Description of 3188 Vera Valley Rd, Franklin, TN 37064
Just over a mile from the charm, culture and energy of Franklin's Historic Downtown, this beautifully designed all-brick home offers more than a place to live, it offers a lifestyle you'll fall in love with the moment you arrive. Imagine evening walks along sidewalk-lined streets leading home after a dinner downtown, neighborhood gatherings with friends, and quite mornings filled with natural light pouring through oversized windows beneath soaring 14-foot vaulted ceilings. Positioned on a spacious corner lot, this 4 bedroom/2.5 Bath home provides the elbow room and privacy today's buyers crave, complete with a fenced backyard designed for both relaxation and entertaining. The expansive 16'x26' stamped and stained concrete patio creates the perfect backdrop for holiday celebrations, summer cookouts, or slow evenings spent with the people who matter most. Inside, warmth and elegance blend effortlessly throughout the open floor plan. Thoughtful design details and elevated finishes create a space that feels both refined and inviting, including a charming wine/bourbon nook just off the kitchen, a perfect touch for entertaining or unwinding at the end of the day. The kitchen itself features granite countertops, stainless steel appliances, a farmhouse sink and a spacious pantry with plenty of room. Hardwood floors flow throughout the main level, complemented by tile in wet areas and newer carpet upstairs for added comfort. Updated hardware, modern light fixtures and recessed lighting add a fresh and polished feel to the home. The versatile 4th bedroom can easily serve as a bonus room, media room or private office depending on your needs. Practicality meets beauty with abundant storage closets and generous garage shelving, ensuring there's a place for everything. Every inch of this home has been thoughtfully cared for and designed to make everyday living feel extraordinary. Community pool, ponds and playground are an added bonus! (Owner/Agent Listing)
Listing updated: 5/29/2026
Just over a mile from the charm, culture and energy of Franklin's Historic Downtown, this beautifully designed all-brick home offers more than a place to live, it offers a lifestyle you'll fall in love with the moment you arrive. Imagine evening walks along sidewalk-lined streets leading home after a dinner downtown, neighborhood gatherings with friends, and quite mornings filled with natural light pouring through oversized windows beneath soaring 14-foot vaulted ceilings. Positioned on a spacious corner lot, this 4 bedroom/2.5 Bath home provides the elbow room and privacy today's buyers crave, complete with a fenced backyard designed for both relaxation and entertaining. The expansive 16'x26' stamped and stained concrete patio creates the perfect backdrop for holiday celebrations, summer cookouts, or slow evenings spent with the people who matter most. Inside, warmth and elegance blend effortlessly throughout the open floor plan. Thoughtful design details and elevated finishes create a space that feels both refined and inviting, including a charming wine/bourbon nook just off the kitchen, a perfect touch for entertaining or unwinding at the end of the day. The kitchen itself features granite countertops, stainless steel appliances, a farmhouse sink and a spacious pantry with plenty of room. Hardwood floors flow throughout the main level, complemented by tile in wet areas and newer carpet upstairs for added comfort. Updated hardware, modern light fixtures and recessed lighting add a fresh and polished feel to the home. The versatile 4th bedroom can easily serve as a bonus room, media room or private office depending on your needs. Practicality meets beauty with abundant storage closets and generous garage shelving, ensuring there's a place for everything. Every inch of this home has been thoughtfully cared for and designed to make everyday living feel extraordinary. Community pool, ponds and playground are an added bonus! (Owner/Agent Listing)
| LAST UPDATED | 5/29/2026 | TRACT | Spencer Hall Sec 6 |
|---|---|---|---|
| YEAR BUILT | 1999 | GARAGE SPACES | 2.0 |
| COUNTY | Williamson | STATUS | Active |
| PROPERTY TYPE(S) | Single Family |
| Elementary School | Pearre Creek Elementary School |
|---|---|
| Jr. High School | Hillsboro Elementary/ Middle School |
| High School | Independence High School |
| ADDITIONAL DETAILS | |
| AIR | Ceiling Fan(s), Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s) |
| BASEMENT | Crawl Space |
| CONSTRUCTION | Brick |
| FIREPLACE | Yes |
| GARAGE | Attached Garage, Yes |
| HEAT | Central, Natural Gas |
| HOA DUES | 80 |
| INTERIOR | Ceiling Fan(s), Entrance Foyer, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Walk-In Closet(s) |
| LOT | 6970 sq ft |
| LOT DESCRIPTION | Corner Lot, Level |
| LOT DIMENSIONS | 70 X 109 |
| PARKING | Garage Door Opener, Garage Faces Front, Attached |
| SEWER | Public Sewer |
| STORIES | 2 |
| STYLE | Contemporary |
| SUBDIVISION | Spencer Hall Sec 6 |
| TAXES | 2845 |
| UTILITIES | Electricity Available, Natural Gas Available, Water Available, Cable Connected, Underground Utilities |
| WATER | Public |
TOTAL MONTHLY PAYMENT
| SATELLITE VIEW |
| / | |
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About this home
3188 Vera Valley Rd, Franklin, TN 37064 is a 4-bedroom, 2.5-bath home in Franklin, TN 37064, offered at $775,000, about $313/sq ft across 2,473 sq ft.
