3097 Rural Plains Cir, Franklin, TN 37064
3097 Rural Plains Cir, Franklin, TN 37064, is a 5-bedroom, 3.5-bath, 2,583 sq ft home in Berry Farms Town Center Sec7, built in 2018, for sale at $960,000 ($372/sq ft), about 17% above 19 like-for-like sales in ZIP 37064; listed July 6, 2026.
For sale · $960,000
MLS #3508175 · listed August 7, 2026 · 97 days on market · updated August 11, 2026
Listing details checked .
Is 3097 Rural Plains Cir priced right? The quick read
3097 Rural Plains Cir is a 5-bedroom, 3.5-bath, 2,583 sq ft home in Berry Farms Town Center Sec7, Franklin, TN 37064, offered at $960,000 ($372/sq ft).
It is priced at $372/sq ft, about 17% above 19 5-bedroom sales of similar size (1,937 to 3,229 sq ft) in ZIP 37064 (Franklin) over the 12 months to November 10, 2026 (Median $317/sq ft).
First listed on July 6, 2026, taken off the market and relisted; the asking price has moved from $960,000 to $960,000 (0%).
In ZIP 37064 (Franklin), 1117 homes sold in the 12 months to November 10, 2026 at a Median $1,150,000 ($375/sq ft, all sizes), 98.9% of list. 561 are for sale there now, about 6 months of supply at 93.1 sales a month.
All-in, about $6,332/mo at 20% down (7.30% 30-year fixed).
School zone: assigned to Oak View Elementary School, Freedom Middle School, Independence High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond about 3097 Rural Plains Cir: comparable sales, HOA, a tour. He replies personally.
Analysis by Grant Hammond, Compass RE. Figures as of November 10, 2026, from Realtracs closings and listings via IDX and the MLS import.
More context: homes for sale in Franklin.
Description of 3097 Rural Plains Cir
3097 Rural Plains Cir is a 1-story home built in 2018, with 5 bedrooms, 3.5 baths and 2,583 sq ft. Listed details include brick construction and 1 garage space.
Listing agent's remarks
Welcome to 3097 Rural Plains Cir in Franklin! This 5-bedroom, 3.5-bath home offers 2,583 square feet across three thoughtfully designed levels, giving you plenty of room to spread out. The bright, open main level features hardwood floors, large arched windows and a beautiful kitchen with quartz countertops, a spacious island, stainless steel appliances and light cabinetry. Upstairs, the primary suite offers a relaxing retreat with dual vanities, a soaking tub and separate glass-enclosed shower. With five bedrooms, flexible living space and an attached garage, there's room here for home offices, guests, hobbies and everyday life, all with a Franklin address under $1 million. 100 Day Peace-of-Mind Warranty also included with agreeable contract.
Written by the listing agent and shown as published in Realtracs, via the Realtracs Internet Data Exchange. Grant Hammond has not verified these statements.
Property details for 3097 Rural Plains Cir
Complete reported fields for 3097 Rural Plains Cir (reference).
All 30 property fields
Price history of 3097 Rural Plains Cir
| Date | Event | Price |
|---|---|---|
| Listed | $960,000 | |
| Deed recorded | $514,772 |
Listed August 7, 2026, this listing has been on the market 97 days as of November 12, 2026. The asking price has not changed since it was listed.
- Listed at $960,000, about 86% above the last recorded sale ($514,772, September 12, 2018).
- County assessment: $601,800 total appraised value (land $120,000 + improvements $481,800).
County assessment from Williamson County public records; listing-cycle history tracked by the GH Market Engine.
Every listing at this address
3097 Rural Plains Cir has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.
| Date | Event | Price | Source |
|---|---|---|---|
| Listing removed | n/a | Realtracs MLS #3260992 | |
| Listed for sale | $960,000 | Realtracs MLS #3508175 | |
| Listed for sale | $960,000 | Realtracs MLS #3260992 | |
| Sold (public record) | $514,772 | Public record |
Our daily record of these listings starts July 6, 2026; earlier dates come from each listing's own Realtracs record. Recorded sales come from Williamson County public records.
