173 Cline Road NE, Cleveland, TN 37312 (MLS # 3243474)

  • Home
  • 173 Cline Road NE, Cleveland, TN 37312 (MLS # 3243474)
$289,900Active3 Beds2.5 Baths996 Sqft$291 /sqft
Acres
1
Year built
1994
Property type
Single Family
Per sq ft
$291

Description of 173 Cline Road NE, Cleveland, TN 37312

Listing updated: 6/15/2026

Charming Split-Level on Nearly 1 Acre in Desirable NE Bradley County Welcome home to this beautifully maintained 3-bedroom, 2-bathroom split-level residence situated on a spacious, scenic lot of nearly an acre. The main living spaces flow effortlessly, highlighted by a modern kitchen featuring newer appliances. Step outside onto the brand-new back deck, perfect for entertaining or relaxing while enjoying your private, expansive backyard. The lower level offers incredible flexibility with an additional finished room, complete with rough-in plumbing ready with a toilet and pump station for a half-bath conversion. Finished room is ideal for a home office, gym, or guest suite. Seller is leaving Washer and Dryer. Exterior features include a spacious double carport and a detached storage building. Combining peaceful county living with convenient access to local amenities, this property is a rare find. Schedule your showing today!

LAST UPDATED 6/15/2026 YEAR BUILT 1994
GARAGE SPACES 1.0 COUNTY Bradley
STATUS Active PROPERTY TYPE(S) Single Family


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air, Other
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Dryer, Electric Oven, Refrigerator, Washer
BASEMENT Partially Finished, Yes
CONSTRUCTION Brick, Fiber Cement
GARAGE Attached Garage, Yes
HEAT Central, Electric
INTERIOR Ceiling Fan(s)
LOT 0.9 acre(s)
LOT DESCRIPTION Sloped
LOT DIMENSIONS 0.9
PARKING Attached, Concrete, Driveway
SEWER Septic Tank
STORIES 3+
TAXES 717
UTILITIES Electricity Available, Water Available
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

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About this home

The quick read

173 Cline Road NE, Cleveland, TN 37312 is a 3-bedroom, 2.5-bath home in Cleveland, TN 37312, offered at $289,900, about $291/sq ft across 996 sq ft.

All-in, about $1,768/mo at 20% down (6.51% 30-yr).

Analysis by Grant Hammond, Compass RE · figures as of June 2026 · RealTracs via IDX

