20 Rutledge St 407, Nashville, TN 37210
20 Rutledge St 407, Nashville, TN 37210, Conditional at $1,350,000 ($540/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 2,502 sqft · $540/sqft · 0.07 ac.
20 Rutledge St 407, Nashville, TN 37210, Conditional at $1,350,000 ($540/sq ft). 4 bd · 3.5 ba (3 full, 1 half) · 2,502 sqft · $540/sqft · 0.07 ac.
Conditional · $1,350,000
MLS #3287835 · listed July 17, 2026 · 64 days on market · updated September 21, 2026
4-bed, 3.5-bath condo at 20 Rutledge St 407 in City Lights, Nashville, 2,502 sqft, $1,350,000 ($540/sqft), by Crye-Leike, Inc., REALTORS.
20 Rutledge St 407 is a 4-bedroom, 3.5-bath condo in Nashville, TN 37210, offered at $1,350,000, about $540/sq ft across 2,502 sq ft.
At $540/sq ft, this condo is about 52% above the Nashville 37210 median list price per square foot of $356.
Recently sold in Nashville 37210: 3 comparable condos from $905,000 to $1,000,000, a median of $560/sq ft; this listing at $540/sq ft is about 4% below recent sold prices.
Market read: the Nashville 37210 condos market is buyer-favored as of October 25, 2026, at about 6.5 months of inventory; recent sales have closed near 100% of list in the 12 months to October 26, 2026.
All-in, about $10,727/mo at 20% down (7.60% 30-year fixed).
Beyond principal and interest, the recurring carrying costs on this condo (property tax, insurance, and HOA) run about $3,101/mo, roughly 29% of the all-in monthly payment.
At the current 7.33% 30-year rate, principal and interest on this condo runs about $7,426/mo; at the 6.81% rate of about three months ago it would be roughly $7,048/mo, so monthly P&I is about $378 higher now.
Next step: ask Grant Hammond anything about 20 Rutledge St 407 (comps, HOA, tours) and he replies personally, usually same day.
Analysis by Grant Hammond, Compass RE. Figures as of September 21, 2026. Realtracs via IDX.
This is a condominium; HOA dues and building context are factored into the cost and pricing analysis below.
More context: Nashville condos and building guides.
EXCEPTIONAL VALUE for LUXURY LIVING in this exclusive boutique residence in the heart of downtown Nashville. Enjoy quiet sophistication with 24/7 monitored security, just steps from Broadway, Bridgestone Arena, Titan Stadium, and only 6.5 miles from Nashville Airport. This stunning high-rise condo features designer finishes, floor-to-ceiling windows that fill the home with natural light and showcase spectacular Music City skyline views, plus a private balcony offering a front-row seat to live performances at Ascend Amphitheater. Premium features include a Sonos Sound System, Wolf appliances, smart lighting, motorized shades, a gas fireplace, two deeded parking spaces near the elevator, and climate-controlled storage off the separate owner's entrance. A dedicated office with closet can easily serve as a fourth bedroom. Residents enjoy rooftop lounges with panoramic city and Cumberland River views, a resort-style pool, fitness center, club room with catering kitchen, dog park, business center with conference room, and an on-site guest suite is available to accommodate family and friends. Sonos Sound System w/console, refrigerator, washer & dryer, wine refrigerator, sauna, and (5) mounted TV's remain with property. Amenities are conveniently located on 1st and 8th floors.
Listing remarks via the Realtracs Internet Data Exchange.
Complete reported fields for 20 Rutledge St 407 (reference).
| Date | Event | Price | Change |
|---|---|---|---|
| Under contract | |||
| Listed | $1,350,000 | ||
| Deed recorded | $1,690,000 | ||
| Quitclaim deed | $0 | ||
| Deed recorded | $1,469,000 | ||
| Quitclaim deed | $0 |
Listed July 17, 2026, this listing was on the market 64 days before it went under contract. It has been under contract since September 19, 2026.
County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.
