baths, and separate primary and guest wings, the home blends grand entertaining spaces with comfortable everyday living. At its heart is a spectacular $400,000+ designer kitchen featuring dual islands, custom cabinetry, granite countertops, Wolf appliances, a La Cornue range and hood, Miele dishwasher, Sub-Zero wine cooler, beverage refrigerator, coffee bar, and four ovens plus a steam oven. Formal living and dining rooms, a welcoming great room, executive office, expansive bonus room, and four fireplaces create inviting spaces throughout. Walls of windows showcase views of the pool, grounds, and distant horizon. Recent updates include a NEW ROOF, NEW pool tile, and NEW living room windows. Outside, enjoy a resort-inspired retreat with a waterfall pool, multi-level Trex deck, screened gazebo, dog run, and beautifully landscaped grounds. The private primary suite features a fireplace, sitting alcove, dual walk-in closets, and spa-inspired bath with jetted soaking tub and walk-through shower with triple shower heads and body sprays. Additional highlights include a side-entry 4-car garage, two Tesla EV chargers, stair lift, parking for up to 10 additional vehicles, tankless water heater, whole-home water filtration, dedicated pool equipment room, and abundant storage. Community amenities include a clubhouse, pool, tennis courts, playground, equestrian stables,

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

4-car garageBuilt 1998GatedPool

Full property details

Complete reported fields for 3021 Smith Ln (reference).

MLS #3632604
StatusActive
Price$3,499,000
Price / sqft$495
Bedrooms4
Bathrooms5.5 (5 full, 1 half)
Living area7,064 sqft
Lot size5.08 acres
Year built1998
All 35 property fields
Garage spaces4
Stories2
HeatingCentral, Natural Gas
CoolingYes
BasementCrawl Space, None
ConstructionBrick
ParkingGarage Door Opener, Garage Faces Side, Driveway
Annual taxes$8,220
AppliancesBuilt-In Gas Range, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Water Purifier
Interior featuresBookcases, Built-in Features, Ceiling Fan(s), Entrance Foyer, High Ceilings, High Speed Internet, Kitchen Island, Smart Thermostat, Walk-In Closet(s), Wet Bar
FireplaceYes
Architectural styleTraditional
Exterior featuresBalcony
PoolIn Ground, Private
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Natural Gas Available, Water Available, Cable Connected
Garage typeYes
HOA dues$550 / mo
SubdivisionLynnwood Downs
CountyWilliamson
Original list price$3,499,000 (November 3, 2026)
AmenitiesMaintenance Grounds, Trash
ListedNovember 3, 2026
Days on market8
UpdatedNovember 5, 2026

Listing activity

DateEventPrice
Listed$3,499,000
Deed recorded$2,162,900

Listed November 3, 2026, this listing has been on the market 8 days as of November 11, 2026. The asking price has not changed since it was listed.

  • Listed at $3,499,000, about 62% above the last recorded sale ($2,162,900, June 28, 2021).
  • County assessment: $1,540,600 total appraised value (land $362,400 + improvements $1,178,200).

County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

3021 Smith Ln has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
List price$3,499,000Realtracs MLS #3632604
Listed for salen/aRealtracs MLS #3632604
by Price change$3,795,000Realtracs MLS #3190672
by Price change$4,250,000Realtracs MLS #3190672
Listed for sale$4,490,000Realtracs MLS #3190672
Sold (public record)$2,162,900Public record

Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Williamson County public records. "by" marks a date the archive learned after the fact.

Cost of ownership

Estimated monthly ownership for 3021 Smith Ln at $3,499,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.

List price$3,499,000
HOA dues$550 / mo
Property tax basisAssessed value × 25% (TN residential ratio) × the Williamson County rate

Financing 3021 Smith Ln, Franklin

Estimated total monthly payment for 3021 Smith Ln is about $21,879/mo, 20% down on a 30-year fixed at 7.40% (a jumbo loan), including principal & interest $19,381, estimated property tax $948, homeowners insurance $1,000, and HOA dues $550. Estimate only; not a loan offer.

Principal & interest$19,381/mo
Property tax (est.)$948/mo
Homeowners insurance (est.)$1,000/mo
HOA dues$550/mo
Estimated total$21,879/mo

Assumes 20% down, 30-year fixed at 7.40% (Mortgage News Daily, as of November 10, 2026). Property tax uses the Williamson County (unincorporated) rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.40%$17,509/mo$20,007/mo-$1,872/mo
6.90%$18,436/mo$20,934/mo-$945/mo
7.40%$19,381/mo$21,879/mocurrent
7.90%$20,345/mo$22,843/mo+$964/mo
8.40%$21,325/mo$23,823/mo+$1,944/mo

Principal & interest on a 30-year fixed at 20% down ($2,799,200 loan), with property tax, insurance, and HOA held constant at $2,498/mo. Current 30-year fixed 7.40% (Mortgage News Daily, as of November 10, 2026). Estimate only; not a loan offer.

