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309 Church St 103, Nashville, TN 37201

309 Church St 103, Nashville, TN 37201, for sale at $555,000 ($510/sq ft). 1 bd · 1.5 ba (1 full, 1 half) · 1,089 sqft · $510/sqft · 0.02 ac.

For sale · $555,000

1 bed1.5 baths1,089 sq ft$510 /sq ft0.02 acres

MLS #3149293 · listed February 19, 2026 · 264 days on market · updated September 15, 2026

1-bed, 1.5-bath condo at 309 Church St 103 in Banner Block The Exchange Lofts, Nashville, 1,089 sqft, $555,000 ($510/sqft), by Real Broker.

The quick read

309 Church St 103 is a 1-bedroom, 1.5-bath condo in Nashville, TN 37201, offered at $555,000, about $510/sq ft across 1,089 sq ft.

At $510/sq ft, this condo is about 54% below the Nashville 37201 median list price per square foot of $1,109.

Market read: the Nashville homes market is balanced as of November 9, 2026, at about 4.8 months of inventory.

All-in, about $4,116/mo at 20% down (7.30% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $1,072/mo, roughly 26% of the all-in monthly payment.

At the current 7.30% 30-year rate, principal and interest on this condo runs about $3,044/mo; at the 6.74% rate of about three months ago it would be roughly $2,877/mo, so monthly P&I is about $167 higher now.

Next step: ask Grant Hammond anything about 309 Church St 103 (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of November 10, 2026. Realtracs via IDX.

This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.

Description of 309 Church St 103

The ONLY condo in Nashville with an unfinished studio/basement space!! One-of-a-kind condo in the heart of downtown Nashville's iconic Printer's Alley, offering 14-foot ceilings, exposed brick walls, and a mix of concrete and bamboo flooring throughout. PRIVATE enclosed porch and gated parking. Downstairs, the 880 sq ft unfinished basement with its own SEPARATE ENTRANCE, perfect for a music studio, podcast studio, creative workspace, home office, gym, entertainment lounge, expansion of the living space, or additional storage. Whether you're a musician, creator, or simply someone looking for character and flexible space in the center of it all, this condo presents a RARE opportunity to own a truly distinctive property in one of Nashville's most historic and vibrant districts. The most WALKABLE condo Nashville has to offer! Water Heater 2025, All HVAC parts replaced 2025. TRANSFERRABLE HOME WARRANTY PAID FOR THROUGH JANUARY 2028. NO SHORT TERM RENTALS PERMITTED.

Listing remarks via the Realtracs Internet Data Exchange.

Full property details

Complete reported fields for 309 Church St 103 (reference).

MLS #3149293
StatusActive
Price$555,000
Price / sqft$510
Bedrooms1
Bathrooms1.5 (1 full, 1 half)
Living area1,089 sqft
Lot size0.02 acres
Year built2005
All 29 property fields
Stories1
HeatingCentral
CoolingYes
BasementOther, Yes
ConstructionBrick
ParkingAlley Access, Assigned
Annual taxes$5,041
AppliancesDryer, Electric Oven, Electric Range, Refrigerator, Washer
Interior featuresSmart Thermostat
Water sourcePublic
SewerPublic Sewer
UtilitiesWater Available
HOA dues$407 / mo
SubdivisionBanner Block The Exchange Lofts
CountyDavidson
Original list price$575,000 (February 19, 2026)
AmenitiesMaintenance Structure, Pest Control, Trash
ListedFebruary 19, 2026
Days on market264
UpdatedSeptember 15, 2026

Listing activity

DateEventPrice
Off market
Price change$555,000-$5,000 (-0.9%)
Price change$560,000-$15,000 (-2.6%)
Listed$575,000
Deed recorded$549,900
Deed recorded$267,500
Deed of correction$192,949
Deed of correctionNo price recorded
Deed recorded$192,949
Quitclaim deedNo price recorded

Listed February 19, 2026, this listing was on the market 264 days before it left the market. It was originally listed at $575,000; the last asking price was $555,000 (-3.5%).

  • Listed at $555,000, about 1% above the last recorded sale ($549,900, August 5, 2022).
  • County assessment: $624,000 total appraised value (land $174,000 + improvements $450,000).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

Assessment history

The Davidson County Assessor's appraised value of 309 Church St 103 by year: $211,500 in 2006 to $624,000 in 2025, a change of +195%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingTotalCategory
2025$174,000$450,000$624,000ROLL
2021$90,000$291,300$381,300ROLL
2017$68,000$250,200$318,200ROLL
2013$40,000$186,000$226,000ROLL
2009$55,000$191,500$246,500ROLL
2006$50,000$161,500$211,500ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Estimated monthly ownership for 309 Church St 103 at $555,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.

List price$555,000
HOA dues$407 / mo
HOA fee includesConfirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 309 Church St 103, Nashville

Estimated total monthly payment for 309 Church St 103 is about $4,116/mo, 20% down on a 30-year fixed at 7.30% (a conforming loan), including principal & interest $3,044, estimated property tax $325, homeowners insurance $340, and HOA dues $407. Estimate only; not a loan offer.

