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700 12th Ave S 1104, Nashville, TN 37203

700 12th Ave S 1104, Nashville, TN 37203, Active at $674,000 ($449/sq ft). 2 bd · 2 ba · 1,500 sqft · $449/sqft · 0.03 ac.

Active · $674,000

2 beds2 baths1,500 sq ft$449 /sq ft0.03 acres

MLS #3175989 · listed March 30, 2026 · 204 days on market · updated September 30, 2026

2-bed, 2-bath condo at 700 12th Ave S 1104 in Terrazzo, Nashville, 1,500 sqft, $674,000 ($449/sqft), by Compass.

The quick read

700 12th Ave S 1104 is a 2-bedroom, 2-bath condo in Nashville, TN 37203, offered at $674,000, about $449/sq ft across 1,500 sq ft.

At $449/sq ft, this condo is about 25% below the Nashville 37203 median list price per square foot of $598.

Recently sold in Nashville 37203: 136 comparable condos from $439,000 to $900,000, a median of $445/sq ft; this listing at $449/sq ft is about 1% above recent sold prices.

Market read: the Terrazzo market is balanced as of October 19, 2026, at about 4.3 months of inventory; recent sales have closed near 97.3% of list in the 12 months to October 19, 2026.

All-in, about $5,575/mo at 20% down (7.37% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,853/mo, roughly 33% of the all-in monthly payment.

At the current 7.37% 30-year rate, principal and interest on this condo runs about $3,722/mo; at the 6.63% rate of about three months ago it would be roughly $3,454/mo, so monthly P&I is about $268 higher now.

Next step: ask Grant Hammond anything about 700 12th Ave S 1104 (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of September 30, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 700 12th Ave S 1104

RARE OPPORTUNITY IN THE GULCH 2-bedroom, 2-bath Terrazzo residence featuring a larger floor plan and versatile flex space, ideal for a private office, studio, workout area, or additional living space. Terrazzo offers leasing flexibility with no cap on leased units, providing owners the option to lease their residence, subject to condominium documents, rules, and regulations. The bright, open-concept floor plan is ideal for both everyday living and entertaining. The chef's kitchen features stainless steel appliances and a large center island, flowing seamlessly into the spacious living and dining areas. Floor-to-ceiling windows fill the residence with natural light, while the private balcony offers open city views and additional outdoor living space. The spacious primary suite features a spa-style bath with dual vanities, soaking tub, and separate walk-in shower. The secondary bedroom offers flexibility for guests, an office, or studio use, while the additional flex space provides even more versatility rarely found in a downtown Nashville condo. Two assigned parking spaces are included. Enjoy full-service amenities including 24/7 concierge, resort-style pool, fitness center, 6th-floor resident lounge, and secure underground parking. Ideally located in The Gulch, steps from premier dining, shopping, nightlife, entertainment, and fitness, with Broadway and downtown Nashville just minutes away. A rare opportunity to own a larger, highly versatile residence in one of Nashville most desirable areas.

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

2-car garageBuilt 2009Pool

Full property details

Complete reported fields for 700 12th Ave S 1104 (reference).

MLS #3175989
StatusActive
Price$674,000
Price / sqft$449
Bedrooms2
Bathrooms2
Living area1,500 sqft
Lot size0.03 acres
Year built2009
All 30 property fields
Garage spaces2
Stories1
HeatingCentral
CoolingYes
BasementOther, Yes
ConstructionOther
ParkingAssigned
Annual taxes$6,356
AppliancesCooktop, Dishwasher, Disposal, Dryer, Microwave, OVEN, Refrigerator, Stainless Steel Appliance(s), Washer
Interior featuresCeiling Fan(s), Open Floorplan
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeYes
HOA dues$1,081 / mo
SubdivisionTerrazzo
CountyDavidson
AmenitiesInsurance, Maintenance Grounds, Maintenance Structure, Trash
ListedMarch 30, 2026
Days on market204
UpdatedSeptember 30, 2026

Listing activity

DateEventPriceChange
Price change$674,000-$25,000 (-3.6%)
Price change$699,000-$25,900 (-3.6%)
Price change$724,900-$20,000 (-2.7%)
Listed$744,900
Deed recorded$355,000

Listed March 30, 2026, this listing has been on the market 204 days as of October 20, 2026. The price has been reduced 3 times, from $744,900 to $674,000 (-9.5%), most recently on September 30, 2026.

  • Listed at $674,000, about 90% above the last recorded sale ($355,000, December 30, 2009).
  • County assessment: $870,100 total appraised value (land $152,000 + improvements $718,100).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Assessment history

The Davidson County Assessor's appraised value of 700 12th Ave S 1104 by year: $547,500 in 2009 to $870,100 in 2025, a change of +59%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$152,000$718,100$0$870,100ROLL
2021$141,400$576,800$0$718,200ROLL
2017$141,400$568,800$0$710,200ROLL
2013$62,000$302,000$0$364,000ROLL
2010$93,000$268,100$0$361,100ROLL
2009$93,000$454,500$0$547,500PR

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 700 12th Ave S 1104 at $674,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$674,000
HOA dues$1,081 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 700 12th Ave S 1104, Nashville

Estimated total monthly payment for 700 12th Ave S 1104 is about $5,575/mo, 20% down on a 30-year fixed at 7.37% (a conforming loan), including principal & interest $3,722, estimated property tax $395, homeowners insurance $377, and HOA dues $1,081. Estimate only; not a loan offer.

Principal & interest$3,722/mo
Property tax (est.)$395/mo
Homeowners insurance (est.)$377/mo
HOA dues$1,081/mo
Estimated total$5,575/mo
7.61%6.13%7.37%February 19, 2025October 16, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.37% (Mortgage News Daily, as of October 16, 2026).

