1840 Merritt St, Old Hickory, TN 37138
1840 Merritt St, Old Hickory, TN 37138, Sold at $384,900 ($265/sq ft). 3 bd · 2 ba · 1,455 sqft · $265/sqft · 0.17 ac.
1840 Merritt St, Old Hickory, TN 37138, Sold at $384,900 ($265/sq ft). 3 bd · 2 ba · 1,455 sqft · $265/sqft · 0.17 ac.
Sold · $384,900
MLS #3515319 · updated September 24, 2026
3-bed, 2-bath home at 1840 Merritt St in Waterford, Old Hickory, 1,455 sqft, $384,900 ($265/sqft), by LuxSmart Realty.
1840 Merritt St is a 3-bedroom, 2-bath home in Old Hickory, TN 37138, offered at $384,900, about $265/sq ft across 1,455 sq ft.
At $265/sq ft, this home is about 10% above the Old Hickory 37138 median list price per square foot of $240.
Market read: the Old Hickory homes market is balanced, at about 3.6 months of inventory.
All-in, about $2,686/mo at 20% down (7.48% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $537/mo, roughly 20% of the all-in monthly payment.
At the current 7.48% 30-year rate, principal and interest on this home runs about $2,149/mo; at the 6.64% rate of about three months ago it would be roughly $1,975/mo, so monthly P&I is about $174 higher now.
School zone: assigned to DuPont Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 1840 Merritt St (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 24, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Old Hickory.
WATERFRONT UNDER $400K! Enjoy single level living on the Cumberland River in this beautifully maintained 3 bedroom, 2 bath home with a 2 car garage. Relax on the screened-in deck and enjoy the sunsets from your own backyard! The open floorplan features 10 foot ceilings in the living room, a woodburning fireplace, and no carpet anywhere, just hardwoods and luxury vinyl plank flooring throughout. The freshly painted interior, remodeled bathrooms, and upgraded lighting give the home a fresh, updated feel. Outside, the fenced backyard directly overlooks the Cumberland River, creating a peaceful setting for enjoying the outdoors, where you can watch boats cruise by, spot wildlife (pair of bald eagles to watch!), and take in beautiful sunsets. The community also offers a clubhouse, pool, and tennis courts, and you're conveniently located near Hermitage Golf Course. The 2-car garage includes a workshop that remains, perfect for hobbies, projects, or extra storage. Refrigerator, washer, and dryer remain. Roof replaced in 2023. Flood insurance is required and is approximately $900 annually. Per the seller's knowledge, the property has never flooded, including during the 2010 flood. River views, a screened-in deck, fenced backyard, resort style community amenities, and single level living, all at an incredible price point!
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 1840 Merritt St (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Closed | $395,000 | +$10,100 (+2.6%) vs list | |
| Pending | |||
| First price recorded | $384,900 | ||
| Deed recorded | $414,900 | ||
| Deed recorded | $185,000 | ||
| Deed recorded | $151,900 | ||
| Quitclaim deed | $0 | ||
| Deed recorded | $160,000 | ||
| Deed recorded | $132,900 | ||
| Quitclaim deed | $0 | ||
| Deed recorded | $116,900 | ||
| Deed recorded | $112,000 | ||
| Deed recorded | $102,650 | ||
| Deed recorded | $60,000 |
It closed on September 24, 2026 for $395,000 (+$10,100 (+2.6%) against the last list price).
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
Estimated monthly ownership for 1840 Merritt St at $384,900: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $384,900 |
|---|---|
| HOA dues | $33 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 1840 Merritt St is about $2,686/mo, 20% down on a 30-year fixed at 7.48% (a conforming loan), including principal & interest $2,149, estimated property tax $223, homeowners insurance $281, and HOA dues $33. Estimate only; not a loan offer.
| Principal & interest | $2,149/mo |
|---|---|
| Property tax (est.) | $223/mo |
| Homeowners insurance (est.) | $281/mo |
| HOA dues | $33/mo |
| Estimated total | $2,686/mo |
Assumes 20% down, 30-year fixed at 7.48% (Mortgage News Daily, as of October 9, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.48% | $1,942/mo | $2,479/mo | -$207/mo |
| 6.98% | $2,044/mo | $2,581/mo | -$105/mo |
| 7.48% | $2,149/mo | $2,686/mo | current |
| 7.98% | $2,255/mo | $2,792/mo | +$106/mo |
| 8.48% | $2,363/mo | $2,900/mo | +$214/mo |
Principal & interest on a 30-year fixed at 20% down ($307,920 loan), with property tax, insurance, and HOA held constant at $537/mo. Current 30-year fixed 7.48% (Mortgage News Daily, as of October 9, 2026). Estimate only; not a loan offer.