Buy versus rent, 3021 Smith Ln

Owning 3021 Smith Ln runs about $21,879/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

Property-tax outlook

The Williamson County appraised value of $1,540,600 trails the $3,499,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $5,007 now to roughly $11,372 (appraised value times the 25% Tennessee residential ratio times the Williamson County (unincorporated) rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.

How this home is priced

How 3021 Smith Ln compares in Franklin 37069

MetricThis homeFranklin 37069 activeRecently sold
Price / sq ft$495$364 median$456 median
Price position86th pctile+36% vs median~98% of list
Recent closings--44 sales

This listing beside the active Franklin 37069 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 11, 2026.

How this home compares in Franklin 37069

At $495/sq ft, this home ranks in the 86th percentile of the 126 active homes in Franklin 37069 by price per square foot.

Computed by Grant Hammond from 126 Franklin 37069 comparables (Realtracs via IDX), as of November 11, 2026, refreshed weekly.

Home prices by high-school zone in Williamson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Brentwood$367/sq ft
Ravenwood$351/sq ft
Franklin$349/sq ft
Independence$338/sq ft
Fred J. Page$327/sq ft
Centennial$306/sq ft
Nolensville$300/sq ft
Summit$271/sq ft
Fairview$261/sq ft

Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).

Competition & market pace

Active listings85 in Franklin 37069 homes
Recent absorptionabout 28.3 sales / mo
Months of inventory3 months, a balanced market

Over the past 12 months, homes in Franklin 37069 homes sold at about 98% of list price.

Recorded sales in Franklin 37069 homes: 304 in the past 12 months.

Supply-side and recent-sale context for Franklin 37069 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37069 homes closings. Source Realtracs via IDX, as of November 4, 2026.

Location & neighborhood

3021 Smith Ln sits in Lynnwood Downs, Franklin, Williamson County.

Franklin 37069 market snapshot

In Franklin 37069, homes there are priced around $364 per square foot; inventory in Franklin 37069 homes is running at about 3 months, a balanced market; recent sales closed near 98% of list price; 44 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of November 6, 2026.

Approximately 14 miles from downtown Nashville (straight-line distance).

Assigned schools

3021 Smith Ln is zoned for Walnut Grove Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.

Ask Grant about 3021 Smith Ln

Get the full details, recent comparable sales, and any off-market options for 3021 Smith Ln - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 3021 Smith Ln, by price and size.

Listed with ATLAS GLOBAL REAL ESTATE. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Middle Tennessee real estate insights

Read: Franklin TN Home Prices: The Williamson County Market Pulse
Franklin TN Home Prices: The Williamson County Market Pulse

Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Franklin

Frequently asked questions about 3021 Smith Ln

Is 3021 Smith Ln, Franklin still for sale?

As of the latest update (November 11, 2026), 3021 Smith Ln, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 3021 Smith Ln been on the market?

3021 Smith Ln was listed on November 3, 2026 and has been on the market 8 days as of November 11, 2026, per Realtracs.

Has the price of 3021 Smith Ln changed?

No. The asking price has been $3,499,000 since it was listed on November 3, 2026.

How much does 3021 Smith Ln, Franklin cost?

3021 Smith Ln, Franklin is listed at $3,499,000, about $495 per square foot across 7,064 square feet.

How many bedrooms and bathrooms does 3021 Smith Ln, Franklin have?

4 bedrooms and 5.5 bathrooms (5 full, 1 half).

What is the price per square foot?

About $495 per square foot ($3,499,000 across 7,064 sqft).

When was 3021 Smith Ln, Franklin built?

3021 Smith Ln, Franklin was built in 1998.

Does 3021 Smith Ln, Franklin have a garage?

Yes, 4 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $550 per month, as listed.

What subdivision is 3021 Smith Ln, Franklin in?

3021 Smith Ln, Franklin is in the Lynnwood Downs subdivision of Franklin.

What is the estimated monthly payment for 3021 Smith Ln, Franklin?

About $21,879 a month with 20% down on a 30-year fixed at 7.40%, principal and interest $19,381, estimated property tax $948, insurance $1,000, and HOA $550. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 3021 Smith Ln, Franklin zoned for?

3021 Smith Ln, Franklin is zoned for Walnut Grove Elementary, Grassland Middle School, Franklin High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.

Is 3021 Smith Ln, Franklin a short-term-rental property?

No, 3021 Smith Ln, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 3021 Smith Ln, Franklin?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 3021 Smith Ln, Franklin?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 3021 Smith Ln, Franklin?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 3021 Smith Ln, Franklin?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and hundreds of millions in luxury closings. Use the tour or question form on this page.

How is 3021 Smith Ln, Franklin priced compared to the market?

At about $495 per square foot, 3021 Smith Ln, Franklin ranks in the 85th percentile of active Franklin 37069 listings by price per square foot, roughly 36% above the Franklin 37069 median; recent comparable sales in Franklin 37069 closed near $456 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Franklin 37069 homes market favoring buyers or sellers?

The Franklin 37069 homes market is currently balanced, at about 3 months of inventory; recent sales have closed near 98% of list price over the past year, per Realtracs as of November 4, 2026.

Thinking of selling in Lynnwood Downs?

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