3188 Vera Valley Rd, Franklin, TN 37064

$775,000Active4 Beds2.5 Baths2,473 Sqft$313 /sqft
Year built
1999
Property type
Single Family
Per sq ft
$313
County
Williamson County
Subdivision
Spencer Hall Sec 6

Description of 3188 Vera Valley Rd, Franklin, TN 37064

Just over a mile from the charm, culture and energy of Franklin's Historic Downtown, this beautifully designed all-brick home offers more than a place to live, it offers a lifestyle you'll fall in love with the moment you arrive. Imagine evening walks along sidewalk-lined streets leading home after a dinner downtown, neighborhood gatherings with friends, and quite mornings filled with natural light pouring through oversized windows beneath soaring 14-foot vaulted ceilings. Positioned on a spacious corner lot, this 4 bedroom/2.5 Bath home provides the elbow room and privacy today's buyers crave, complete with a fenced backyard designed for both relaxation and entertaining. The expansive 16'x26' stamped and stained concrete patio creates the perfect backdrop for holiday celebrations, summer cookouts, or slow evenings spent with the people who matter most. Inside, warmth and elegance blend effortlessly throughout the open floor plan. Thoughtful design details and elevated finishes create a space that feels both refined and inviting, including a charming wine/bourbon nook just off the kitchen, a perfect touch for entertaining or unwinding at the end of the day. The kitchen itself features granite countertops, stainless steel appliances, a farmhouse sink and a spacious pantry with plenty of room. Hardwood floors flow throughout the main level, complemented by tile in wet areas and newer carpet upstairs for added comfort. Updated hardware, modern light fixtures and recessed lighting add a fresh and polished feel to the home. The versatile 4th bedroom can easily serve as a bonus room, media room or private office depending on your needs. Practicality meets beauty with abundant storage closets and generous garage shelving, ensuring there's a place for everything. Every inch of this home has been thoughtfully cared for and designed to make everyday living feel extraordinary. Community pool, ponds and playground are an added bonus! (Owner/Agent Listing)

Listing updated: 5/29/2026


Just over a mile from the charm, culture and energy of Franklin's Historic Downtown, this beautifully designed all-brick home offers more than a place to live, it offers a lifestyle you'll fall in love with the moment you arrive. Imagine evening walks along sidewalk-lined streets leading home after a dinner downtown, neighborhood gatherings with friends, and quite mornings filled with natural light pouring through oversized windows beneath soaring 14-foot vaulted ceilings. Positioned on a spacious corner lot, this 4 bedroom/2.5 Bath home provides the elbow room and privacy today's buyers crave, complete with a fenced backyard designed for both relaxation and entertaining. The expansive 16'x26' stamped and stained concrete patio creates the perfect backdrop for holiday celebrations, summer cookouts, or slow evenings spent with the people who matter most. Inside, warmth and elegance blend effortlessly throughout the open floor plan. Thoughtful design details and elevated finishes create a space that feels both refined and inviting, including a charming wine/bourbon nook just off the kitchen, a perfect touch for entertaining or unwinding at the end of the day. The kitchen itself features granite countertops, stainless steel appliances, a farmhouse sink and a spacious pantry with plenty of room. Hardwood floors flow throughout the main level, complemented by tile in wet areas and newer carpet upstairs for added comfort. Updated hardware, modern light fixtures and recessed lighting add a fresh and polished feel to the home. The versatile 4th bedroom can easily serve as a bonus room, media room or private office depending on your needs. Practicality meets beauty with abundant storage closets and generous garage shelving, ensuring there's a place for everything. Every inch of this home has been thoughtfully cared for and designed to make everyday living feel extraordinary. Community pool, ponds and playground are an added bonus! (Owner/Agent Listing)

LAST UPDATED 5/29/2026 TRACT Spencer Hall Sec 6
YEAR BUILT 1999 GARAGE SPACES 2.0
COUNTY Williamson STATUS Active
PROPERTY TYPE(S) Single Family

SCHOOLS
Elementary School Pearre Creek Elementary School
Jr. High School Hillsboro Elementary/ Middle School
High School Independence High School


ADDITIONAL DETAILS
AIR Ceiling Fan(s), Central Air, Electric
AIR CONDITIONING Yes
APPLIANCES Dishwasher, Disposal, Electric Oven, Electric Range, Microwave, Refrigerator, Stainless Steel Appliance(s)
BASEMENT Crawl Space
CONSTRUCTION Brick
FIREPLACE Yes
GARAGE Attached Garage, Yes
HEAT Central, Natural Gas
HOA DUES 80
INTERIOR Ceiling Fan(s), Entrance Foyer, High Ceilings, High Speed Internet, Open Floorplan, Pantry, Walk-In Closet(s)
LOT 6970 sq ft
LOT DESCRIPTION Corner Lot, Level
LOT DIMENSIONS 70 X 109
PARKING Garage Door Opener, Garage Faces Front, Attached
SEWER Public Sewer
STORIES 2
STYLE Contemporary
SUBDIVISION Spencer Hall Sec 6
TAXES 2845
UTILITIES Electricity Available, Natural Gas Available, Water Available, Cable Connected, Underground Utilities
WATER Public
MORTGAGE CALCULATOR
   

TOTAL MONTHLY PAYMENT

0
P
I
*Estimate only

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3188 Vera Valley Rd, Franklin, TN 37064, Franklin - listing photo 1

About this home

The quick read

3188 Vera Valley Rd, Franklin, TN 37064 is a 4-bedroom, 2.5-bath home in Franklin, TN 37064, offered at $775,000, about $313/sq ft across 2,473 sq ft.

