412 Valley Trace Dr, Nashville, TN 37221
412 Valley Trace Dr, Nashville, TN 37221, Active at $1,049,900 ($348/sq ft). 4 bd · 4 ba · 3,013 sqft · $348/sqft · 0.19 ac.
412 Valley Trace Dr, Nashville, TN 37221, Active at $1,049,900 ($348/sq ft). 4 bd · 4 ba · 3,013 sqft · $348/sqft · 0.19 ac.
Active · $1,049,900
MLS #3602733 · listed September 25, 2026 · 30 days on market · updated October 8, 2026
4-bed, 4-bath home at 412 Valley Trace Dr in Harpeth Trace Estates, Nashville, 3,013 sqft, $1,049,900 ($348/sqft), by Benchmark Realty, LLC.
412 Valley Trace Dr is a 4-bedroom, 4-bath home in Nashville, TN 37221, offered at $1,049,900, about $348/sq ft across 3,013 sq ft.
At $348/sq ft, this home is about 38% above the Nashville 37221 median list price per square foot of $253.
Recently sold in Harpeth Trace Estates: 8 comparable homes from $750,000 to $1,360,000, a median of $285/sq ft; this listing at $348/sq ft is about 22% above recent sold prices.
Market read: the Harpeth Trace Estates market is balanced, at about 4.8 months of inventory; recent sales have closed near 97% of list over the past year.
All-in, about $7,079/mo at 20% down (7.60% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this home (property tax, insurance, and HOA) run about $1,149/mo, roughly 16% of the all-in monthly payment.
At the current 7.60% 30-year jumbo rate, principal and interest on this home runs about $5,930/mo; at the 6.90% rate of about three months ago it would be roughly $5,532/mo, so monthly P&I is about $398 higher now.
School zone: assigned to Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones can change; verify current assignment with the district.
Next step: ask Grant Hammond anything about 412 Valley Trace Dr (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 8, 2026. Realtracs via IDX.
This is a standard residential home, not a permitted short-term rental.
More context: homes for sale in Nashville.
Tucked among the treetops, this recently renovated, contemporary retreat in the leafy neighborhood of Harpeth Trace, feels like a mountain getaway, yet is only 20 minutes from downtown Nashville. Floor-to-ceiling windows frame breathtaking wooded views, filling the home's 3,013 square feet with natural light. The open-plan kitchen sits as the central hub, so conversation flows easily whether you're hosting game day or entertaining by the gas fire on a winter evening. Upstairs, the primary suite offers hotel-style luxury: a deep soaking tub, spacious walk-in rain shower, and a private balcony made for morning coffee. For creators and remote professionals, a fully equipped podcast/creative studio with its own private front entrance and bathroom, keeps work close to home but set apart from it. Outside, the fenced backyard is an extension of the living space, with custom hardscaping, lit pathways, decking, and several outdoor living areas. Located only minutes away from Green Hills, Belle Meade and One Bellevue Place, quality restaurants, movies and shopping are conveniently accessible. Outdoor enthusiasts will love being minutes from the 3,100-acre Warner Parks, the Natchez Trace parkway and Cheekwood Gardens. This move-in-ready home offers a rare combination: quality, privacy, and an easy drive into Nashville or Franklin.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 412 Valley Trace Dr (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $1,049,900 | ||
| Quitclaim deed | $0 | ||
| Deed recorded | $925,000 | ||
| Quitclaim deed | $0 | ||
| Quitclaim deed | $0 | ||
| Quitclaim deed | $0 | ||
| Deed of correction | $393,900 | ||
| Deed recorded | $393,900 | ||
| Quitclaim deed | $0 | ||
| Quitclaim deed | $0 | ||
| Quitclaim deed | $0 |
Listed September 25, 2026, this listing has been on the market 30 days as of October 25, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 412 Valley Trace Dr by year: $60,000 in 1999 to $962,300 in 2025, a change of +1504%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $172,500 | $785,400 | $4,400 | $962,300 | ROLL |
| 2021 | $120,000 | $511,000 | $0 | $631,000 | ROLL |
| 2017 | $86,000 | $416,600 | $0 | $502,600 | ROLL |
| 2013 | $80,000 | $331,700 | $0 | $411,700 | ROLL |
| 2011 | $80,000 | $328,200 | $0 | $408,200 | ROLL |
| 2009 | $80,000 | $385,900 | $0 | $465,900 | ROLL |
| 2008 | $75,000 | $284,100 | $0 | $359,100 | PR |
| 2005 | $75,000 | $0 | $0 | $75,000 | ROLL |
| 2001 | $67,000 | $0 | $0 | $67,000 | ROLL |
| 2000 | $60,000 | $0 | $0 | $60,000 | ROLL |
| 1999 | $60,000 | $0 | $0 | $60,000 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 412 Valley Trace Dr at $1,049,900: principal & interest, property tax, insurance, and HOA. Estimate only; not a loan offer.
| List price | $1,049,900 |
|---|---|
| HOA dues | $45 / mo |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 412 Valley Trace Dr is about $7,079/mo, 20% down on a 30-year fixed at 7.60% (a jumbo loan), including principal & interest $5,930, estimated property tax $609, homeowners insurance $495, and HOA dues $45. Estimate only; not a loan offer.