Assumes 20% down, 30-year fixed at 7.37% (Mortgage News Daily, as of October 16, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.37%$3,362/mo$5,215/mo-$360/mo
6.87%$3,540/mo$5,393/mo-$182/mo
7.37%$3,722/mo$5,575/mocurrent
7.87%$3,908/mo$5,761/mo+$186/mo
8.37%$4,096/mo$5,949/mo+$374/mo

Principal & interest on a 30-year fixed at 20% down ($539,200 loan), with property tax, insurance, and HOA held constant at $1,853/mo. Current 30-year fixed 7.37% (Mortgage News Daily, as of October 16, 2026). Estimate only; not a loan offer.

Buy versus rent, 700 12th Ave S 1104

Owning 700 12th Ave S 1104 runs about $5,575/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$1,081 / mo (about 19% of the estimated total payment)
HOA per year$12,972
HOA over 5 years$64,860 (at current dues)
Effective carrying cost$3.717 / sq ft / mo (estimated total over 1,500 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 700 12th Ave S 1104 compares in Nashville 37203

MetricThis condoNashville 37203 activeRecently sold
Price / sq ft$449$600 median-
Price position27th pctile-25% vs median-
Nashville 37203 vs greater Nashville-+80%-

This listing beside the active Nashville 37203 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 20, 2026.

This listing beside the active Nashville 37203 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.

How this condo compares in Nashville 37203

At $449/sq ft, this condo ranks in the 27th percentile of the active condos in Nashville 37203 by price per square foot.

Nashville 37203 trades about 80% above greater Nashville on a price-per-square-foot basis.

Taken together, this condo reads toward the lower end per square foot for Nashville 37203.

Computed by Grant Hammond from the active Nashville 37203 comparables (Realtracs via IDX), as of October 20, 2026, refreshed weekly.

Competition & market pace

Active listings5 in Terrazzo
Recent absorptionabout 1.2 sales / mo
Months of inventory4.3 months, a balanced market

Over the past 12 months, homes in Terrazzo sold at about 97.3% of list price.

Recorded sales in Terrazzo: 328 in the past 12 months.

Supply-side and recent-sale context for Terrazzo. Sale figures are trailing 6/12/24-month medians of recorded Terrazzo closings. Source Realtracs via IDX, as of October 19, 2026.

Location & neighborhood

700 12th Ave S 1104 sits in Terrazzo, Nashville, Davidson County.

Nashville 37203 market snapshot

In Nashville 37203, homes there are priced around $598 per square foot; inventory in Terrazzo is running at about 4.3 months, a balanced market; recent sales closed near 97.3% of list price; 136 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 19, 2026.

Approximately 0.8 miles from downtown Nashville (straight-line distance).

Assigned schools

700 12th Ave S 1104 is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Jones Paideia Magnet
Middle
John Early Paideia Magnet

Ask Grant about 700 12th Ave S 1104

Get the full details, recent comparable sales, and any off-market options for 700 12th Ave S 1104 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

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Listed by Allyson Woosley, Compass. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 700 12th Ave S 1104

Is 700 12th Ave S 1104, Nashville still for sale?

As of the latest update (September 30, 2026), 700 12th Ave S 1104, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 700 12th Ave S 1104 been on the market?

700 12th Ave S 1104 was listed on March 30, 2026 and has been on the market 204 days as of October 20, 2026, per Realtracs.

Has the price of 700 12th Ave S 1104 changed?

Yes. It was first listed at $744,900. The price has been reduced 3 times, most recently to $674,000 on September 30, 2026, a total change of -9.5%.

How much does 700 12th Ave S 1104, Nashville cost?

700 12th Ave S 1104, Nashville is listed at $674,000, about $449 per square foot across 1,500 square feet.

How many bedrooms and bathrooms does 700 12th Ave S 1104, Nashville have?

2 bedrooms and 2 bathrooms.

What is the price per square foot?

About $449 per square foot ($674,000 across 1,500 sqft).

When was 700 12th Ave S 1104, Nashville built?

700 12th Ave S 1104, Nashville was built in 2009.

Does 700 12th Ave S 1104, Nashville have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $1,081 per month, as listed.

What subdivision is 700 12th Ave S 1104, Nashville in?

700 12th Ave S 1104, Nashville is in the Terrazzo subdivision of Nashville.

What is the estimated monthly payment for 700 12th Ave S 1104, Nashville?

About $5,575 a month with 20% down on a 30-year fixed at 7.37%, principal and interest $3,722, estimated property tax $395, insurance $377, and HOA $1,081. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 700 12th Ave S 1104, Nashville zoned for?

700 12th Ave S 1104, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 700 12th Ave S 1104, Nashville?

HOA dues are $1,081 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 700 12th Ave S 1104, Nashville priced versus the building?

At $449 per square foot, 700 12th Ave S 1104, Nashville is in the 27th percentile of active listings in the Nashville 37203, about 25% below the $598 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 700 12th Ave S 1104, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 700 12th Ave S 1104, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 700 12th Ave S 1104, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 700 12th Ave S 1104, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 700 12th Ave S 1104, Nashville priced compared to the market?

At about $449 per square foot, 700 12th Ave S 1104, Nashville ranks in the 27th percentile of active Nashville 37203 listings by price per square foot, roughly 25% below the Nashville 37203 median; recent comparable sales in Nashville 37203 closed near $445 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Terrazzo market favoring buyers or sellers?

The Terrazzo market is currently balanced, at about 4.3 months of inventory; recent sales have closed near 97.3% of list price over the past year, per Realtracs as of October 19, 2026.

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