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610 21st Ave N 108, Nashville, TN 37203

610 21st Ave N 108, Nashville, TN 37203, Active at $425,000 ($995/sq ft). 1 bd · 1 ba · 427 sqft · $995/sqft · 0.01 ac.

Active · $425,000

1 bed1 bath427 sq ft$995 /sq ft0.01 acres

MLS #3255690 · listed June 18, 2026 · 84 days on market · updated July 1, 2026

1-bed, 1-bath residence at 610 21st Ave N 108 in The 1865, Nashville, 427 sqft, $425,000 ($995/sqft), by The Ashton Real Estate Group of RE/MAX Advantage.

The quick read

610 21st Ave N 108 is a 1-bedroom, 1-bath Airbnb in Nashville, TN 37203, offered at $425,000, about $995/sq ft across 427 sq ft.

All-in, about $3,129/mo at 20% down (6.89% 30-year fixed).

Beyond principal and interest, the recurring carrying costs on this Airbnb (property tax, insurance, and HOA) run about $892/mo, roughly 29% of the all-in monthly payment.

At the current 6.89% 30-year rate, principal and interest on this Airbnb runs about $2,237/mo; at the 6.67% rate of about three months ago it would be roughly $2,187/mo, so monthly P&I is about $50 higher now.

Short-term rental: this building permits STR, subject to a Metro Nashville permit.

Next step: ask Grant Hammond anything about 610 21st Ave N 108 (comps, HOA, tours) and he replies personally, usually same day.

Analysis by Grant Hammond, Compass RE. Figures as of July 1, 2026. RealTracs via IDX.

Short-term-rental property: see permit type and the revenue outlook below. STR eligibility is confirmed parcel by parcel, subject to a Metro Nashville permit.

Description of 610 21st Ave N 108

Whether you're searching for a Nashville getaway, a low-maintenance primary residence, or a flexible investment opportunity, this fully furnished ground-level studio at 1865 Midtown offers the ideal combination of convenience, comfort, and location. Currently operating as a short-term rental, this turnkey condo offers exceptional flexibility. Continue using it as an investment property, enjoy it as your own private retreat, or make it your full-time home in the heart of Music City. Residents enjoy gated entry, secured building access, a community pool, grilling areas, and one of Nashville's most unique hidden gems, a private speakeasy located in the building's basement, open on weekends and available to reserve for private events. Perfectly positioned just minutes from Downtown, Midtown, Vanderbilt, Music Row, Centennial Park, and Nashville's renowned dining, entertainment, and nightlife, you'll be right in the middle of everything the city has to offer while still enjoying the ease of low-maintenance living. Whether you're looking for a lock-and-leave lifestyle, a weekend escape, or a place to call home, this move-in-ready condo checks all the boxes. **Buyer incentive:** Receive up to a 1% lender credit on the loan amount when financing with the Seller's Preferred Lender.

Listing remarks via the RealTracs Internet Data Exchange.

Highlights

Built 1900Fully furnishedTurnkeyGatedPool

Full property details

Complete reported fields for 610 21st Ave N 108 (reference).

MLS #3255690
StatusActive
Price$425,000
Price / sqft$995
Bedrooms1
Bathrooms1
Living area427 sqft
Lot size0.01 acres
Year built1900
All 31 property fields
Stories1
HeatingCentral, Electric
CoolingYes
BasementNone
ConstructionBrick
ParkingAsphalt
Annual taxes$4,151
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
Interior featuresHigh Speed Internet
Architectural styleContemporary
Exterior featuresGas Grill
ViewCity
Water sourcePublic
SewerPublic Sewer
UtilitiesElectricity Available, Water Available, Cable Connected
HOA dues$341 / mo
SubdivisionThe 1865
CountyDavidson
AmenitiesMaintenance Grounds, Maintenance Structure
ListedJune 18, 2026
Days on market84
UpdatedJuly 1, 2026

Listing activity

DateEventPriceChange
Listed$425,000

Cost of ownership

Investor carrying cost for 610 21st Ave N 108 at $425,000: debt service, property tax, STR-grade insurance, HOA, plus management and occupancy tax, netted against the revenue outlook above for a cap-rate view.

