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728 S 13th St, Nashville, TN 37206

728 S 13th St, Nashville, TN 37206, Active at $1,449,900 ($382/sq ft). 5 bd · 4.5 ba (4 full, 1 half) · 3,795 sqft · $382/sqft · 0.12 ac.

Active · $1,449,900

5 beds4.5 baths3,795 sq ft$382 /sq ft0.12 acres

MLS #3320008 · listed July 31, 2026 · 92 days on market · updated October 27, 2026

5-bed, 4.5-bath home at 728 S 13th St in Shelby Hills, Nashville, 3,795 sqft, $1,449,900 ($382/sqft), by Compass Tennessee, LLC.

The quick read

728 S 13th St is a 5-bedroom, 4.5-bath home in Nashville, TN 37206, offered at $1,449,900, about $382/sq ft across 3,795 sq ft.

At $382/sq ft, this home is about 7% above the Nashville 37206 median list price per square foot of $356.

Recently sold in Shelby Hills: 3 comparable homes from $1,395,900 to $1,850,000, a median of $396/sq ft; this listing at $382/sq ft is about 4% below recent sold prices.

Market read: the Shelby Hills market is balanced as of October 27, 2026, at about 3.3 months of inventory; recent sales have closed near 100% of list in the 12 months to October 28, 2026.

All-in, about $9,628/mo at 20% down (7.60% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance) run about $1,438/mo, roughly 15% of the all-in monthly payment.

At the current 7.33% 30-year rate, principal and interest on this home runs about $7,976/mo; at the 6.78% rate of about three months ago it would be roughly $7,546/mo, so monthly P&I is about $430 higher now.

School zone: assigned to Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones can change; verify current assignment with the district.

Next step: ask Grant Hammond anything about 728 S 13th St (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of October 27, 2026. Realtracs via IDX.

This is a standard residential home, not a permitted short-term rental.

Description of 728 S 13th St

Your ultimate East Nashville sanctuary"‹ 2 minutes from the greenway, golf, nature and joy of Shelby Bottoms! Stunning combo of gorgeous and move-in ready AND massive future upside for being at the center of Nashville's premier growth corridor: River North, future Oracle Campus"‹, "‹+ Central Waterfront district"‹/East Bank. "‹A"‹t 3,"‹800 square feet, this custom home "‹p"‹rovides 5 bedrooms, 4 full baths"‹ + 1 half-bath with high-end finishes throughout. "‹Step inside to professionally designed living spaces featuring an elegant tiled gas fireplace "‹+ wall of windows flooding the main level with light. "‹C"‹hic + timeless chef's kitchen "‹"‹includes a convenient scullery"‹ kitchen with extra storage, ice-maker, 2nd dishwasher + 2nd full-size fridge. The main level also offers a flexible "‹guest bedroom"‹ (perfect for a home office) w"‹/ access to covered rear patio"‹, and off the living room a "‹covered front balcony"‹ with gorgeous views. Upstairs, primary suite serves as a true retreat with "‹i"‹ts own private balcony"‹, custom built-ins & a wet bar. Downstairs, walkout basement "‹h"‹as a separate entrance "‹t"‹o the "‹f"‹ull studio apartment, ideal for an owner-occupied Airbnb, in-law suite, tax-deductible workspace, home gym."‹..take your pick! Out"‹ back the cozy covered back porch "‹h"‹as its own fireplace "‹and overlook"‹s a large, fully fenced backyard. Rear alley access makes it easy to add a future DADU: detached garage + pool house anyone? The yard itself is prime for an in-ground pool (builder preferred vendor discount available). This home combines luxury, income potential, and unmatched convenience in one complete package!

Listing remarks via the Realtracs Internet Data Exchange.

Highlights

3-car garageBuilt 2026WaterfrontMove-in readyPool

Full property details

Complete reported fields for 728 S 13th St (reference).

