406 Orchid Trail, Franklin, TN 37064
406 Orchid Trail, Franklin, TN 37064, Active at $660,000 ($290/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 2,275 sqft · $290/sqft · 0.17 ac.
406 Orchid Trail, Franklin, TN 37064, Active at $660,000 ($290/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 2,275 sqft · $290/sqft · 0.17 ac.
Active · $660,000
MLS #3179163 · listed June 28, 2026 · 27 days on market · updated July 4, 2026
3-bed, 2.5-bath home at 406 Orchid Trail in Sullivan Farms Sec A - Lot 196, Franklin, 2,275 sqft, $660,000 ($290/sqft), by Onward Real Estate.
406 Orchid Trail is a 3-bedroom, 2.5-bath home in Franklin, TN 37064, offered at $660,000, about $290/sq ft across 2,275 sq ft.
At $290/sq ft, this home is priced in line with the Sullivan Farms Sec A - list-price median of $283/sq ft.
Market read: the Franklin 37064 homes market is buyer-favored, at about 7.4 months of inventory.
All-in, about $4,053/mo at 20% down (6.68% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $653/mo, roughly 16% of the all-in monthly payment.
At the current 6.68% 30-year rate, principal and interest on this home runs about $3,400/mo; at the 6.277% rate of about three months ago it would be roughly $3,260/mo, so monthly P&I is about $140 higher now.
School zone: assigned to Winstead Elementary School, Legacy Middle School, Centennial High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 406 Orchid Trail (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 4, 2026. RealTracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Franklin.
Complete reported fields for 406 Orchid Trail (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Last recorded sale | $265,000 | — | |
| Listed | $660,000 | — |
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 406 Orchid Trail at $660,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $660,000 |
|---|---|
| HOA dues | $62 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Estimated total monthly payment for 406 Orchid Trail is about $4,053/mo, 20% down on a 30-year fixed at 6.68% (a conforming loan), including principal & interest $3,400, estimated property tax $219, homeowners insurance $372, and HOA dues $62. Estimate only; not a loan offer.
| Principal & interest | $3,400/mo |
|---|---|
| Property tax (est.) | $219/mo |
| Homeowners insurance (est.) | $372/mo |
| HOA dues | $62/mo |
| Estimated total | $4,053/mo |
Assumes 20% down, 30-year fixed at 6.68% (Freddie Mac PMMS, as of 2026-07-23). Property tax uses the Franklin, Williamson County rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 5.68% | $3,058/mo | $3,711/mo | -$342/mo |
| 6.18% | $3,227/mo | $3,880/mo | -$173/mo |
| 6.68% | $3,400/mo | $4,053/mo | current |
| 7.18% | $3,577/mo | $4,230/mo | +$177/mo |
| 7.68% | $3,757/mo | $4,410/mo | +$357/mo |
Principal & interest on a 30-year fixed at 20% down ($528,000 loan), with property tax, insurance, and HOA held constant at $653/mo. Current 30-year fixed 6.68% (Freddie Mac PMMS, as of 2026-07-23). Estimate only; not a loan offer.
Owning 406 Orchid Trail runs about $4,053/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Williamson County appraised value of $424,100 trails the $660,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $1,692 now to roughly $2,633 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Sullivan Farms Sec A - active | Recently sold |
|---|---|---|---|
| Price / sq ft | $290 | $283 median | - |
| Price position | 58th pctile | +2% vs median | - |
| Sullivan Farms Sec A - vs Franklin 37064 area | - | -32% | - |
This listing beside the active Sullivan Farms Sec A - market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.
At $290/sq ft, this home ranks in the 58th percentile of the 14 active homes in Sullivan Farms Sec A - by price per square foot.
Sullivan Farms Sec A - trades about 32% below Franklin 37064 area on a price-per-square-foot basis.
Taken together, this home reads in line with Sullivan Farms Sec A - on a per-square-foot basis.
Computed by Grant Hammond from 14 Sullivan Farms Sec A - comparables (RealTracs via IDX), as of 2026-07-24, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (RealTracs via IDX).
| Active listings | 653 in Franklin 37064 homes |
|---|---|
| Recent absorption | about 88.2 sales / mo |
| Months of inventory | 7.4 months, a buyer-favored market (ample supply) |
Supply-side and recent-sale context for Franklin 37064 homes. Sale figures are trailing 6/12/24-month medians of recorded Franklin 37064 homes closings. Source RealTracs via IDX, as of 2026-07-22.
406 Orchid Trail sits in Sullivan Farms Sec A - Lot 196, Franklin, Williamson County.
In Sullivan Farms Sec A -, homes there are priced around $283 per square foot; inventory in Franklin 37064 homes is running at about 7.4 months, a buyer-favored market.
Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of 2026-07-24.
406 Orchid Trail is zoned for Winstead Elementary School, Legacy Middle School, Centennial High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 406 Orchid Trail - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable active listings near 406 Orchid Trail, by price and size.
Listed with Onward Real Estate. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Franklin TN home prices: 978 closings, a $949,995 median, $345/sqft, and the new-construction supply behind Williamson County's numbers.
Country music star Kenny Chesney purchased a Franklin mansion from Jimmy Franks, representing one of the most notable celebrity real estate transactions in Williamson County.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
June 2026 Middle Tennessee real estate data shows the average sale price up 7% year over year to $682,835, active inventory up 8%, and new contracts up 12% even as closings fell 4% and new listings dropped 16%. Months of supply rose to 4.8. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (July 4, 2026), 406 Orchid Trail, Franklin is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.
406 Orchid Trail, Franklin is listed at $660,000, about $290 per square foot across 2,275 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $290 per square foot ($660,000 across 2,275 sqft).
406 Orchid Trail, Franklin was built in 1999.
Yes, 2 garage spaces, per the listing.
HOA dues are $62 per month, as listed.
406 Orchid Trail, Franklin is in the Sullivan Farms Sec A - Lot 196 subdivision of Franklin.
About $4,053 a month with 20% down on a 30-year fixed at 6.68%, principal and interest $3,400, estimated property tax $219, insurance $372, and HOA $62. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
406 Orchid Trail, Franklin is zoned for Winstead Elementary School, Legacy Middle School, Centennial High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
Pets are permitted at 406 Orchid Trail, Franklin, as listed. Any breed, size, or number limits are set by the HOA or owner; confirm the current pet policy before relying on it.
No, 406 Orchid Trail, Franklin is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $290 per square foot, 406 Orchid Trail, Franklin ranks in the 58th percentile of active Sullivan Farms Sec A - listings by price per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Franklin 37064 homes market is currently buyer-favored (ample supply), at about 7.4 months of inventory, per RealTracs as of 2026-07-22.
Thinking of selling in Sullivan Farms Sec A - Lot 196?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.