




Property details
Description of 303 N Laurel Cir
Situated on a beautiful 1.3 acre lot, this timeless brick home offers over 2,400 square feet with 5 spacious bedrooms and 3 bathrooms, providing plenty of room for family, guests, or a home office as well as an attached mother in law suite with its own entrance that could serve as a rental. Inside, you'll find character throughout, including beautiful hardwood floors, a cozy fireplace, generous living spaces, and a functional floor plan designed for everyday living and entertaining. The garage/shop offers additional storage, workshop space, or room for hobbies. Step outside and enjoy the privacy and possibilities of the expansive yard, with mature trees and plenty of space for gardening, outdoor gatherings, or future improvements. The yard is truly an oasis for kids, pets and entertaining. Conveniently located just minutes from historic downtown Columbia, shopping, dining, schools, and an easy commute to Spring Hill and Franklin, this property combines the tranquility of a large lot with the convenience of city amenities. Buyer and Buyer's agent to verify all pertinent info.
Listing updated: 2026-07-05
Zoned schools: R Howell Elementary, Spring Hill Middle School, Spring Hill High School (verify current zoning with the district).
About this home
303 N Laurel Cir is a 5-bedroom, 2.5-bath home in Columbia, TN 38401, offered at $475,000, about $195/sq ft across 2,435 sq ft.
All-in, about $2,789/mo at 20% down (6.72% 30-yr).
At the current 6.72% 30-year rate, principal and interest on this home runs about $2,456/mo; at the 6.56% rate of about three months ago it would be roughly $2,417/mo; monthly P&I is about $39 higher now.
Financing 303 N Laurel Cir, Columbia
The estimated monthly payment for 303 N Laurel Cir, Columbia is about $2,789: a conforming 30-year mortgage at 6.716% with 20% down, including property tax, insurance. Estimate only; not a loan offer or appraisal.
- Principal & interest: $2,456
- Property tax: $167
- Insurance (est.): $166
- Income to qualify: $119,525
- Cash to close: $109,250
- Equity at yr 5: $118,407
30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-08-20.
Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.
Frequently asked questions
How much does 303 N Laurel Cir cost?
303 N Laurel Cir is listed at $475,000, about $195 per square foot across 2,435 square feet (as of 08-22-2026).
What is the price per square foot for 303 N Laurel Cir?
303 N Laurel Cir is priced at $195 per square foot, 2,435 square feet at $475,000 (as of 08-22-2026).
What schools is 303 N Laurel Cir, Columbia zoned for?
303 N Laurel Cir, Columbia is zoned for R Howell Elementary (elementary), Spring Hill Middle School (middle), Spring Hill High School (high), per the listing. Attendance zones are assigned by address and can change; confirm the current assignment with the school district before relying on it.
Does 303 N Laurel Cir have an HOA?
No. 303 N Laurel Cir has no HOA dues, per the listing (as of 08-22-2026).
How big is the lot for 303 N Laurel Cir?
303 N Laurel Cir sits on a 1.3-acre lot, measuring approximately 1.30 ac (per the listing).
Does 303 N Laurel Cir have a basement?
No. 303 N Laurel Cir is built on a crawl space (no basement), per the listing.
When was 303 N Laurel Cir built?
303 N Laurel Cir was built in 1940.
What are the property taxes on 303 N Laurel Cir?
The annual property tax reported for 303 N Laurel Cir is about $1,999 (as reported on the listing, as of 08-22-2026).
What is the estimated monthly payment for 303 N Laurel Cir?
About $2,789 per month at 6.716% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.
What schools serve 303 N Laurel Cir?
303 N Laurel Cir is zoned for R Howell Elementary, Spring Hill Middle School, Spring Hill High School, per the listing. Verify current enrollment and zoning with the district.
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Market guidance by Grant Hammond, Compass RE, with 25+ years and $1B+ in Middle Tennessee sales.