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504 Cliff Cir, Nashville, TN 37218

504 Cliff Cir, Nashville, TN 37218, Active at $899,900 ($409/sq ft). 4 bd · 4 ba · 2,201 sqft · $409/sqft · 0.02 ac.

Active · $899,900

4 beds4 baths2,201 sq ft$409 /sq ft0.02 acres

MLS #3598896 · listed September 24, 2026 · 42 days on market · updated September 24, 2026

4-bed, 4-bath residence at 504 Cliff Cir in City Bluffs, Nashville, 2,201 sqft, $899,900 ($409/sqft), by simpliHOM.

The quick read

504 Cliff Cir is a 4-bedroom, 4-bath Airbnb in Nashville, TN 37218, offered at $899,900, about $409/sq ft across 2,201 sq ft.

All-in, about $6,063/mo at 20% down (7.29% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this Airbnb (property tax, insurance, and HOA) run about $1,132/mo, roughly 19% of the all-in monthly payment.

At the current 7.29% 30-year rate, principal and interest on this Airbnb runs about $4,931/mo; at the 6.83% rate of about three months ago it would be roughly $4,708/mo, so monthly P&I is about $223 higher now.

Short-term rental: this building permits STR, subject to a Metro Nashville permit.

Next step: ask Grant Hammond anything about 504 Cliff Cir (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of November 5, 2026. Realtracs via IDX.

Short-term-rental property: see permit type and the revenue outlook below. STR eligibility is confirmed parcel by parcel, subject to a Metro Nashville permit.

Description of 504 Cliff Cir

Situated in Nashville's flourishing CityBluffs community, this Airbnb eligible fully furnished townhome is one of the few units in the development with four-bedrooms approved for non-owner-occupied (NOO) short-term rentals. Positioned just across the Cumberland River, it provides quick access to Downtown, East Nashville, The Nations, Germantown and Mid-town. The mixed-use development will eventually include retail spaces, giving guests on-site convenience. Behind the sleek contemporary façade lies a spacious ~2,200-sq-ft floor plan with four bedrooms and four full baths. High-end fixtures, Oak hardwood floors and energy-efficient heating and air systems create a true sense of luxury. Custom cabinetry and premium appliances elevate the kitchen, while designer lighting and high ceilings add drama to the living areas. Above, a rooftop level offers panoramic views of the skyline and Cumberland River. and includes a summer kitchen, perfect for entertaining guests or maximizing rental appeal. Property is extremely energy efficient with comforts such as spray-foam insulation, an Enviro-Cast foundation and blown-in sound-proofing. Garage has been converted to include a Swim Spa, fitness equipment and TV. Separate game room also provides additional entertaining area and the rooftop is full of fun spaces and gathering areas for guests. Full amenities have been added starting in February of 2025 and the Jan-Sep-2025 9 month period subsequently generated over $125,000+ of revenue. With 2025 revenue projected to exceed $150,000 and a proven track record as a top-performing NOOSTR property, this townhome represents a rare opportunity to own a luxury asset that generates substantial short-term-rental income. SP zoning and development HOA approval allows for NOO STR permitting at this location with no LLC Transfer needed.

Listing remarks via the Realtracs Internet Data Exchange.

What the listing photos show

The listing photos show a townhouse with a rooftop deck that has a fire pit, corner seating, and a grill, with views toward the Nashville skyline at sunset. Inside, an open kitchen with a center island, gray cabinets and wood floors flows into the living and dining areas. An indoor hot tub room and a bedroom with a patterned accent wall and large windows round out the spaces shown.

Seen in the photos: rooftop deck, fire pit, corner sectional seating, skyline view, indoor hot tub, open kitchen, center island, wood floors.

Described from the Realtracs listing photos; measurements, counts and features per the listing and county records on this page.

Highlights

2-car garageBuilt 2023Fully furnished

Full property details

Complete reported fields for 504 Cliff Cir (reference).

MLS #3598896
StatusActive
Price$899,900
Price / sqft$409
Bedrooms4
Bathrooms4
Living area2,201 sqft
Lot size0.02 acres
Year built2023
All 29 property fields
Garage spaces2
Stories1
HeatingCentral, Electric
CoolingYes
BasementNone
ConstructionFiber Cement
ParkingAttached
Annual taxes$7,518
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
PoolIndoor, Private
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available
Garage typeAttached Garage, Yes
HOA dues$160 / mo
SubdivisionCity Bluffs
CountyDavidson
ListedSeptember 24, 2026
Days on market42
UpdatedSeptember 24, 2026

Listing activity

DateEventPrice
Listed$899,900
Deed recorded$895,000
Quitclaim deedNo price recorded

Listed September 24, 2026, this listing has been on the market 42 days as of November 5, 2026. The asking price has not changed since it was listed.

  • Listed at $899,900, about 1% above the last recorded sale ($895,000, May 26, 2023).
  • County assessment: $667,900 total appraised value (land $116,000 + improvements $551,900).