MLS #3320008
StatusActive
Price$1,449,900
Price / sqft$382
Bedrooms5
Bathrooms4.5 (4 full, 1 half)
Living area3,795 sqft
Lot size0.12 acres
Year built2026
All 31 property fields
Garage spaces3
Stories3
HeatingCentral, Fireplace Insert
CoolingYes
BasementApartment, Yes
ConstructionFiber Cement
ParkingGarage Faces Front, Concrete, Driveway, Attached
Annual taxes$2,708
AppliancesBuilt-In Gas Range, Dishwasher, Disposal, ENERGY STAR Qualified Appliances, Microwave, OVEN, Refrigerator, Stainless Steel Appliance(s)
Interior featuresBuilt-in Features, Entrance Foyer, High Ceilings, High Speed Internet, In-Law Floorplan, Open Floorplan, Pantry, Walk-In Closet(s), Wet Bar
FireplaceYes
Architectural styleContemporary
Exterior featuresBalcony
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
Garage typeAttached Garage, Yes
SubdivisionShelby Hills
CountyDavidson
ListedJuly 31, 2026
Days on market92
UpdatedOctober 27, 2026

Listing activity

DateEventPriceChange
Price change$1,449,900-$75,100 (-4.9%)
Listed$1,525,000

Listed July 31, 2026, this listing has been on the market 92 days as of October 31, 2026. The price has been reduced once, from $1,525,000 to $1,449,900 (-4.9%), most recently on October 27, 2026.

History at this address

728 S 13th St has 3 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
Price change$1,449,900Realtracs MLS #3320008
by List price$1,525,000Realtracs MLS #3320008
Listing removedn/aRealtracs MLS #3244930
Listed for salen/aRealtracs MLS #3320008
by Price change$1,574,900Realtracs MLS #3244930
by Listed for sale$1,584,900Realtracs MLS #3244930
Sold$360,000Realtracs MLS #2768929
Listing removedn/aRealtracs MLS #2768929
Under contractn/aRealtracs MLS #2768929
Listed for sale$375,000Realtracs MLS #2768929

Realtracs listing activity before March 10, 2025 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Cost of ownership

Estimated monthly ownership for 728 S 13th St at $1,449,900: principal & interest, property tax, insurance. Estimate only; not a loan offer.

List price$1,449,900
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 728 S 13th St, Nashville

Estimated total monthly payment for 728 S 13th St is about $9,628/mo, 20% down on a 30-year fixed at 7.60% (a jumbo loan), including principal & interest $8,190, estimated property tax $850, homeowners insurance $588. Estimate only; not a loan offer.

Principal & interest$8,190/mo
Property tax (est.)$850/mo
Homeowners insurance (est.)$588/mo
Estimated total$9,628/mo
7.61%6.13%7.33%February 19, 2025October 27, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.33% (Mortgage News Daily, as of October 27, 2026).

Assumes 20% down, 30-year fixed at 7.60% (Mortgage News Daily, as of October 27, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.60%$7,408/mo$8,846/mo-$782/mo
7.10%$7,795/mo$9,233/mo-$395/mo
7.60%$8,190/mo$9,628/mocurrent
8.10%$8,592/mo$10,030/mo+$402/mo
8.60%$9,001/mo$10,439/mo+$811/mo

Principal & interest on a 30-year fixed at 20% down ($1,159,920 loan), with property tax, insurance held constant at $1,438/mo. Current 30-year fixed 7.60% (Mortgage News Daily, as of October 27, 2026). Estimate only; not a loan offer.

Buy versus rent, 728 S 13th St

Owning 728 S 13th St runs about $9,628/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

How this home is priced

How 728 S 13th St compares in Nashville 37206

MetricThis homeNashville 37206 activeRecently sold
Price / sq ft$382$356 median-
Price position58th pctile+7% vs median-

This listing beside the active Nashville 37206 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 31, 2026.

This listing beside the active Nashville 37206 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 28, 2026.

How this home compares in Nashville 37206

At $382/sq ft, this home ranks in the 58th percentile of the 273 active homes in Nashville 37206 by price per square foot.

Computed by Grant Hammond from 273 Nashville 37206 comparables (Realtracs via IDX), as of October 31, 2026, refreshed weekly.

Home prices by high-school zone in Davidson County

Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.

High-school zoneMedian $/sq ft
Hillsboro$460/sq ft
Stratford$369/sq ft
Pearl-Cohn$318/sq ft
Maplewood$317/sq ft
Glencliff$282/sq ft
James Lawson$273/sq ft
John Overton$263/sq ft
McGavock$236/sq ft
Hunters Lane$233/sq ft
Whites Creek$233/sq ft
Cane Ridge$220/sq ft
Antioch$212/sq ft

Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).

Competition & market pace

Active listings6 in Shelby Hills
Recent absorptionabout 1.8 sales / mo
Months of inventory3.3 months, a balanced market

Over the past 12 months, homes in Shelby Hills sold at about 100% of list price.

Recorded sales in Shelby Hills: 17 in the past 12 months.

