205 31st Ave N 305, Nashville, TN 37203
205 31st Ave N 305, Nashville, TN 37203, Conditional at $545,000 ($390/sq ft). 2 bd · 2 ba · 1,398 sqft · $390/sqft · 0.03 ac.
205 31st Ave N 305, Nashville, TN 37203, Conditional at $545,000 ($390/sq ft). 2 bd · 2 ba · 1,398 sqft · $390/sqft · 0.03 ac.
Exterior view of the building showing rows of balconies and tall windows along the stucco facade.
Conditional · $545,000
MLS #3603440 · listed September 29, 2026 · 27 days on market · updated October 26, 2026
2-bed, 2-bath condo at 205 31st Ave N 305 in Midtown Lofts, Nashville, 1,398 sqft, $545,000 ($390/sqft), by Benchmark Realty, LLC.
205 31st Ave N 305 is a 2-bedroom, 2-bath condo in Nashville, TN 37203, offered at $545,000, about $390/sq ft across 1,398 sq ft.
At $390/sq ft, this condo is about 34% below the Nashville 37203 median list price per square foot of $591.
Recently sold in Nashville 37203: 122 comparable condos from $355,000 to $730,000, a median of $461/sq ft; this listing at $390/sq ft is about 15% below recent sold prices.
Market read: the Nashville 37203 condos market is buyer-favored as of October 28, 2026, at about 9.6 months of inventory; recent sales have closed near 97.2% of list in the 12 months to October 30, 2026.
All-in, about $4,268/mo at 20% down (7.29% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,282/mo, roughly 30% of the all-in monthly payment.
At the current 7.29% 30-year rate, principal and interest on this condo runs about $2,986/mo; at the 6.83% rate of about three months ago it would be roughly $2,851/mo, so monthly P&I is about $135 higher now.
Next step: ask Grant Hammond anything about 205 31st Ave N 305 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 26, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Experience Nashville loft living in this exceptional top-floor corner residence, ideally located near Vanderbilt and surrounded by Centennial Park, One City, and plenty of local restaurants & shopping. Dramatic 14+ foot ceilings, oversized windows, and downtown views give the home an impressive sense of volume and light. The spacious living area centers around a fireplace and opens onto a private balcony, creating an effortless indoor-outdoor setting with an incredible vantage point for Nashville's skyline where you can watch the sunset view to the west, skyline view, and 4th of July fireworks to the east! The generously sized primary suite offers a peaceful retreat with a big walk-in closet and en-suite bathroom, while an assigned parking space and secure building and garage access add everyday convenience. Residents also enjoy a saltwater pool and a location that puts Vanderbilt, downtown, dining, entertainment, and more within easy reach. New water heater and dishwasher. Don't miss this one, schedule your showing today!
Listing remarks via the Realtracs Internet Data Exchange.
The listing photos show a stucco and brick building with black railed balconies in Nashville. The top-floor residence features a living room with a fireplace, tall windows, and a balcony with a cushioned seat overlooking the neighborhood and trees. Views from the balcony include nearby rooftops, trees, and the city skyline in the distance.
Seen in the photos: covered balcony, fireplace, tall windows, high ceilings, city skyline view, black metal railing.
Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.
Complete reported fields for 205 31st Ave N 305 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Under contract | |||
| Listed | $545,000 | ||
| Deed recorded | $300,000 | ||
| Deed recorded | $495,000 | ||
| Deed recorded | $415,000 | ||
| Deed recorded | $412,000 | ||
| Deed recorded | $377,500 |
Listed September 29, 2026, this listing was on the market 27 days before it went under contract. It has been under contract since October 26, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
205 31st Ave N 305 has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.
| Date | Event | Price | Source |
|---|---|---|---|
| Under contract | n/a | Realtracs MLS #3603440 | |
| List price | $545,000 | Realtracs MLS #3603440 | |
| Listed for sale | n/a | Realtracs MLS #3603440 | |
| Listing removed | n/a | Realtracs MLS #3166343 | |
| by | Price change | $567,500 | Realtracs MLS #3166343 |
| by | Price change | $569,000 | Realtracs MLS #3166343 |
| by | Price change | $569,900 | Realtracs MLS #3166343 |
| by | Price change | $572,500 | Realtracs MLS #3166343 |
| Listed for sale | $575,000 | Realtracs MLS #3166343 | |
| Sold (public record) | $300,000 | Public record | |
| Sold (public record) | $495,000 | Public record | |
| Sold (public record) | $415,000 | Public record | |
| Sold (public record) | $412,000 | Public record | |
| Sold (public record) | $377,500 | Public record |
Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.
The Davidson County Assessor's appraised value of 205 31st Ave N 305 by year: $50,000 in 2006 to $514,800 in 2025, a change of +930%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $127,000 | $387,800 | $0 | $514,800 | ROLL |
| 2021 | $83,000 | $325,100 | $0 | $408,100 | ROLL |
| 2018 | $83,000 | $328,500 | $0 | $411,500 | ROLL |
| 2017 | $83,000 | $328,500 | $0 | $411,500 | ROLL |
| 2013 | $65,000 | $226,500 | $0 | $291,500 | ROLL |
| 2009 | $65,000 | $248,100 | $0 | $313,100 | ROLL |
| 2007 | $50,000 | $265,000 | $0 | $315,000 | ROLL |
| 2006 | $50,000 | $0 | $0 | $50,000 | COR |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 205 31st Ave N 305 at $545,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $545,000 |
|---|---|
| HOA dues | $625 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 205 31st Ave N 305 is about $4,268/mo, 20% down on a 30-year fixed at 7.29% (a conforming loan), including principal & interest $2,986, estimated property tax $320, homeowners insurance $337, and HOA dues $625. Estimate only; not a loan offer.