Owning 1840 Merritt St runs about $2,686/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| Metric | This home | Old Hickory 37138 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $265 | $240 median | - |
| Price position | 64th pctile | +10% vs median | - |
This listing beside the active Old Hickory 37138 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of September 26, 2026.
Among the 169 active homes in Old Hickory 37138, this home at $265/sq ft falls in the 64th percentile on price per square foot.
Computed by Grant Hammond from 169 Old Hickory 37138 comparables (Realtracs via IDX), as of September 26, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 99 in Old Hickory homes |
|---|---|
| Recent absorption | about 27.5 sales / mo |
| Months of inventory | 3.6 months, a balanced market |
Supply-side and recent-sale context for Old Hickory homes. Sale figures are trailing 6/12/24-month medians of recorded Old Hickory homes closings. Source Realtracs via IDX, as of September 26, 2026.
1840 Merritt St sits in Waterford, Old Hickory, Davidson County.
In Old Hickory 37138, homes there are priced around $240 per square foot; inventory in Old Hickory homes is running at about 3.6 months, a balanced market.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of September 26, 2026.
Approximately 9.0 miles from downtown Nashville (straight-line distance).
1840 Merritt St is zoned for DuPont Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
The listing indicates this property is in a flood zone. Properties in FEMA-designated flood zones may require flood insurance, which adds to carrying cost. Confirm the current flood-zone designation and any insurance requirement with the listing brokerage, a licensed insurer, and the FEMA Flood Map Service Center before relying on it.
Get the full details, recent comparable sales, and any off-market options for 1840 Merritt St - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 1840 Merritt St, by price and size.
Listed with LuxSmart Realty. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
August 2026 Nashville housing market: inventory up 10% to 14,294 homes, supply at 5.59 months, average price up 3% to $637,141. What it means for buyers.
July 2026 Middle Tennessee real estate data shows the average sale price up 6% year over year to $646,875, active inventory up 9%, and new contracts down 1% even as closings fell 8% and new listings dropped 19%. Months of supply rose to 4.92. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
Brentwood does not price as one market. Over the trailing 24 months, the new-construction enclaves Rosebrooke (about $3.74M median) and Witherspoon (about $3.33M) price above the established gated golf community at Governors Club (about $2.35M), against a townwide median near $1.58M. A Nashville broker's subdivision-level read for summer 2026 with live listings.
June 2026 Middle Tennessee real estate data shows the average sale price up 7% year over year to $682,835, active inventory up 8%, and new contracts up 12% even as closings fell 4% and new listings dropped 16%. Months of supply rose to 4.8. Analysis covers Davidson, Williamson, Rutherford, Wilson, and Maury Counties.
As of the latest update (September 24, 2026), 1840 Merritt St, Old Hickory is sold, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
1840 Merritt St, Old Hickory is listed at $384,900, about $265 per square foot across 1,455 square feet.
3 bedrooms and 2 bathrooms.
About $265 per square foot ($384,900 across 1,455 sqft).
1840 Merritt St, Old Hickory was built in 1995.
Yes, 2 garage spaces, per the listing.
HOA dues are $33 per month, as listed.
1840 Merritt St, Old Hickory is in the Waterford subdivision of Old Hickory.
About $2,686 a month with 20% down on a 30-year fixed at 7.48%, principal and interest $2,149, estimated property tax $223, insurance $281, and HOA $33. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
1840 Merritt St, Old Hickory is zoned for DuPont Elementary, DuPont Tyler Middle, McGavock Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 1840 Merritt St, Old Hickory is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.
At about $265 per square foot, 1840 Merritt St, Old Hickory ranks in the 64th percentile of active Old Hickory 37138 listings by price per square foot, roughly 10% above the Old Hickory 37138 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Old Hickory homes market is currently balanced, at about 3.6 months of inventory, per Realtracs as of September 26, 2026.