County assessment from Davidson County public records; listing-cycle history tracked by the GH Market Engine.

History at this address

504 Cliff Cir has 2 Realtracs listing records in the GH Market Engine archive. Every dated event the engine holds for this address, newest first, with its source.

DateEventPriceSource
Listed for sale$899,900Realtracs MLS #3598896
Listing removedn/aRealtracs MLS #3135094
Listed for sale$975,000Realtracs MLS #3135094
Sold (public record)$895,000Public record

Realtracs listing activity before June 18, 2026 is not in our archive. Recorded sales come from Davidson County public records. "by" marks a date the archive learned after the fact.

Assessment history

The Davidson County Assessor's appraised value of 504 Cliff Cir by year: $35,000 in 2022 to $667,900 in 2025, a change of +1808%. Appraised value is the county's figure for taxation, not a market value or a sale price.

YearLandBuildingYard itemsTotalCategory
2025$116,000$551,900$0$667,900ROLL
2024$35,000$643,200$0$678,200ROLL
2023$35,000$643,200$0$678,200PR
2022$35,000$0$0$35,000ROLL

Source: Davidson County Assessor of Property, historical appraisal record, as recorded; totals are the county's own figures. Davidson County reappraises every four years (most recently 2025); other years reflect changes recorded between reappraisals.

Cost of ownership

Investor carrying cost for 504 Cliff Cir at $899,900: debt service, property tax, STR-grade insurance, HOA, plus management and occupancy tax, netted against the revenue outlook above for a cap-rate view.

List price$899,900
HOA dues$160 / mo
Operating loadManagement, cleaning, occupancy tax, and STR-grade insurance reduce net yield, see the conservative revenue outlook above.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 504 Cliff Cir, Nashville

Estimated total monthly payment for 504 Cliff Cir is about $6,063/mo, 20% down on a 30-year fixed at 7.29% (a conforming loan), including principal & interest $4,931, estimated property tax $522, STR-grade insurance $450, and HOA dues $160. Estimate only; not a loan offer.

Principal & interest$4,931/mo
Property tax (est.)$522/mo
STR-grade insurance (est.)$450/mo
HOA dues$160/mo
Estimated total$6,063/mo
7.61%6.13%7.29%February 19, 2025October 29, 2026
30-year fixed ranged 6.13% to 7.61% over the last 104 readings, currently 7.29% (Mortgage News Daily, as of October 29, 2026).

Assumes 20% down, 30-year fixed at 7.29% (Mortgage News Daily, as of October 29, 2026). Property tax uses the Davidson County General Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
6.29%$4,451/mo$5,583/mo-$480/mo
6.79%$4,689/mo$5,821/mo-$242/mo
7.29%$4,931/mo$6,063/mocurrent
7.79%$5,178/mo$6,310/mo+$247/mo
8.29%$5,429/mo$6,561/mo+$498/mo

Principal & interest on a 30-year fixed at 20% down ($719,920 loan), with property tax, insurance, and HOA held constant at $1,132/mo. Current 30-year fixed 7.29% (Mortgage News Daily, as of October 29, 2026). Estimate only; not a loan offer.

Short-term-rental revenue & cash flow

Illustrative gross short-term-rental revenue for 504 Cliff Cir at two example assumptions (illustrative inputs, not a market forecast for this property):

ScenarioNightly rateOccupancyGross / yr
Conservative$175/night50%$31,900
Stronger$275/night68%$68,300

Gross is nightly rate × 365 × occupancy. Net is materially lower after operating costs (management, cleaning, Metro occupancy tax, STR-grade insurance; commonly 30–40% of gross) and debt service of about $4,931/mo in principal and interest at 20% down. Turn on JavaScript to model your own assumptions (cash flow, cash-on-cash, DSCR, cap rate).

Nightly rate and occupancy above are illustrative example inputs, not a market forecast for this property. A non-owner-occupied short-term-rental permit is issued parcel by parcel by Metro Nashville and does not convey on sale. Estimate only; not financial or investment advice.

Property-tax outlook

The Davidson County appraised value of $667,900 trails the $899,900 list price. If the next reassessment moves the appraised value toward today's market, estimated annual property tax would rise from about $4,645 now to roughly $6,259 (appraised value times the 25% Tennessee residential ratio times the Davidson County General Services District rate). Reassessment timing and the certified rate can change, and a purchase does not by itself trigger reassessment. Verify with the Davidson County Assessor of Property and Trustee. Estimate only.

Short-term-rental outlook

How 504 Cliff Cir compares in Nashville 37218

MetricThis AirbnbNashville 37218 activeRecently sold
Price / sq ft$409$272 median$296 median
Price position90th pctile+50% vs median~100% of list
Nashville 37218 vs greater Nashville--18%-
Recent closings--15 sales

This listing beside the active Nashville 37218 market and recent recorded closings. Computed by Grant Hammond from Realtracs via IDX, as of November 5, 2026.