At $313/sq ft, this home is about 19% below the Franklin 37064 median list price per square foot of $388.
Recently sold in Franklin 37064: 12 comparable homes from $479,900 to $1,080,000, a median of $303/sq ft; this listing at $313/sq ft is about 3% above recent sold prices.
All-in, about $4,471/mo at 20% down (6.41% 30-yr).
Beyond principal and interest, the recurring carrying costs on this home (property tax (about $237/mo), insurance (about $271/mo), and HOA (about $80/mo)) run about $588/mo, roughly 13% of the all-in monthly payment.
How is it priced in Franklin?
| Active listings | 929 |
|---|---|
| Median list price | $1,199,900 |
| Median $/sqft (list) | $388 |
As of 2026-06-28 (929 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.
How this home compares in Spencer Hall
At $313/sq ft, this home ranks in the 45th percentile of the 12 active homes in Spencer Hall by price per square foot.
Spencer Hall trades about 21% below the Franklin 37064 area on a price-per-square-foot basis.
Computed by Grant Hammond from 12 active Spencer Hall comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.
Financing 3188 Vera Valley Rd, Franklin
The estimated monthly payment for 3188 Vera Valley Rd, Franklin is about $4,471: a conforming 30-year mortgage at 6.411% with 20% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.
- Principal & interest: $3,883
- Property tax: $237
- Insurance (est.): $271
- HOA: $80
- Income to qualify: $191,612
- Cash to close: $178,250
- Equity at yr 5: $195,210
30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-06-26.
Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.
Frequently asked questions
How much does 3188 Vera Valley Rd cost?
3188 Vera Valley Rd is listed at $775,000, about $313 per square foot across 2,473 square feet (as of 5/29/2026).
What is the price per square foot for 3188 Vera Valley Rd?
3188 Vera Valley Rd is priced at $313 per square foot, 2,473 square feet at $775,000 (as of 5/29/2026).
What are the HOA dues for 3188 Vera Valley Rd?
HOA dues for 3188 Vera Valley Rd are $80 per month, as listed (as of 5/29/2026).
Does 3188 Vera Valley Rd have a garage?
Yes. 3188 Vera Valley Rd has an attached garage, per the listing.
Does 3188 Vera Valley Rd have a basement?
No. 3188 Vera Valley Rd is built on a crawl space (no basement), per the listing.
When was 3188 Vera Valley Rd built?
3188 Vera Valley Rd was built in 1999.
What are the property taxes on 3188 Vera Valley Rd?
The annual property tax reported for 3188 Vera Valley Rd is about $2,845 (as reported on the listing, as of 5/29/2026).
What is the estimated monthly payment for 3188 Vera Valley Rd?
About $4,471 per month at 6.411% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.
What schools serve 3188 Vera Valley Rd?
3188 Vera Valley Rd is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School, per the listing. Verify current enrollment and zoning with the district.
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