20 Rutledge St 709, Nashville, TN 37210
20 Rutledge St 709, Nashville, TN 37210, Active at $924,900 ($547/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,690 sqft · $547/sqft · 0.05 ac.
20 Rutledge St 709, Nashville, TN 37210, Active at $924,900 ($547/sq ft). 3 bd · 2.5 ba (2 full, 1 half) · 1,690 sqft · $547/sqft · 0.05 ac.
Active · $924,900
MLS #3624867 · listed March 24, 2026 · 220 days on market · updated October 23, 2026
3-bed, 2.5-bath condo at 20 Rutledge St 709 in City Lights, Nashville, 1,690 sqft, $924,900 ($547/sqft), by Blue Sky Realty Partners.
20 Rutledge St 709 is a 3-bedroom, 2.5-bath condo in Nashville, TN 37210, offered at $924,900, about $547/sq ft across 1,690 sq ft.
At $547/sq ft, this condo is about 53% above the Nashville 37210 median list price per square foot of $357.
Recently sold in Nashville 37210: 22 comparable condos from $605,000 to $1,000,000, a median of $331/sq ft.
Market read: the Nashville 37210 condos market is buyer-favored as of October 24, 2026, at about 6.7 months of inventory; recent sales have closed near 100% of list in the 12 months to October 24, 2026.
All-in, about $7,265/mo at 20% down (7.33% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $2,177/mo, roughly 30% of the all-in monthly payment.
At the current 7.33% 30-year rate, principal and interest on this condo runs about $5,088/mo; at the 6.81% rate of about three months ago it would be roughly $4,829/mo, so monthly P&I is about $259 higher now.
Next step: ask Grant Hammond anything about 20 Rutledge St 709 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of October 23, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
Your downtown Nashville getaway awaits at City Lights, priced to sell at $924,900! Tucked in Downtown Nashville, minutes from dining and entertainment without the constant bustle, this 3-bedroom, 2.5-bath residence offers nearly 1,700 square feet, two parking spaces, and a dedicated storage unit, an exceptional combination at this price point!! A generous covered porch connects the living room and main bedroom, creating an inviting setting for morning coffee or evenings overlooking the city. Inside, a gas fireplace and gas stove add comfort and convenience. The seller is offering a concession toward interior painting so you can make the color palette your own. Ideal for a full-time residence or part-time retreat, City Lights also allows rentals with a six-month minimum lease, offering valuable flexibility for investment buyers and those seeking an alternative to a yearlong rental commitment. Nearby growth, including Starbucks' announced Southeast corporate office at Peabody Union, the East Bank redevelopment, and the new Nissan Stadium, adds to the location's appeal. Enjoy a 24-hour concierge and two levels of amenities. The first amenity level features a pool, clubroom, fitness center, and outdoor terrace. Rooftop amenities include a dog park, a standout downtown feature, and an additional deck with skyline and stadium views. A guest condo in the building offers visiting friends and family their own space while keeping them close. Space, outdoor living, parking, storage, and exceptional amenities, your opportunity to enjoy downtown Nashville with room to spread out!
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 20 Rutledge St 709 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Listed | $924,900 | ||
| Deed recorded | $892,500 | ||
| Quitclaim deed | $0 |
Listed March 24, 2026, this listing has been on the market 220 days as of October 30, 2026. The asking price has not changed since it was listed.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
20 Rutledge St 709 has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.
| Date | Event | Price | Source |
|---|---|---|---|
| List price | $924,900 | Realtracs MLS #3624867 | |
| Listing removed | n/a | Realtracs MLS #3164294 | |
| by | Price change | $949,900 | Realtracs MLS #3164294 |
| Listed for sale | $985,000 | Realtracs MLS #3164294 | |
| Listed for sale | n/a | Realtracs MLS #3624867 | |
| Sold (public record) | $892,500 | Public record |
Realtracs listing activity before June 19, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.
The Davidson County Assessor's appraised value of 20 Rutledge St 709 by year: $796,400 in 2020 to $911,500 in 2025, a change of +14%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $196,000 | $715,500 | $0 | $911,500 | ROLL |
| 2021 | $208,000 | $648,300 | $0 | $856,300 | ROLL |
| 2020 | $170,000 | $626,400 | $0 | $796,400 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 20 Rutledge St 709 at $924,900: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $924,900 |
|---|---|
| HOA dues | $1,177 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 20 Rutledge St 709 is about $7,265/mo, 20% down on a 30-year fixed at 7.33% (a conforming loan), including principal & interest $5,088, estimated property tax $542, homeowners insurance $458, and HOA dues $1,177. Estimate only; not a loan offer.
| Principal & interest | $5,088/mo |
|---|---|
| Property tax (est.) | $542/mo |
| Homeowners insurance (est.) | $458/mo |
| HOA dues | $1,177/mo |
| Estimated total | $7,265/mo |
Assumes 20% down, 30-year fixed at 7.33% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.33% | $4,594/mo | $6,771/mo | -$494/mo |
| 6.83% | $4,839/mo | $7,016/mo | -$249/mo |
| 7.33% | $5,088/mo | $7,265/mo | current |
| 7.83% | $5,342/mo | $7,519/mo | +$254/mo |
| 8.33% | $5,600/mo | $7,777/mo | +$512/mo |
Principal & interest on a 30-year fixed at 20% down ($739,920 loan), with property tax, insurance, and HOA held constant at $2,177/mo. Current 30-year fixed 7.33% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.