Principal & interest$3,044/mo
Property tax (est.)$325/mo
Homeowners insurance (est.)$340/mo
HOA dues$407/mo
Estimated total$4,116/mo

Assumes 20% down, 30-year fixed at 7.30% (Mortgage News Daily, as of November 10, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.30%$2,748/mo$3,820/mo-$296/mo
6.80%$2,895/mo$3,967/mo-$149/mo
7.30%$3,044/mo$4,116/mocurrent
7.80%$3,196/mo$4,268/mo+$152/mo
8.30%$3,351/mo$4,423/mo+$307/mo

Principal & interest on a 30-year fixed at 20% down ($444,000 loan), with property tax, insurance, and HOA held constant at $1,072/mo. Current 30-year fixed 7.30% (Mortgage News Daily, as of November 10, 2026). Estimate only; not a loan offer.

Buy versus rent, 309 Church St 103

Owning 309 Church St 103 runs about $4,116/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.

Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.

True cost of ownership, HOA included

HOA dues$407 / mo (about 10% of the estimated total payment)
HOA per year$4,884
HOA over 5 years$24,420 (at current dues)
Effective carrying cost$3.78 / sq ft / mo (estimated total over 1,089 sq ft)

HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.

How this condo is priced in its building

How 309 Church St 103 compares in Nashville 37201

MetricThis condoNashville 37201 active
Price / sq ft$510$1,104 median
Price position8th pctile-54% vs median
Nashville 37201 vs greater Nashville-+231%

This listing beside the active Nashville 37201 market. Computed by Grant Hammond from Realtracs via IDX, as of November 11, 2026.

How this condo compares in Nashville 37201

Among the 97 active condos in Nashville 37201, this condo at $510/sq ft falls in the 8th percentile on price per square foot.

Prices per square foot in Nashville 37201 run about 231% above greater Nashville.

Taken together, this condo is priced toward the lower end per square foot for Nashville 37201.

Computed by Grant Hammond from 97 Nashville 37201 comparables (Realtracs via IDX), as of November 11, 2026, refreshed weekly.

Competition & market pace

Active listings1760 in Nashville homes
Recent absorptionabout 366.7 sales / mo
Months of inventory4.8 months, a balanced market

Supply-side and recent-sale context for Nashville homes. Sale figures are trailing 6/12/24-month medians of recorded Nashville homes closings. Source Realtracs via IDX, as of November 9, 2026.

Location & neighborhood

309 Church St 103 sits in Banner Block The Exchange Lofts, Nashville, Davidson County.

Nashville 37201 market snapshot

In Nashville 37201, homes there are priced around $1,109 per square foot; inventory in Nashville homes is running at about 4.8 months, a balanced market.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of November 9, 2026.

Approximately 0.2 miles from downtown Nashville (straight-line distance).

Assigned schools

309 Church St 103 is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.

Elementary
Jones Paideia Magnet
Middle
John Early Paideia Magnet

Ask Grant about 309 Church St 103

Get the full details, recent comparable sales, and any off-market options for 309 Church St 103 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

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Similar & nearby

Similar listings nearby

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Listed by Jen Goslin, Real Broker. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 309 Church St 103

Is 309 Church St 103, Nashville still for sale?

As of the latest update (November 10, 2026), 309 Church St 103, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 309 Church St 103 been on the market?

309 Church St 103 was listed on February 19, 2026 and left the market on November 10, 2026, after 264 days on the market, per Realtracs.

Has the price of 309 Church St 103 changed?

Yes. It was originally listed at $575,000; the last asking price was $555,000 (-3.5%).

How much does 309 Church St 103, Nashville cost?

309 Church St 103, Nashville is listed at $555,000, about $510 per square foot across 1,089 square feet.

How many bedrooms and bathrooms does 309 Church St 103, Nashville have?

1 bedroom and 1.5 bathrooms (1 full, 1 half).

What is the price per square foot?

About $510 per square foot ($555,000 across 1,089 sqft).

When was 309 Church St 103, Nashville built?

309 Church St 103, Nashville was built in 2005.

Does 309 Church St 103, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

HOA dues are $407 per month, as listed.

What subdivision is 309 Church St 103, Nashville in?

309 Church St 103, Nashville is in the Banner Block The Exchange Lofts subdivision of Nashville.

What is the estimated monthly payment for 309 Church St 103, Nashville?

About $4,116 a month with 20% down on a 30-year fixed at 7.30%, principal and interest $3,044, estimated property tax $325, insurance $340, and HOA $407. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

What schools is 309 Church St 103, Nashville zoned for?

309 Church St 103, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.

What do the HOA dues cover at 309 Church St 103, Nashville?

HOA dues are $407 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.

How is 309 Church St 103, Nashville priced versus the building?

At $510 per square foot, 309 Church St 103, Nashville is in the 8th percentile of active listings in the Nashville 37201, about 54% below the $1,109 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

How do I schedule a tour of 309 Church St 103, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 309 Church St 103, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 309 Church St 103, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 309 Church St 103, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.

How is 309 Church St 103, Nashville priced compared to the market?

At about $510 per square foot, 309 Church St 103, Nashville ranks in the 8th percentile of active Nashville 37201 listings by price per square foot, roughly 54% below the Nashville 37201 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville homes market favoring buyers or sellers?

The Nashville homes market is currently balanced, at about 4.8 months of inventory, per Realtracs as of November 9, 2026.

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