108 Rock Chimney Rd, Gallatin, TN 37066

$499,900Active5 Beds3 Baths2,496 Sqft$200 /sqft

Property details

Year built
2026
Property type
Single Family
Per sq ft
$200
County
Sumner County
Subdivision
Woods Crossing

Description of 108 Rock Chimney Rd, Gallatin, TN 37066

Move-In Ready! Discover the spacious and versatile 5-bedroom Willow floorplan at Woods Crossing by Davidson Homes. Designed for both everyday living and entertaining, this home features an open-concept layout with a true dining room, cozy breakfast nook, and a gourmet kitchen with an oversized island that serves as the centerpiece of the home. A dedicated downstairs study offers the perfect flex space for a home office, playroom, or guest area. Upstairs, the spacious owner's suite creates a private retreat and features an elegant tray ceiling, while the generously sized secondary bedrooms each include walk-in closets for exceptional storage and comfort. Located just minutes from the Gallatin Marina, Woods Crossing is ideal for lake lovers and outdoor enthusiasts. Residents also enjoy close proximity to a new shopping center featuring Publix, along with convenient highway access for an easy commute to Nashville. Offering 3% toward closing costs or rates as low as 3.99% with use of preferred lender and title company , see sales for details. Contact us today to schedule your tour and learn more about this move-in ready opportunity in one of Gallatin's newest communities.

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Listing updated:

Zoned schools: Guild Elementary, Rucker Stewart Middle, Gallatin Senior High School (verify current zoning with the district).


Move-In Ready! Discover the spacious and versatile 5-bedroom Willow floorplan at Woods Crossing by Davidson Homes. Designed for both everyday living and entertaining, this home features an open-concept layout with a true dining room, cozy breakfast nook, and a gourmet kitchen with an oversized island that serves as the centerpiece of the home. A dedicated downstairs study offers the perfect flex space for a home office, playroom, or guest area. Upstairs, the spacious owner's suite creates a private retreat and features an elegant tray ceiling, while the generously sized secondary bedrooms each include walk-in closets for exceptional storage and comfort. Located just minutes from the Gallatin Marina, Woods Crossing is ideal for lake lovers and outdoor enthusiasts. Residents also enjoy close proximity to a new shopping center featuring Publix, along with convenient highway access for an easy commute to Nashville. Offering 3% toward closing costs or rates as low as 3.99% with use of preferred lender and title company "” see sales for details. Contact us today to schedule your tour and learn more about this move-in ready opportunity in one of Gallatin's newest communities.

LAST UPDATED 6/22/2026 TRACT Woods Crossing
YEAR BUILT 2026 GARAGE SPACES 2.0
COUNTY Sumner STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Guild Elementary
Jr. High School Rucker Stewart Middle
High School Gallatin Senior High School


ADDITIONAL DETAILS
AIR Central Air, Electric
AIR CONDITIONING Yes
AMENITIES Maintenance Grounds
APPLIANCES Dishwasher, Disposal, Electric Range, Gas Range, Microwave, Stainless Steel Appliance(s)
BASEMENT None
CONSTRUCTION Brick, Fiber Cement, Stone
GARAGE Attached Garage, Yes
HEAT Central, Natural Gas
HOA DUES 30
INTERIOR High Speed Internet, Kitchen Island
LOT 0
LOT DESCRIPTION Level
PARKING Garage Faces Front, Driveway, Attached
SEWER Public Sewer
STORIES 2
SUBDIVISION Woods Crossing
TAXES 3000
UTILITIES Electricity Available, Natural Gas Available, Water Available, Cable Connected
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

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108 Rock Chimney Rd, Gallatin, TN 37066, Gallatin - listing photo 1

About this home

The quick read

108 Rock Chimney Rd, Gallatin, TN 37066 is a 5-bedroom, 3-bath home in Gallatin, TN 37066, offered at $499,900, about $200/sq ft across 2,496 sq ft.

All-in, about $2,976/mo at 20% down (6.47% 30-yr).

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $250/mo), insurance (about $175/mo), and HOA (about $30/mo)) run about $455/mo, roughly 15% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Sumner County

Financing 108 Rock Chimney Rd, Gallatin

The estimated monthly payment for 108 Rock Chimney Rd, Gallatin is about $2,976: a conforming 30-year mortgage at 6.474% with 20% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$2,976/mo
  • Principal & interest: $2,521
  • Property tax: $250
  • Insurance (est.): $175
  • HOA: $30
  • Income to qualify: $127,538
  • Cash to close: $114,977
  • Equity at yr 5: $125,643
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.7%7.6%Apr '24May '25Jul '26May '24: 6.47%Jul '24: 6.17%Sep '24: 5.15%Nov '24: 6.10%Feb '25: 6.05%Apr '25: 6.03%Jun '25: 5.89%Sep '25: 5.60%Nov '25: 5.49%Jan '26: 5.44%Apr '26: 5.77%Jun '26: 5.84%Jul '26: 5.79%Apr '24: 7.22%Jul '24: 6.88%Sep '24: 6.09%Dec '24: 6.67%Feb '25: 6.82%Apr '25: 6.71%Jul '25: 6.76%Sep '25: 6.29%Dec '25: 6.24%Feb '26: 5.95%May '26: 6.38%Jul '26: 6.47%6.47%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-07-01.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 108 Rock Chimney Rd cost?

108 Rock Chimney Rd is listed at $499,900, about $200 per square foot across 2,496 square feet (as of 06-22-2026).

What is the price per square foot for 108 Rock Chimney Rd?

108 Rock Chimney Rd is priced at $200 per square foot, 2,496 square feet at $499,900 (as of 06-22-2026).

What are the HOA dues for 108 Rock Chimney Rd?

HOA dues for 108 Rock Chimney Rd are $30 per month, as listed (as of 06-22-2026).

Does 108 Rock Chimney Rd have a garage?

Yes. 108 Rock Chimney Rd has an attached garage, per the listing.

Does 108 Rock Chimney Rd have a basement?

No. 108 Rock Chimney Rd has no basement, per the listing.

When was 108 Rock Chimney Rd built?

108 Rock Chimney Rd was built in 2026.

What are the property taxes on 108 Rock Chimney Rd?

The annual property tax reported for 108 Rock Chimney Rd is about $3,000 (as reported on the listing, as of 06-22-2026).

What is the estimated monthly payment for 108 Rock Chimney Rd?

About $2,976 per month at 6.474% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 108 Rock Chimney Rd?

108 Rock Chimney Rd is zoned for Guild Elementary, Rucker Stewart Middle, Gallatin Senior High School, per the listing. Verify current enrollment and zoning with the district.

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