Owning 20 Rutledge St 709 runs about $7,265/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $1,177 / mo (about 16% of the estimated total payment) |
|---|---|
| HOA per year | $14,124 |
| HOA over 5 years | $70,620 (at current dues) |
| Effective carrying cost | $4.299 / sq ft / mo (estimated total over 1,690 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37210 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $547 | $355 median | - |
| Price position | 66th pctile | +54% vs median | - |
This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.
This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.
At $547/sq ft, this condo ranks in the 66th percentile of the 165 active condos in Nashville 37210 by price per square foot.
Computed by Grant Hammond from 165 Nashville 37210 comparables (Realtracs via IDX), as of October 30, 2026, refreshed weekly.
| Active listings | 76 in Nashville 37210 condos |
|---|---|
| Recent absorption | about 11.3 sales / mo |
| Months of inventory | 6.7 months, a buyer-favored market (ample supply) |
Over the past 12 months, homes in Nashville 37210 condos sold at about 100% of list price.
Recorded sales in Nashville 37210 condos: 99 in the past 12 months.
Supply-side and recent-sale context for Nashville 37210 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37210 condos closings. Source Realtracs via IDX, as of October 24, 2026.
20 Rutledge St 709 sits in City Lights, Nashville, Davidson County.
In Nashville 37210, homes there are priced around $357 per square foot; inventory in Nashville 37210 condos is running at about 6.7 months, a buyer-favored market; recent sales closed near 100% of list price; 22 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 24, 2026.
Approximately 0.8 miles from downtown Nashville (straight-line distance).
20 Rutledge St 709 is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 20 Rutledge St 709 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 20 Rutledge St 709, by price and size.
Listed with Blue Sky Realty Partners. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
Nashville luxury condo HOA fees carried at closing rose from $667 to $834 a month across 6 downtown towers, 2024 to 2026. Building by building.
I sold condos at downtown Nashville towers for 25 years. Here is what I see in the four stalled SoBro and Midtown projects the Nashville Business Journal could not capture: Park Place, MidCity, Reed District, and the St. Regis.
The Gulch condo market read for late May 2026: building-by-building active inventory across Twelve Twelve, Terrazzo, Pullman, and Icon, trailing 60-day closing patterns, and what the stalled pipeline means for resale pricing.
Nashville mortgage rates fell 11 basis points to 7.37% on the 30-year fixed for the week ending October 16, 2026, even as September inflation ran hot. Here is what moved rates, what the drop is worth on a $400,000 loan, and my lock call for the week.
As of the latest update (October 23, 2026), 20 Rutledge St 709, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
20 Rutledge St 709 was listed on March 24, 2026 and has been on the market 220 days as of October 30, 2026, per Realtracs.
No. The asking price has been $924,900 since it was listed on March 24, 2026.
20 Rutledge St 709, Nashville is listed at $924,900, about $547 per square foot across 1,690 square feet.
3 bedrooms and 2.5 bathrooms (2 full, 1 half).
About $547 per square foot ($924,900 across 1,690 sqft).
20 Rutledge St 709, Nashville was built in 2019.
Yes, 2 garage spaces, per the listing.
HOA dues are $1,177 per month, as listed.
20 Rutledge St 709, Nashville is in the City Lights subdivision of Nashville.
About $7,265 a month with 20% down on a 30-year fixed at 7.33%, principal and interest $5,088, estimated property tax $542, insurance $458, and HOA $1,177. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
20 Rutledge St 709, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $1,177 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $547 per square foot, 20 Rutledge St 709, Nashville is in the 65th percentile of active listings in the Nashville 37210, about 53% above the $357 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 350+ Nashville high-rise condo sales. Use the tour or question form on this page.
At about $547 per square foot, 20 Rutledge St 709, Nashville ranks in the 65th percentile of active Nashville 37210 listings by price per square foot, roughly 53% above the Nashville 37210 median; recent comparable sales in Nashville 37210 closed near $331 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37210 condos market is currently buyer-favored (ample supply), at about 6.7 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 24, 2026.
Thinking of selling in City Lights?
Get a data-driven estimate of your home's value from Grant Hammond, Compass RE.