406 Wild Elm St, Franklin, TN 37064

$1,950,000Active5 Beds4.5 Baths5,334 Sqft$366 /sqft
Acres
0.28
Year built
2007
Property type
Single Family
Per sq ft
$366
County
Williamson County
Subdivision
Westhaven

Description of 406 Wild Elm St, Franklin, TN 37064

Rare all-brick Westhaven home with a finished basement and double front porches on one of the community's most coveted streets. Thoughtfully designed floor plan, abundant storage, and multiple indoor/outdoor living spaces create this truly unique home. **Stunning main floor includes the Primary Suite, large formal Dining Room, Butler's Pantry, spacious and renovated eat-in Kitchen with Sitting Room and oversized main-level Family Room with stack-stone fireplace and extensive built-ins. **The renovated kitchen includes a Thermador range, double ovens, quartz and solid walnut butcher block countertops, floating shelves, designer lighting and perfect space for everyday living and entertaining. **Upstairs offers 3 generously sized Bedrooms, 2 full Baths, dedicated Office, Bonus Room, ample finished and unfinished storage and access to a second-floor covered porch that provides a cozy, private oasis. **The newly finished Basement adds approximately 1,000 sq ft of living space with a large Bonus room, full bath, flex space suitable for a workout room or 5th bedroom, and courtyard access. *Additional features include a three-car garage, large driveway, as well as a new roof, gutters and downspouts.

Listing updated: 6/28/2026


Rare all-brick Westhaven home with a finished basement and double front porches on one of the community's most coveted streets. Thoughtfully designed floor plan, abundant storage, and multiple indoor/outdoor living spaces create this truly unique home. **Stunning main floor includes the Primary Suite, large formal Dining Room, Butler's Pantry, spacious and renovated eat-in Kitchen with Sitting Room and oversized main-level Family Room with stack-stone fireplace and extensive built-ins. **The renovated kitchen includes a Thermador range, double ovens, quartz and solid walnut butcher block countertops, floating shelves, designer lighting and perfect space for everyday living and entertaining. **Upstairs offers 3 generously sized Bedrooms, 2 full Baths, dedicated Office, Bonus Room, ample finished and unfinished storage and access to a second-floor covered porch that provides a cozy, private oasis. **The newly finished Basement adds approximately 1,000 sq ft of living space with a large Bonus room, full bath, flex space suitable for a workout room or 5th bedroom, and courtyard access. *Additional features include a three-car garage, large driveway, as well as a new roof, gutters and downspouts.

LAST UPDATED 6/28/2026 TRACT Westhaven
YEAR BUILT 2007 GARAGE SPACES 3.0
COUNTY Williamson STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Pearre Creek Elementary School
Jr. High School Hillsboro Elementary/ Middle School
High School Independence High School


ADDITIONAL DETAILS
AIR Central Air, Electric
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Double Oven, Gas Range, Microwave
BASEMENT Finished, Full, Yes
CONSTRUCTION Brick
FIREPLACE Yes
GARAGE Yes
HEAT Central, Natural Gas
HOA DUES 332
LOT 0.28 acre(s)
LOT DIMENSIONS 78 X 142
PARKING Garage Door Opener, Garage Faces Side
SEWER Public Sewer
STORIES 3+
SUBDIVISION Westhaven
TAXES 5675
UTILITIES Electricity Available, Natural Gas Available, Water Available
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

SATELLITE VIEW



 
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406 Wild Elm St, Franklin, TN 37064, Franklin - listing photo 1

About this home

The quick read

406 Wild Elm St, Franklin, TN 37064 is a 5-bedroom, 4.5-bath home in Franklin, TN 37064, offered at $1,950,000, about $366/sq ft across 5,334 sq ft.

At $366/sq ft, this home is about 28% below the Westhaven median list price per square foot of $508.

Recently sold at Westhaven: 12 comparable homes from $1,191,560 to $2,325,000, a median of $487/sq ft; this listing at $366/sq ft is about 25% below recent sold prices.

All-in, about $10,636/mo at 25% down (6.4% 30-yr).

At the current 6.40% 30-year rate, principal and interest on this home runs about $9,149/mo; at the 6.55% rate of about three months ago it would be roughly $9,288/mo; monthly P&I is about $139 lower now.