What 3097 Rural Plains Cir costs to own
Estimated monthly ownership for 3097 Rural Plains Cir at $960,000: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $960,000 |
|---|---|
| HOA dues | $284 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Williamson County rate |
Financing 3097 Rural Plains Cir, Franklin
Estimated total monthly payment for 3097 Rural Plains Cir is about $6,332/mo, 20% down on a 30-year fixed at 7.30% (a conforming loan), including principal & interest $5,265, estimated property tax $313, homeowners insurance $470, and HOA dues $284. Estimate only; not a loan offer.
| Principal & interest | $5,265/mo |
|---|---|
| Property tax (est.) | $313/mo |
| Homeowners insurance (est.) | $470/mo |
| HOA dues | $284/mo |
| Estimated total | $6,332/mo |
Assumes 20% down, 30-year fixed at 7.30% (Mortgage News Daily, as of November 10, 2026). Property tax uses the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100) at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
How the rate moves this payment
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.30% | $4,754/mo | $5,821/mo | -$511/mo |
| 6.80% | $5,007/mo | $6,074/mo | -$258/mo |
| 7.30% | $5,265/mo | $6,332/mo | current |
| 7.80% | $5,529/mo | $6,596/mo | +$264/mo |
| 8.30% | $5,797/mo | $6,864/mo | +$532/mo |
Principal & interest on a 30-year fixed at 20% down ($768,000 loan), with property tax, insurance, and HOA held constant at $1,067/mo. Current 30-year fixed 7.30% (Mortgage News Daily, as of November 10, 2026). Estimate only; not a loan offer.
Buy versus rent, 3097 Rural Plains Cir
Owning 3097 Rural Plains Cir runs about $6,332/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
Property-tax outlook
The Williamson County appraised value of $601,800 trails the $960,000 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $2,356 now to roughly $3,758 (appraised value times the 25% Tennessee residential ratio times the Franklin, Williamson County rate outside the Franklin Special School District (FSSD addresses add $0.7673 per $100)). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Williamson County Assessor of Property and Trustee. Estimate only.
How this home is priced
| Address | Beds | Sq ft | Sold for | $/sq ft | Closed |
|---|---|---|---|---|---|
| 302 Larkspur Cv | 5 | 2,654 | $796,000 | $300 | February 6, 2026 |
| 3000 Fernshaw Ln | 5 | 2,748 | $850,000 | $309 | April 13, 2026 |
| 710 Wadestone Trail | 5 | 2,842 | $900,000 | $317 | July 1, 2026 |
| 718 Murfreesboro Rd | 5 | 2,844 | $1,400,000 | $492 | July 27, 2026 |
| 2205 Morriswood Ct | 5 | 2,860 | $1,450,000 | $507 | September 23, 2026 |
| 290 Wisteria Dr | 5 | 2,870 | $800,000 | $279 | August 24, 2026 |
- Sold in ZIP 37064 (Franklin), 12 months to November 10, 2026
- 1117 homes; Median price $1,150,000; Median $375/sq ft (1117 with a size); 98.9% of list; Median 25 days on market
- For sale in ZIP 37064 (Franklin), November 10, 2026
- 561 listings; Median asking $389/sq ft; at $372/sq ft this listing asks more than 47% of them
- Pace
- 93.1 sales a month over 12 months against 561 for sale: about 6 months of supply
Home prices by high-school zone in Williamson County
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Brentwood | $367/sq ft |
| Ravenwood | $351/sq ft |
| Franklin | $349/sq ft |
| Independence | $338/sq ft |
| Fred J. Page | $327/sq ft |
| Centennial | $306/sq ft |
| Nolensville | $300/sq ft |
| Summit | $271/sq ft |
| Fairview | $261/sq ft |
Computed by Grant Hammond from active Williamson County listings (Realtracs via IDX).