List price$425,000
HOA dues$341 / mo
Operating loadManagement, cleaning, occupancy tax, and STR-grade insurance reduce net yield, see the conservative revenue outlook above.
Property tax basisAssessed value × 25% (TN residential ratio) × the Metro Nashville / Davidson County rate

Financing 610 21st Ave N 108, Nashville

Estimated total monthly payment for 610 21st Ave N 108 is about $3,129/mo, 20% down on a 30-year fixed at 6.89% (a conforming loan), including principal & interest $2,237, estimated property tax $249, STR-grade insurance $302, and HOA dues $341. Estimate only; not a loan offer.

Principal & interest$2,237/mo
Property tax (est.)$249/mo
STR-grade insurance (est.)$302/mo
HOA dues$341/mo
Estimated total$3,129/mo
7.25%6.13%6.89%January 14, 2025September 8, 2026
30-year fixed ranged 6.13% to 7.25% over the last 104 readings, currently 6.89% (Mortgage News Daily, as of September 8, 2026).

Assumes 20% down, 30-year fixed at 6.89% (Mortgage News Daily, as of September 8, 2026). Property tax uses the Davidson County Urban Services District rate at the 25% TN residential ratio. Estimate only; not a loan offer or appraisal. Enable JavaScript to adjust down payment, term, loan type, and rate.

How the rate moves this payment

30-year ratePrincipal & interestEst. total / movs current
5.89%$2,014/mo$2,906/mo-$223/mo
6.39%$2,124/mo$3,016/mo-$113/mo
6.89%$2,237/mo$3,129/mocurrent
7.39%$2,352/mo$3,244/mo+$115/mo
7.89%$2,469/mo$3,361/mo+$232/mo

Principal & interest on a 30-year fixed at 20% down ($340,000 loan), with property tax, insurance, and HOA held constant at $892/mo. Current 30-year fixed 6.89% (Mortgage News Daily, as of September 8, 2026). Estimate only; not a loan offer.

Short-term-rental revenue & cash flow

Illustrative gross short-term-rental revenue for 610 21st Ave N 108 at two example assumptions (illustrative inputs, not a market forecast for this property):

ScenarioNightly rateOccupancyGross / yr
Conservative$175/night50%$31,900
Stronger$275/night68%$68,300

Gross is nightly rate × 365 × occupancy. Net is materially lower after operating costs (management, cleaning, Metro occupancy tax, STR-grade insurance; commonly 30–40% of gross) and debt service of about $2,237/mo in principal and interest at 20% down. Turn on JavaScript to model your own assumptions (cash flow, cash-on-cash, DSCR, cap rate).

Nightly rate and occupancy above are illustrative example inputs, not a market forecast for this property. A non-owner-occupied short-term-rental permit is issued parcel by parcel by Metro Nashville and does not convey on sale. Estimate only; not financial or investment advice.

Short-term-rental outlook

How 610 21st Ave N 108 compares in Nashville 37203

MetricThis AirbnbNashville 37203 activeRecently sold
Price / sq ft$995$610 median-
Price position86th pctile+63% vs median-
Nashville 37203 vs greater Nashville-+81%-

This listing beside the active Nashville 37203 market and recent recorded closings. Computed by Grant Hammond from RealTracs via IDX, as of September 9, 2026.

How this Airbnb compares in Nashville 37203

At $995/sq ft, this Airbnb ranks in the 86th percentile of the active Airbnbs in Nashville 37203 by price per square foot.

Nashville 37203 trades about 81% above greater Nashville on a price-per-square-foot basis.

Taken together, this Airbnb reads toward the higher end per square foot for Nashville 37203.

Computed by Grant Hammond from the active Nashville 37203 comparables (RealTracs via IDX), as of September 9, 2026, refreshed weekly.

Competition & market pace

Active listings343 in Nashville 37203 condos
Recent absorptionabout 23.3 sales / mo
Months of inventory14.7 months, a buyer-favored market (ample supply)

Supply-side and recent-sale context for Nashville 37203 condos. Sale figures are trailing 6/12/24-month medians of recorded Nashville 37203 condos closings. Source RealTracs via IDX, as of September 7, 2026.

Location & neighborhood

610 21st Ave N 108 sits in The 1865, Nashville, Davidson County.

