303 N Laurel Cir, Columbia, TN 38401

303 N Laurel Cir, Columbia - listing photo 1
303 N Laurel Cir, Columbia - listing photo 2
303 N Laurel Cir, Columbia - listing photo 3
303 N Laurel Cir, Columbia - listing photo 4
303 N Laurel Cir, Columbia - listing photo 5
$475,000Active5 Beds2.5 Baths2,435 Sqft$195 /sqft

Property details

Acres
1.3
Year built
1940
Property type
Single Family
Per sq ft
$195
Subdivision
Hardie Acres

Description of 303 N Laurel Cir

Situated on a beautiful 1.3 acre lot, this timeless brick home offers over 2,400 square feet with 5 spacious bedrooms and 3 bathrooms, providing plenty of room for family, guests, or a home office as well as an attached mother in law suite with its own entrance that could serve as a rental. Inside, you'll find character throughout, including beautiful hardwood floors, a cozy fireplace, generous living spaces, and a functional floor plan designed for everyday living and entertaining. The garage/shop offers additional storage, workshop space, or room for hobbies. Step outside and enjoy the privacy and possibilities of the expansive yard, with mature trees and plenty of space for gardening, outdoor gatherings, or future improvements. The yard is truly an oasis for kids, pets and entertaining. Conveniently located just minutes from historic downtown Columbia, shopping, dining, schools, and an easy commute to Spring Hill and Franklin, this property combines the tranquility of a large lot with the convenience of city amenities. Buyer and Buyer's agent to verify all pertinent info.

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Listing updated: 2026-07-05

Zoned schools: R Howell Elementary, Spring Hill Middle School, Spring Hill High School (verify current zoning with the district).

About this home

The quick read

303 N Laurel Cir is a 5-bedroom, 2.5-bath home in Columbia, TN 38401, offered at $475,000, about $195/sq ft across 2,435 sq ft.

All-in, about $2,789/mo at 20% down (6.72% 30-yr).

At the current 6.72% 30-year rate, principal and interest on this home runs about $2,456/mo; at the 6.56% rate of about three months ago it would be roughly $2,417/mo; monthly P&I is about $39 higher now.

Analysis by Grant Hammond, Compass RE · figures as of August 2026 · RealTracs via IDX

Financing 303 N Laurel Cir, Columbia

The estimated monthly payment for 303 N Laurel Cir, Columbia is about $2,789: a conforming 30-year mortgage at 6.716% with 20% down, including property tax, insurance. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$2,789/mo
  • Principal & interest: $2,456
  • Property tax: $167
  • Insurance (est.): $166
  • Income to qualify: $119,525
  • Cash to close: $109,250
  • Equity at yr 5: $118,407
30-year vs 15-year mortgage rate: last 24 months
4.8%5.6%6.5%7.3%Jun '24Jul '25Aug '26Jun '24: 6.17%Aug '24: 5.62%Oct '24: 5.99%Jan '25: 6.14%Mar '25: 5.83%May '25: 6.03%Aug '25: 5.75%Oct '25: 5.52%Dec '25: 5.50%Mar '26: 5.43%May '26: 5.71%Jul '26: 5.96%Aug '26: 5.95%Jun '24: 6.81%Aug '24: 6.34%Nov '24: 6.84%Jan '25: 6.95%Apr '25: 6.59%Jun '25: 6.82%Aug '25: 6.51%Nov '25: 6.21%Jan '26: 6.06%Apr '26: 6.28%Jun '26: 6.51%Aug '26: 6.72%6.72%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-08-20.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 303 N Laurel Cir cost?

303 N Laurel Cir is listed at $475,000, about $195 per square foot across 2,435 square feet (as of 08-22-2026).

What is the price per square foot for 303 N Laurel Cir?

303 N Laurel Cir is priced at $195 per square foot, 2,435 square feet at $475,000 (as of 08-22-2026).

What schools is 303 N Laurel Cir, Columbia zoned for?

303 N Laurel Cir, Columbia is zoned for R Howell Elementary (elementary), Spring Hill Middle School (middle), Spring Hill High School (high), per the listing. Attendance zones are assigned by address and can change; confirm the current assignment with the school district before relying on it.

Does 303 N Laurel Cir have an HOA?

No. 303 N Laurel Cir has no HOA dues, per the listing (as of 08-22-2026).

How big is the lot for 303 N Laurel Cir?

303 N Laurel Cir sits on a 1.3-acre lot, measuring approximately 1.30 ac (per the listing).

Does 303 N Laurel Cir have a basement?

No. 303 N Laurel Cir is built on a crawl space (no basement), per the listing.

When was 303 N Laurel Cir built?

303 N Laurel Cir was built in 1940.

What are the property taxes on 303 N Laurel Cir?

The annual property tax reported for 303 N Laurel Cir is about $1,999 (as reported on the listing, as of 08-22-2026).

What is the estimated monthly payment for 303 N Laurel Cir?

About $2,789 per month at 6.716% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 303 N Laurel Cir?

303 N Laurel Cir is zoned for R Howell Elementary, Spring Hill Middle School, Spring Hill High School, per the listing. Verify current enrollment and zoning with the district.

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Full property details

Interior

HeatingCentral
CoolingYes
Stories1
Basementcrawl

Exterior & construction

ConstructionBrick

Lot & parking

Lot size1.3 acres
Lot dimensions1.30 ac
ParkingAttached, Asphalt

HOA & taxes

Annual taxes$1,999/yr

Community & schools

CountyMaury County
SubdivisionHardie Acres
ElementaryR Howell Elementary
MiddleSpring Hill Middle School
HighSpring Hill High School