Location of 3097 Rural Plains Cir
3097 Rural Plains Cir sits in Berry Farms Town Center Sec7, Franklin, Williamson County.
Berry Farms Town Center market snapshot
In Berry Farms Town Center, homes there are priced around $387 per square foot; inventory in Berry Farms Town Center Sec7 is running at about 3.4 months, a balanced market; recent sales in Franklin 37064 closed near 98.9% of list price; 599 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of November 10, 2026.
Approximately 21 miles from downtown Nashville (straight-line distance).
Assigned schools
3097 Rural Plains Cir is zoned for Oak View Elementary School, Freedom Middle School, Independence High School. Attendance zones and enrollment change, confirm current zoning with the Williamson County Schools district before relying on it. Look up the zoned school: Franklin Special School District map or Williamson County Schools zones.
- Elementary
- Oak View Elementary School
- Middle
- Freedom Middle School
Official records for 3097 Rural Plains Cir
- Williamson County Property Assessor search (parcel 106J A 07600 000)
- FEMA Flood Map Service Center (the flood map for this address)
- City of Franklin zoning map
Ask Grant about 3097 Rural Plains Cir
Get the full details, recent comparable sales, and any off-market options for 3097 Rural Plains Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Listings similar to 3097 Rural Plains Cir
Similar listings nearby
Comparable listings near 3097 Rural Plains Cir, by price and size.
Listed by Floyd Cutler, Jason Mitchell Real Estate Tennessee LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Frequently asked questions about 3097 Rural Plains Cir
Is 3097 Rural Plains Cir, Franklin still for sale?
As of the latest update (November 12, 2026), 3097 Rural Plains Cir, Franklin is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
How much does 3097 Rural Plains Cir, Franklin cost?
3097 Rural Plains Cir, Franklin is listed at $960,000, about $372 per square foot across 2,583 square feet.
Has the price of 3097 Rural Plains Cir, Franklin changed?
Yes. It was first listed on July 6, 2026 at $960,000, taken off the market and relisted, and is now offered at $960,000 (0%), per Realtracs.
Is 3097 Rural Plains Cir, Franklin priced right?
19 5-bedroom sales of similar size closed in ZIP 37064 (Franklin) between November 10, 2025 and November 10, 2026, at a Median of $317 per square foot. At $372 per square foot, 3097 Rural Plains Cir is priced about 17% more per square foot than their Median. This is a comparison of recorded sales, not an appraisal.
How is the market in ZIP 37064 (Franklin)?
1117 homes closed in ZIP 37064 (Franklin) between November 10, 2025 and November 10, 2026, with a Median price of $1,150,000 and a Median of $375 per square foot across all sizes; the Median sale took 25 days. On November 10, 2026, 561 were for sale, about 6 months of supply at the past year's pace. Per Realtracs closings and listings.
Are there HOA dues?
HOA dues are $284 per month, as listed.
What is the estimated monthly payment for 3097 Rural Plains Cir, Franklin?
About $6,332 a month with 20% down on a 30-year fixed at 7.30%, principal and interest $5,265, estimated property tax $313, insurance $470, and HOA $284. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
What are the property taxes on 3097 Rural Plains Cir, Franklin?
The listing reports an annual property tax of $3,892. Williamson County's appraisal roll values it at $601,800 (land $120,000, building $481,800).
Who owns 3097 Rural Plains Cir, Franklin?
Ownership is a public record kept by the Williamson County Assessor of Property, under parcel 106J A 07600 000; the record is linked under Official records on this page. This page does not publish owner names.
What schools is 3097 Rural Plains Cir, Franklin zoned for?
3097 Rural Plains Cir, Franklin is zoned for Oak View Elementary School, Freedom Middle School, Independence High School. Attendance zones and enrollment change, verify current zoning with the Williamson County Schools district.
How do I tour or make an offer on 3097 Rural Plains Cir, Franklin?
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Grant replies, usually the same day, and confirms the time with the listing agent. Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Who can tell me more about 3097 Rural Plains Cir, Franklin?
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
Around this home
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- Franklin, TN Home Prices by School Zone (2026)
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