Financing 173 Cline Road NE, Cleveland

The estimated monthly payment for 173 Cline Road NE, Cleveland is about $1,768 — a conforming 30-year mortgage at 6.511% with 20% down, including property tax, insurance. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$1,768/mo
  • Principal & interest: $1,468
  • Property tax (est.): $168
  • Insurance (est.): $133
  • Income to qualify: $75,791
  • Cash to close: $66,677
  • Equity at yr 5: $72,770
30-year vs 15-year mortgage rate — last 24 months
4.8%5.7%6.6%7.5%Apr '24May '25Jun '26Apr '24: 6.39%Apr '24: 6.44%May '24: 6.47%May '24: 6.38%May '24: 6.28%May '24: 6.24%May '24: 6.36%Jun '24: 6.29%Jun '24: 6.17%Jun '24: 6.13%Jun '24: 6.16%Jul '24: 6.25%Jul '24: 6.17%Jul '24: 6.05%Jul '24: 6.07%Aug '24: 5.99%Aug '24: 5.63%Aug '24: 5.66%Aug '24: 5.62%Aug '24: 5.51%Sep '24: 5.47%Sep '24: 5.27%Sep '24: 5.15%Sep '24: 5.16%Oct '24: 5.25%Oct '24: 5.41%Oct '24: 5.63%Oct '24: 5.71%Oct '24: 5.99%Nov '24: 6.00%Nov '24: 5.99%Nov '24: 6.02%Nov '24: 6.10%Dec '24: 5.96%Dec '24: 5.84%Dec '24: 5.92%Dec '24: 6.00%Jan '25: 6.13%Jan '25: 6.14%Jan '25: 6.27%Jan '25: 6.16%Jan '25: 6.12%Feb '25: 6.05%Feb '25: 6.09%Feb '25: 6.04%Feb '25: 5.94%Mar '25: 5.79%Mar '25: 5.80%Mar '25: 5.83%Mar '25: 5.89%Apr '25: 5.82%Apr '25: 5.82%Apr '25: 6.03%Apr '25: 5.94%May '25: 5.92%May '25: 5.89%May '25: 5.92%May '25: 6.01%May '25: 6.03%Jun '25: 5.99%Jun '25: 5.97%Jun '25: 5.96%Jun '25: 5.89%Jul '25: 5.80%Jul '25: 5.86%Jul '25: 5.92%Jul '25: 5.87%Jul '25: 5.85%Aug '25: 5.75%Aug '25: 5.71%Aug '25: 5.69%Aug '25: 5.69%Sep '25: 5.60%Sep '25: 5.50%Sep '25: 5.41%Sep '25: 5.49%Oct '25: 5.55%Oct '25: 5.53%Oct '25: 5.52%Oct '25: 5.44%Oct '25: 5.41%Nov '25: 5.50%Nov '25: 5.49%Nov '25: 5.54%Nov '25: 5.51%Dec '25: 5.44%Dec '25: 5.54%Dec '25: 5.47%Dec '25: 5.50%Dec '25: 5.44%Jan '26: 5.46%Jan '26: 5.38%Jan '26: 5.44%Jan '26: 5.49%Feb '26: 5.50%Feb '26: 5.44%Feb '26: 5.35%Feb '26: 5.44%Mar '26: 5.43%Mar '26: 5.50%Mar '26: 5.54%Mar '26: 5.75%Apr '26: 5.77%Apr '26: 5.74%Apr '26: 5.65%Apr '26: 5.58%Apr '26: 5.64%May '26: 5.72%May '26: 5.71%May '26: 5.85%May '26: 5.87%Jun '26: 5.79%Jun '26: 5.84%Jun '26: 5.81%Apr '24: 7.12%Apr '24: 7.19%Apr '24: 7.19%May '24: 7.05%May '24: 7.04%May '24: 6.95%May '24: 6.99%Jun '24: 6.93%Jun '24: 6.99%Jun '24: 6.88%Jun '24: 6.89%Jul '24: 6.96%Jul '24: 6.76%Jul '24: 6.75%Jul '24: 6.77%Aug '24: 6.59%Aug '24: 6.55%Aug '24: 6.51%Aug '24: 6.42%Aug '24: 6.34%Sep '24: 6.22%Sep '24: 6.10%Sep '24: 6.06%Sep '24: 6.06%Oct '24: 6.28%Oct '24: 6.42%Oct '24: 6.56%Oct '24: 6.75%Nov '24: 6.78%Nov '24: 6.82%Nov '24: 6.82%Nov '24: 6.74%Dec '24: 6.69%Dec '24: 6.66%Dec '24: 6.87%Dec '24: 6.83%Jan '25: 6.94%Jan '25: 7.05%Jan '25: 6.90%Jan '25: 6.88%Feb '25: 6.81%Feb '25: 6.91%Feb '25: 6.81%Feb '25: 6.65%Mar '25: 6.63%Mar '25: 6.64%Mar '25: 6.59%Mar '25: 6.65%Apr '25: 6.49%Apr '25: 6.81%Apr '25: 6.78%Apr '25: 6.77%May '25: 6.71%May '25: 6.78%May '25: 6.86%May '25: 6.92%May '25: 6.84%Jun '25: 6.86%Jun '25: 6.82%Jun '25: 6.76%Jun '25: 6.67%Jul '25: 6.74%Jul '25: 6.79%Jul '25: 6.71%Jul '25: 6.74%Aug '25: 6.62%Aug '25: 6.60%Aug '25: 6.60%Aug '25: 6.53%Sep '25: 6.48%Sep '25: 6.27%Sep '25: 6.20%Sep '25: 6.29%Oct '25: 6.26%Oct '25: 6.28%Oct '25: 6.19%Oct '25: 6.17%Oct '25: 6.19%Nov '25: 6.20%Nov '25: 6.23%Nov '25: 6.22%Dec '25: 6.21%Dec '25: 6.25%Dec '25: 6.21%Dec '25: 6.18%Jan '26: 6.14%Jan '26: 6.04%Jan '26: 6.04%Jan '26: 6.06%Feb '26: 6.09%Feb '26: 6.09%Feb '26: 5.97%Feb '26: 5.94%Mar '26: 6.02%Mar '26: 6.06%Mar '26: 6.16%Mar '26: 6.40%Mar '26: 6.35%Apr '26: 6.36%Apr '26: 6.26%Apr '26: 6.23%Apr '26: 6.29%May '26: 6.38%May '26: 6.40%May '26: 6.63%May '26: 6.48%Jun '26: 6.46%Jun '26: 6.53%Jun '26: 6.48%Jun '26: 6.51%6.51%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-06-22.

Email me this breakdownSee Similarly Priced Homes

Tax is estimated at the 25% residential ratio on list price; the actual annual tax is used whenever the listing or county reports it. Insurance/PMI are estimates; rate is editable. Estimate only — not a loan offer.

Frequently asked questions

How much does 173 Cline Road NE cost?

173 Cline Road NE is listed at $289,900, about $291 per square foot across 996 square feet (as of 6/15/2026).

What is the price per square foot for 173 Cline Road NE?

173 Cline Road NE is priced at $291 per square foot, 996 square feet at $289,900 (as of 6/15/2026).

Does 173 Cline Road NE have an HOA?

No. 173 Cline Road NE has no HOA dues, per the listing (as of 6/15/2026).

How big is the lot for 173 Cline Road NE?

173 Cline Road NE sits on a 1-acre lot, measuring approximately 0.9 (per the listing).

Does 173 Cline Road NE have a garage?

Yes. 173 Cline Road NE has an attached garage, per the listing.

Does 173 Cline Road NE have a basement?

Yes. 173 Cline Road NE has a partially finished, yes basement, per the listing.

When was 173 Cline Road NE built?

173 Cline Road NE was built in 1994.

What are the property taxes on 173 Cline Road NE?

The annual property tax on record for 173 Cline Road NE is about $717 (per the listing and county records, as of 6/15/2026).

What is the estimated monthly payment for 173 Cline Road NE?

About $1,768 per month at 6.511% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

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