How this Airbnb compares in Nashville 37218

At $409/sq ft, this Airbnb ranks in the 90th percentile of the 144 active Airbnbs in Nashville 37218 by price per square foot.

Prices per square foot in Nashville 37218 run about 18% below greater Nashville.

Taken together, this Airbnb is priced toward the higher end per square foot for Nashville 37218.

Computed by Grant Hammond from 144 Nashville 37218 comparables (Realtracs via IDX), as of November 5, 2026, refreshed weekly.

Competition & market pace

Active listings52 in Nashville 37218 condos
Recent absorptionabout 7.6 sales / mo
Months of inventory6.8 months, a buyer-favored market (ample supply)

Over the past 12 months, homes in Nashville 37218 condos sold at about 100% of list price.

Recorded sales in Nashville 37218 condos: 72 in the past 12 months.

Supply-side and recent-sale context for Nashville 37218 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37218 condos closings. Source Realtracs via IDX, as of October 28, 2026.

Location & neighborhood

504 Cliff Cir sits in City Bluffs, Nashville, Davidson County.

Nashville 37218 market snapshot

In Nashville 37218, homes there are priced around $279 per square foot; inventory in Nashville 37218 condos is running at about 6.8 months, a buyer-favored market; recent sales closed near 100% of list price; 15 sales have been recorded in the past year.

Neighborhood housing-market facts computed by Grant Hammond from Realtracs via IDX, as of October 30, 2026.

Approximately 3.5 miles from downtown Nashville (straight-line distance).

Ask Grant about 504 Cliff Cir

Get the full details, recent comparable sales, and any off-market options for 504 Cliff Cir - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Listed with simpliHOM. Properties marked with the MTRMLS logo are provided courtesy of the Realtracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Popular searches in Nashville

Frequently asked questions about 504 Cliff Cir

Is 504 Cliff Cir, Nashville still for sale?

As of the latest update (November 5, 2026), 504 Cliff Cir, Nashville is active, per Realtracs. Contact Grant Hammond, Compass RE, for current availability.

How long has 504 Cliff Cir been on the market?

504 Cliff Cir was listed on September 24, 2026 and has been on the market 42 days as of November 5, 2026.

Has the price of 504 Cliff Cir changed?

No. The asking price has been $899,900 since it was listed on September 24, 2026.

What do the photos of 504 Cliff Cir, Nashville show?

The listing photos show a townhouse with a rooftop deck that has a fire pit, corner seating, and a grill, with views toward the Nashville skyline at sunset. Features seen in the photos include rooftop deck, fire pit, corner sectional seating, skyline view, indoor hot tub and open kitchen. Described from the Realtracs listing photos.

How much does 504 Cliff Cir, Nashville cost?

504 Cliff Cir, Nashville is listed at $899,900, about $409 per square foot across 2,201 square feet.

How many bedrooms and bathrooms does 504 Cliff Cir, Nashville have?

4 bedrooms and 4 bathrooms.

What is the price per square foot?

About $409 per square foot ($899,900 across 2,201 sqft).

When was 504 Cliff Cir, Nashville built?

504 Cliff Cir, Nashville was built in 2023.

Does 504 Cliff Cir, Nashville have a garage?

Yes, 2 garage spaces, per the listing.

Are there HOA dues?

HOA dues are $160 per month, as listed.

What subdivision is 504 Cliff Cir, Nashville in?

504 Cliff Cir, Nashville is in the City Bluffs subdivision of Nashville.

What is the estimated monthly payment for 504 Cliff Cir, Nashville?

About $6,063 a month with 20% down on a 30-year fixed at 7.29%, principal and interest $4,931, estimated property tax $522, insurance $450, and HOA $160. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

Can you short-term rent 504 Cliff Cir, Nashville?

504 Cliff Cir, Nashville is marketed as a short-term-rental investment property. Non-owner-occupied STR permits are issued parcel by parcel by Metro Nashville, not by neighborhood; confirm current permit status before closing.

Does the STR permit transfer when 504 Cliff Cir, Nashville is sold?

No. A Metro Nashville STR permit is tied to the property and the permit holder and does not automatically convey; a buyer applies for their own.

How do I schedule a tour of 504 Cliff Cir, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 504 Cliff Cir, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 504 Cliff Cir, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 504 Cliff Cir, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales and 550+ Nashville short-term rental transactions. Use the tour or question form on this page.

How is 504 Cliff Cir, Nashville priced compared to the market?

At about $409 per square foot, 504 Cliff Cir, Nashville ranks in the 89th percentile of active Nashville 37218 listings by price per square foot, roughly 47% above the Nashville 37218 median; recent comparable sales in Nashville 37218 closed near $296 per square foot. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37218 condos market favoring buyers or sellers?

The Nashville 37218 condos market is currently buyer-favored (ample supply), at about 6.8 months of inventory; recent sales have closed near 100% of list price over the past year, per Realtracs as of October 28, 2026.

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