At $313/sq ft, this home is about 19% below the Franklin 37064 median list price per square foot of $388.

Recently sold in Franklin 37064: 12 comparable homes from $479,900 to $1,080,000, a median of $303/sq ft; this listing at $313/sq ft is about 3% above recent sold prices.

All-in, about $4,471/mo at 20% down (6.41% 30-yr).

Beyond principal and interest, the recurring carrying costs on this home (property tax (about $237/mo), insurance (about $271/mo), and HOA (about $80/mo)) run about $588/mo, roughly 13% of the all-in monthly payment.

Analysis by Grant Hammond, Compass RE · figures as of June 2026 · RealTracs, Williamson County

How is it priced in Franklin?

Active listings929
Median list price$1,199,900
Median $/sqft (list)$388

As of 2026-06-28 (929 active listings). Source: RealTracs via IDX. Analysis by Grant Hammond.

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How this home compares in Spencer Hall

At $313/sq ft, this home ranks in the 45th percentile of the 12 active homes in Spencer Hall by price per square foot.

Spencer Hall trades about 21% below the Franklin 37064 area on a price-per-square-foot basis.

Computed by Grant Hammond from 12 active Spencer Hall comparables (RealTracs via IDX), refreshed weekly. Analysis, not an appraisal.

Financing 3188 Vera Valley Rd, Franklin

The estimated monthly payment for 3188 Vera Valley Rd, Franklin is about $4,471: a conforming 30-year mortgage at 6.411% with 20% down, including property tax, insurance, and HOA. Estimate only; not a loan offer or appraisal.

Estimated monthly payment$4,471/mo
  • Principal & interest: $3,883
  • Property tax: $237
  • Insurance (est.): $271
  • HOA: $80
  • Income to qualify: $191,612
  • Cash to close: $178,250
  • Equity at yr 5: $195,210
30-year vs 15-year mortgage rate: last 24 months
4.8%5.7%6.6%7.5%Apr '24May '25Jun '26Apr '24: 6.44%Jul '24: 6.25%Sep '24: 5.27%Nov '24: 6.02%Jan '25: 6.12%Apr '25: 5.82%Jun '25: 5.96%Aug '25: 5.69%Nov '25: 5.50%Jan '26: 5.38%Mar '26: 5.75%Jun '26: 5.79%Jun '26: 5.84%Apr '24: 7.19%Jul '24: 6.96%Sep '24: 6.10%Nov '24: 6.74%Feb '25: 6.91%Apr '25: 6.77%Jul '25: 6.74%Sep '25: 6.20%Dec '25: 6.21%Feb '26: 5.97%Apr '26: 6.29%Jun '26: 6.41%6.41%30-yr15-yr

30- vs 15-year fixed, monthly. Source: Freddie Mac & Optimal Blue via FRED, updated 2026-06-26.

Property tax is the actual annual amount reported on the listing for this property, not a list-price estimate. Insurance/PMI are estimates; rate is editable. Estimate only; not a loan offer.

Frequently asked questions

How much does 3188 Vera Valley Rd cost?

3188 Vera Valley Rd is listed at $775,000, about $313 per square foot across 2,473 square feet (as of 5/29/2026).

What is the price per square foot for 3188 Vera Valley Rd?

3188 Vera Valley Rd is priced at $313 per square foot, 2,473 square feet at $775,000 (as of 5/29/2026).

What are the HOA dues for 3188 Vera Valley Rd?

HOA dues for 3188 Vera Valley Rd are $80 per month, as listed (as of 5/29/2026).

Does 3188 Vera Valley Rd have a garage?

Yes. 3188 Vera Valley Rd has an attached garage, per the listing.

Does 3188 Vera Valley Rd have a basement?

No. 3188 Vera Valley Rd is built on a crawl space (no basement), per the listing.

When was 3188 Vera Valley Rd built?

3188 Vera Valley Rd was built in 1999.

What are the property taxes on 3188 Vera Valley Rd?

The annual property tax reported for 3188 Vera Valley Rd is about $2,845 (as reported on the listing, as of 5/29/2026).

What is the estimated monthly payment for 3188 Vera Valley Rd?

About $4,471 per month at 6.411% on a 30-year loan with 20% down, including the actual property tax and an insurance estimate. Estimate only, not a loan offer.

What schools serve 3188 Vera Valley Rd?

3188 Vera Valley Rd is zoned for Pearre Creek Elementary School, Hillsboro Elementary/ Middle School, Independence High School, per the listing. Verify current enrollment and zoning with the district.

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