| Principal & interest | $5,930/mo |
|---|---|
| Property tax (est.) | $609/mo |
| Homeowners insurance (est.) | $495/mo |
| HOA dues | $45/mo |
| Estimated total | $7,079/mo |
Assumes 20% down, 30-year fixed at 7.60% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.60% | $5,364/mo | $6,513/mo | -$566/mo |
| 7.10% | $5,645/mo | $6,794/mo | -$285/mo |
| 7.60% | $5,930/mo | $7,079/mo | current |
| 8.10% | $6,222/mo | $7,371/mo | +$292/mo |
| 8.60% | $6,518/mo | $7,667/mo | +$588/mo |
Principal & interest on a 30-year fixed at 20% down ($839,920 loan), with property tax, insurance, and HOA held constant at $1,149/mo. Current 30-year fixed 7.60% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.
Owning 412 Valley Trace Dr runs about $7,079/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
The Davidson County appraised value of $962,300 trails the $1,049,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $6,693 now to roughly $7,302 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.
| Metric | This home | Nashville 37221 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $348 | $253 median | - |
| Price position | 82nd pctile | +38% vs median | - |
| Nashville 37221 vs greater Nashville | - | -24% | - |
This listing beside the active Nashville 37221 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 25, 2026.
At $348/sq ft, this home ranks in the 82nd percentile of the 332 active homes in Nashville 37221 by price per square foot.
Nashville 37221 trades about 24% below greater Nashville on a price-per-square-foot basis.
Taken together, this home reads toward the higher end per square foot for Nashville 37221.
Computed by Grant Hammond from 332 Nashville 37221 comparables (Realtracs via IDX), as of October 25, 2026, refreshed weekly.
Median list price per square foot for active single-family homes by high-school attendance zone. Attendance zones cross city mailing lines; this is a price comparison, not a rating.
| High-school zone | Median $/sq ft |
|---|---|
| Hillsboro | $460/sq ft |
| Stratford | $369/sq ft |
| Pearl-Cohn | $318/sq ft |
| Maplewood | $317/sq ft |
| Glencliff | $282/sq ft |
| James Lawson | $273/sq ft |
| John Overton | $263/sq ft |
| McGavock | $236/sq ft |
| Hunters Lane | $233/sq ft |
| Whites Creek | $233/sq ft |
| Cane Ridge | $220/sq ft |
| Antioch | $212/sq ft |
Computed by Grant Hammond from active Davidson County listings (Realtracs via IDX).
| Active listings | 4 in Harpeth Trace Estates |
|---|---|
| Recent absorption | about 0.8 sales / mo |
| Months of inventory | 4.8 months, a balanced market |
Over the past 12 months, homes in Harpeth Trace Estates sold at about 97% of list price.
Recorded sales in Harpeth Trace Estates: 8 in the past 12 months.
Supply-side and recent-sale context for Harpeth Trace Estates. Sale figures are trailing 6/12/24-month medians of recorded Harpeth Trace Estates closings. Source Realtracs via IDX, as of September 30, 2026.
412 Valley Trace Dr sits in Harpeth Trace Estates, Nashville, Davidson County.
In Nashville 37221, homes there are priced around $253 per square foot; inventory in Harpeth Trace Estates is running at about 4.8 months, a balanced market; recent sales in Harpeth Trace Estates closed near 97% of list price; 8 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 9, 2026.
Approximately 9.1 miles from downtown Nashville (straight-line distance).
412 Valley Trace Dr is zoned for Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 412 Valley Trace Dr - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 412 Valley Trace Dr, by price and size.
Listed with Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (October 8, 2026), 412 Valley Trace Dr, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
412 Valley Trace Dr was listed on September 25, 2026 and has been on the market 30 days as of October 25, 2026, per Realtracs.
No. The asking price has been $1,049,900 since it was listed on September 25, 2026.
412 Valley Trace Dr, Nashville is listed at $1,049,900, about $348 per square foot across 3,013 square feet.
4 bedrooms and 4 bathrooms.
About $348 per square foot ($1,049,900 across 3,013 sqft).
412 Valley Trace Dr, Nashville was built in 2008.
Yes, 2 garage spaces, per the listing.
HOA dues are $45 per month, as listed.
412 Valley Trace Dr, Nashville is in the Harpeth Trace Estates subdivision of Nashville.
About $7,079 a month with 20% down on a 30-year fixed at 7.60%, principal and interest $5,930, estimated property tax $609, insurance $495, and HOA $45. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
412 Valley Trace Dr, Nashville is zoned for Westmeade Elementary, Bellevue Middle, James Lawson High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
No, 412 Valley Trace Dr, Nashville is a standard residential home, not a permitted short-term rental. Ask Grant Hammond about STR-eligible inventory if that is your goal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and hundreds of millions in luxury closings. Use the tour or question form on this page.
At about $348 per square foot, 412 Valley Trace Dr, Nashville ranks in the 82nd percentile of active Nashville 37221 listings by price per square foot, roughly 38% above the Nashville 37221 median; recent comparable sales in Nashville 37221 closed near $285 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Harpeth Trace Estates market is currently balanced, at about 4.8 months of inventory; recent sales have closed near 97% of list price over the past year, per Realtracs as of September 30, 2026.
Thinking of selling in Harpeth Trace Estates?
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