Nashville 37203 market snapshot

In Nashville 37203, homes there are priced around $610 per square foot; inventory in Nashville 37203 condos is running at about 14.7 months, a buyer-favored market.

Neighborhood housing-market facts computed by Grant Hammond from RealTracs via IDX, as of September 9, 2026.

Approximately 1.4 miles from downtown Nashville (straight-line distance).

Ask Grant about 610 21st Ave N 108

Get the full details, recent comparable sales, and any off-market options for 610 21st Ave N 108 - plus tour times if you want them. Grant Hammond, Compass RE, replies personally, usually the same day.

Preferred tour time (optional)

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Listed with The Ashton Real Estate Group of RE/MAX Advantage. Properties marked with the MTRMLS logo are provided courtesy of the RealTracs Internet Data Exchange Program. Information believed accurate but not guaranteed. IDX by Diverse Solutions.

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Frequently asked questions about 610 21st Ave N 108

Is 610 21st Ave N 108, Nashville still for sale?

As of the latest update (July 1, 2026), 610 21st Ave N 108, Nashville is active, per RealTracs. Contact Grant Hammond, Compass RE, for current availability.

How much does 610 21st Ave N 108, Nashville cost?

610 21st Ave N 108, Nashville is listed at $425,000, about $995 per square foot across 427 square feet.

How many bedrooms and bathrooms does 610 21st Ave N 108, Nashville have?

1 bedroom and 1 bathroom.

What is the price per square foot?

About $995 per square foot ($425,000 across 427 sqft).

When was 610 21st Ave N 108, Nashville built?

610 21st Ave N 108, Nashville was built in 1900.

Does 610 21st Ave N 108, Nashville have a garage?

No garage is reported in the listing.

Are there HOA dues?

HOA dues are $341 per month, as listed.

What subdivision is 610 21st Ave N 108, Nashville in?

610 21st Ave N 108, Nashville is in The 1865 subdivision of Nashville.

What is the estimated monthly payment for 610 21st Ave N 108, Nashville?

About $3,129 a month with 20% down on a 30-year fixed at 6.89%, principal and interest $2,237, estimated property tax $249, insurance $302, and HOA $341. Estimate only; not a loan offer. Adjust the down payment, term, loan type, and rate in the financing calculator on this page.

Can you short-term rent 610 21st Ave N 108, Nashville?

610 21st Ave N 108, Nashville is marketed as a short-term-rental investment property. Non-owner-occupied STR permits are issued parcel by parcel by Metro Nashville, not by neighborhood; confirm current permit status before closing.

Does the STR permit transfer when 610 21st Ave N 108, Nashville is sold?

No. A Metro Nashville STR permit is tied to the property and the permit holder and does not automatically convey; a buyer applies for their own.

How do I schedule a tour of 610 21st Ave N 108, Nashville?

Request a time using the tour form on this page (in-person or a live video walkthrough), or call or text Grant Hammond, Compass RE, at (615) 945-7123. Most showings are confirmed within 24 to 48 hours.

How do I make an offer on 610 21st Ave N 108, Nashville?

Grant Hammond, Compass RE, can prepare and present your offer, walk you through price, contingencies, and timeline, and represent you through closing. Start with the form on this page or call (615) 945-7123. Broker fees are not set by law and are fully negotiable.

Are more photos and details available for 610 21st Ave N 108, Nashville?

Yes. This page shows the full photo set and reported MLS fields; contact Grant Hammond, Compass RE, for a disclosure packet, recent comparable sales, and any off-market options.

Who can tell me more about 610 21st Ave N 108, Nashville?

Grant Hammond, Compass RE (TN Broker), with 25+ years and $1B+ in Middle Tennessee sales. Use the tour or question form on this page.

How is 610 21st Ave N 108, Nashville priced compared to the market?

At about $995 per square foot, 610 21st Ave N 108, Nashville ranks in the 86th percentile of active Nashville 37203 listings by price per square foot, roughly 63% above the Nashville 37203 median. This is comp-based analysis by Grant Hammond, Compass RE, not an appraisal.

Is the Nashville 37203 condos market favoring buyers or sellers?

The Nashville 37203 condos market is currently buyer-favored (ample supply), at about 14.7 months of inventory, per RealTracs as of September 7, 2026.

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