Supply-side and recent-sale context for Shelby Hills. Sale figures are trailing 6/12/24-month medians of recorded Shelby Hills closings. Source Realtracs via IDX, as of October 27, 2026.

Location & neighborhood

728 S 13th St sits in Shelby Hills, Nashville, Davidson County.

Nashville 37206 market snapshot

In Nashville 37206, homes there are priced around $356 per square foot; inventory in Shelby Hills is running at about 3.3 months, a balanced market; recent sales in Shelby Hills closed near 100% of list price; 3 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 28, 2026.

Approximately 1.8 miles from downtown Nashville (straight-line distance).

Assigned schools

728 S 13th St is zoned for Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Warner Elementary Enhanced Option

Ask Grant about 728 S 13th St

Get the full details, recent comparable sales, and any off-market options for 728 S 13th St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

Comparable listings near 728 S 13th St, by price and size.

Listed with Compass Tennessee, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

Nashville real estate insights

Read: Nashville Housing Market 2026 Outlook and Forecast
Nashville Housing Market 2026 Outlook and Forecast

Nashville housing market 2026 outlook shows rising inventory, rate-sensitive buyers, and county-level divergence between Davidson and Williamson Counties.

Read: Middle Tennessee Real Estate Market Update September 2026
Middle Tennessee Real Estate Market Update September 2026

September 2026 Middle Tennessee real estate data shows active inventory up 8% year over year to 14,249 homes, months of supply at 5.41, and the average sale price up 5% to $631,993 while the median rose 2% to $444,169. Preliminary closings and listing counts will revise; this post updates October 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update August 2026
Middle Tennessee Real Estate Market Update August 2026

August 2026 Middle Tennessee real estate data shows active inventory up 10% year over year to 14,294 homes, months of supply at 5.59, and the average sale price up 3% to $637,141 while the median held flat at $450,000. Preliminary closings and listing counts will revise; this post updates September 9. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Read: Middle Tennessee Real Estate Market Update July 2026
Middle Tennessee Real Estate Market Update July 2026

July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.

Popular searches in Nashville

Frequently asked questions about 728 S 13th St

Is 728 S 13th St, Nashville still for sale?

As of the latest update (October 27, 2026), 728 S 13th St, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 728 S 13th St been on the market?

728 S 13th St was listed on July 31, 2026 and has been on the market 92 days as of October 31, 2026, per Realtracs.

Has the price of 728 S 13th St changed?

Yes. It was listed at $1,525,000 when our daily record began on August 3, 2026. The price has been reduced once, most recently to $1,449,900 on October 27, 2026, a total change of -4.9%.

How much does 728 S 13th St, Nashville cost?

728 S 13th St, Nashville is listed at $1,449,900, about $382 per square foot across 3,795 square feet.

How many bedrooms and bathrooms does 728 S 13th St, Nashville have?

5 bedrooms and 4.5 bathrooms (4 full, 1 half).

What is the price per square foot?

About $382 per square foot ($1,449,900 across 3,795 sqft).

When was 728 S 13th St, Nashville built?

728 S 13th St, Nashville was built in 2026.

Does 728 S 13th St, Nashville have a garage?

Yes, 3 garage spaces, per the listing.

Are there HOA dues?

No HOA dues are reported for this home.

What subdivision is 728 S 13th St, Nashville in?

728 S 13th St, Nashville is in the Shelby Hills subdivision of Nashville.

What is the estimated monthly payment for 728 S 13th St, Nashville?

About $9,628 a month with 20% down on a 30-year fixed at 7.60%, principal and interest $8,190, estimated property tax $850, insurance $588. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 728 S 13th St, Nashville zoned for?

728 S 13th St, Nashville is zoned for Warner Elementary Enhanced Option, Stratford STEM Magnet School Lower Campus, Stratford STEM Magnet School Upper Campus. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

Is 728 S 13th St, Nashville a short-term-rental property?

No, 728 S 13th St, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.

How do I schedule a tour of 728 S 13th St, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 728 S 13th St, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 728 S 13th St, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 728 S 13th St, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and hundreds of millions in luxury closings. Use the tour or question form on this page.

How is 728 S 13th St, Nashville priced compared to the market?

At about $382 per square foot, 728 S 13th St, Nashville ranks in the 58th percentile of active Nashville 37206 listings by price per square foot, roughly 7% above the Nashville 37206 median; recent comparable sales in Nashville 37206 closed near $396 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Shelby Hills market favoring buyers or sellers?

The Shelby Hills market is currently balanced, at about 3.3 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 27, 2026.

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