20 Rutledge St 310, Nashville, TN 37210
20 Rutledge St 310, Nashville, TN 37210, Active at $925,000 ($483/sq ft). 3 bd · 3 ba · 1,914 sqft · $483/sqft · 0.05 ac.
20 Rutledge St 310, Nashville, TN 37210, Active at $925,000 ($483/sq ft). 3 bd · 3 ba · 1,914 sqft · $483/sqft · 0.05 ac.
Active · $925,000
MLS #3155197 · listed March 19, 2026 · 225 days on market · updated July 25, 2026
3-bed, 3-bath condo at 20 Rutledge St 310 in City Lights, Nashville, 1,914 sqft, $925,000 ($483/sqft), by Nashville Realty Group.
20 Rutledge St 310 is a 3-bedroom, 3-bath condo in Nashville, TN 37210, offered at $925,000, about $483/sq ft across 1,914 sq ft.
At $483/sq ft, this condo is about 35% above the Nashville 37210 median list price per square foot of $357.
Recently sold in Nashville 37210: 22 comparable condos from $605,000 to $1,000,000, a median of $331/sq ft.
Market read: the Nashville 37210 condos market is buyer-favored as of October 26, 2026, at about 6.6 months of inventory; recent sales have closed near 100% of list in the 12 months to October 27, 2026.
All-in, about $7,418/mo at 20% down (7.33% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $2,330/mo, roughly 31% of the all-in monthly payment.
At the current 7.33% 30-year rate, principal and interest on this condo runs about $5,088/mo; at the 6.76% rate of about three months ago it would be roughly $4,805/mo, so monthly P&I is about $283 higher now.
Next step: ask Grant Hammond anything about 20 Rutledge St 310 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of July 25, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Significant Price Drop, Seller Says Sell. 310 City Lights is located in the historic Rutledge Hill neighborhood, an elevated pocket of downtown that offers a more residential feel while staying within the urban core, making this boutique 71-unit building one of Nashville's most walkable urban locations. 310 is a corner unit located on the 3rd floor. It is the perfect level to see across Downtown to the Gulch and low enough to look directly across to the historic Husk restaurant and other examples of Nashville's earliest architecture from the 1820s, as well as Rutledge Park, a quiet pocket park available for residents of the building and surrounding neighbors. Take an evening stroll along the river, walk to the Ascend Amphitheater, Riverfront Park, Bridgestone Arena, Nissan Stadium, and other dining and entertainment options. #310, with over 1900 sq ft, has two en suite bedrooms and a third room that can be an office, bedroom, or study, with easy access to the unit's third full bathroom. It also features an open floor plan, a gas fireplace, and a spacious walk-out and very private balcony. It is conveniently located near an elevator which will take you to two dedicated parking spaces, a private storage closet, and amazing amenities on the 1st and 8th floors, which include: 24 hour concierge, secure building and parking areas, outdoor salt water pool, a fully equipped gym, a business center, two beautiful owners' lounges with kitchens and outdoor patios, a rooftop dog park, a rentable guest suite, and the crown jewel is the rooftop terrace with a panoramic view of the Nashville skyline, the Cumberland River and the award-winning and one of the country's larges fireworks displays on the 4th of July. Wolf gas cooktop, built-in oven, and convection microwave, Sub-Zero refrigerator, ASKO dishwasher, new water heater installed in 9/2026, and durable Maytag washer and dryer included. Freshly painted, 310 is a blank canvas waiting for your personal style.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 20 Rutledge St 310 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Price change | $925,000 | -$75,000 (-7.5%) | |
| Listed | $1,000,000 | ||
| Deed recorded | $930,000 | ||
| Quitclaim deed | $0 |
Listed March 19, 2026, this listing has been on the market 225 days as of October 30, 2026. The price has been reduced once, from $1,000,000 to $925,000 (-7.5%). The most recent change was first seen on our daily record July 25, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
The Davidson County Assessor's appraised value of 20 Rutledge St 310 by year: $821,000 in 2020 to $960,900 in 2025, a change of +17%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $196,000 | $764,900 | $0 | $960,900 | ROLL |
| 2021 | $208,000 | $681,200 | $0 | $889,200 | ROLL |
| 2020 | $170,000 | $651,000 | $0 | $821,000 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 20 Rutledge St 310 at $925,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $925,000 |
|---|---|
| HOA dues | $1,330 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 20 Rutledge St 310 is about $7,418/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $5,088, estimated property tax $542, homeowners insurance $458, and HOA dues $1,330. Estimate only; not a loan offer.