20 Rutledge St 407 has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.
| Date | Event | Price | Source |
|---|---|---|---|
| Under contract | n/a | Realtracs MLS #3287835 | |
| by | Listed for sale | n/a | Realtracs MLS #2927608 |
| Listed for sale | $1,350,000 | Realtracs MLS #3287835 | |
| Under contract | n/a | Realtracs MLS #2927608 | |
| Sold (public record) | $1,690,000 | Public record | |
| Sold (public record) | $1,469,000 | Public record |
Realtracs listing activity before June 19, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.
The Davidson County Assessor's appraised value of 20 Rutledge St 407 by year: $1,214,700 in 2020 to $1,745,300 in 2025, a change of +44%. Appraised value is the county's figure for taxation, not a market value or a sale price.
| Year | Land | Building | Yard items | Total | Category |
|---|---|---|---|---|---|
| 2025 | $196,000 | $1,549,300 | $0 | $1,745,300 | ROLL |
| 2021 | $208,000 | $1,117,100 | $0 | $1,325,100 | ROLL |
| 2020 | $170,000 | $1,044,700 | $0 | $1,214,700 | ROLL |
Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.
Estimated monthly ownership for 20 Rutledge St 407 at $1,350,000: principal & interest, property tax, insurance, and the HOA fee decomposed below. Estimate only; not a loan offer.
| List price | $1,350,000 |
|---|---|
| HOA dues | $1,745 / mo |
| HOA fee includes | Confirm per building (commonly insurance, exterior maintenance, amenities); the fee is part of true monthly cost. |
| Property tax basis | Assessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate |
Estimated total monthly payment for 20 Rutledge St 407 is about $10,727/mo, 20% down on a 30-year fixed at 7.60% (a jumbo loan), including principal & interest $7,626, estimated property tax $791, homeowners insurance $565, and HOA dues $1,745. Estimate only; not a loan offer.
| Principal & interest | $7,626/mo |
|---|---|
| Property tax (est.) | $791/mo |
| Homeowners insurance (est.) | $565/mo |
| HOA dues | $1,745/mo |
| Estimated total | $10,727/mo |
Assumes 20% down, 30-year fixed at 7.60% (Mortgage News Daily, as of October 23, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.
| 30-year rate | Principal & interest | Est. total / mo | vs current |
|---|---|---|---|
| 6.60% | $6,898/mo | $9,999/mo | -$728/mo |
| 7.10% | $7,258/mo | $10,359/mo | -$368/mo |
| 7.60% | $7,626/mo | $10,727/mo | current |
| 8.10% | $8,000/mo | $11,101/mo | +$374/mo |
| 8.60% | $8,381/mo | $11,482/mo | +$755/mo |
Principal & interest on a 30-year fixed at 20% down ($1,080,000 loan), with property tax, insurance, and HOA held constant at $3,101/mo. Current 30-year fixed 7.60% (Mortgage News Daily, as of October 23, 2026). Estimate only; not a loan offer.
Owning 20 Rutledge St 407 runs about $10,727/mo all-in, from the payment estimate above. Whether buying beats renting turns on how long you stay, how fast prices and rents move, and the rent you would otherwise pay. Turn on JavaScript to model those assumptions and find the year buying pulls ahead.
Method: net cost to own equals down payment plus about 3% closing plus payments made, minus equity built (principal paid and appreciation) and about 7% exit costs, measured against cumulative rent. Broker commissions are not set by law and are fully negotiable. Estimate only; not financial advice.
| HOA dues | $1,745 / mo (about 16% of the estimated total payment) |
|---|---|
| HOA per year | $20,940 |
| HOA over 5 years | $104,700 (at current dues) |
| Effective carrying cost | $4.287 / sq ft / mo (estimated total over 2,502 sq ft) |
HOA dues are part of true monthly cost and typically cover items such as building insurance, exterior maintenance, and amenities; coverage varies by building. Dues can change and buildings may levy special assessments, so review the current budget, reserve study, and any planned assessments before offering. Figures use current dues; estimate only, not a loan offer.
| Metric | This condo | Nashville 37210 active | Recently sold |
|---|---|---|---|
| Price / sq ft | $540 | $355 median | - |
| Price position | 65th pctile | +52% vs median | - |
This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.