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $473/mo), insurance (about $682/mo), and HOA (about $332/mo)) run about $1,487/mo, roughly 14% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of July 2026 · RealTracs, Williamson County

How is it priced in Franklin?

Active listings153
Median list price$1,606,770
Median $/sqft (list)$508

As of 07-01-2026 (153 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.

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How this home compares in Westhaven

At $366/sq ft, this home ranks in the 8th percentile of the 151 active homes in Westhaven by price per square foot.

Westhaven trades about 26% above the Franklin 37064 area on a price-per-square-foot basis.

Computed by Grant Hammond from 151 active Westhaven comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.

Williamson County home prices by school zone

Closed single-family sales, trailing 24 months
Independence High

Homes zoned to Independence High closed at a median of $999,999 ($338/sq ft) over the past 24 months, across 1,671 single-family sales. That is the fourth-highest price per square foot of Williamson County's 9 high-school zones, 6% above the $319/sq ft countywide median.

Top zone $/sq ft
$367
County median $/sq ft
$319
Spread
$106
Sales / 24 mo
8,417
Median closed $/sq ft by high-school zone
Brentwood$367
Ravenwood$351
Franklin$349
Independence$338
Fred J. Page$327
Centennial$306
Nolensville$300
Summit$271
Fairview$261
County $319

RealTracs closed single-family sales, trailing 24 months, grouped by high-school attendance zone. Assignment depends on the exact address and can change; verify with the district before making an offer. Analysis by Grant Hammond, data via RealTracs (IDX).

Financing 406 Wild Elm St, Franklin

The estimated monthly payment for 406 Wild Elm St, Franklin is about $10,636: a jumbo 30-year mortgage at 6.401% with 25% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$10,636/mo Jumbo loan
  • Principal & interest: $9,149
  • Property tax: $473
  • Insurance (est.): $682
  • HOA: $332
  • Income to qualify: $455,846
  • Cash to close: $546,000
  • Equity at yr 5: $582,509
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.6%7.5%Apr '24May '25Jun '26Apr '24: 6.44%Jul '24: 6.25%Sep '24: 5.27%Nov '24: 6.02%Jan '25: 6.12%Apr '25: 5.82%Jun '25: 5.96%Aug '25: 5.69%Nov '25: 5.50%Jan '26: 5.38%Mar '26: 5.75%Jun '26: 5.79%Jun '26: 5.84%Apr '24: 7.19%Jul '24: 6.96%Sep '24: 6.10%Nov '24: 6.74%Feb '25: 6.91%Apr '25: 6.77%Jul '25: 6.74%Sep '25: 6.20%Dec '25: 6.21%Feb '26: 5.97%Apr '26: 6.29%Jun '26: 6.45%6.45%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-06-30.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 406 Wild Elm St cost?

406 Wild Elm St is listed at $1,950,000, about $366 per square foot across 5,334 square feet (as of 06-28-2026).

What is the price per square foot for 406 Wild Elm St?

406 Wild Elm St is priced at $366 per square foot, 5,334 square feet at $1,950,000 (as of 06-28-2026).

What are the HOA dues for 406 Wild Elm St?

HOA dues for 406 Wild Elm St are $332 per month, as listed (as of 06-28-2026).

How big is the lot for 406 Wild Elm St?

406 Wild Elm St sits on a 0.28-acre lot, measuring approximately 78 X 142 (per the listing).

Does 406 Wild Elm St have a garage?

Yes. 406 Wild Elm St has a garage, per the listing.

Does 406 Wild Elm St have a basement?

Yes. 406 Wild Elm St has a finished basement, per the listing.

When was 406 Wild Elm St built?

406 Wild Elm St was built in 2007.

What are the property taxes on 406 Wild Elm St?

The annual property tax reported for 406 Wild Elm St is about $5,675 (as reported on the listing, as of 06-28-2026).

What is the estimated monthly payment for 406 Wild Elm St?

About $10,636 per month at 6.401% on a 30-year loan with 25% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 406 Wild Elm St?

406 Wild Elm St is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School, per the listing. Verify current enrollment and zoning with the district.

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