| Principal & interest | $2,986/mo |
|---|---|
| Property tax (est.) | $320/mo |
| Homeowners insurance (est.) | $337/mo |
| HOA dues | $625/mo |
| Estimated total | $4,268/mo |
Assumes 20% down, 30-year fixed at 7.29% (Mortgage News Daily, as of October 29, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.29% | $2,696/mo | $3,978/mo | -$290/mo |
| 6.79% | $2,839/mo | $4,121/mo | -$147/mo |
| 7.29% | $2,986/mo | $4,268/mo | current |
| 7.79% | $3,136/mo | $4,418/mo | +$150/mo |
| 8.29% | $3,288/mo | $4,570/mo | +$302/mo |
Principal & interest on a 30-year fixed at 20% down ($436,000 loan), with property tax, insurance, and HOA held constant at $1,282/mo. Current 30-year fixed 7.29% (Mortgage News Daily, as of October 29, 2026). Estimate only; not a loan offer.
Owning 205 31st Ave N 305 runs about $4,268/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $625 / mo (about 15% of the estimated total payment) |
|---|---|
| HOA per year | $7,500 |
| HOA over 5 years | $37,500 (at current dues) |
| Effective carrying cost | $3.053 / sq ft / mo (estimated total over 1,398 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37203 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $390 | $594 median | - |
| Price position | 16th pctile | -34% vs median | - |
| Nashville 37203 vs greater Nashville | - | +78% | - |
This listing beside the active Nashville 37203 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 2, 2026.
This listing beside the active Nashville 37203 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.
At $390/sq ft, this condo ranks in the 16th percentile of the active condos in Nashville 37203 by price per square foot.
Nashville 37203 trades about 78% above greater Nashville on a price-per-square-foot basis.
Taken together, this condo reads toward the lower end per square foot for Nashville 37203.
Computed by Grant Hammond from the active Nashville 37203 comparables (Realtracs via IDX), as of November 2, 2026, refreshed weekly.
| Active listings | 353 in Nashville 37203 condos |
|---|---|
| Recent absorption | about 36.8 sales / mo |
| Months of inventory | 9.6 months, a buyer-favored market (ample supply) |
Over the past 12 months, homes in Nashville 37203 condos sold at about 97.2% of list price.
Recorded sales in Nashville 37203 condos: 414 in the past 12 months.
Supply-side and recent-sale context for Nashville 37203 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37203 condos closings. Source Realtracs via IDX, as of October 28, 2026.
205 31st Ave N 305 sits in Midtown Lofts, Nashville, Davidson County.
In Nashville 37203, homes there are priced around $591 per square foot; inventory in Nashville 37203 condos is running at about 9.6 months, a buyer-favored market; recent sales closed near 97.2% of list price; 122 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.
Approximately 2.3 miles from downtown Nashville (straight-line distance).
205 31st Ave N 305 is zoned for Eakin Elementary, West End Middle School, Hillsboro Comp High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 205 31st Ave N 305 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 205 31st Ave N 305, by price and size.
Listed with Benchmark Realty, LLC. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville luxury condo HOA fees carried at closing rose from $667 to $834 a month across 6 downtown towers, 2024 to 2026. Building by building.
I sold condos at downtown Nashville towers for 25 years. Here is what I see in the four stalled SoBro and Midtown projects the Nashville Business Journal could not capture: Park Place, MidCity, Reed District, and the St. Regis.
The Gulch condo market read for late May 2026: building-by-building active inventory across Twelve Twelve, Terrazzo, Pullman, and Icon, trailing 60-day closing patterns, and what the stalled pipeline means for resale pricing.
Nashville mortgage rates fell 11 basis points to 7.37% on the 30-year fixed for the week ending October 16, 2026, even as September inflation ran hot. Here is what moved rates, what the drop is worth on a $400,000 loan, and my lock call for the week.
As of the latest update (October 26, 2026), 205 31st Ave N 305, Nashville is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
205 31st Ave N 305 was listed on September 29, 2026 and went under contract on October 26, 2026, after 27 days on the market, per Realtracs.
No. The asking price has been $545,000 since it was listed on September 29, 2026.
The listing photos show a stucco and brick building with black railed balconies in Nashville. Features seen in the photos include covered balcony, fireplace, tall windows, high ceilings, city skyline view and black metal railing. Described from the Realtracs listing photos.
205 31st Ave N 305, Nashville is listed at $545,000, about $390 per square foot across 1,398 square feet.
2 bedrooms and 2 bathrooms.
About $390 per square foot ($545,000 across 1,398 sqft).
205 31st Ave N 305, Nashville was built in 2006.
Yes, 1 garage spaces, per the listing.
HOA dues are $625 per month, as listed.
205 31st Ave N 305, Nashville is in the Midtown Lofts subdivision of Nashville.
About $4,268 a month with 20% down on a 30-year fixed at 7.29%, principal and interest $2,986, estimated property tax $320, insurance $337, and HOA $625. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
205 31st Ave N 305, Nashville is zoned for Eakin Elementary, West End Middle School, Hillsboro Comp High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $625 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $390 per square foot, 205 31st Ave N 305, Nashville is in the 16th percentile of active listings in the Nashville 37203, about 34% below the $591 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $390 per square foot, 205 31st Ave N 305, Nashville ranks in the 16th percentile of active Nashville 37203 listings by price per square foot, roughly 34% below the Nashville 37203 median; recent comparable sales in Nashville 37203 closed near $461 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37203 condos market is currently buyer-favored (ample supply), at about 9.6 months of inventory; recent sales have closed near 97.2% of list price over the past year, per Realtracs as of October 28, 2026.
Thinking of selling in Midtown Lofts?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.