This listing beside the active Nashville 37210 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of October 26, 2026.
At $540/sq ft, this condo ranks in the 65th percentile of the 165 active condos in Nashville 37210 by price per square foot.
Computed by Grant Hammond from 165 Nashville 37210 comparables (Realtracs via IDX), as of October 30, 2026, refreshed weekly.
| Active listings | 74 in Nashville 37210 condos |
|---|---|
| Recent absorption | about 11.4 sales / mo |
| Months of inventory | 6.5 months, a buyer-favored market (ample supply) |
Over the past 12 months, homes in Nashville 37210 condos sold at about 100% of list price.
Recorded sales in Nashville 37210 condos: 99 in the past 12 months.
Supply-side and recent-sale context for Nashville 37210 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37210 condos closings. Source Realtracs via IDX, as of October 25, 2026.
20 Rutledge St 407 sits in City Lights, Nashville, Davidson County.
In Nashville 37210, homes there are priced around $356 per square foot; inventory in Nashville 37210 condos is running at about 6.5 months, a buyer-favored market; recent sales closed near 100% of list price; 3 sales have been recorded in the past year.
Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 26, 2026.
Approximately 0.8 miles from downtown Nashville (straight-line distance).
20 Rutledge St 407 is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, confirm current zoning with the Metro Nashville Public Schools district before relying on it.
Get the full details, recent comparable sales, and any off-market options for 20 Rutledge St 407 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.
Comparable listings near 20 Rutledge St 407, by price and size.
Listed by Jana Dee Wade, Crye-Leike, Inc., REALTORS. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.
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As of the latest update (September 21, 2026), 20 Rutledge St 407, Nashville is under contract and still being shown, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.
20 Rutledge St 407 was listed on July 17, 2026 and went under contract on September 19, 2026, after 64 days on the market, per Realtracs.
No. The asking price has been $1,350,000 since it was listed on July 17, 2026.
20 Rutledge St 407, Nashville is listed at $1,350,000, about $540 per square foot across 2,502 square feet.
4 bedrooms and 3.5 bathrooms (3 full, 1 half).
About $540 per square foot ($1,350,000 across 2,502 sqft).
20 Rutledge St 407, Nashville was built in 2019.
Yes, 2 garage spaces, per the listing.
HOA dues are $1,745 per month, as listed.
20 Rutledge St 407, Nashville is in the City Lights subdivision of Nashville.
About $10,727 a month with 20% down on a 30-year fixed at 7.60%, principal and interest $7,626, estimated property tax $791, insurance $565, and HOA $1,745. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.
20 Rutledge St 407, Nashville is zoned for Jones Paideia Magnet, John Early Paideia Magnet, Pearl Cohn Magnet High School. Attendance zones and enrollment change, verify current zoning with the Metro Nashville Public Schools district.
HOA dues are $1,745 per month; coverage varies by building (commonly insurance, exterior maintenance, and amenities). Confirm the fee-includes for this building.
At $540 per square foot, 20 Rutledge St 407, Nashville is in the 65th percentile of active listings in the Nashville 37210, about 52% above the $356 building median, on a fee-adjusted price-per-square-foot basis. Comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.
Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.
Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.
Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales, 350+ Nashville high-rise condo sales and hundreds of millions in luxury closings. Use the tour or question form on this page.
At about $540 per square foot, 20 Rutledge St 407, Nashville ranks in the 65th percentile of active Nashville 37210 listings by price per square foot, roughly 52% above the Nashville 37210 median; recent comparable sales in Nashville 37210 closed near $560 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.
The Nashville 37210 condos market is currently buyer-favored (ample supply), at about 6.5 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 25, 2026.
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