| Principal & interest | $5,088/mo |
|---|---|
| Property tax (est.) | $542/mo |
| Homeowners insurance (est.) | $458/mo |
| HOA dues | $1,330/mo |
| Estimated total | $7,418/mo |
Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 26, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.33% | $4,595/mo | $6,925/mo | -$493/mo |
| 6.83% | $4,839/mo | $7,169/mo | -$249/mo |
| 7.33% | $5,088/mo | $7,418/mo | current |
| 7.83% | $5,342/mo | $7,672/mo | +$254/mo |
| 8.33% | $5,601/mo | $7,931/mo | +$513/mo |
Principal & interest on a 30-year fixed at 20% down ($740,000 loan), with property tax, insurance, and HOA held constant at $2,330/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 26, 2026). Estimate only; not a loan offer.
Owning 20 Rutledge St 310 runs about $7,418/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $1,330 / mo (about 18% of the estimated total payment) |
|---|---|
| HOA per year | $15,960 |
| HOA over 5 years | $79,800 (at current dues) |
| Effective carrying cost | $3.876 / sq ft / mo (estimated total over 1,914 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37210 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $483 | $355 median | - |
| Price position | 60th pctile | +36% vs median | - |
This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 31, 2026.
This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 27, 2026.
Among the 164 active condos in Nashville 37210, this condo at $483/sq ft falls in the 60th percentile on price per square foot.
Computed by Grant Hammond from 164 Nashville 37210 comparables (Realtracs via IDX), as of October 31, 2026, refreshed weekly.
| Active listings | 74 in Nashville 37210 condos |
|---|---|
| Recent absorption | about 11.2 sales / mo |
| Months of inventory | 6.6 months, a buyer-favored market (ample supply) |
Over the past 12 months, homes in Nashville 37210 condos sold at about 100% of list price.
Recorded sales in Nashville 37210 condos: 99 in the past 12 months.
Supply-side and recent-sale context for Nashville 37210 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37210 condos closings. Source Realtracs via IDX, as of October 26, 2026.
20 Rutledge St 310 sits in City Lights, Nashville, Davidson County.
In Nashville 37210, homes there are priced around $357 per square foot; inventory in Nashville 37210 condos is running at about 6.6 months, a buyer-favored market; recent sales closed near 100% of list price; 22 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 27, 2026.
Approximately 0.8 miles from downtown Nashville (straight-line distance).
20 Rutledge St 310 is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 20 Rutledge St 310 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 20 Rutledge St 310, by price and size.
Listed by Megan Johnson, Nashville Realty Group. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (July 25, 2026), 20 Rutledge St 310, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
20 Rutledge St 310 was listed on March 19, 2026 and has been on the market 225 days as of October 30, 2026, per Realtracs.
Yes. It was first listed at $1,000,000. The price has been reduced once, most recently to $925,000 by July 25, 2026, a total change of -7.5%.
20 Rutledge St 310, Nashville is listed at $925,000, about $483 per square foot across 1,914 square feet.
3 bedrooms and 3 bathrooms.
About $483 per square foot ($925,000 across 1,914 sqft).
20 Rutledge St 310, Nashville was built in 2019.
Yes, 2 garage spaces, per the listing.
HOA dues are $1,330 per month, as listed.
20 Rutledge St 310, Nashville is in the City Lights subdivision of Nashville.
About $7,418 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $5,088, estimated property tax $542, insurance $458, and HOA $1,330. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
20 Rutledge St 310, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $1,330 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $483 per square foot, 20 Rutledge St 310, Nashville is in the 60th percentile of active listings in the Nashville 37210, about 35% above the $357 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $483 per square foot, 20 Rutledge St 310, Nashville ranks in the 60th percentile of active Nashville 37210 listings by price per square foot, roughly 35% above the Nashville 37210 median; recent comparable sales in Nashville 37210 closed near $331 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37210 condos market is currently buyer-favored (ample supply), at about 6.6 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 26, 2026.
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