Rates Are "Flat"
Freddie Mac’s Primary Mortgage Market Survey reported that the 30 year fixed rate mortgage averaged 6.18% for the week ending January 4,...
Nashville mortgage rate updates publish every Friday from Grant Hammond, archived here in chronological order. Each weekly post tracks the Freddie Mac Primary Mortgage Market Survey 30-year and 15-year fixed rates. It also tracks the 10-year Treasury yield, the mortgage spread, and Federal Reserve policy stance. Additionally, every weekly update covers the local payment impact for Nashville and Middle Tennessee buyers.
This archive is the historical reference. For this week’s current Nashville mortgage rates and the live rate tracker, see the Nashville Mortgage Rates Today pillar.
Every weekly update covers the same data points. It provides current 30-year and 15-year fixed rates from Freddie Mac PMMS, plus week-over-week and year-over-year rate changes. Then it analyzes the 10-year Treasury yield and the mortgage spread. Additionally, every post features an institutional macro snapshot covering Core CPI and Federal Reserve policy. Each update also calculates the payment impact for a typical $500,000 Nashville purchase. Strategic positioning notes follow for buyers, sellers, investors, and move-up buyers. Finally, every post closes with a Nashville Real Estate Market Outlook tying rates to local segments.
Mortgage rates move week to week. Therefore, buyers, sellers, and investors making rate-sensitive decisions benefit from seeing how rates evolved. The archive shows the trajectory and the drivers behind each weekly print. Furthermore, the methodology stays consistent across every entry.
Every weekly update covers Nashville and Middle Tennessee. Specifically, the coverage includes sub-markets across Davidson County and Williamson County. These include Brentwood, Franklin, Belle Meade, Green Hills, East Nashville, The Gulch, SoBro, Music Row, and 12 South. Additionally, the local payment impact analysis uses Nashville buyer profiles across multiple price bands. These bands range from under $500K through $2.5M.
Grant Hammond is a Nashville real estate broker at Compass RE. He has 25 years of experience and over $1 billion in career sales. Furthermore, his market analysis appears regularly in major publications. These include the Wall Street Journal, the Los Angeles Times, The Tennessean, and the Nashville Business Journal.